45205 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45205 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 2.80 square miles and serves a population of 19,087 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45205

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $90,900. Renters make up the majority at 60%, typical of denser urban areas.

Median household income is $36,611. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (33%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 45205 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

19,087

population

2.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45205 ZIP code map

Cities in ZIP code 45205

Below are the cities the US Postal Service accepts for ZIP code 45205. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45204 Cincinnati (1 mi) 45238 Cincinnati (1.6 mi) 45214 Cincinnati (1.7 mi) 41016 Covington (2.3 mi) 45203 Cincinnati (2.5 mi) 45225 Cincinnati (2.7 mi) 45211 Cincinnati (3.5 mi) 45219 Cincinnati (3.6 mi) 45223 Cincinnati (4 mi) 45220 Cincinnati (4 mi) 41011 Covington (4 mi) 41019 Covington (4.1 mi)

Demographics updated 05/2026

Population
Total population	19,087
Population density	6,817 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	2.80 sq mi
Water area	0.00 sq mi
Latitude	39.1104
Longitude	-84.5773
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.9%	43.3%	43.3%
$50k – $100k	25.1%	28.8%	31.4%
$100k – $200k	5.8%	20.7%	20.0%
Over $200k	0.1%	7.2%	5.2%

Demographics & statistics

19,087

Population

6,817

People per sq mi

32.2

Median age

$36,611

Median household income

$18,527

Per capita income

$90,900

Median home value

$819

Median monthly rent

40.4%

Home ownership

32.2%

Poverty rate

9.9%

Unemployment

3,974

Housing units

15.5%

Bachelor's or higher

Age distribution

Male Female

797

Under 5

843

702

5–9

743

962

10–14

1,018

691

15–19

731

533

20–24

564

1,383

25–34

1,463

1,048

35–44

1,110

1,077

45–54

1,140

549

55–59

581

480

60–64

507

724

65–74

767

263

75–84

279

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	6,089	31.9%
18 and over	12,998	68.1%
65 and over	2,165	11.3%
Median age	32.2 years

Race & ethnicity

White 39.4%

Black or African American 34.4%

Hispanic or Latino 10.7%

Other race 8.6%

Two or more races 4.3%

Asian 2.2%

American Indian / Alaska Native 0.4%

Group	Count	%
White	8,418	39.4%
Black or African American	7,350	34.4%
Hispanic or Latino	2,285	10.7%
Other race	1,839	8.6%
Two or more races	926	4.3%
Asian	474	2.2%
American Indian / Alaska Native	80	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.9%	43.3%	43.3%
$50k – $100k	25.1%	28.8%	31.4%
$100k – $200k	5.8%	20.7%	20.0%
Over $200k	0.1%	7.2%	5.2%

Under $10k 12.8%

$10k–$15k 8.5%

$15k–$25k 15.2%

$25k–$35k 12.2%

$35k–$50k 15.4%

$50k–$75k 14.1%

$75k–$100k 10.9%

$100k–$150k 9.1%

$150k–$200k 1.2%

$200k+ 0.7%

Range	% of households
Under $10k	12.8%
$10k–$15k	8.5%
$15k–$25k	15.2%
$25k–$35k	12.2%
$35k–$50k	15.4%
$50k–$75k	14.1%
$75k–$100k	10.9%
$100k–$150k	9.1%
$150k–$200k	1.2%
$200k+	0.7%
Median income	$36,611

Housing

Home values

Under $50k 19.1%

$50k–$100k 44.4%

$100k–$150k 16.8%

$150k–$200k 11.8%

$200k–$300k 4.0%

$300k–$500k 0.8%

$500k–$1M 2.0%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$90,900
Median rent / month	$819
Owner occupied	40.4%
Renter occupied	59.6%
Vacant	13.8%
Single-family detached	52.8%
Large apartment buildings	6.9%
Mobile homes	0.3%
Median rooms	5.4
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	1.3%
1990–1999	2.2%
1980–1989	4.2%
1970–1979	8.2%
1960–1969	10.8%
1950–1959	12.1%
1940–1949	8.3%
1939 or earlier	52.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	21.3%
2 bedrooms	25.8%
3 bedrooms	33.6%
4 bedrooms	10.9%
5+ bedrooms	4.9%

Vehicles per household

Vehicles	% of households
No vehicle	22.0%
1 vehicle	41.0%
2 vehicles	25.4%
3 or more	11.6%

