Troy ZIP Codes — Fluvanna County, VA

There is one unique ZIP code in Troy, Virginia and it is 22974. Area code: 434.

ZIP codes

36.06

sq mi land

0.28

sq mi water

434

area code

Troy, VA ZIP code map

About Troy, VA

Troy is a charming village located in Fluvanna County, Virginia. Known for its picturesque landscapes and rural atmosphere, Troy provides a serene retreat for its residents. The community is characterized by its close-knit feel and surrounding natural beauty, making it a desirable location for families and individuals alike.

Location & geography

Troy is situated in the heart of Virginia, approximately 15 miles northeast of Charlottesville, a significant urban center in the area. The village itself covers a land area of 36.06 square miles, with a small water area of 0.28 square miles, engaging in a largely rural terrain. Neighboring cities include Palmyra, which is about 7 miles away, Lake Monticello, approximately 8 miles to the west, and the town of Scottsville located around 11 miles to the south.

Community & economy

Troy boasts a welcoming community rooted in Virginia’s rich history and agricultural heritage. Daily life here typically revolves around local farming, recreational outdoor activities, and community events that foster neighborly bonds. The slow-paced lifestyle, combined with the village's scenic beauty, allows residents to enjoy a variety of cultural and recreational experiences, reflecting the region's traditions.

Transportation

Troy is conveniently accessed via U.S. Route 15, connecting residents to nearby urban areas. The nearest airport is Charlottesville-Albemarle Airport, situated about 20 miles southeast, providing regional flight services. Public transit options are limited, but the area's road infrastructure facilitates easy travel to surrounding regions.

History

Troy has historical significance as a small community that has evolved over the years, with roots deeply tied to agriculture. The area was established in the 19th century, with key industries historically focused on farming and local commerce. Notable events include various local festivals that celebrate the village's history and culture.

Did you know?

One surprising fact about Troy is its close proximity to the scenic Lake Monticello, which serves as a popular recreational spot for both residents and visitors. Additionally, the area is steeped in local folklore and traditions, often celebrated during community gatherings.

ZIP codes for Troy, VA (1)

ZIP code	City	County	Map
22974	Troy	Fluvanna	View map

Demographics & statistics

4,740

Population

44.2

Median age

$104,570

Median household income

$42,176

Per capita income

$299,500

Median home value

$1,000

Median monthly rent

90.7%

Home ownership

3.6%

Poverty rate

0.9%

Unemployment

1,290

Housing units

26.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

144

10–14

101

15–19

128

20–24

220

25–34

346

406

35–44

638

268

45–54

421

146

55–59

228

153

60–64

239

212

65–74

333

105

75–84

164

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	592	12.5%
18 and over	4,148	87.5%
65 and over	871	18.4%
Median age	44.2 years

Race & ethnicity

White 72.2%

Black or African American 15.7%

Two or more races 6.9%

Hispanic or Latino 2%

Asian 1.4%

Other race 1.2%

American Indian / Alaska Native 0.7%

Group	Count	%
White	3,492	72.2%
Black or African American	757	15.7%
Two or more races	332	6.9%
Hispanic or Latino	97	2%
Asian	67	1.4%
Other race	59	1.2%
American Indian / Alaska Native	33	0.7%

Household income

$15k–$25k 6.6%

$25k–$35k 2.2%

$35k–$50k 5.5%

$50k–$75k 18.0%

$75k–$100k 13.1%

$100k–$150k 32.0%

$150k–$200k 9.0%

$200k+ 13.4%

Range	% of households
$15k–$25k	6.6%
$25k–$35k	2.2%
$35k–$50k	5.5%
$50k–$75k	18.0%
$75k–$100k	13.1%
$100k–$150k	32.0%
$150k–$200k	9.0%
$200k+	13.4%
Median income	$104,570

