98249 ZIP Code — Freeland, WA

Island County, Washington

ZIP code 98249 is located in Freeland, Washington, within Island County. It covers approximately 15.92 square miles and serves a population of 4,372 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98249

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $559,100. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($95,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 98249 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,372

population

15.92

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98249 ZIP code map

Cities in ZIP code 98249

Below are the cities the US Postal Service accepts for ZIP code 98249. Using any city not on this list may result in mail delivery delays.

City	Status
Freeland	Preferred

Nearby ZIP codes

98253 Greenbank (5 mi) 98260 Langley (6 mi) 98236 Clinton (7.6 mi) 98358 Nordland (7.9 mi) 98340 Hansville (8.1 mi) 98339 Port Hadlock (9.6 mi) 98282 Camano Island (10.3 mi) 98365 Port Ludlow (11.2 mi) 98325 Chimacum (11.6 mi) 98239 Coupeville (11.9 mi) 98275 Mukilteo (13.6 mi) 98368 Port Townsend (14.2 mi)

Demographics updated 06/2026

Population
Total population	4,372
Population density	275 / sq mi
State FIPS	53
County FIPS	029

Geography
Land area	15.92 sq mi
Water area	8.72 sq mi
Latitude	48.0272
Longitude	-122.5424
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	32.9%	31.7%
$50k – $100k	31.4%	35.7%	30.6%
$100k – $200k	27.6%	25.2%	27.1%
Over $200k	9.2%	6.2%	10.6%

Demographics & statistics

4,372

Population

275

People per sq mi

57.4

Median age

$95,250

Median household income

$67,203

Per capita income

$559,100

Median home value

$1,467

Median monthly rent

88.0%

Home ownership

6.9%

Poverty rate

4.1%

Unemployment

2,940

Housing units

47.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

108

5–9

103

10–14

15–19

20–24

154

25–34

148

266

35–44

256

265

45–54

255

160

55–59

153

271

60–64

260

434

65–74

417

240

75–84

230

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	564	12.9%
18 and over	3,808	87.1%
65 and over	1,454	33.3%
Median age	57.4 years

Race & ethnicity

White 88.1%

Two or more races 3.8%

Hispanic or Latino 3.3%

American Indian / Alaska Native 2.1%

Black or African American 1.2%

Other race 1%

Asian 0.5%

Group	Count	%
White	3,982	88.1%
Two or more races	170	3.8%
Hispanic or Latino	148	3.3%
American Indian / Alaska Native	97	2.1%
Black or African American	55	1.2%
Other race	45	1%
Asian	23	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	32.9%	31.7%
$50k – $100k	31.4%	35.7%	30.6%
$100k – $200k	27.6%	25.2%	27.1%
Over $200k	9.2%	6.2%	10.6%

Under $10k 5.1%

$10k–$15k 2.1%

$15k–$25k 5.0%

$25k–$35k 6.9%

$35k–$50k 5.5%

$50k–$75k 13.9%

$75k–$100k 13.3%

$100k–$150k 16.7%

$150k–$200k 15.9%

$200k+ 15.6%

Range	% of households
Under $10k	5.1%
$10k–$15k	2.1%
$15k–$25k	5.0%
$25k–$35k	6.9%
$35k–$50k	5.5%
$50k–$75k	13.9%
$75k–$100k	13.3%
$100k–$150k	16.7%
$150k–$200k	15.9%
$200k+	15.6%
Median income	$95,250

Housing

Home values

Under $50k 1.7%

$50k–$100k 0.4%

$100k–$150k 2.0%

$200k–$300k 8.6%

$300k–$500k 31.4%

$500k–$1M 39.3%

$1M+ 16.5%

Housing overview

Metric	Value
Median home value	$559,100
Median rent / month	$1,467
Owner occupied	88.0%
Renter occupied	12.0%
Vacant	34.8%
Single-family detached	85.4%
Large apartment buildings	2.0%
Mobile homes	6.6%
Median rooms	5.8
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	1.8%
2010–2019	9.5%
2000–2009	16.1%
1990–1999	23.3%
1980–1989	13.1%
1970–1979	14.6%
1960–1969	10.2%
1950–1959	6.6%
1940–1949	3.7%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	8.1%
2 bedrooms	29.5%
3 bedrooms	46.3%
4 bedrooms	11.3%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	23.2%
2 vehicles	48.7%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	2.6%
Electricity	51.6%
Propane / LP gas	36.7%
Wood	4.8%
Solar	0.4%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,031	49.6%
Cohabiting couple	149	7.2%
Male householder, no spouse	384	18.5%
Female householder, no spouse	516	24.8%
Households with children under 18	279	13.4%
Households with seniors (65+)	1,021	49.1%
Average household size	2.10

