41011 ZIP Code — Covington, KY

Kenton County, Kentucky

ZIP code 41011 is located in Covington, Kentucky, within Kenton County. It covers approximately 7.04 square miles and serves a population of 27,044 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 41011

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $245,100. Renters make up the majority at 55%, typical of denser urban areas.

The gap between median ($59,684) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 20% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

27,044

population

7.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41011 ZIP code map

Cities in ZIP code 41011

Below are the cities the US Postal Service accepts for ZIP code 41011. Using any city not on this list may result in mail delivery delays.

City	Status
Covington	Acceptable
Covington	Preferred

Nearby ZIP codes

41014 Covington (1.1 mi) 41019 Covington (1.7 mi) 41016 Covington (1.8 mi) 45203 Cincinnati (2.5 mi) 41071 Newport (2.7 mi) 41017 Ft Mitchell (3.4 mi) 45202 Cincinnati (3.8 mi) 41073 Bellevue (3.9 mi) 45204 Cincinnati (3.9 mi) 45214 Cincinnati (3.9 mi) 45205 Cincinnati (4 mi) 41099 Newport (4.3 mi)

Demographics updated 05/2026

Population
Total population	27,044
Population density	3,841 / sq mi
State FIPS	21
County FIPS	117

Geography
Land area	7.04 sq mi
Water area	0.05 sq mi
Latitude	39.0652
Longitude	-84.5295
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	37.7%	47.9%
$50k – $100k	24.5%	32.1%	30.3%
$100k – $200k	17.4%	23.9%	17.6%
Over $200k	7.4%	6.3%	4.2%

Demographics & statistics

27,044

Population

3,841

People per sq mi

36.9

Median age

$59,684

Median household income

$44,095

Per capita income

$245,100

Median home value

$906

Median monthly rent

45.0%

Home ownership

20.2%

Poverty rate

5.3%

Unemployment

7,626

Housing units

42.7%

Bachelor's or higher

Age distribution

Male Female

1,009

Under 5

989

871

5–9

853

555

10–14

544

501

15–19

491

937

20–24

918

2,520

25–34

2,470

1,641

35–44

1,609

1,561

45–54

1,531

829

55–59

813

980

60–64

960

1,302

65–74

1,276

680

75–84

667

271

85+

266

← Male

Female →

Age summary

Group	Count	%
Under 18	5,404	20.0%
18 and over	21,640	80.0%
65 and over	4,462	16.5%
Median age	36.9 years

Race & ethnicity

White 70.3%

Black or African American 10.7%

Hispanic or Latino 7.3%

Two or more races 5%

Other race 4.9%

Asian 1.2%

American Indian / Alaska Native 0.4%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	20,504	70.3%
Black or African American	3,112	10.7%
Hispanic or Latino	2,136	7.3%
Two or more races	1,459	5%
Other race	1,442	4.9%
Asian	364	1.2%
American Indian / Alaska Native	108	0.4%
Native Hawaiian / Pacific Islander	55	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	37.7%	47.9%
$50k – $100k	24.5%	32.1%	30.3%
$100k – $200k	17.4%	23.9%	17.6%
Over $200k	7.4%	6.3%	4.2%

Under $10k 8.3%

$10k–$15k 6.5%

$15k–$25k 9.3%

$25k–$35k 9.6%

$35k–$50k 10.4%

$50k–$75k 13.0%

$75k–$100k 10.3%

$100k–$150k 14.8%

$150k–$200k 8.1%

$200k+ 9.7%

Range	% of households
Under $10k	8.3%
$10k–$15k	6.5%
$15k–$25k	9.3%
$25k–$35k	9.6%
$35k–$50k	10.4%
$50k–$75k	13.0%
$75k–$100k	10.3%
$100k–$150k	14.8%
$150k–$200k	8.1%
$200k+	9.7%
Median income	$59,684

Housing

Home values

Under $50k 2.5%

$50k–$100k 9.8%

$100k–$150k 9.4%

$150k–$200k 12.9%

$200k–$300k 27.7%

$300k–$500k 22.9%

$500k–$1M 13.2%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$245,100
Median rent / month	$906
Owner occupied	45.0%
Renter occupied	55.0%
Vacant	13.5%
Single-family detached	43.0%
Large apartment buildings	11.7%
Mobile homes	0.3%
Median rooms	4.7
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	1.0%
2010–2019	5.4%
2000–2009	3.6%
1990–1999	3.7%
1980–1989	8.7%
1970–1979	9.4%
1960–1969	9.8%
1950–1959	11.3%
1940–1949	7.2%
1939 or earlier	39.8%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	27.6%
2 bedrooms	32.9%
3 bedrooms	25.1%
4 bedrooms	8.9%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	16.1%
1 vehicle	40.5%
2 vehicles	30.9%
3 or more	12.5%