Housing

Home values

Under $50k 4.5%

$100k–$150k 4.4%

$150k–$200k 3.7%

$200k–$300k 37.6%

$300k–$500k 38.0%

$500k–$1M 9.2%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$299,500
Median rent / month	$1,000
Owner occupied	90.7%
Renter occupied	9.3%
Vacant	5.4%
Single-family detached	92.4%
Large apartment buildings	0.0%
Mobile homes	6.1%
Median rooms	6.4
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.0%
2010–2019	12.4%
2000–2009	19.3%
1990–1999	28.3%
1980–1989	15.8%
1970–1979	12.0%
1960–1969	6.1%
1950–1959	3.5%
1940–1949	0.5%
1939 or earlier	2.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.9%
2 bedrooms	10.9%
3 bedrooms	53.6%
4 bedrooms	25.9%
5+ bedrooms	6.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	10.8%
2 vehicles	37.2%
3 or more	50.9%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	72.7%
Propane / LP gas	18.1%
Fuel oil	1.1%
Wood	5.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	979	73.1%
Cohabiting couple	112	8.4%
Male householder, no spouse	96	7.2%
Female householder, no spouse	152	11.4%
Households with children under 18	452	33.8%
Households with seniors (65+)	539	40.3%
Average household size	2.66

Marital status

Status	Male	Female
Never married	24.9%	19.6%
Married	64.9%	42.3%
Separated	1.1%	6.5%
Widowed	1.4%	9.5%
Divorced	7.7%	22.1%

Education

Less than 9th grade 4.3%

Some HS, no diploma 9.1%

HS graduate 24.8%

Some college, no degree 25.4%

Associate's degree 9.9%

Bachelor's degree 19.1%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	86.6%
Bachelor's or higher	26.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	2.6%
Kindergarten	86	9.0%
Elementary school	292	30.4%
High school	205	21.4%
College / grad school	351	36.6%

Employment

Industry of employment

Education & healthcare 31.1%

Professional & management 15.1%

Retail trade 13.7%

Finance & real estate 7.3%

Public administration 6.5%

Construction 6.4%

Arts, food & hospitality 6.3%

Transportation & utilities 4.8%

Manufacturing 4.7%

Other services 1.7%

Wholesale trade 1.5%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	39.7%
Service	24.5%
Sales & office	19.8%
Natural resources & construction	9.7%
Production & transportation	6.4%

Employment type

Type	%
Private sector	71.7%
Government	19.7%
Self-employed	6.3%
Unpaid family workers	2.3%

Commute

Method	%
Drive alone	81.2%
Carpool	7.6%
Public transit	0.0%
Walk	0.0%
Other means	2.7%
Avg commute (minutes)	27.7

Poverty

All people 3.6%

Under 18 years 8.1%

18 and over 2.7%

Married-couple families 4.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	37.8%
Retirement income	30.5%
Supplemental Security	4.6%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	31.1%
High cholesterol	30.1%
Heart disease	4.7%
Stroke	2.5%
Asthma	10.3%
Arthritis	23.8%
Kidney disease	2.3%
Pulmonary disease	5.7%
Cancer	5.8%

Behavior / access	%
Binge drinking	15.8%
No physical activity	21.4%
Less than 7 hrs sleep	36.3%
Fair or poor health	12.9%
Poor mental health	14.9%
Poor physical health	8.9%
No health insurance	12.3%
Visited doctor (checkup)	76.7%
Visited dentist	69.9%
Cholesterol screening	91.4%
Teeth loss	10.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	374	9.0%

Disability	%
Any disability	11.7%
Under 18	3.7%
18–64 years	10.7%
65 and over	19.6%

Health insurance coverage

Type	%
Private insurance	89.5%
Public insurance	26.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,680	98.7%
Spanish	47	1.0%
Other Indo-European	1	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	42	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,597	97.0%
Born in same state	4,391	92.6%
Born in different state	2,625	55.4%
Foreign born	206	4.3%
Naturalized citizen	143	3.0%
Not a US citizen	127	88.8%

Ancestry

Ancestry	Count	%
Arab	532	11.2%
French	489	10.3%
Italian	420	8.9%
English	222	4.7%

Ancestry	Count	%
German	29	0.6%
Dutch	21	0.4%
Irish	20	0.4%

Technology access

Metric	% of households
Computer access	28.2%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Troy, VA have?

Troy, VA has one ZIP code: 22974. Each ZIP code serves a distinct delivery area within the city and surrounding region.