41016 ZIP Code — Covington, KY
Kenton County, Kentucky
ZIP code 41016 is located in Covington, Kentucky, within Kenton County. It covers approximately 1.48 square miles and serves a population of 5,948 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.
About ZIP code 41016
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $153,100. Owner-occupancy sits near the national average at 74%.
Median household income is $61,941.
The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
5,948
population
1.48
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
41016 ZIP code map
Cities in ZIP code 41016
Below are the cities the US Postal Service accepts for ZIP code 41016. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Covington | Acceptable |
| Covington | Acceptable |
| Covington | Preferred |
Nearby ZIP codes
45203 Cincinnati (1.4 mi)
41011 Covington (1.8 mi)
41019 Covington (2.1 mi)
45205 Cincinnati (2.3 mi)
45204 Cincinnati (2.3 mi)
45214 Cincinnati (2.4 mi)
41014 Covington (2.6 mi)
45219 Cincinnati (3.4 mi)
45202 Cincinnati (3.6 mi)
45238 Cincinnati (3.6 mi)
41071 Newport (3.7 mi)
45225 Cincinnati (3.9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 5,948 |
| Population density | 4,019 / sq mi |
| State FIPS | 21 |
| County FIPS | 117 |
| Geography | |
|---|---|
| Land area | 1.48 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 39.0863 |
| Longitude | -84.5481 |
| Timezone | Eastern (ET) |
| Area code | 859 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 40.9% | 37.7% | 47.9% |
| $50k – $100k | 40.6% | 32.1% | 30.3% |
| $100k – $200k | 15.7% | 23.9% | 17.6% |
| Over $200k | 2.9% | 6.3% | 4.2% |
Demographics & statistics
5,948
Population
4,019
People per sq mi
37.4
Median age
$61,941
Median household income
$30,765
Per capita income
$153,100
Median home value
$912
Median monthly rent
74.3%
Home ownership
16.0%
Poverty rate
6.4%
Unemployment
2,381
Housing units
26.9%
Bachelor's or higher
Age distribution
Male
Female
161
Under 5
169
178
5–9
186
192
10–14
202
160
15–19
167
195
20–24
204
418
25–34
438
562
35–44
590
218
45–54
229
195
55–59
204
158
60–64
165
234
65–74
245
125
75–84
132
108
85+
113
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,369 | 23.0% |
| 18 and over | 4,579 | 77.0% |
| 65 and over | 957 | 16.1% |
| Median age | 37.4 years | |
Race & ethnicity
White
85%
Two or more races
9.7%
Black or African American
3.3%
Hispanic or Latino
2%
Other race
0.1%
| Group | Count | % |
|---|---|---|
| White | 5,155 | 85% |
| Two or more races | 586 | 9.7% |
| Black or African American | 199 | 3.3% |
| Hispanic or Latino | 120 | 2% |
| Other race | 5 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 40.9% | 37.7% | 47.9% |
| $50k – $100k | 40.6% | 32.1% | 30.3% |
| $100k – $200k | 15.7% | 23.9% | 17.6% |
| Over $200k | 2.9% | 6.3% | 4.2% |
Under $10k
10.6%
$10k–$15k
4.2%
$15k–$25k
5.2%
$25k–$35k
7.6%
$35k–$50k
14.3%
$50k–$75k
22.0%
$75k–$100k
10.7%
$100k–$150k
18.3%
$150k–$200k
4.4%
$200k+
2.6%
| Range | % of households |
|---|---|
| Under $10k | 10.6% |
| $10k–$15k | 4.2% |
| $15k–$25k | 5.2% |
| $25k–$35k | 7.6% |
| $35k–$50k | 14.3% |
| $50k–$75k | 22.0% |
| $75k–$100k | 10.7% |
| $100k–$150k | 18.3% |
| $150k–$200k | 4.4% |
| $200k+ | 2.6% |
| Median income | $61,941 |
Housing
Home values
Under $50k
1.9%
$50k–$100k
13.0%
$100k–$150k
33.0%
$150k–$200k
24.0%
$200k–$300k
16.7%
$300k–$500k
9.9%
$500k–$1M
0.7%
$1M+
0.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $153,100 |
| Median rent / month | $912 |
| Owner occupied | 74.3% |
| Renter occupied | 25.7% |
| Vacant | 14.6% |
| Single-family detached | 66.8% |
| Large apartment buildings | 0.9% |
| Mobile homes | 0.3% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.27 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 1.3% |
| 2000–2009 | 13.8% |
| 1990–1999 | 4.8% |
| 1980–1989 | 1.2% |
| 1970–1979 | 0.9% |
| 1960–1969 | 5.9% |
| 1950–1959 | 12.1% |
| 1940–1949 | 10.1% |
| 1939 or earlier | 48.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.6% |
| 1 bedroom | 12.7% |
| 2 bedrooms | 42.1% |
| 3 bedrooms | 27.7% |
| 4 bedrooms | 11.2% |
| 5+ bedrooms | 5.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 13.3% |
| 1 vehicle | 32.6% |
| 2 vehicles | 38.1% |
| 3 or more | 16.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 62.4% |
| Electricity | 34.6% |
| Propane / LP gas | 1.3% |
| Wood | 0.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 742 | 28.5% |
| Cohabiting couple | 351 | 13.5% |
| Male householder, no spouse | 608 | 23.3% |
| Female householder, no spouse | 906 | 34.8% |
