Mount Holly ZIP Codes — Gaston County, NC

There is one unique ZIP code in Mount Holly, North Carolina and it is 28120. Area code: 704/980.

ZIP codes

31.37

sq mi land

1.90

sq mi water

704/980

area code

Mount Holly, NC ZIP code map

About Mount Holly, NC

Mount Holly is a charming city located in North Carolina, known for its friendly community and picturesque landscapes. Nestled in Gaston County, it offers a peaceful suburban environment while still being close to urban amenities. The city’s rich history and vibrant culture make it a unique place to live and visit.

Location & geography

Located in the western part of North Carolina, Mount Holly is positioned near several notable cities, including Charlotte, which is approximately 15 miles to the southeast. The city covers a total land area of 31.37 square miles, with an additional 1.90 square miles of water, contributing to its scenic beauty. The surrounding terrain includes rolling hills and access to the Catawba River, adding to the natural charm of the area.

Community & economy

The community in Mount Holly is characterized by its strong sense of pride and neighborly spirit, making it an inviting place for residents and visitors alike. Key industries in the area include manufacturing and retail, which support the local economy and provide employment opportunities. Daily life in Mount Holly is often filled with community events, local festivals, and a variety of recreational activities.

Transportation

Mount Holly is accessible via major highways, including Interstate 85, which provides easy travel to neighboring cities and the broader region. The nearest major airport is Charlotte Douglas International Airport, located about 20 miles away, making air travel convenient for residents. Public transportation options may be limited, but the city’s layout encourages a car-dependent lifestyle.

History

Mount Holly was founded in the 19th century and has a storied history connected to the textile industry, which played a significant role in the city's development. Over the years, it has evolved, embracing both its historical roots and modern growth. Notable events include the city’s incorporation in 1879 and its continued expansion as a suburban hub.

Did you know?

One surprising fact about Mount Holly is that it is home to the annual Mount Holly/Belmont Fire Department’s Fireworks Festival, which draws visitors from all around the region. Additionally, the city’s proximity to the Catawba River offers numerous recreational opportunities for outdoor enthusiasts.

ZIP codes for Mount Holly, NC (1)

ZIP code	City	County	Map
28120	Mount Holly	Gaston	View map

Demographics & statistics

23,418

Population

41.8

Median age

$71,996

Median household income

$38,666

Per capita income

$237,300

Median home value

$1,109

Median monthly rent

74.0%

Home ownership

9.4%

Poverty rate

5.5%

Unemployment

7,610

Housing units

32.1%

Bachelor's or higher

Age distribution

Male Female

595

Under 5

581

701

5–9

685

649

10–14

634

567

15–19

555

730

20–24

713

1,589

25–34

1,554

1,595

35–44

1,560

1,889

45–54

1,847

834

55–59

816

853

60–64

833

1,222

65–74

1,194

415

75–84

406

203

85+

198

← Male

Female →

Age summary

Group	Count	%
Under 18	4,727	20.2%
18 and over	18,691	79.8%
65 and over	3,638	15.5%
Median age	41.8 years

Race & ethnicity

White 73.9%

Black or African American 12.9%

Two or more races 4.9%

Hispanic or Latino 3.8%

Asian 2.9%

Other race 1.4%

Native Hawaiian / Pacific Islander 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	17,995	73.9%
Black or African American	3,137	12.9%
Two or more races	1,188	4.9%
Hispanic or Latino	936	3.8%
Asian	700	2.9%
Other race	334	1.4%
Native Hawaiian / Pacific Islander	33	0.1%
American Indian / Alaska Native	31	0.1%

Household income

Under $10k 7.0%

$10k–$15k 2.3%

$15k–$25k 4.8%

$25k–$35k 8.2%

$35k–$50k 10.7%

$50k–$75k 19.0%

$75k–$100k 12.5%

$100k–$150k 17.9%

$150k–$200k 10.2%

$200k+ 7.4%

Range	% of households
Under $10k	7.0%
$10k–$15k	2.3%
$15k–$25k	4.8%
$25k–$35k	8.2%
$35k–$50k	10.7%
$50k–$75k	19.0%
$75k–$100k	12.5%
$100k–$150k	17.9%
$150k–$200k	10.2%
$200k+	7.4%
Median income	$71,996

