23027 ZIP Code — Cartersville, VA

Cumberland County, Virginia

ZIP code 23027 is located in Cartersville, Virginia, within Cumberland County. It covers approximately 43.74 square miles and serves a population of 1,567 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 804.

About ZIP code 23027

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $327,800. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($78,875) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 23027 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,567

population

43.74

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

23027 ZIP code map

Cities in ZIP code 23027

Below are the cities the US Postal Service accepts for ZIP code 23027. Using any city not on this list may result in mail delivery delays.

City	Status
Cartersville	Acceptable
Cartersville	Preferred

Nearby ZIP codes

23123 New Canton (8.1 mi) 23038 Columbia (8.4 mi) 23040 Cumberland (9.6 mi) 23022 Bremo Bluff (9.7 mi) 23055 Fork Union (10.9 mi) 23063 Goochland (11 mi) 23139 Powhatan (12.6 mi) 23004 Arvonia (15 mi) 23153 Sandy Hook (15.3 mi) 22963 Palmyra (15.8 mi) 23065 Gum Spring (16.7 mi) 23084 Kents Store (17.2 mi)

Demographics updated 05/2026

Population
Total population	1,567
Population density	36 / sq mi
State FIPS	51
County FIPS	049

Geography
Land area	43.74 sq mi
Water area	0.18 sq mi
Latitude	37.6333
Longitude	-78.1482
Timezone	Eastern (ET)
Area code	804

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.4%	46.6%	32.9%
$50k – $100k	22.2%	35.9%	29.2%
$100k – $200k	19.4%	16.0%	26.3%
Over $200k	3.0%	1.5%	11.6%

Demographics & statistics

1,567

Population

People per sq mi

48.2

Median age

$78,875

Median household income

$46,551

Per capita income

$327,800

Median home value

$1,173

Median monthly rent

87.8%

Home ownership

2.7%

Poverty rate

1.1%

Unemployment

557

Housing units

23.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

131

25–34

35–44

45–54

55–59

60–64

196

65–74

143

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	241	15.4%
18 and over	1,326	84.6%
65 and over	435	27.8%
Median age	48.2 years

Race & ethnicity

White 65.9%

Black or African American 27.1%

Two or more races 4.9%

Hispanic or Latino 2%

Group	Count	%
White	1,054	65.9%
Black or African American	434	27.1%
Two or more races	79	4.9%
Hispanic or Latino	32	2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.4%	46.6%	32.9%
$50k – $100k	22.2%	35.9%	29.2%
$100k – $200k	19.4%	16.0%	26.3%
Over $200k	3.0%	1.5%	11.6%

Under $10k 3.0%

$15k–$25k 12.6%

$25k–$35k 4.5%

$35k–$50k 4.9%

$50k–$75k 20.2%

$75k–$100k 23.4%

$100k–$150k 16.4%

$200k+ 15.0%

Range	% of households
Under $10k	3.0%
$15k–$25k	12.6%
$25k–$35k	4.5%
$35k–$50k	4.9%
$50k–$75k	20.2%
$75k–$100k	23.4%
$100k–$150k	16.4%
$200k+	15.0%
Median income	$78,875

Housing

Home values

$50k–$100k 3.2%

$100k–$150k 5.0%

$150k–$200k 8.7%

$200k–$300k 23.7%

$300k–$500k 42.9%

$500k–$1M 6.8%

$1M+ 9.7%

Housing overview

Metric	Value
Median home value	$327,800
Median rent / month	$1,173
Owner occupied	87.8%
Renter occupied	12.2%
Vacant	8.6%
Single-family detached	82.6%
Large apartment buildings	0.0%
Mobile homes	17.4%
Median rooms	6.6
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.0%
2010–2019	5.1%
2000–2009	18.3%
1990–1999	18.5%
1980–1989	27.0%
1970–1979	2.1%
1960–1969	3.3%
1950–1959	0.0%
1940–1949	1.4%
1939 or earlier	24.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	0.0%
3 bedrooms	64.3%
4 bedrooms	20.3%
5+ bedrooms	15.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	11.3%
2 vehicles	35.4%
3 or more	48.7%

