28031 ZIP Code — Cornelius, NC

Mecklenburg County, North Carolina

ZIP code 28031 is located in Cornelius, North Carolina, within Mecklenburg County. It covers approximately 13.98 square miles and serves a population of 30,324 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.

About ZIP code 28031

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $447,400. Owner-occupancy sits near the national average at 72%.

The gap between median ($111,823) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28031 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

30,324

population

13.98

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28031 ZIP code map

Cities in ZIP code 28031

Below are the cities the US Postal Service accepts for ZIP code 28031. Using any city not on this list may result in mail delivery delays.

City	Status
Cornelius	Preferred

Nearby ZIP codes

28078 Huntersville (5 mi) 28036 Davidson (5 mi) 28036 Davidson (5 mi) 28117 Mooresville (7 mi) 28682 Terrell (8.6 mi) 28037 Denver (8.9 mi) 28269 Charlotte (10.4 mi) 28164 Stanley (10.7 mi) 28115 Mooresville (10.7 mi) 28673 Sherrills Ford (10.9 mi) 28216 Charlotte (11.8 mi) 28081 Kannapolis (12 mi)

Demographics updated 06/2026

Population
Total population	30,324
Population density	2,169 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	13.98 sq mi
Water area	9.86 sq mi
Latitude	35.4708
Longitude	-80.8862
Timezone	Eastern (ET)
Area code	704

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.6%	35.4%	44.4%
$50k – $100k	25.0%	30.7%	30.6%
$100k – $200k	27.9%	23.3%	19.1%
Over $200k	18.4%	10.6%	6.0%

Demographics & statistics

30,324

Population

2,169

People per sq mi

44.9

Median age

$111,823

Median household income

$75,567

Per capita income

$447,400

Median home value

$1,498

Median monthly rent

72.0%

Home ownership

5.3%

Poverty rate

3.7%

Unemployment

10,214

Housing units

59.0%

Bachelor's or higher

Age distribution

Male Female

553

Under 5

643

801

5–9

933

1,057

10–14

1,230

1,031

15–19

1,201

542

20–24

632

1,170

25–34

1,362

1,872

35–44

2,180

2,199

45–54

2,560

1,038

55–59

1,209

1,026

60–64

1,195

1,674

65–74

1,948

925

75–84

1,077

123

85+

143

← Male

Female →

Age summary

Group	Count	%
Under 18	6,719	22.2%
18 and over	23,605	77.8%
65 and over	5,890	19.4%
Median age	44.9 years

Race & ethnicity

White 81.9%

Two or more races 5.3%

Black or African American 4.5%

Hispanic or Latino 4.1%

Asian 2.7%

Other race 1.1%

American Indian / Alaska Native 0.5%

Group	Count	%
White	25,883	81.9%
Two or more races	1,664	5.3%
Black or African American	1,424	4.5%
Hispanic or Latino	1,288	4.1%
Asian	865	2.7%
Other race	337	1.1%
American Indian / Alaska Native	151	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.6%	35.4%	44.4%
$50k – $100k	25.0%	30.7%	30.6%
$100k – $200k	27.9%	23.3%	19.1%
Over $200k	18.4%	10.6%	6.0%

Under $10k 3.3%

$10k–$15k 1.0%

$15k–$25k 4.4%

$25k–$35k 5.9%

$35k–$50k 9.7%

$50k–$75k 10.1%

$75k–$100k 11.0%

$100k–$150k 15.7%

$150k–$200k 13.6%

$200k+ 25.3%

Range	% of households
Under $10k	3.3%
$10k–$15k	1.0%
$15k–$25k	4.4%
$25k–$35k	5.9%
$35k–$50k	9.7%
$50k–$75k	10.1%
$75k–$100k	11.0%
$100k–$150k	15.7%
$150k–$200k	13.6%
$200k+	25.3%
Median income	$111,823

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.3%

$100k–$150k 1.1%

$150k–$200k 4.9%

$200k–$300k 15.8%

$300k–$500k 35.7%

$500k–$1M 20.5%

$1M+ 20.2%

Housing overview

Metric	Value
Median home value	$447,400
Median rent / month	$1,498
Owner occupied	72.0%
Renter occupied	28.0%
Vacant	7.0%
Single-family detached	62.0%
Large apartment buildings	9.7%
Mobile homes	0.8%
Median rooms	6.5
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	1.2%
2010–2019	20.6%
2000–2009	31.9%
1990–1999	26.8%
1980–1989	11.0%
1970–1979	4.0%
1960–1969	1.2%
1950–1959	1.4%
1940–1949	0.8%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.6%
2 bedrooms	22.8%
3 bedrooms	36.0%
4 bedrooms	23.0%
5+ bedrooms	10.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	36.2%
2 vehicles	39.5%
3 or more	21.3%

