95301 ZIP Code — Atwater, CA
Merced County, California
ZIP code 95301 is located in Atwater, California, within Merced County. It covers approximately 76.06 square miles and serves a population of 41,660 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95301
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $342,900. Owner-occupancy sits near the national average at 58%.
The gap between median ($66,749) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
41,660
population
76.06
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95301 ZIP code map
Cities in ZIP code 95301
Below are the cities the US Postal Service accepts for ZIP code 95301. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Atwater | Preferred |
Nearby ZIP codes
95334 Livingston (7.5 mi)
95348 Merced (8.4 mi)
95343 Merced (9.1 mi)
95341 Merced (9.3 mi)
95388 Winton (10.7 mi)
95315 Delhi (11.2 mi)
95303 Ballico (12 mi)
95317 El Nido (13.2 mi)
95374 Stevinson (13.7 mi)
95324 Hilmar (15.5 mi)
95340 Merced (15.7 mi)
93620 Dos Palos (16.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 41,660 |
| Population density | 548 / sq mi |
| State FIPS | 06 |
| County FIPS | 047 |
| Geography | |
|---|---|
| Land area | 76.06 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 37.2931 |
| Longitude | -120.6460 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 42.1% | 44.8% | 32.6% |
| $50k – $100k | 29.3% | 31.9% | 27.7% |
| $100k – $200k | 23.7% | 18.6% | 26.4% |
| Over $200k | 5.0% | 4.7% | 13.3% |
Demographics & statistics
41,660
Population
548
People per sq mi
34.2
Median age
$66,749
Median household income
$33,452
Per capita income
$342,900
Median home value
$1,174
Median monthly rent
58.4%
Home ownership
16.1%
Poverty rate
10.3%
Unemployment
7,837
Housing units
17.5%
Bachelor's or higher
Age distribution
Male
Female
1,284
Under 5
1,147
1,844
5–9
1,646
1,987
10–14
1,774
1,568
15–19
1,400
1,422
20–24
1,269
3,122
25–34
2,788
3,019
35–44
2,695
2,589
45–54
2,312
1,352
55–59
1,208
1,094
60–64
976
1,595
65–74
1,425
781
75–84
698
351
85+
314
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 11,626 | 27.9% |
| 18 and over | 30,034 | 72.1% |
| 65 and over | 5,164 | 12.4% |
| Median age | 34.2 years | |
Race & ethnicity
White
35.2%
Hispanic or Latino
26.7%
Other race
22.4%
Two or more races
6.1%
Asian
4.5%
Black or African American
3.6%
American Indian / Alaska Native
0.9%
Native Hawaiian / Pacific Islander
0.6%
| Group | Count | % |
|---|---|---|
| White | 19,987 | 35.2% |
| Hispanic or Latino | 15,142 | 26.7% |
| Other race | 12,725 | 22.4% |
| Two or more races | 3,480 | 6.1% |
| Asian | 2,584 | 4.5% |
| Black or African American | 2,045 | 3.6% |
| American Indian / Alaska Native | 504 | 0.9% |
| Native Hawaiian / Pacific Islander | 335 | 0.6% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 42.1% | 44.8% | 32.6% |
| $50k – $100k | 29.3% | 31.9% | 27.7% |
| $100k – $200k | 23.7% | 18.6% | 26.4% |
| Over $200k | 5.0% | 4.7% | 13.3% |
Under $10k
3.4%
$10k–$15k
5.1%
$15k–$25k
7.4%
$25k–$35k
7.6%
$35k–$50k
10.5%
$50k–$75k
20.5%
$75k–$100k
12.3%
$100k–$150k
17.6%
$150k–$200k
8.2%
$200k+
7.5%
| Range | % of households |
|---|---|
| Under $10k | 3.4% |
| $10k–$15k | 5.1% |
| $15k–$25k | 7.4% |
| $25k–$35k | 7.6% |
| $35k–$50k | 10.5% |
| $50k–$75k | 20.5% |
| $75k–$100k | 12.3% |
| $100k–$150k | 17.6% |
| $150k–$200k | 8.2% |
| $200k+ | 7.5% |
| Median income | $66,749 |
Housing
Home values
Under $50k
6.0%
$50k–$100k
2.6%
$100k–$150k
0.4%
$150k–$200k
4.1%
$200k–$300k
23.7%
$300k–$500k
42.2%
$500k–$1M
19.9%
$1M+
1.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $342,900 |
| Median rent / month | $1,174 |
| Owner occupied | 58.4% |
| Renter occupied | 41.6% |
| Vacant | 2.6% |
| Single-family detached | 71.5% |
| Large apartment buildings | 1.5% |
| Mobile homes | 7.1% |
| Median rooms | 5.7 |
| Avg household size (owned) | 3.21 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 4.7% |
| 2000–2009 | 16.9% |
| 1990–1999 | 9.8% |
| 1980–1989 | 17.1% |
| 1970–1979 | 21.1% |
| 1960–1969 | 9.7% |
| 1950–1959 | 12.2% |
