48647 ZIP Code — Mio, MI

Oscoda County, Michigan

ZIP code 48647 is located in Mio, Michigan, within Oscoda County. It covers approximately 167.24 square miles and serves a population of 4,256 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48647

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $123,400. Owner-occupancy is high at 83%, well above the national average.

Median household income is $47,500. SNAP benefit usage at 21% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Overall, ZIP code 48647 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,256

population

167.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48647 ZIP code map

Cities in ZIP code 48647

Below are the cities the US Postal Service accepts for ZIP code 48647. Using any city not on this list may result in mail delivery delays.

City	Status
Mio	Preferred

Nearby ZIP codes

48621 Fairview (3.8 mi) 48619 Comins (9.7 mi) 48636 Luzerne (11.6 mi) 49756 Lewiston (11.9 mi) 48761 South Branch (12.1 mi) 48654 Rose City (15.1 mi) 48728 Curran (16 mi) 48743 Long Lake (19.2 mi)

Demographics updated 06/2026

Population
Total population	4,256
Population density	25 / sq mi
State FIPS	26
County FIPS	135

Geography
Land area	167.24 sq mi
Water area	2.04 sq mi
Latitude	44.6858
Longitude	-84.0608
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.9%	54.9%	42.6%
$50k – $100k	30.1%	33.2%	31.1%
$100k – $200k	11.3%	10.1%	20.6%
Over $200k	2.7%	1.9%	5.7%

Demographics & statistics

4,256

Population

People per sq mi

42.0

Median age

$47,500

Median household income

$22,965

Per capita income

$123,400

Median home value

$729

Median monthly rent

82.7%

Home ownership

14.0%

Poverty rate

9.9%

Unemployment

2,838

Housing units

13.8%

Bachelor's or higher

Age distribution

Male Female

141

Under 5

150

139

5–9

148

152

10–14

161

129

15–19

137

130

20–24

138

228

25–34

241

201

35–44

212

229

45–54

242

186

55–59

196

124

60–64

132

240

65–74

254

138

75–84

146

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,070	25.1%
18 and over	3,186	74.9%
65 and over	840	19.7%
Median age	42.0 years

Race & ethnicity

White 93.9%

Two or more races 3.6%

Hispanic or Latino 0.7%

American Indian / Alaska Native 0.7%

Asian 0.5%

Black or African American 0.4%

Other race 0.3%

Group	Count	%
White	4,024	93.9%
Two or more races	154	3.6%
Hispanic or Latino	31	0.7%
American Indian / Alaska Native	28	0.7%
Asian	23	0.5%
Black or African American	16	0.4%
Other race	11	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.9%	54.9%	42.6%
$50k – $100k	30.1%	33.2%	31.1%
$100k – $200k	11.3%	10.1%	20.6%
Over $200k	2.7%	1.9%	5.7%

Under $10k 5.9%

$10k–$15k 7.4%

$15k–$25k 11.8%

$25k–$35k 11.3%

$35k–$50k 16.0%

$50k–$75k 19.1%

$75k–$100k 13.3%

$100k–$150k 9.0%

$150k–$200k 4.4%

$200k+ 1.9%

Range	% of households
Under $10k	5.9%
$10k–$15k	7.4%
$15k–$25k	11.8%
$25k–$35k	11.3%
$35k–$50k	16.0%
$50k–$75k	19.1%
$75k–$100k	13.3%
$100k–$150k	9.0%
$150k–$200k	4.4%
$200k+	1.9%
Median income	$47,500

Housing

Home values

Under $50k 16.2%

$50k–$100k 23.6%

$100k–$150k 20.2%

$150k–$200k 17.6%

$200k–$300k 15.8%

$300k–$500k 5.2%

$500k–$1M 1.4%

Housing overview

Metric	Value
Median home value	$123,400
Median rent / month	$729
Owner occupied	82.7%
Renter occupied	17.3%
Vacant	50.0%
Single-family detached	84.2%
Large apartment buildings	0.6%
Mobile homes	12.0%
Median rooms	4.6
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	7.8%
1990–1999	13.7%
1980–1989	9.7%
1970–1979	22.0%
1960–1969	22.2%
1950–1959	10.7%
1940–1949	8.0%
1939 or earlier	5.1%

Bedrooms

Size	% of units
No bedroom (studio)	8.6%
1 bedroom	11.5%
2 bedrooms	38.8%
3 bedrooms	30.1%
4 bedrooms	8.5%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	12.0%
1 vehicle	38.9%
2 vehicles	30.5%
3 or more	18.6%

