45224 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45224 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 6.07 square miles and serves a population of 20,915 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45224

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $146,200. Owner-occupancy sits near the national average at 61%.

Median household income is $54,752. Poverty affects 19% of residents, above the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (17%), smoking (23%) compared to national benchmarks.

Overall, ZIP code 45224 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

20,915

population

6.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45224 ZIP code map

Cities in ZIP code 45224

Below are the cities the US Postal Service accepts for ZIP code 45224. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45232 Cincinnati (1.4 mi) 45239 Cincinnati (2.4 mi) 45223 Cincinnati (2.6 mi) 45217 Cincinnati (2.7 mi) 45216 Cincinnati (2.8 mi) 45220 Cincinnati (3.5 mi) 45229 Cincinnati (3.8 mi) 45225 Cincinnati (3.8 mi) 45231 Cincinnati (4.2 mi) 45237 Cincinnati (4.2 mi) 45211 Cincinnati (4.5 mi) 45999 Cincinnati (4.6 mi)

Demographics updated 05/2026

Population
Total population	20,915
Population density	3,446 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	6.07 sq mi
Water area	0.00 sq mi
Latitude	39.1970
Longitude	-84.5300
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	43.3%	43.3%
$50k – $100k	32.2%	28.8%	31.4%
$100k – $200k	13.6%	20.7%	20.0%
Over $200k	2.6%	7.2%	5.2%

Demographics & statistics

20,915

Population

3,446

People per sq mi

46.6

Median age

$54,752

Median household income

$31,577

Per capita income

$146,200

Median home value

$835

Median monthly rent

60.7%

Home ownership

19.0%

Poverty rate

7.7%

Unemployment

6,045

Housing units

32.0%

Bachelor's or higher

Age distribution

Male Female

543

Under 5

612

361

5–9

407

670

10–14

754

556

15–19

626

443

20–24

498

1,284

25–34

1,447

903

35–44

1,016

1,364

45–54

1,536

695

55–59

783

905

60–64

1,019

1,070

65–74

1,205

603

75–84

679

440

85+

496

← Male

Female →

Age summary

Group	Count	%
Under 18	4,158	19.9%
18 and over	16,757	80.1%
65 and over	4,493	21.5%
Median age	46.6 years

Race & ethnicity

Black or African American 51.8%

White 41.1%

Two or more races 4.8%

Hispanic or Latino 1.4%

Asian 0.7%

Other race 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
Black or African American	10,991	51.8%
White	8,709	41.1%
Two or more races	1,010	4.8%
Hispanic or Latino	289	1.4%
Asian	146	0.7%
Other race	39	0.2%
Native Hawaiian / Pacific Islander	16	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	43.3%	43.3%
$50k – $100k	32.2%	28.8%	31.4%
$100k – $200k	13.6%	20.7%	20.0%
Over $200k	2.6%	7.2%	5.2%

Under $10k 9.3%

$10k–$15k 6.6%

$15k–$25k 8.8%

$25k–$35k 6.7%

$35k–$50k 14.9%

$50k–$75k 19.7%

$75k–$100k 13.3%

$100k–$150k 11.9%

$150k–$200k 4.4%

$200k+ 4.4%

Range	% of households
Under $10k	9.3%
$10k–$15k	6.6%
$15k–$25k	8.8%
$25k–$35k	6.7%
$35k–$50k	14.9%
$50k–$75k	19.7%
$75k–$100k	13.3%
$100k–$150k	11.9%
$150k–$200k	4.4%
$200k+	4.4%
Median income	$54,752

Housing

Home values

Under $50k 4.5%

$50k–$100k 15.3%

$100k–$150k 33.1%

$150k–$200k 16.1%

$200k–$300k 22.6%

$300k–$500k 7.2%

$500k–$1M 1.2%

Housing overview

Metric	Value
Median home value	$146,200
Median rent / month	$835
Owner occupied	60.7%
Renter occupied	39.3%
Vacant	4.8%
Single-family detached	66.8%
Large apartment buildings	12.0%
Mobile homes	0.0%
Median rooms	5.6
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	3.3%
2000–2009	0.5%
1990–1999	4.8%
1980–1989	5.1%
1970–1979	10.5%
1960–1969	19.0%
1950–1959	25.8%
1940–1949	10.7%
1939 or earlier	20.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	18.4%
2 bedrooms	26.0%
3 bedrooms	36.0%
4 bedrooms	14.3%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	12.7%
1 vehicle	40.2%
2 vehicles	32.0%
3 or more	15.0%

