28164 ZIP Code — Stanley, NC

Gaston County, North Carolina

ZIP code 28164 is located in Stanley, North Carolina, within Gaston County. It covers approximately 41.00 square miles and serves a population of 15,678 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28164

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $227,400. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($74,904) and mean household income suggests income inequality — a small number of higher earners pull the average up. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 28164 reflects a community defined by high homeownership and a significant Social Security-dependent population.

15,678

population

41.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28164 ZIP code map

Cities in ZIP code 28164

Below are the cities the US Postal Service accepts for ZIP code 28164. Using any city not on this list may result in mail delivery delays.

City	Status
Stanley	Acceptable
Stanley	Preferred

Nearby ZIP codes

28006 Alexis (2.9 mi) 28120 Mount Holly (4.5 mi) 28080 Iron Station (6 mi) 28034 Dallas (8.2 mi) 28037 Denver (8.5 mi) 28098 Lowell (8.5 mi) 28214 Charlotte (8.9 mi) 28101 Mc Adenville (9.1 mi) 28216 Charlotte (9.9 mi) 28078 Huntersville (10.1 mi) 28054 Gastonia (10.4 mi) 28032 Cramerton (10.6 mi)

Demographics updated 05/2026

Population
Total population	15,678
Population density	382 / sq mi
State FIPS	37
County FIPS	071

Geography
Land area	41.00 sq mi
Water area	0.45 sq mi
Latitude	35.3850
Longitude	-81.0440
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.8%	46.6%	44.4%
$50k – $100k	32.2%	30.5%	30.6%
$100k – $200k	23.2%	19.2%	19.1%
Over $200k	5.8%	3.7%	6.0%

Demographics & statistics

15,678

Population

382

People per sq mi

43.4

Median age

$74,904

Median household income

$38,899

Per capita income

$227,400

Median home value

$982

Median monthly rent

83.9%

Home ownership

7.8%

Poverty rate

3.9%

Unemployment

5,379

Housing units

22.8%

Bachelor's or higher

Age distribution

Male Female

436

Under 5

476

500

5–9

547

569

10–14

621

425

15–19

465

292

20–24

319

743

25–34

811

943

35–44

1,031

1,144

45–54

1,251

420

55–59

460

489

60–64

534

820

65–74

897

549

75–84

599

161

85+

176

← Male

Female →

Age summary

Group	Count	%
Under 18	3,669	23.4%
18 and over	12,009	76.6%
65 and over	3,202	20.4%
Median age	43.4 years

Race & ethnicity

White 87.8%

Two or more races 4.3%

Black or African American 3.1%

Hispanic or Latino 2.5%

Asian 1%

Other race 1%

American Indian / Alaska Native 0.4%

Group	Count	%
White	14,119	87.8%
Two or more races	686	4.3%
Black or African American	493	3.1%
Hispanic or Latino	408	2.5%
Asian	166	1%
Other race	156	1%
American Indian / Alaska Native	58	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.8%	46.6%	44.4%
$50k – $100k	32.2%	30.5%	30.6%
$100k – $200k	23.2%	19.2%	19.1%
Over $200k	5.8%	3.7%	6.0%

Under $10k 1.8%

$10k–$15k 2.4%

$15k–$25k 6.2%

$25k–$35k 8.2%

$35k–$50k 12.2%

$50k–$75k 19.3%

$75k–$100k 10.8%

$100k–$150k 21.5%

$150k–$200k 7.8%

$200k+ 9.8%

Range	% of households
Under $10k	1.8%
$10k–$15k	2.4%
$15k–$25k	6.2%
$25k–$35k	8.2%
$35k–$50k	12.2%
$50k–$75k	19.3%
$75k–$100k	10.8%
$100k–$150k	21.5%
$150k–$200k	7.8%
$200k+	9.8%
Median income	$74,904

Housing

Home values

Under $50k 6.3%

$50k–$100k 7.3%

$100k–$150k 15.6%

$150k–$200k 13.8%

$200k–$300k 19.8%

$300k–$500k 26.9%

$500k–$1M 9.6%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$227,400
Median rent / month	$982
Owner occupied	83.9%
Renter occupied	16.1%
Vacant	5.6%
Single-family detached	83.2%
Large apartment buildings	0.3%
Mobile homes	12.3%
Median rooms	6.0
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.3%
2010–2019	7.2%
2000–2009	22.3%
1990–1999	16.5%
1980–1989	16.9%
1970–1979	11.1%
1960–1969	9.7%
1950–1959	7.6%
1940–1949	3.0%
1939 or earlier	5.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	3.0%
2 bedrooms	19.4%
3 bedrooms	58.3%
4 bedrooms	14.4%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	19.1%
2 vehicles	43.7%
3 or more	34.0%