Housing

Home values

Under $50k 3.6%

$50k–$100k 4.4%

$100k–$150k 13.2%

$150k–$200k 17.5%

$200k–$300k 29.3%

$300k–$500k 22.4%

$500k–$1M 8.7%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$237,300
Median rent / month	$1,109
Owner occupied	74.0%
Renter occupied	26.0%
Vacant	6.0%
Single-family detached	76.5%
Large apartment buildings	1.9%
Mobile homes	9.0%
Median rooms	5.9
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.6%
2010–2019	13.6%
2000–2009	21.1%
1990–1999	11.9%
1980–1989	12.6%
1970–1979	11.0%
1960–1969	10.8%
1950–1959	8.0%
1940–1949	4.4%
1939 or earlier	6.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.4%
2 bedrooms	25.7%
3 bedrooms	45.9%
4 bedrooms	17.5%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	27.9%
2 vehicles	41.1%
3 or more	29.1%

Heating fuel

Fuel type	%
Utility gas	43.6%
Electricity	52.6%
Propane / LP gas	2.2%
Fuel oil	0.5%
Wood	0.1%
Solar	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	4,958	52.4%
Cohabiting couple	581	6.1%
Male householder, no spouse	1,734	18.3%
Female householder, no spouse	2,187	23.1%
Households with children under 18	2,834	30.0%
Households with seniors (65+)	2,691	28.4%
Average household size	2.47

Marital status

Status	Male	Female
Never married	31.5%	23.6%
Married	53.7%	53.6%
Separated	1.0%	1.5%
Widowed	3.4%	8.1%
Divorced	10.3%	13.2%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.6%

HS graduate 25.2%

Some college, no degree 21.4%

Associate's degree 11.4%

Bachelor's degree 22.2%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	32.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	213	4.6%
Kindergarten	378	8.2%
Elementary school	2,063	44.6%
High school	1,058	22.9%
College / grad school	912	19.7%

Employment

Industry of employment

Education & healthcare 19.4%

Manufacturing 13.9%

Retail trade 11.3%

Professional & management 11.2%

Construction 10.2%

Finance & real estate 9.4%

Transportation & utilities 7.0%

Arts, food & hospitality 5.3%

Other services 3.7%

Wholesale trade 3.5%

Information 2.7%

Public administration 2.2%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	43.3%
Service	10.4%
Sales & office	21.2%
Natural resources & construction	11.5%
Production & transportation	13.5%

Employment type

Type	%
Private sector	88.0%
Government	8.8%
Self-employed	2.4%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	77.8%
Carpool	7.8%
Public transit	0.1%
Walk	0.6%
Other means	1.8%
Avg commute (minutes)	27.8

Poverty

All people 9.4%

Under 18 years 10.8%

18 and over 9.1%

Married-couple families 4.4%

Female-led households 23.9%

Income support

Source	% of households
Social Security	31.6%
Retirement income	22.1%
Supplemental Security	5.6%
Cash public assistance	0.5%
Food stamps / SNAP	12.4%

Health indicators

Condition	%
High blood pressure	34.5%
High cholesterol	34.1%
Heart disease	6.0%
Stroke	3.0%
Asthma	8.8%
Arthritis	24.5%
Kidney disease	2.8%
Pulmonary disease	6.6%
Cancer	6.4%

Behavior / access	%
Binge drinking	16.9%
No physical activity	21.8%
Less than 7 hrs sleep	31.5%
Fair or poor health	12.8%
Poor mental health	14.5%
Poor physical health	10.1%
No health insurance	17.0%
Visited doctor (checkup)	77.0%
Visited dentist	63.4%
Cholesterol screening	89.8%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,578	8.5%

Disability	%
Any disability	11.4%
Under 18	1.8%
18–64 years	9.7%
65 and over	30.9%

Health insurance coverage

Type	%
Private insurance	67.6%
Public insurance	32.2%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,242	95.0%
Spanish	649	2.9%
Other Indo-European	565	2.5%
Asian & Pacific Islander	9	0.0%
Other languages	75	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,243	95.0%
Born in same state	21,921	93.6%
Born in different state	14,443	61.7%
Foreign born	322	1.4%
Naturalized citizen	1,175	5.0%
Not a US citizen	341	29.0%

Ancestry

Ancestry	Count	%
Arab	3,057	13.1%
French	2,787	11.9%
Italian	2,168	9.3%
English	257	1.1%

Ancestry	Count	%
German	117	0.5%
Polish	106	0.5%
Irish	72	0.3%
Dutch	17	0.1%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Mount Holly, NC have?

Mount Holly, NC has one ZIP code: 28120. Each ZIP code serves a distinct delivery area within the city and surrounding region.