Heating fuel

Fuel type	%
Utility gas	64.9%
Electricity	29.5%
Propane / LP gas	2.7%
Fuel oil	0.7%
Wood	0.2%
Solar	0.2%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	3,104	33.7%
Cohabiting couple	479	5.2%
Male householder, no spouse	1,718	18.7%
Female householder, no spouse	3,899	42.4%
Households with children under 18	2,284	24.8%
Households with seniors (65+)	3,150	34.2%
Average household size	2.21

Marital status

Status	Male	Female
Never married	43.4%	36.2%
Married	42.3%	36.1%
Separated	2.1%	1.6%
Widowed	3.3%	12.0%
Divorced	8.9%	14.1%

Education

Less than 9th grade 2.8%

Some HS, no diploma 4.6%

HS graduate 31.6%

Some college, no degree 20.9%

Associate's degree 8.1%

Bachelor's degree 19.0%

Graduate / professional 13.0%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	32.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	157	4.2%
Kindergarten	211	5.6%
Elementary school	1,623	42.9%
High school	1,048	27.7%
College / grad school	743	19.6%

Employment

Industry of employment

Education & healthcare 28.4%

Manufacturing 11.0%

Transportation & utilities 10.7%

Finance & real estate 10.5%

Retail trade 10.4%

Professional & management 7.9%

Arts, food & hospitality 7.9%

Public administration 4.0%

Other services 3.9%

Construction 2.0%

Wholesale trade 1.7%

Information 1.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	36.7%
Service	17.9%
Sales & office	22.5%
Natural resources & construction	2.9%
Production & transportation	19.9%

Employment type

Type	%
Private sector	82.7%
Government	14.4%
Self-employed	2.3%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	73.5%
Carpool	9.9%
Public transit	4.1%
Walk	2.4%
Work from home	9.4%
Other means	0.7%
Avg commute (minutes)	25.1

Poverty

All people 19.0%

Under 18 years 31.7%

18 and over 15.9%

Married-couple families 4.7%

Female-led households 31.0%

Income support

Source	% of households
Social Security	31.9%
Retirement income	30.9%
Supplemental Security	7.9%
Cash public assistance	1.6%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	42.5%
High cholesterol	31.9%
Diabetes	16.7%
Heart disease	8.6%
Stroke	5.0%
Asthma	11.6%
Arthritis	32.2%
Kidney disease	4.1%
Pulmonary disease	9.5%
Cancer	7.5%

Behavior / access	%
Smoking	22.8%
Binge drinking	14.8%
No physical activity	31.0%
Less than 7 hrs sleep	41.5%
Depression	21.8%
Fair or poor health	20.5%
Poor mental health	16.1%
Poor physical health	12.8%
No health insurance	13.4%
Visited doctor (checkup)	82.4%
Visited dentist	60.1%
Cholesterol screening	91.3%
Teeth loss	19.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	957	5.7%

Disability	%
Any disability	14.3%
Under 18	7.3%
18–64 years	11.1%
65 and over	30.7%

Health insurance coverage

Type	%
Private insurance	61.4%
Public insurance	44.9%
No insurance	5.7%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,760	94.5%
Spanish	99	0.5%
Other Indo-European	10	0.1%
Asian & Pacific Islander	27	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,320	97.2%
Born in same state	20,294	97.0%
Born in different state	15,550	74.3%
Foreign born	26	0.1%
Naturalized citizen	595	2.8%
Not a US citizen	408	68.6%

Ancestry

Ancestry	Count	%
Italian	1,553	7.4%
French	1,286	6.1%
Arab	555	2.7%
Irish	279	1.3%

Ancestry	Count	%
English	175	0.8%
Polish	103	0.5%
Dutch	3	0%

Technology access

Metric	% of households
Computer access	44.0%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45224

What city is ZIP code 45224 in?

ZIP code 45224 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45224 in?

ZIP code 45224 falls within Hamilton County, Ohio.

What is the poverty rate in ZIP code 45224?

19% of residents in ZIP code 45224 live below the poverty line, above the national average.

What is the typical home value in ZIP code 45224?

The median home value in ZIP code 45224 is $146,200.

What are the health statistics for ZIP code 45224?

Health data for ZIP code 45224 shows elevated rates of diabetes (17%) and smoking (23%) compared to national benchmarks.

What is the population of ZIP code 45224?

ZIP code 45224 has an estimated population of 20,915 residents, with a density of 3,446 people per square mile.

What timezone is ZIP code 45224 in?

ZIP code 45224 observes the EST timezone.