Heating fuel

Fuel type	%
Utility gas	73.3%
Electricity	23.4%
Propane / LP gas	1.3%
Fuel oil	0.2%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	2,010	28.5%
Cohabiting couple	703	10.0%
Male householder, no spouse	1,602	22.7%
Female householder, no spouse	2,732	38.8%
Households with children under 18	2,390	33.9%
Households with seniors (65+)	1,652	23.4%
Average household size	2.68

Marital status

Status	Male	Female
Never married	56.5%	46.8%
Married	33.6%	29.8%
Separated	1.4%	2.5%
Widowed	1.7%	5.7%
Divorced	6.8%	15.2%

Education

Less than 9th grade 9.2%

Some HS, no diploma 13.6%

HS graduate 32.5%

Some college, no degree 22.5%

Associate's degree 6.7%

Bachelor's degree 11.4%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	77.2%
Bachelor's or higher	15.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	303	5.5%
Kindergarten	213	3.9%
Elementary school	3,044	55.5%
High school	1,084	19.8%
College / grad school	842	15.3%

Employment

Industry of employment

Education & healthcare 23.8%

Arts, food & hospitality 13.3%

Manufacturing 11.6%

Professional & management 11.1%

Retail trade 10.0%

Construction 7.1%

Transportation & utilities 6.2%

Finance & real estate 5.9%

Other services 4.8%

Wholesale trade 3.2%

Public administration 2.1%

Information 0.7%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	28.1%
Service	25.7%
Sales & office	19.6%
Natural resources & construction	5.9%
Production & transportation	20.6%

Employment type

Type	%
Private sector	86.8%
Government	9.4%
Self-employed	3.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.3%
Carpool	16.9%
Public transit	9.1%
Walk	2.7%
Work from home	5.2%
Other means	1.8%
Avg commute (minutes)	25.0

Poverty

All people 32.2%

Under 18 years 43.0%

18 and over 27.1%

Married-couple families 10.6%

Female-led households 43.0%

Income support

Source	% of households
Social Security	28.3%
Retirement income	16.5%
Supplemental Security	14.3%
Cash public assistance	7.8%
Food stamps / SNAP	26.3%

Health indicators

Condition	%
Obesity	42.4%
High blood pressure	35.8%
High cholesterol	27.7%
Diabetes	14.0%
Heart disease	7.1%
Stroke	4.2%
Asthma	12.8%
Arthritis	27.1%
Kidney disease	3.5%
Pulmonary disease	10.8%
Cancer	4.9%

Behavior / access	%
Smoking	32.5%
Binge drinking	18.0%
No physical activity	34.7%
Less than 7 hrs sleep	43.5%
Depression	27.0%
Fair or poor health	23.9%
Poor mental health	20.8%
Poor physical health	14.5%
No health insurance	18.6%
Visited doctor (checkup)	77.2%
Visited dentist	49.4%
Cholesterol screening	83.9%
Teeth loss	25.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	961	7.4%

Disability	%
Any disability	15.3%
Under 18	3.1%
18–64 years	18.2%
65 and over	35.3%

Health insurance coverage

Type	%
Private insurance	40.0%
Public insurance	51.5%
No insurance	16.5%
Uninsured under 19	15.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,447	91.4%
Spanish	2,210	12.7%
Other Indo-European	1,548	8.9%
Asian & Pacific Islander	108	0.6%
Other languages	343	2.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,951	88.8%
Born in same state	16,521	86.6%
Born in different state	13,048	68.4%
Foreign born	430	2.3%
Naturalized citizen	2,136	11.2%
Not a US citizen	549	25.7%

Ancestry

Ancestry	Count	%
Italian	1,495	7.8%
Arab	1,174	6.2%
French	937	4.9%

Ancestry	Count	%
English	37	0.2%
Irish	7	0%

Technology access

Metric	% of households
Computer access	36.9%
Internet access	87.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45205

What city is ZIP code 45205 in?

ZIP code 45205 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45205 in?

ZIP code 45205 falls within Hamilton County, Ohio.

What is the poverty rate in ZIP code 45205?

32% of residents in ZIP code 45205 live below the poverty line, above the national average.

Is ZIP code 45205 family-oriented?

32% of residents in ZIP code 45205 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 45205 mostly rentals?

60% of occupied units in ZIP code 45205 are renter-occupied.

What is the typical home value in ZIP code 45205?

The median home value in ZIP code 45205 is $90,900.

What timezone is ZIP code 45205 in?

ZIP code 45205 observes the EST timezone.