45220 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45220 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 2.89 square miles and serves a population of 14,651 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45220

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $355,100. Renters make up the majority at 72%, typical of denser urban areas.

The gap between median ($50,141) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 22% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is high — 65% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 45220 reflects a community defined by a highly educated population and economic challenges above the national average.

14,651

population

2.89

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45220 ZIP code map

Cities in ZIP code 45220

Below are the cities the US Postal Service accepts for ZIP code 45220. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45219 Cincinnati (1.4 mi) 45225 Cincinnati (1.5 mi) 45217 Cincinnati (1.8 mi) 45229 Cincinnati (1.9 mi) 45235 Cincinnati (2.2 mi) 45223 Cincinnati (2.2 mi) 45232 Cincinnati (2.3 mi) 45214 Cincinnati (2.4 mi) 45206 Cincinnati (2.5 mi) 45207 Cincinnati (2.7 mi) 45202 Cincinnati (3.1 mi) 45203 Cincinnati (3.2 mi)

Demographics updated 06/2026

Population
Total population	14,651
Population density	5,070 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	2.89 sq mi
Water area	0.02 sq mi
Latitude	39.1474
Longitude	-84.5202
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.7%	43.3%	43.3%
$50k – $100k	22.3%	28.8%	31.4%
$100k – $200k	13.6%	20.7%	20.0%
Over $200k	8.4%	7.2%	5.2%

Demographics & statistics

14,651

Population

5,070

People per sq mi

27.7

Median age

$50,141

Median household income

$40,721

Per capita income

$355,100

Median home value

$872

Median monthly rent

27.6%

Home ownership

22.2%

Poverty rate

3.5%

Unemployment

2,462

Housing units

64.9%

Bachelor's or higher

Age distribution

Male Female

212

Under 5

211

239

5–9

238

226

10–14

224

954

15–19

949

1,478

20–24

1,470

1,623

25–34

1,614

815

35–44

811

399

45–54

397

259

55–59

257

386

60–64

384

350

65–74

348

267

75–84

266

137

85+

137

← Male

Female →

Age summary

Group	Count	%
Under 18	1,751	12.0%
18 and over	12,900	88.0%
65 and over	1,505	10.3%
Median age	27.7 years

Race & ethnicity

White 61.8%

Black or African American 19%

Asian 12.9%

Two or more races 3.5%

Hispanic or Latino 1.7%

Other race 0.9%

American Indian / Alaska Native 0.2%

Group	Count	%
White	9,206	61.8%
Black or African American	2,837	19%
Asian	1,927	12.9%
Two or more races	517	3.5%
Hispanic or Latino	246	1.7%
Other race	140	0.9%
American Indian / Alaska Native	24	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.7%	43.3%	43.3%
$50k – $100k	22.3%	28.8%	31.4%
$100k – $200k	13.6%	20.7%	20.0%
Over $200k	8.4%	7.2%	5.2%

Under $10k 10.2%

$10k–$15k 5.2%

$15k–$25k 11.6%

$25k–$35k 11.5%

$35k–$50k 11.3%

$50k–$75k 18.6%

$75k–$100k 6.8%

$100k–$150k 7.9%

$150k–$200k 7.6%

$200k+ 9.2%

Range	% of households
Under $10k	10.2%
$10k–$15k	5.2%
$15k–$25k	11.6%
$25k–$35k	11.5%
$35k–$50k	11.3%
$50k–$75k	18.6%
$75k–$100k	6.8%
$100k–$150k	7.9%
$150k–$200k	7.6%
$200k+	9.2%
Median income	$50,141

Housing

Home values

Under $50k 1.8%

$50k–$100k 5.9%

$100k–$150k 10.0%

$150k–$200k 5.6%

$200k–$300k 15.9%

$300k–$500k 35.0%

$500k–$1M 24.3%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$355,100
Median rent / month	$872
Owner occupied	27.6%
Renter occupied	72.4%
Vacant	8.5%
Single-family detached	29.9%
Large apartment buildings	28.0%
Mobile homes	0.2%
Median rooms	4.0
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	2.9%
1990–1999	7.4%
1980–1989	4.8%
1970–1979	13.8%
1960–1969	12.1%
1950–1959	5.1%
1940–1949	3.9%
1939 or earlier	48.2%

Bedrooms

Size	% of units
No bedroom (studio)	8.9%
1 bedroom	34.5%
2 bedrooms	26.0%
3 bedrooms	14.8%
4 bedrooms	9.9%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	16.1%
1 vehicle	46.3%
2 vehicles	28.0%
3 or more	9.6%

