23038 ZIP Code — Columbia, VA

Fluvanna County, Virginia

ZIP code 23038 is located in Columbia, Virginia, within Fluvanna County. It covers approximately 75.11 square miles and serves a population of 1,524 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 804.

About ZIP code 23038

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $344,900. Owner-occupancy is high at 92%, well above the national average.

The gap between median ($79,828) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 23038 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,524

population

75.11

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

23038 ZIP code map

Cities in ZIP code 23038

Below are the cities the US Postal Service accepts for ZIP code 23038. Using any city not on this list may result in mail delivery delays.

City	Status
Columbia	Preferred

Nearby ZIP codes

23055 Fork Union (4.7 mi) 23022 Bremo Bluff (7 mi) 23027 Cartersville (8.4 mi) 23063 Goochland (8.5 mi) 23084 Kents Store (8.8 mi) 22963 Palmyra (9.8 mi) 23153 Sandy Hook (10.8 mi) 23123 New Canton (11.7 mi) 23065 Gum Spring (11.7 mi) 22974 Troy (15.9 mi) 23004 Arvonia (16.4 mi) 23093 Louisa (16.6 mi)

Demographics updated 05/2026

Population
Total population	1,524
Population density	20 / sq mi
State FIPS	51
County FIPS	065

Geography
Land area	75.11 sq mi
Water area	0.79 sq mi
Latitude	37.7547
Longitude	-78.1365
Timezone	Eastern (ET)
Area code	804

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.8%	29.8%	32.9%
$50k – $100k	41.7%	36.5%	29.2%
$100k – $200k	14.0%	24.9%	26.3%
Over $200k	2.5%	8.8%	11.6%

Demographics & statistics

1,524

Population

People per sq mi

56.7

Median age

$79,828

Median household income

$69,894

Per capita income

$344,900

Median home value

$1,553

Median monthly rent

91.8%

Home ownership

5.0%

Poverty rate

1.1%

Unemployment

1,006

Housing units

32.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

143

45–54

142

131

55–59

129

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	182	11.9%
18 and over	1,342	88.1%
65 and over	443	29.1%
Median age	56.7 years

Race & ethnicity

White 85.5%

Black or African American 12.2%

Hispanic or Latino 0.8%

Two or more races 0.8%

Native Hawaiian / Pacific Islander 0.7%

Group	Count	%
White	1,314	85.5%
Black or African American	187	12.2%
Hispanic or Latino	13	0.8%
Two or more races	13	0.8%
Native Hawaiian / Pacific Islander	10	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.8%	29.8%	32.9%
$50k – $100k	41.7%	36.5%	29.2%
$100k – $200k	14.0%	24.9%	26.3%
Over $200k	2.5%	8.8%	11.6%

Under $10k 6.6%

$15k–$25k 2.6%

$35k–$50k 22.4%

$50k–$75k 14.8%

$75k–$100k 19.4%

$100k–$150k 13.0%

$150k–$200k 10.1%

$200k+ 11.2%

Range	% of households
Under $10k	6.6%
$15k–$25k	2.6%
$35k–$50k	22.4%
$50k–$75k	14.8%
$75k–$100k	19.4%
$100k–$150k	13.0%
$150k–$200k	10.1%
$200k+	11.2%
Median income	$79,828

Housing

Home values

Under $50k 3.4%

$50k–$100k 3.0%

$100k–$150k 5.4%

$150k–$200k 3.6%

$200k–$300k 28.7%

$300k–$500k 35.7%

$500k–$1M 17.6%

$1M+ 2.7%

Housing overview

Metric	Value
Median home value	$344,900
Median rent / month	$1,553
Owner occupied	91.8%
Renter occupied	8.2%
Vacant	31.3%
Single-family detached	91.5%
Large apartment buildings	0.0%
Mobile homes	7.3%
Median rooms	5.8
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.0%
2010–2019	2.2%
2000–2009	16.7%
1990–1999	20.5%
1980–1989	17.6%
1970–1979	14.6%
1960–1969	4.0%
1950–1959	4.0%
1940–1949	13.5%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.3%
2 bedrooms	31.1%
3 bedrooms	47.3%
4 bedrooms	11.0%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	16.8%
2 vehicles	42.1%
3 or more	38.8%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	81.8%
Propane / LP gas	1.8%
Fuel oil	2.7%
Wood	10.7%