| Households with children under 18 | 597 | 22.9% |
| Households with seniors (65+) | 776 | 29.8% |
| Average household size | 2.27 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 48.8% | 32.4% |
| Married | 29.8% | 31.1% |
| Separated | 1.7% | 3.3% |
| Widowed | 0.9% | 13.2% |
| Divorced | 18.8% | 20.0% |
Education
Less than 9th grade
1.2%
Some HS, no diploma
6.5%
HS graduate
36.1%
Some college, no degree
21.3%
Associate's degree
8.1%
Bachelor's degree
19.8%
Graduate / professional
7.2%
| Metric | % |
|---|---|
| HS diploma or higher | 92.4% |
| Bachelor's or higher | 26.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 91 | 7.1% |
| Kindergarten | 23 | 1.8% |
| Elementary school | 634 | 49.5% |
| High school | 341 | 26.6% |
| College / grad school | 192 | 15.0% |
Employment
Industry of employment
Arts, food & hospitality
15.7%
Manufacturing
14.7%
Education & healthcare
14.7%
Retail trade
12.0%
Professional & management
11.9%
Finance & real estate
6.3%
Public administration
6.2%
Construction
6.1%
Wholesale trade
3.8%
Other services
3.8%
Transportation & utilities
3.7%
Agriculture & mining
0.6%
Information
0.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 34.4% |
| Service | 17.8% |
| Sales & office | 19.8% |
| Natural resources & construction | 8.3% |
| Production & transportation | 19.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 86.0% |
| Government | 10.1% |
| Self-employed | 3.9% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 70.4% |
| Carpool | 12.1% |
| Public transit | 1.1% |
| Walk | 4.6% |
| Work from home | 10.0% |
| Other means | 1.8% |
| Avg commute (minutes) | 22.4 |
Poverty
All people
16.0%
Under 18 years
26.5%
18 and over
12.9%
Married-couple families
1.9%
Female-led households
29.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.6% |
| Retirement income | 21.8% |
| Supplemental Security | 4.3% |
| Cash public assistance | 2.5% |
| Food stamps / SNAP | 7.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.2% |
| High blood pressure | 35.4% |
| High cholesterol | 33.1% |
| Diabetes | 9.8% |
| Heart disease | 6.2% |
| Stroke | 2.9% |
| Asthma | 11.4% |
| Arthritis | 27.6% |
| Kidney disease | 2.7% |
| Pulmonary disease | 9.0% |
| Cancer | 5.7% |
| Behavior / access | % |
|---|---|
| Smoking | 24.1% |
| Binge drinking | 18.5% |
| No physical activity | 30.9% |
| Less than 7 hrs sleep | 37.3% |
| Depression | 27.2% |
| Fair or poor health | 17.9% |
| Poor mental health | 19.2% |
| Poor physical health | 13.0% |
| No health insurance | 10.0% |
| Visited doctor (checkup) | 73.1% |
| Visited dentist | 55.3% |
| Cholesterol screening | 88.5% |
| Teeth loss | 19.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 182 | 4.0% |
| Disability | % |
|---|---|
| Any disability | 17.2% |
| Under 18 | 0.9% |
| 18–64 years | 14.4% |
| 65 and over | 50.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.1% |
| Public insurance | 35.6% |
| No insurance | 7.4% |
| Uninsured under 19 | 0.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 5,618 | 94.5% |
| Spanish | 33 | 0.6% |
| Other Indo-European | 5 | 0.1% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 5,898 | 99.2% |
| Born in same state | 5,888 | 99.0% |
| Born in different state | 3,418 | 57.5% |
| Foreign born | 10 | 0.2% |
| Naturalized citizen | 50 | 0.8% |
| Not a US citizen | 24 | 48.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,028 | 17.3% |
| Arab | 657 | 11% |
| French | 653 | 11% |
| Norwegian | 53 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| English | 30 | 0.5% |
| Polish | 18 | 0.3% |
| German | 10 | 0.2% |
| Irish | 5 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.8% |
| Internet access | 89.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 41016
What city is ZIP code 41016 in?
ZIP code 41016 is primarily assigned to Covington, Kentucky.
What county is ZIP code 41016 in?
ZIP code 41016 falls within Kenton County, Kentucky.
What is the poverty rate in ZIP code 41016?
16% of residents in ZIP code 41016 live below the poverty line, above the national average.
What is the typical home value in ZIP code 41016?
The median home value in ZIP code 41016 is $153,100.
What is the population of ZIP code 41016?
ZIP code 41016 has an estimated population of 5,948 residents, with a density of 4,016 people per square mile.
What is the median household income in ZIP code 41016?
The median household income in ZIP code 41016 is $61,941, below the national median of ~$75,000.
What timezone is ZIP code 41016 in?
ZIP code 41016 observes the EST timezone.