45232 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45232 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 4.04 square miles and serves a population of 8,805 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45232

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $111,900. Renters make up the majority at 82%, typical of denser urban areas.

Median household income is $23,705. Poverty affects 49% of residents, above the national average. SNAP benefit usage at 44% of households reflects economic stress in the area.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (47%), diabetes (15%), smoking (34%), poor mental health (24%) compared to national benchmarks.

Overall, ZIP code 45232 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

8,805

population

4.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45232 ZIP code map

Cities in ZIP code 45232

Below are the cities the US Postal Service accepts for ZIP code 45232. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45217 Cincinnati (1.3 mi) 45224 Cincinnati (1.4 mi) 45220 Cincinnati (2.3 mi) 45223 Cincinnati (2.3 mi) 45229 Cincinnati (2.5 mi) 45216 Cincinnati (2.5 mi) 45225 Cincinnati (3.1 mi) 45999 Cincinnati (3.4 mi) 45267 Cincinnati (3.4 mi) 45221 Cincinnati (3.4 mi) 45264 Cincinnati (3.4 mi) 45234 Cincinnati (3.4 mi)

Demographics updated 06/2026

Population
Total population	8,805
Population density	2,179 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	4.04 sq mi
Water area	0.04 sq mi
Latitude	39.1806
Longitude	-84.5152
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	83.2%	43.3%	43.3%
$50k – $100k	13.9%	28.8%	31.4%
$100k – $200k	2.3%	20.7%	20.0%
Over $200k	0.6%	7.2%	5.2%

Demographics & statistics

8,805

Population

2,179

People per sq mi

24.3

Median age

$23,705

Median household income

$14,106

Per capita income

$111,900

Median home value

$556

Median monthly rent

18.1%

Home ownership

49.4%

Poverty rate

19.9%

Unemployment

738

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

534

Under 5

724

449

5–9

609

391

10–14

530

350

15–19

475

228

20–24

309

853

25–34

1,157

302

35–44

410

216

45–54

292

110

55–59

150

137

60–64

186

132

65–74

180

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,897	44.3%
18 and over	4,908	55.7%
65 and over	393	4.5%
Median age	24.3 years

Race & ethnicity

Black or African American 73.5%

White 14.2%

Two or more races 8.6%

Hispanic or Latino 2%

Other race 1.7%

Group	Count	%
Black or African American	6,602	73.5%
White	1,277	14.2%
Two or more races	770	8.6%
Hispanic or Latino	178	2%
Other race	156	1.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	83.2%	43.3%	43.3%
$50k – $100k	13.9%	28.8%	31.4%
$100k – $200k	2.3%	20.7%	20.0%
Over $200k	0.6%	7.2%	5.2%

Under $10k 18.1%

$10k–$15k 15.6%

$15k–$25k 19.8%

$25k–$35k 13.5%

$35k–$50k 11.8%

$50k–$75k 10.2%

$75k–$100k 6.6%

$100k–$150k 3.3%

$200k+ 1.1%

Range	% of households
Under $10k	18.1%
$10k–$15k	15.6%
$15k–$25k	19.8%
$25k–$35k	13.5%
$35k–$50k	11.8%
$50k–$75k	10.2%
$75k–$100k	6.6%
$100k–$150k	3.3%
$200k+	1.1%
Median income	$23,705

Housing

Home values

Under $50k 6.6%

$50k–$100k 31.0%

$100k–$150k 36.1%

$150k–$200k 23.2%

$200k–$300k 1.1%

$300k–$500k 2.0%

Housing overview

Metric	Value
Median home value	$111,900
Median rent / month	$556
Owner occupied	18.1%
Renter occupied	81.9%
Vacant	3.7%
Single-family detached	24.5%
Large apartment buildings	5.0%
Mobile homes	0.1%
Median rooms	4.8
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	1.0%
2000–2009	1.0%
1990–1999	4.9%
1980–1989	20.5%
1970–1979	9.4%
1960–1969	9.2%
1950–1959	16.9%
1940–1949	8.0%
1939 or earlier	29.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	27.1%
2 bedrooms	24.6%
3 bedrooms	33.2%
4 bedrooms	12.5%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	33.2%
1 vehicle	39.9%
2 vehicles	21.2%
3 or more	5.7%