Heating fuel

Fuel type	%
Utility gas	26.9%
Electricity	67.2%
Propane / LP gas	4.1%
Fuel oil	0.7%
Wood	0.7%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,795	63.4%
Cohabiting couple	307	5.1%
Male householder, no spouse	616	10.3%
Female householder, no spouse	1,269	21.2%
Households with children under 18	2,059	34.4%
Households with seniors (65+)	2,121	35.4%
Average household size	2.60

Marital status

Status	Male	Female
Never married	23.3%	16.7%
Married	64.8%	60.8%
Separated	1.9%	3.4%
Widowed	2.7%	9.9%
Divorced	7.3%	9.2%

Education

Less than 9th grade 1.5%

Some HS, no diploma 7.2%

HS graduate 30.9%

Some college, no degree 26.0%

Associate's degree 11.7%

Bachelor's degree 16.5%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	91.4%
Bachelor's or higher	22.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	214	6.2%
Kindergarten	273	7.9%
Elementary school	1,822	52.7%
High school	692	20.0%
College / grad school	456	13.2%

Employment

Industry of employment

Education & healthcare 14.9%

Manufacturing 13.0%

Professional & management 12.7%

Construction 12.0%

Retail trade 11.8%

Transportation & utilities 7.5%

Other services 7.0%

Finance & real estate 6.6%

Arts, food & hospitality 6.6%

Wholesale trade 3.2%

Public administration 2.8%

Agriculture & mining 1.1%

Information 0.8%

Occupation

Category	%
Management, business & arts	37.4%
Service	14.9%
Sales & office	25.4%
Natural resources & construction	8.5%
Production & transportation	13.8%

Employment type

Type	%
Private sector	85.2%
Government	10.3%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.0%
Carpool	5.8%
Public transit	0.3%
Walk	0.8%
Work from home	12.5%
Other means	0.5%
Avg commute (minutes)	30.0

Poverty

All people 7.8%

Under 18 years 10.8%

18 and over 6.9%

Married-couple families 4.1%

Female-led households 33.2%

Income support

Source	% of households
Social Security	38.9%
Retirement income	29.7%
Supplemental Security	5.0%
Cash public assistance	1.6%
Food stamps / SNAP	6.9%

Health indicators

Condition	%
Obesity	31.1%
High blood pressure	33.9%
High cholesterol	35.1%
Diabetes	9.5%
Heart disease	6.1%
Stroke	2.9%
Asthma	8.9%
Arthritis	24.9%
Kidney disease	2.8%
Pulmonary disease	6.7%
Cancer	6.6%

Behavior / access	%
Smoking	18.8%
Binge drinking	17.0%
No physical activity	21.0%
Less than 7 hrs sleep	30.7%
Depression	23.2%
Fair or poor health	12.5%
Poor mental health	14.1%
Poor physical health	10.1%
No health insurance	15.8%
Visited doctor (checkup)	78.0%
Visited dentist	66.1%
Cholesterol screening	90.5%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,005	8.4%

Disability	%
Any disability	14.2%
Under 18	5.0%
18–64 years	11.1%
65 and over	33.8%

Health insurance coverage

Type	%
Private insurance	69.4%
Public insurance	35.6%
No insurance	8.0%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,766	94.2%
Spanish	211	1.4%
Other Indo-European	185	1.3%
Asian & Pacific Islander	0	0.0%
Other languages	26	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,313	97.7%
Born in same state	15,152	96.6%
Born in different state	9,557	61.0%
Foreign born	161	1.0%
Naturalized citizen	365	2.3%
Not a US citizen	194	53.2%

Ancestry

Ancestry	Count	%
Arab	2,228	14.2%
French	1,787	11.4%
Italian	1,573	10%
English	204	1.3%

Ancestry	Count	%
Polish	124	0.8%
Irish	113	0.7%
German	86	0.5%
Dutch	9	0.1%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28164

What city is ZIP code 28164 in?

ZIP code 28164 is primarily assigned to Stanley, North Carolina.

What county is ZIP code 28164 in?

ZIP code 28164 falls within Gaston County, North Carolina.

Is ZIP code 28164 mostly owner-occupied?

84% of occupied units in ZIP code 28164 are owner-occupied, well above the national average.

Does ZIP code 28164 have a large retiree population?

39% of households in ZIP code 28164 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 28164?

ZIP code 28164 has an estimated population of 15,678 residents, with a density of 382 people per square mile.

What is the typical home value in ZIP code 28164?

The median home value in ZIP code 28164 is $227,400.

What timezone is ZIP code 28164 in?

ZIP code 28164 observes the EST timezone.