Heating fuel

Fuel type	%
Utility gas	61.8%
Electricity	37.1%
Propane / LP gas	0.4%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	7,239	56.4%
Cohabiting couple	641	5.0%
Male householder, no spouse	1,494	11.6%
Female householder, no spouse	3,471	27.0%
Households with children under 18	3,800	29.6%
Households with seniors (65+)	3,908	30.4%
Average household size	2.36

Marital status

Status	Male	Female
Never married	25.3%	23.9%
Married	63.9%	54.5%
Separated	1.2%	0.4%
Widowed	1.7%	5.7%
Divorced	7.9%	15.5%

Education

Less than 9th grade 1.6%

Some HS, no diploma 0.8%

HS graduate 10.6%

Some college, no degree 18.7%

Associate's degree 9.3%

Bachelor's degree 39.3%

Graduate / professional 19.7%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	59.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	554	7.4%
Kindergarten	279	3.7%
Elementary school	3,284	43.8%
High school	1,906	25.4%
College / grad school	1,468	19.6%

Employment

Industry of employment

Education & healthcare 19.1%

Professional & management 15.7%

Finance & real estate 14.9%

Retail trade 12.0%

Arts, food & hospitality 9.6%

Manufacturing 8.4%

Transportation & utilities 5.1%

Other services 4.2%

Construction 4.1%

Information 3.0%

Wholesale trade 2.5%

Public administration 1.1%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	58.1%
Service	9.5%
Sales & office	24.7%
Natural resources & construction	2.6%
Production & transportation	5.1%

Employment type

Type	%
Private sector	88.3%
Government	6.5%
Self-employed	5.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	68.6%
Carpool	5.6%
Public transit	0.8%
Walk	1.0%
Work from home	22.5%
Other means	1.6%
Avg commute (minutes)	25.4

Poverty

All people 5.3%

Under 18 years 6.3%

18 and over 5.0%

Married-couple families 1.7%

Female-led households 20.8%

Income support

Source	% of households
Social Security	31.2%
Retirement income	24.7%
Supplemental Security	1.6%
Cash public assistance	0.1%
Food stamps / SNAP	1.7%

Health indicators

Condition	%
Obesity	26.3%
High blood pressure	26.3%
High cholesterol	30.4%
Diabetes	6.9%
Heart disease	4.3%
Stroke	2.0%
Asthma	7.9%
Arthritis	17.8%
Kidney disease	2.1%
Pulmonary disease	4.1%
Cancer	5.8%

Behavior / access	%
Smoking	12.8%
Binge drinking	18.4%
No physical activity	14.8%
Less than 7 hrs sleep	28.4%
Depression	20.4%
Fair or poor health	7.9%
Poor mental health	12.3%
Poor physical health	7.1%
No health insurance	12.3%
Visited doctor (checkup)	75.1%
Visited dentist	73.7%
Cholesterol screening	91.4%
Teeth loss	7.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,457	6.2%

Disability	%
Any disability	6.7%
Under 18	1.7%
18–64 years	4.2%
65 and over	19.8%

Health insurance coverage

Type	%
Private insurance	83.5%
Public insurance	23.9%
No insurance	5.1%
Uninsured under 19	4.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,128	96.1%
Spanish	893	3.1%
Other Indo-European	484	1.7%
Asian & Pacific Islander	364	1.2%
Other languages	33	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,668	91.2%
Born in same state	27,111	89.4%
Born in different state	9,535	31.4%
Foreign born	557	1.8%
Naturalized citizen	2,656	8.8%
Not a US citizen	1,081	40.7%

Ancestry

Ancestry	Count	%
French	5,091	16.8%
Italian	4,120	13.6%
Arab	1,538	5.1%
English	288	0.9%
Polish	240	0.8%

Ancestry	Count	%
Dutch	173	0.6%
German	84	0.3%
Irish	58	0.2%
Norwegian	54	0.2%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	97.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28031

What city is ZIP code 28031 in?

ZIP code 28031 is primarily assigned to Cornelius, North Carolina.

What county is ZIP code 28031 in?

ZIP code 28031 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28031?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 28031?

The median home value in ZIP code 28031 is $447,400.

What is the median household income in ZIP code 28031?

The median household income in ZIP code 28031 is $111,823, above the national median of ~$75,000.

What is the population of ZIP code 28031?

ZIP code 28031 has an estimated population of 30,324 residents, with a density of 2,169 people per square mile.

What timezone is ZIP code 28031 in?

ZIP code 28031 observes the EST timezone.