Terrell ZIP Codes — Catawba County, NC

There is one unique ZIP code in Terrell, North Carolina and it is 28682. Area code: 828.

ZIP codes

3.83

sq mi land

2.97

sq mi water

828

area code

Terrell, NC ZIP code map

About Terrell, NC

Terrell is a charming community located in North Carolina, nestled within Catawba County. Known for its scenic beauty and friendly atmosphere, Terrell offers a serene escape from the hustle and bustle of nearby urban centers. Its rich history and community-oriented lifestyle make it a delightful place to visit or reside.

Location & geography

Terrell is located in the western part of North Carolina, approximately 12 miles from the city of Mooresville and 25 miles from the larger city of Charlotte. The area encompasses a total land area of 3.83 square miles, alongside a notable water area of 2.97 square miles, which contributes to its picturesque landscapes. The terrain is characterized by a blend of residential neighborhoods and natural beauty, with nearby bodies of water enhancing the area's aesthetic appeal.

Community & economy

The community in Terrell is characterized by its close-knit, family-friendly atmosphere, which fosters a sense of belonging among residents. Various industries support the local economy, including small businesses and tourism-related services, reflecting the area’s commitment to growth and sustainability. Daily life in Terrell often revolves around community events, outdoor activities, and the local culture that celebrates the town's heritage.

Transportation

Transportation in Terrell is facilitated primarily by major highways such as Highway 150, which provides easy access to surrounding areas. The nearest named airport is Charlotte Douglas International Airport, located about 30 miles away, offering extensive travel options. Public transit services are limited, reinforcing the town's focus on a more rural, car-dependent lifestyle.

History

Terrell was founded during the early settlement period of Catawba County, reflecting the growth and development that characterized the region. Key industries initially included agriculture and trade, which laid the foundation for the community's development over the years. Notable events in Terrell's history include the establishment of local businesses that continue to support the community today.

Did you know?

One surprising fact about Terrell is that it is situated near the beautiful Lake Norman, which makes it a popular destination for water sports and recreational activities. Additionally, this small town enjoys a unique blend of rural charm and proximity to major urban centers, providing residents with both tranquility and convenience.

ZIP codes for Terrell, NC (1)

ZIP code	City	County	Map
28682	Terrell	Catawba	View map

Demographics & statistics

1,456

Population

50.3

Median age

$92,923

Median household income

$74,308

Per capita income

$549,100

Median home value

$1,239

Median monthly rent

79.5%

Home ownership

11.3%

Poverty rate

5.4%

Unemployment

581

Housing units

40.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

120

10–14

15–19

25–34

35–44

45–54

107

55–59

60–64

65–74

131

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	311	21.4%
18 and over	1,145	78.6%
65 and over	354	24.3%
Median age	50.3 years

Race & ethnicity

White 100%

Group	Count	%
White	1,456	100%

Household income

Under $10k 3.3%

$15k–$25k 3.2%

$25k–$35k 4.6%

$35k–$50k 3.3%

$50k–$75k 18.1%

$75k–$100k 27.0%

$100k–$150k 16.1%

$150k–$200k 1.8%

$200k+ 22.6%

Range	% of households
Under $10k	3.3%
$15k–$25k	3.2%
$25k–$35k	4.6%
$35k–$50k	3.3%
$50k–$75k	18.1%
$75k–$100k	27.0%
$100k–$150k	16.1%
$150k–$200k	1.8%
$200k+	22.6%
Median income	$92,923

Housing

Home values

$150k–$200k 8.8%

$200k–$300k 3.3%

$300k–$500k 34.2%

$500k–$1M 44.4%

$1M+ 9.3%

Housing overview

Metric	Value
Median home value	$549,100
Median rent / month	$1,239
Owner occupied	79.5%
Renter occupied	20.5%
Vacant	18.3%
Single-family detached	88.0%
Large apartment buildings	0.0%
Mobile homes	9.9%
Median rooms	7.5
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.0%
2010–2019	6.0%
2000–2009	46.6%
1990–1999	16.2%
1980–1989	16.0%
1970–1979	9.5%
1960–1969	5.7%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	4.9%
3 bedrooms	41.5%
4 bedrooms	48.0%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	11.6%
2 vehicles	41.9%
3 or more	44.6%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	85.4%
Propane / LP gas	10.7%
Wood	1.9%

Households & families

Household type	Count	%
Married-couple family	455	79.8%
Cohabiting couple	11	1.9%
Male householder, no spouse	0	0.0%
Female householder, no spouse	104	18.2%
Households with children under 18	130	22.8%
Households with seniors (65+)	222	38.9%
Average household size	2.55

Marital status

Status	Male	Female
Never married	10.9%	3.3%
Married	87.8%	79.3%
Separated	0.0%	1.3%
Widowed	1.3%	3.2%
Divorced	0.0%	12.9%

Education

Less than 9th grade 2.1%

Some HS, no diploma 4.0%

HS graduate 19.3%

Some college, no degree 10.4%

Associate's degree 24.0%

Bachelor's degree 24.8%

Graduate / professional 15.3%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	40.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	88	28.9%
Elementary school	184	60.3%
High school	7	2.3%
College / grad school	26	8.5%

Employment

Industry of employment

Transportation & utilities 16.7%

Other services 16.2%

Finance & real estate 14.6%

Professional & management 13.7%

Education & healthcare 12.5%

Manufacturing 9.0%

Wholesale trade 5.6%

Retail trade 3.3%

Arts, food & hospitality 2.5%

Public administration 2.3%

Agriculture & mining 1.9%

Construction 1.7%

Occupation

Category	%
Management, business & arts	41.1%
Service	19.3%
Sales & office	14.2%
Natural resources & construction	18.8%
Production & transportation	6.5%

Employment type

Type	%
Private sector	83.2%
Government	4.8%
Self-employed	12.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	63.9%
Carpool	18.4%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	36.4

Poverty

All people 11.3%

Under 18 years 30.5%

18 and over 6.1%

Married-couple families 5.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.8%
Retirement income	32.3%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	1.2%

Health indicators

Condition	%
High blood pressure	35.9%
High cholesterol	37.8%
Heart disease	6.9%
Stroke	3.0%
Asthma	8.5%
Arthritis	28.6%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	8.1%

Behavior / access	%
Binge drinking	15.8%
No physical activity	17.9%
Less than 7 hrs sleep	31.0%
Fair or poor health	11.0%
Poor mental health	12.2%
Poor physical health	9.5%
No health insurance	12.4%
Visited doctor (checkup)	79.9%
Visited dentist	72.6%
Cholesterol screening	93.1%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	58	5.1%

Disability	%
Any disability	7.4%
Under 18	0.0%
18–64 years	1.0%
65 and over	28.2%

Health insurance coverage

Type	%
Private insurance	72.7%
Public insurance	44.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,424	97.8%
Spanish	38	2.7%
Other Indo-European	23	1.6%
Asian & Pacific Islander	15	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,403	96.4%
Born in same state	1,395	95.8%
Born in different state	821	56.4%
Foreign born	8	0.5%
Naturalized citizen	53	3.6%
Not a US citizen	30	56.6%

Ancestry

Ancestry	Count	%
Arab	221	15.2%
French	217	14.9%

Ancestry	Count	%
Italian	200	13.7%
Polish	20	1.4%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Terrell, NC have?

Terrell, NC has one ZIP code: 28682. Each ZIP code serves a distinct delivery area within the city and surrounding region.