98325 ZIP Code — Chimacum, WA

Jefferson County, Washington

ZIP code 98325 is located in Chimacum, Washington, within Jefferson County. It covers approximately 27.68 square miles and serves a population of 1,481 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98325

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $351,100. Owner-occupancy is high at 87%, well above the national average.

Median household income is $47,390. Poverty affects 22% of residents, above the national average. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 98325 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,481

population

27.68

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98325 ZIP code map

Cities in ZIP code 98325

Below are the cities the US Postal Service accepts for ZIP code 98325. Using any city not on this list may result in mail delivery delays.

City	Status
Chimacum	Acceptable
Chimacum	Preferred

Nearby ZIP codes

98339 Port Hadlock (2.6 mi) 98368 Port Townsend (5.2 mi) 98365 Port Ludlow (6.3 mi) 98358 Nordland (6.5 mi) 98376 Quilcene (10.4 mi) 98340 Hansville (10.7 mi) 98249 Freeland (11.6 mi) 98253 Greenbank (12.6 mi) 98382 Sequim (13.4 mi) 98239 Coupeville (14.9 mi) 98346 Kingston (15.9 mi) 98236 Clinton (16.9 mi)

Demographics updated 05/2026

Population
Total population	1,481
Population density	54 / sq mi
State FIPS	53
County FIPS	031

Geography
Land area	27.68 sq mi
Water area	0.23 sq mi
Latitude	47.9755
Longitude	-122.7810
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	40.1%	31.7%
$50k – $100k	21.0%	32.8%	30.6%
$100k – $200k	28.0%	21.2%	27.1%
Over $200k	0.0%	5.8%	10.6%

Demographics & statistics

1,481

Population

People per sq mi

57.9

Median age

$47,390

Median household income

$32,016

Per capita income

$351,100

Median home value

$683

Median monthly rent

86.6%

Home ownership

22.1%

Poverty rate

2.6%

Unemployment

803

Housing units

40.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

135

60–64

133

196

65–74

194

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	89	6.0%
18 and over	1,392	94.0%
65 and over	446	30.1%
Median age	57.9 years

Race & ethnicity

White 87.1%

Two or more races 4.7%

Hispanic or Latino 4.3%

Other race 3.1%

American Indian / Alaska Native 0.5%

Asian 0.1%

Native Hawaiian / Pacific Islander 0.1%

Black or African American 0.1%

Group	Count	%
White	1,348	87.1%
Two or more races	73	4.7%
Hispanic or Latino	66	4.3%
Other race	48	3.1%
American Indian / Alaska Native	7	0.5%
Asian	2	0.1%
Native Hawaiian / Pacific Islander	2	0.1%
Black or African American	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	40.1%	31.7%
$50k – $100k	21.0%	32.8%	30.6%
$100k – $200k	28.0%	21.2%	27.1%
Over $200k	0.0%	5.8%	10.6%

$10k–$15k 19.9%

$15k–$25k 18.4%

$35k–$50k 13.9%

$50k–$75k 20.1%

$75k–$100k 6.4%

$100k–$150k 10.8%

$150k–$200k 8.6%

$200k+ 1.9%

Range	% of households
$10k–$15k	19.9%
$15k–$25k	18.4%
$35k–$50k	13.9%
$50k–$75k	20.1%
$75k–$100k	6.4%
$100k–$150k	10.8%
$150k–$200k	8.6%
$200k+	1.9%
Median income	$47,390

Housing

Home values

$100k–$150k 2.2%

$150k–$200k 12.3%

$200k–$300k 27.8%

$300k–$500k 24.1%

$500k–$1M 16.4%

$1M+ 17.2%

Housing overview

Metric	Value
Median home value	$351,100
Median rent / month	$683
Owner occupied	86.6%
Renter occupied	13.4%
Vacant	23.5%
Single-family detached	82.8%
Large apartment buildings	0.0%
Mobile homes	15.6%
Median rooms	5.4
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	3.9%
2010–2019	17.1%
2000–2009	20.7%
1990–1999	17.5%
1980–1989	23.6%
1970–1979	7.3%
1960–1969	0.8%
1950–1959	4.2%
1940–1949	4.9%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	4.9%
2 bedrooms	30.5%
3 bedrooms	61.5%
4 bedrooms	0.0%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	11.2%
1 vehicle	11.4%
2 vehicles	36.4%
3 or more	41.0%