Households & families

Household type	Count	%
Married-couple family	423	57.8%
Cohabiting couple	26	3.6%
Male householder, no spouse	141	19.3%
Female householder, no spouse	142	19.4%
Households with children under 18	130	17.8%
Households with seniors (65+)	318	43.4%
Average household size	2.08

Marital status

Status	Male	Female
Never married	26.2%	22.6%
Married	51.0%	57.8%
Separated	4.6%	1.2%
Widowed	2.0%	5.5%
Divorced	16.1%	12.9%

Education

Less than 9th grade 1.7%

Some HS, no diploma 9.5%

HS graduate 24.4%

Some college, no degree 27.6%

Associate's degree 4.8%

Bachelor's degree 17.7%

Graduate / professional 14.4%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	32.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	4.2%
Kindergarten	17	7.2%
Elementary school	38	16.1%
High school	95	40.3%
College / grad school	76	32.2%

Employment

Industry of employment

Education & healthcare 36.3%

Professional & management 14.1%

Transportation & utilities 11.2%

Construction 10.3%

Retail trade 10.2%

Arts, food & hospitality 7.4%

Other services 3.6%

Public administration 3.3%

Information 2.3%

Finance & real estate 1.3%

Occupation

Category	%
Management, business & arts	57.0%
Service	9.4%
Sales & office	14.3%
Natural resources & construction	8.7%
Production & transportation	10.7%

Employment type

Type	%
Private sector	84.8%
Government	8.4%
Self-employed	4.2%
Unpaid family workers	2.6%

Commute

Method	%
Drive alone	76.3%
Carpool	7.4%
Public transit	0.0%
Walk	1.2%
Work from home	12.7%
Other means	2.3%
Avg commute (minutes)	31.5

Poverty

All people 5.0%

Under 18 years 4.9%

18 and over 5.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.2%
Retirement income	41.7%
Supplemental Security	1.5%
Cash public assistance	0.0%
Food stamps / SNAP	1.0%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	39.9%
High cholesterol	34.0%
Diabetes	13.3%
Heart disease	6.8%
Stroke	3.8%
Asthma	10.4%
Arthritis	28.8%
Kidney disease	3.2%
Pulmonary disease	7.8%
Cancer	6.6%

Behavior / access	%
Smoking	20.3%
Binge drinking	14.7%
No physical activity	25.8%
Less than 7 hrs sleep	37.7%
Depression	20.4%
Fair or poor health	17.8%
Poor mental health	14.5%
Poor physical health	11.3%
No health insurance	14.0%
Visited doctor (checkup)	78.4%
Visited dentist	64.0%
Cholesterol screening	91.4%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	113	8.4%

Disability	%
Any disability	13.2%
Under 18	12.1%
18–64 years	7.5%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	82.0%
Public insurance	34.6%
No insurance	7.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,514	99.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,524	100.0%
Born in same state	1,514	99.3%
Born in different state	947	62.1%
Foreign born	10	0.7%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	361	23.7%
Arab	169	11.1%

Ancestry	Count	%
Italian	123	8.1%
Irish	16	1%

Technology access

Metric	% of households
Computer access	48.0%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 23038

What city is ZIP code 23038 in?

ZIP code 23038 is primarily assigned to Columbia, Virginia.

What county is ZIP code 23038 in?

ZIP code 23038 falls within Goochland County, Virginia.

Does ZIP code 23038 have an older population?

29% of residents in ZIP code 23038 are 65 or older, above the national average of ~17%.

Is ZIP code 23038 mostly owner-occupied?

92% of occupied units in ZIP code 23038 are owner-occupied, well above the national average.

Does ZIP code 23038 have a large retiree population?

42% of households in ZIP code 23038 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 23038?

The median home value in ZIP code 23038 is $344,900.

What timezone is ZIP code 23038 in?

ZIP code 23038 observes the EST timezone.