Marital status

Status	Male	Female
Never married	22.8%	12.5%
Married	57.5%	61.5%
Separated	1.9%	0.0%
Widowed	4.7%	12.2%
Divorced	13.1%	13.8%

Education

Less than 9th grade 0.0%

Some HS, no diploma 3.9%

HS graduate 13.8%

Some college, no degree 23.0%

Associate's degree 11.4%

Bachelor's degree 28.0%

Graduate / professional 19.9%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	47.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	24	4.1%
Kindergarten	55	9.4%
Elementary school	328	56.1%
High school	79	13.5%
College / grad school	99	16.9%

Employment

Industry of employment

Education & healthcare 16.0%

Professional & management 15.3%

Manufacturing 15.2%

Construction 11.0%

Retail trade 10.9%

Arts, food & hospitality 7.7%

Agriculture & mining 6.4%

Finance & real estate 4.4%

Other services 3.8%

Transportation & utilities 3.0%

Public administration 2.7%

Information 2.1%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	53.5%
Service	10.2%
Sales & office	12.0%
Natural resources & construction	15.5%
Production & transportation	8.8%

Employment type

Type	%
Private sector	75.3%
Government	10.4%
Self-employed	14.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	39.6%
Carpool	17.1%
Public transit	13.4%
Walk	6.4%
Work from home	21.4%
Other means	2.1%
Avg commute (minutes)	39.9

Poverty

All people 6.9%

Under 18 years 0.0%

18 and over 8.0%

Married-couple families 1.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	50.1%
Retirement income	43.2%
Supplemental Security	0.9%
Cash public assistance	0.6%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	29.5%
High blood pressure	37.0%
High cholesterol	37.2%
Diabetes	10.2%
Heart disease	7.9%
Stroke	3.4%
Asthma	10.1%
Arthritis	32.6%
Kidney disease	3.4%
Pulmonary disease	6.6%
Cancer	10.2%

Behavior / access	%
Smoking	11.0%
Binge drinking	13.8%
No physical activity	15.7%
Less than 7 hrs sleep	27.1%
Depression	23.5%
Fair or poor health	12.1%
Poor mental health	12.1%
Poor physical health	10.4%
No health insurance	7.0%
Visited doctor (checkup)	75.7%
Visited dentist	75.2%
Cholesterol screening	93.7%
Teeth loss	8.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	447	11.7%

Disability	%
Any disability	14.0%
Under 18	5.0%
18–64 years	10.4%
65 and over	23.5%

Health insurance coverage

Type	%
Private insurance	70.6%
Public insurance	52.9%
No insurance	4.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,313	98.7%
Spanish	38	0.9%
Other Indo-European	38	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,154	95.0%
Born in same state	4,086	93.5%
Born in different state	1,832	41.9%
Foreign born	68	1.6%
Naturalized citizen	218	5.0%
Not a US citizen	101	46.3%

Ancestry

Ancestry	Count	%
Italian	714	16.3%
French	699	16%
Polish	192	4.4%
English	129	3%

Ancestry	Count	%
Dutch	111	2.5%
Arab	101	2.3%
German	45	1%
Irish	19	0.4%

Technology access

Metric	% of households
Computer access	47.6%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98249

What city is ZIP code 98249 in?

ZIP code 98249 is primarily assigned to Freeland, Washington.

What county is ZIP code 98249 in?

ZIP code 98249 falls within Island County, Washington.

Does ZIP code 98249 have an older population?

33% of residents in ZIP code 98249 are 65 or older, above the national average of ~17%.

Does ZIP code 98249 have a large retiree population?

50% of households in ZIP code 98249 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 98249 mostly owner-occupied?

88% of occupied units in ZIP code 98249 are owner-occupied, well above the national average.

How educated is the population of ZIP code 98249?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 98249 in?

ZIP code 98249 observes the PST timezone.