Heating fuel

Fuel type	%
Utility gas	11.2%
Electricity	48.8%
Propane / LP gas	20.9%
Fuel oil	1.0%
Wood	18.1%

Households & families

Household type	Count	%
Married-couple family	493	72.0%
Cohabiting couple	28	4.1%
Male householder, no spouse	99	14.5%
Female householder, no spouse	65	9.5%
Households with children under 18	106	15.5%
Households with seniors (65+)	372	54.3%
Average household size	2.14

Marital status

Status	Male	Female
Never married	15.1%	30.5%
Married	77.8%	65.4%
Separated	0.0%	0.0%
Widowed	4.3%	0.0%
Divorced	2.9%	4.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 32.5%

Some college, no degree 13.6%

Associate's degree 13.2%

Bachelor's degree 34.6%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	40.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	53	64.6%
High school	2	2.4%
College / grad school	27	32.9%

Employment

Industry of employment

Education & healthcare 32.7%

Agriculture & mining 14.7%

Professional & management 13.1%

Public administration 10.9%

Manufacturing 10.0%

Retail trade 9.4%

Construction 4.2%

Wholesale trade 1.6%

Information 1.3%

Arts, food & hospitality 1.3%

Finance & real estate 0.7%

Occupation

Category	%
Management, business & arts	32.9%
Service	31.8%
Sales & office	7.1%
Natural resources & construction	4.8%
Production & transportation	23.4%

Employment type

Type	%
Private sector	68.2%
Government	17.0%
Self-employed	14.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.7%
Carpool	13.0%
Public transit	0.0%
Walk	0.0%
Work from home	17.0%
Other means	3.3%
Avg commute (minutes)	19.6

Poverty

All people 22.1%

Under 18 years 12.9%

18 and over 22.7%

Married-couple families 21.9%

Female-led households 100.0%

Income support

Source	% of households
Social Security	51.4%
Retirement income	31.2%
Supplemental Security	2.6%
Cash public assistance	0.0%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
Obesity	26.7%
High blood pressure	30.8%
High cholesterol	33.2%
Diabetes	9.5%
Heart disease	6.5%
Stroke	3.0%
Asthma	10.6%
Arthritis	27.2%
Kidney disease	3.0%
Pulmonary disease	6.2%
Cancer	7.6%

Behavior / access	%
Smoking	14.3%
Binge drinking	16.6%
No physical activity	15.0%
Less than 7 hrs sleep	29.2%
Depression	25.2%
Fair or poor health	12.7%
Poor mental health	13.8%
Poor physical health	10.5%
No health insurance	8.1%
Visited doctor (checkup)	67.1%
Visited dentist	68.8%
Cholesterol screening	90.5%
Teeth loss	9.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	228	16.4%

Disability	%
Any disability	21.2%
Under 18	0.0%
18–64 years	9.4%
65 and over	50.0%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	44.5%
No insurance	2.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,443	97.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,370	92.5%
Born in same state	1,327	89.6%
Born in different state	752	50.8%
Foreign born	43	2.9%
Naturalized citizen	111	7.5%
Not a US citizen	21	18.9%

Ancestry

Ancestry	Count	%
French	182	12.3%
Italian	152	10.3%
Polish	103	7%

Ancestry	Count	%
Arab	69	4.7%
Dutch	34	2.3%
English	18	1.2%

Technology access

Metric	% of households
Computer access	46.3%
Internet access	86.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98325

What city is ZIP code 98325 in?

ZIP code 98325 is primarily assigned to Chimacum, Washington.

What county is ZIP code 98325 in?

ZIP code 98325 falls within Jefferson County, Washington.

Does ZIP code 98325 have an older population?

30% of residents in ZIP code 98325 are 65 or older, above the national average of ~17%.

Does ZIP code 98325 have a large retiree population?

51% of households in ZIP code 98325 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 98325?

22% of residents in ZIP code 98325 live below the poverty line, above the national average.

Is ZIP code 98325 mostly owner-occupied?

87% of occupied units in ZIP code 98325 are owner-occupied, well above the national average.

What timezone is ZIP code 98325 in?

ZIP code 98325 observes the PST timezone.