Heating fuel

Fuel type	%
Utility gas	39.6%
Electricity	6.7%
Propane / LP gas	25.9%
Fuel oil	1.4%
Wood	23.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	760	49.0%
Cohabiting couple	130	8.4%
Male householder, no spouse	288	18.6%
Female householder, no spouse	374	24.1%
Households with children under 18	405	26.1%
Households with seniors (65+)	631	40.7%
Average household size	2.74

Marital status

Status	Male	Female
Never married	28.4%	30.4%
Married	50.6%	45.4%
Separated	0.5%	2.9%
Widowed	2.8%	9.3%
Divorced	17.7%	11.9%

Education

Less than 9th grade 7.4%

Some HS, no diploma 10.1%

HS graduate 35.1%

Some college, no degree 25.9%

Associate's degree 7.8%

Bachelor's degree 8.5%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	82.6%
Bachelor's or higher	13.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	29	3.5%
Kindergarten	97	11.8%
Elementary school	394	47.8%
High school	184	22.3%
College / grad school	120	14.6%

Employment

Industry of employment

Manufacturing 22.5%

Arts, food & hospitality 20.0%

Education & healthcare 16.6%

Retail trade 10.4%

Construction 6.3%

Transportation & utilities 5.4%

Agriculture & mining 4.4%

Other services 3.8%

Professional & management 3.5%

Public administration 2.9%

Finance & real estate 2.3%

Information 1.7%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	24.8%
Service	27.2%
Sales & office	20.3%
Natural resources & construction	11.9%
Production & transportation	15.9%

Employment type

Type	%
Private sector	79.4%
Government	11.4%
Self-employed	9.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	68.6%
Carpool	7.4%
Public transit	0.0%
Walk	3.0%
Work from home	11.6%
Other means	9.4%
Avg commute (minutes)	19.3

Poverty

All people 14.0%

Under 18 years 13.5%

18 and over 14.2%

Married-couple families 8.3%

Female-led households 24.1%

Income support

Source	% of households
Social Security	48.8%
Retirement income	31.0%
Supplemental Security	5.5%
Cash public assistance	2.4%
Food stamps / SNAP	20.6%

Health indicators

Condition	%
Obesity	39.8%
High blood pressure	39.5%
High cholesterol	38.4%
Diabetes	13.8%
Heart disease	9.3%
Stroke	4.3%
Asthma	11.7%
Arthritis	36.0%
Kidney disease	3.8%
Pulmonary disease	11.3%
Cancer	8.1%

Behavior / access	%
Smoking	24.0%
Binge drinking	17.3%
No physical activity	26.0%
Less than 7 hrs sleep	34.5%
Depression	23.3%
Fair or poor health	19.6%
Poor mental health	17.1%
Poor physical health	14.2%
No health insurance	11.2%
Visited doctor (checkup)	75.4%
Visited dentist	62.9%
Cholesterol screening	90.9%
Teeth loss	17.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	262	8.2%

Disability	%
Any disability	21.2%
Under 18	9.3%
18–64 years	20.2%
65 and over	39.2%

Health insurance coverage

Type	%
Private insurance	41.2%
Public insurance	53.4%
No insurance	21.5%
Uninsured under 19	27.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,965	93.2%
Spanish	133	3.4%
Other Indo-European	17	0.4%
Asian & Pacific Islander	110	2.8%
Other languages	6	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,224	99.2%
Born in same state	4,212	99.0%
Born in different state	3,588	84.3%
Foreign born	12	0.3%
Naturalized citizen	32	0.8%
Not a US citizen	29	90.6%

Ancestry

Ancestry	Count	%
French	493	11.6%
Italian	437	10.3%
Arab	151	3.5%
English	148	3.5%

Ancestry	Count	%
German	83	2%
Irish	37	0.9%
Polish	17	0.4%
Norwegian	5	0.1%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	84.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48647

What city is ZIP code 48647 in?

ZIP code 48647 is primarily assigned to Mio, Michigan.

What county is ZIP code 48647 in?

ZIP code 48647 falls within Oscoda County, Michigan.

Does ZIP code 48647 have a large retiree population?

49% of households in ZIP code 48647 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 48647?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 48647 mostly owner-occupied?

83% of occupied units in ZIP code 48647 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 48647?

The median home value in ZIP code 48647 is $123,400.

What timezone is ZIP code 48647 in?

ZIP code 48647 observes the EST timezone.