Heating fuel

Fuel type	%
Utility gas	49.3%
Electricity	47.5%
Propane / LP gas	0.2%
No fuel used	2.5%

Households & families

Household type	Count	%
Married-couple family	310	9.2%
Cohabiting couple	262	7.8%
Male householder, no spouse	600	17.8%
Female householder, no spouse	2,194	65.2%
Households with children under 18	1,777	52.8%
Households with seniors (65+)	335	10.0%
Average household size	2.61

Marital status

Status	Male	Female
Never married	79.3%	71.3%
Married	15.0%	9.1%
Separated	2.0%	4.5%
Widowed	0.3%	2.2%
Divorced	3.5%	13.0%

Education

Less than 9th grade 2.8%

Some HS, no diploma 14.1%

HS graduate 37.7%

Some college, no degree 25.7%

Associate's degree 6.1%

Bachelor's degree 9.1%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	83.0%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	277	8.8%
Kindergarten	155	5.0%
Elementary school	1,359	43.4%
High school	986	31.5%
College / grad school	353	11.3%

Employment

Industry of employment

Education & healthcare 29.5%

Arts, food & hospitality 22.5%

Manufacturing 13.8%

Retail trade 7.9%

Transportation & utilities 7.2%

Finance & real estate 5.8%

Professional & management 5.4%

Construction 4.7%

Public administration 1.4%

Other services 1.2%

Agriculture & mining 0.5%

Information 0.2%

Occupation

Category	%
Management, business & arts	23.3%
Service	21.9%
Sales & office	26.4%
Natural resources & construction	7.3%
Production & transportation	21.0%

Employment type

Type	%
Private sector	94.4%
Government	4.2%
Self-employed	1.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	51.7%
Carpool	15.1%
Public transit	20.2%
Walk	5.4%
Work from home	3.4%
Other means	4.2%
Avg commute (minutes)	26.0

Poverty

All people 49.4%

Under 18 years 61.6%

18 and over 39.7%

Married-couple families 2.3%

Female-led households 64.9%

Income support

Source	% of households
Social Security	8.1%
Retirement income	8.9%
Supplemental Security	10.1%
Cash public assistance	10.1%
Food stamps / SNAP	44.2%

Health indicators

Condition	%
Obesity	47.3%
High blood pressure	38.2%
High cholesterol	24.1%
Diabetes	15.4%
Heart disease	6.1%
Stroke	4.7%
Asthma	15.6%
Arthritis	25.4%
Kidney disease	3.7%
Pulmonary disease	10.4%
Cancer	3.8%

Behavior / access	%
Smoking	34.4%
Binge drinking	14.9%
No physical activity	40.3%
Less than 7 hrs sleep	48.8%
Depression	27.1%
Fair or poor health	29.1%
Poor mental health	24.0%
Poor physical health	15.8%
No health insurance	21.4%
Visited doctor (checkup)	80.7%
Visited dentist	42.3%
Cholesterol screening	82.0%
Teeth loss	30.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	107	2.2%

Disability	%
Any disability	12.1%
Under 18	6.2%
18–64 years	15.9%
65 and over	27.5%

Health insurance coverage

Type	%
Private insurance	30.0%
Public insurance	67.6%
No insurance	7.2%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,547	85.7%
Spanish	177	2.3%
Other Indo-European	110	1.5%
Asian & Pacific Islander	49	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,644	98.2%
Born in same state	8,619	97.9%
Born in different state	7,841	89.1%
Foreign born	25	0.3%
Naturalized citizen	161	1.8%
Not a US citizen	82	50.9%

Ancestry

Ancestry	Count	%
Italian	411	4.7%
French	237	2.7%

Ancestry	Count	%
Arab	68	0.8%
English	10	0.1%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45232

What city is ZIP code 45232 in?

ZIP code 45232 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45232 in?

ZIP code 45232 falls within Hamilton County, Ohio.

What is the poverty rate in ZIP code 45232?

49% of residents in ZIP code 45232 live below the poverty line, above the national average.

Is ZIP code 45232 mostly rentals?

82% of occupied units in ZIP code 45232 are renter-occupied.

Is ZIP code 45232 family-oriented?

44% of residents in ZIP code 45232 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 45232?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 45232 in?

ZIP code 45232 observes the EST timezone.