Heating fuel

Fuel type	%
Utility gas	62.5%
Electricity	34.4%
Propane / LP gas	1.3%
Fuel oil	0.1%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	1,590	23.8%
Cohabiting couple	456	6.8%
Male householder, no spouse	2,233	33.5%
Female householder, no spouse	2,393	35.9%
Households with children under 18	914	13.7%
Households with seniors (65+)	1,032	15.5%
Average household size	1.97

Marital status

Status	Male	Female
Never married	62.7%	63.2%
Married	27.7%	24.7%
Separated	0.7%	0.8%
Widowed	2.5%	4.8%
Divorced	6.3%	6.5%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.8%

HS graduate 14.3%

Some college, no degree 11.3%

Associate's degree 5.5%

Bachelor's degree 27.3%

Graduate / professional 37.6%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	64.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	128	2.0%
Kindergarten	165	2.6%
Elementary school	713	11.1%
High school	474	7.4%
College / grad school	4,938	76.9%

Employment

Industry of employment

Education & healthcare 36.6%

Arts, food & hospitality 16.5%

Professional & management 12.3%

Manufacturing 7.4%

Retail trade 5.9%

Transportation & utilities 5.4%

Other services 5.1%

Finance & real estate 4.2%

Information 3.5%

Public administration 1.5%

Construction 0.9%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	53.2%
Service	21.7%
Sales & office	12.1%
Natural resources & construction	2.7%
Production & transportation	10.4%

Employment type

Type	%
Private sector	78.3%
Government	15.5%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	55.0%
Carpool	10.5%
Public transit	7.2%
Walk	12.9%
Work from home	13.0%
Other means	1.3%
Avg commute (minutes)	22.1

Poverty

All people 22.2%

Under 18 years 11.6%

18 and over 23.8%

Married-couple families 2.4%

Female-led households 12.9%

Income support

Source	% of households
Social Security	15.0%
Retirement income	11.2%
Supplemental Security	3.1%
Cash public assistance	0.4%
Food stamps / SNAP	6.8%

Health indicators

Condition	%
Obesity	31.0%
High blood pressure	25.1%
High cholesterol	21.4%
Diabetes	8.6%
Heart disease	4.5%
Stroke	2.5%
Asthma	10.8%
Arthritis	17.8%
Kidney disease	2.3%
Pulmonary disease	5.6%
Cancer	4.0%

Behavior / access	%
Smoking	19.0%
Binge drinking	20.0%
No physical activity	23.9%
Less than 7 hrs sleep	37.4%
Depression	24.0%
Fair or poor health	13.7%
Poor mental health	18.3%
Poor physical health	8.7%
No health insurance	12.5%
Visited doctor (checkup)	75.2%
Visited dentist	61.2%
Cholesterol screening	80.7%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	266	2.1%

Disability	%
Any disability	10.3%
Under 18	4.4%
18–64 years	10.1%
65 and over	20.7%

Health insurance coverage

Type	%
Private insurance	82.2%
Public insurance	19.9%
No insurance	4.7%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,228	97.1%
Spanish	851	6.0%
Other Indo-European	195	1.4%
Asian & Pacific Islander	263	1.8%
Other languages	215	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,681	79.7%
Born in same state	11,470	78.3%
Born in different state	7,550	51.5%
Foreign born	211	1.4%
Naturalized citizen	2,970	20.3%
Not a US citizen	637	21.4%

Ancestry

Ancestry	Count	%
Italian	1,797	12.3%
French	1,233	8.4%
Arab	573	3.9%
Polish	146	1%
Dutch	76	0.5%

Ancestry	Count	%
Irish	55	0.4%
English	51	0.3%
German	42	0.3%
Norwegian	29	0.2%

Technology access

Metric	% of households
Computer access	45.5%
Internet access	96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45220

What city is ZIP code 45220 in?

ZIP code 45220 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45220 in?

ZIP code 45220 falls within Hamilton County, Ohio.

Is ZIP code 45220 mostly rentals?

72% of occupied units in ZIP code 45220 are renter-occupied.

How educated is the population of ZIP code 45220?

65% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the poverty rate in ZIP code 45220?

22% of residents in ZIP code 45220 live below the poverty line, above the national average.

What is the typical home value in ZIP code 45220?

The median home value in ZIP code 45220 is $355,100.

What timezone is ZIP code 45220 in?

ZIP code 45220 observes the EST timezone.