Heating fuel

Fuel type	%
Utility gas	59.8%
Electricity	38.1%
Propane / LP gas	0.9%
Fuel oil	0.2%
Wood	0.1%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	4,043	32.1%
Cohabiting couple	959	7.6%
Male householder, no spouse	3,608	28.7%
Female householder, no spouse	3,974	31.6%
Households with children under 18	2,527	20.1%
Households with seniors (65+)	3,290	26.1%
Average household size	2.12

Marital status

Status	Male	Female
Never married	45.6%	36.6%
Married	40.7%	38.5%
Separated	1.1%	2.1%
Widowed	3.0%	7.3%
Divorced	9.6%	15.4%

Education

Less than 9th grade 4.5%

Some HS, no diploma 7.0%

HS graduate 22.1%

Some college, no degree 16.4%

Associate's degree 7.3%

Bachelor's degree 25.0%

Graduate / professional 17.7%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	42.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	482	9.6%
Kindergarten	564	11.3%
Elementary school	1,974	39.4%
High school	802	16.0%
College / grad school	1,184	23.7%

Employment

Industry of employment

Education & healthcare 21.6%

Professional & management 13.9%

Manufacturing 10.9%

Retail trade 10.5%

Arts, food & hospitality 10.1%

Finance & real estate 9.2%

Transportation & utilities 5.5%

Construction 5.1%

Other services 3.8%

Public administration 3.8%

Wholesale trade 2.9%

Information 2.0%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	48.9%
Service	14.5%
Sales & office	19.4%
Natural resources & construction	6.3%
Production & transportation	10.9%

Employment type

Type	%
Private sector	84.8%
Government	8.9%
Self-employed	5.6%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	69.5%
Carpool	7.6%
Public transit	3.3%
Walk	4.0%
Work from home	13.3%
Other means	2.3%
Avg commute (minutes)	20.0

Poverty

All people 20.2%

Under 18 years 33.9%

18 and over 16.9%

Married-couple families 6.1%

Female-led households 35.6%

Income support

Source	% of households
Social Security	27.3%
Retirement income	17.9%
Supplemental Security	7.4%
Cash public assistance	1.3%
Food stamps / SNAP	10.2%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	37.8%
High cholesterol	34.4%
Diabetes	10.9%
Heart disease	6.5%
Stroke	3.2%
Asthma	11.5%
Arthritis	28.3%
Kidney disease	2.9%
Pulmonary disease	8.8%
Cancer	6.1%

Behavior / access	%
Smoking	22.5%
Binge drinking	17.2%
No physical activity	31.4%
Less than 7 hrs sleep	37.5%
Depression	25.3%
Fair or poor health	19.1%
Poor mental health	18.2%
Poor physical health	13.2%
No health insurance	10.8%
Visited doctor (checkup)	74.8%
Visited dentist	55.3%
Cholesterol screening	89.3%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,421	6.6%

Disability	%
Any disability	14.7%
Under 18	4.4%
18–64 years	13.2%
65 and over	33.1%

Health insurance coverage

Type	%
Private insurance	60.1%
Public insurance	42.9%
No insurance	8.3%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,046	92.6%
Spanish	1,351	5.4%
Other Indo-European	786	3.1%
Asian & Pacific Islander	107	0.4%
Other languages	58	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,409	94.0%
Born in same state	24,911	92.1%
Born in different state	13,369	49.4%
Foreign born	498	1.8%
Naturalized citizen	1,635	6.0%
Not a US citizen	404	24.7%

Ancestry

Ancestry	Count	%
Italian	4,502	16.6%
French	2,878	10.6%
Arab	1,190	4.4%
English	227	0.8%
Polish	156	0.6%

Ancestry	Count	%
Dutch	126	0.5%
Irish	48	0.2%
Norwegian	28	0.1%
German	16	0.1%

Technology access

Metric	% of households
Computer access	46.5%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41011

What city is ZIP code 41011 in?

ZIP code 41011 is primarily assigned to Covington, Kentucky.

What county is ZIP code 41011 in?

ZIP code 41011 falls within Kenton County, Kentucky.

What is the poverty rate in ZIP code 41011?

20% of residents in ZIP code 41011 live below the poverty line, above the national average.

Is ZIP code 41011 mostly rentals?

55% of occupied units in ZIP code 41011 are renter-occupied.

What is the population of ZIP code 41011?

ZIP code 41011 has an estimated population of 27,044 residents, with a density of 3,844 people per square mile.

What is the median household income in ZIP code 41011?

The median household income in ZIP code 41011 is $59,684, below the national median of ~$75,000.

What timezone is ZIP code 41011 in?

ZIP code 41011 observes the EST timezone.