Heating fuel

Fuel type	%
Utility gas	5.6%
Electricity	60.4%
Propane / LP gas	12.6%
Fuel oil	12.7%
Wood	8.7%

Households & families

Household type	Count	%
Married-couple family	360	62.8%
Cohabiting couple	49	8.6%
Male householder, no spouse	64	11.2%
Female householder, no spouse	100	17.5%
Households with children under 18	134	23.4%
Households with seniors (65+)	272	47.5%
Average household size	2.73

Marital status

Status	Male	Female
Never married	36.2%	17.8%
Married	49.4%	62.5%
Separated	4.7%	1.9%
Widowed	5.5%	13.3%
Divorced	4.1%	4.5%

Education

Less than 9th grade 5.0%

Some HS, no diploma 7.1%

HS graduate 39.0%

Some college, no degree 10.1%

Associate's degree 14.9%

Bachelor's degree 16.5%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	23.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	137	65.6%
High school	49	23.4%
College / grad school	23	11.0%

Employment

Industry of employment

Retail trade 17.5%

Education & healthcare 16.9%

Professional & management 16.7%

Finance & real estate 14.2%

Construction 12.1%

Transportation & utilities 6.4%

Other services 4.5%

Public administration 4.2%

Arts, food & hospitality 2.5%

Manufacturing 2.2%

Information 1.5%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	42.1%
Service	14.8%
Sales & office	21.8%
Natural resources & construction	18.8%
Production & transportation	2.5%

Employment type

Type	%
Private sector	75.3%
Government	9.1%
Self-employed	15.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.7%
Carpool	9.9%
Public transit	0.0%
Walk	0.0%
Work from home	14.4%
Other means	0.0%
Avg commute (minutes)	42.8

Poverty

All people 2.7%

Under 18 years 0.0%

18 and over 3.2%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.9%
Retirement income	30.9%
Supplemental Security	2.8%
Cash public assistance	0.0%
Food stamps / SNAP	3.7%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	38.9%
High cholesterol	33.7%
Diabetes	12.9%
Heart disease	7.0%
Stroke	3.8%
Asthma	10.4%
Arthritis	28.8%
Kidney disease	3.3%
Pulmonary disease	8.5%
Cancer	6.7%

Behavior / access	%
Smoking	21.3%
Binge drinking	15.3%
No physical activity	26.9%
Less than 7 hrs sleep	36.7%
Depression	21.3%
Fair or poor health	18.3%
Poor mental health	15.2%
Poor physical health	11.7%
No health insurance	14.4%
Visited doctor (checkup)	77.0%
Visited dentist	62.7%
Cholesterol screening	89.7%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	82	6.2%

Disability	%
Any disability	11.3%
Under 18	0.0%
18–64 years	10.7%
65 and over	18.9%

Health insurance coverage

Type	%
Private insurance	62.1%
Public insurance	45.1%
No insurance	4.3%
Uninsured under 19	6.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,507	96.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,567	100.0%
Born in same state	1,567	100.0%
Born in different state	1,128	72.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	335	21.4%
Arab	193	12.3%

Ancestry	Count	%
German	12	0.8%
Italian	4	0.3%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	84.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 23027

What city is ZIP code 23027 in?

ZIP code 23027 is primarily assigned to Cartersville, Virginia.

What county is ZIP code 23027 in?

ZIP code 23027 falls within Cumberland County, Virginia.

Does ZIP code 23027 have an older population?

28% of residents in ZIP code 23027 are 65 or older, above the national average of ~17%.

Is ZIP code 23027 mostly owner-occupied?

88% of occupied units in ZIP code 23027 are owner-occupied, well above the national average.

Does ZIP code 23027 have a large retiree population?

43% of households in ZIP code 23027 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 23027?

The median home value in ZIP code 23027 is $327,800.

What timezone is ZIP code 23027 in?

ZIP code 23027 observes the EST timezone.