| 1940–1949 | 6.0% |
| 1939 or earlier | 2.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.4% |
| 1 bedroom | 4.9% |
| 2 bedrooms | 20.2% |
| 3 bedrooms | 49.6% |
| 4 bedrooms | 18.3% |
| 5+ bedrooms | 4.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.1% |
| 1 vehicle | 26.5% |
| 2 vehicles | 33.7% |
| 3 or more | 32.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 64.9% |
| Electricity | 28.0% |
| Propane / LP gas | 2.5% |
| Wood | 1.2% |
| Solar | 2.5% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,379 | 49.7% |
| Cohabiting couple | 751 | 5.9% |
| Male householder, no spouse | 1,950 | 15.2% |
| Female householder, no spouse | 3,748 | 29.2% |
| Households with children under 18 | 5,383 | 42.0% |
| Households with seniors (65+) | 3,674 | 28.6% |
| Average household size | 3.14 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.4% | 28.6% |
| Married | 46.7% | 45.4% |
| Separated | 2.3% | 4.5% |
| Widowed | 1.9% | 10.6% |
| Divorced | 7.6% | 10.9% |
Education
Less than 9th grade
15.0%
Some HS, no diploma
11.7%
HS graduate
26.4%
Some college, no degree
21.8%
Associate's degree
7.7%
Bachelor's degree
12.5%
Graduate / professional
5.0%
| Metric | % |
|---|---|
| HS diploma or higher | 73.3% |
| Bachelor's or higher | 17.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 472 | 3.9% |
| Kindergarten | 801 | 6.7% |
| Elementary school | 5,503 | 45.9% |
| High school | 2,997 | 25.0% |
| College / grad school | 2,214 | 18.5% |
Employment
Industry of employment
Education & healthcare
25.5%
Manufacturing
11.3%
Retail trade
10.0%
Construction
9.4%
Agriculture & mining
9.1%
Transportation & utilities
7.4%
Professional & management
6.3%
Arts, food & hospitality
4.8%
Wholesale trade
4.3%
Other services
4.0%
Public administration
4.0%
Finance & real estate
3.1%
Information
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 30.2% |
| Service | 16.2% |
| Sales & office | 16.1% |
| Natural resources & construction | 19.0% |
| Production & transportation | 18.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.4% |
| Government | 17.4% |
| Self-employed | 6.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.8% |
| Carpool | 9.0% |
| Public transit | 0.3% |
| Walk | 1.5% |
| Work from home | 4.4% |
| Other means | 4.0% |
| Avg commute (minutes) | 26.6 |
Poverty
All people
16.1%
Under 18 years
21.4%
18 and over
14.1%
Married-couple families
8.3%
Female-led households
33.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.4% |
| Retirement income | 21.0% |
| Supplemental Security | 9.8% |
| Cash public assistance | 3.7% |
| Food stamps / SNAP | 16.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.1% |
| High blood pressure | 28.8% |
| High cholesterol | 29.1% |
| Diabetes | 11.3% |
| Heart disease | 6.0% |
| Stroke | 3.2% |
| Asthma | 10.7% |
| Arthritis | 21.3% |
| Kidney disease | 3.1% |
| Pulmonary disease | 7.1% |
| Cancer | 5.2% |
| Behavior / access | % |
|---|---|
| Smoking | 15.7% |
| Binge drinking | 18.4% |
| No physical activity | 26.0% |
| Less than 7 hrs sleep | 33.7% |
| Depression | 18.7% |
| Fair or poor health | 19.6% |
| Poor mental health | 16.4% |
| Poor physical health | 12.3% |
| No health insurance | 18.8% |
| Visited doctor (checkup) | 65.7% |
| Visited dentist | 55.5% |
| Cholesterol screening | 87.7% |
| Teeth loss | 16.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,858 | 6.2% |
| Disability | % |
|---|---|
| Any disability | 13.5% |
| Under 18 | 7.5% |
| 18–64 years | 10.5% |
| 65 and over | 40.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 57.3% |
| Public insurance | 44.5% |
| No insurance | 9.6% |
| Uninsured under 19 | 4.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 39,229 | 94.2% |
| Spanish | 6,336 | 16.2% |
| Other Indo-European | 5,417 | 13.8% |
| Asian & Pacific Islander | 485 | 1.2% |
| Other languages | 434 | 1.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 33,125 | 79.5% |
| Born in same state | 32,693 | 78.5% |
| Born in different state | 27,400 | 65.8% |
| Foreign born | 432 | 1.0% |
| Naturalized citizen | 8,535 | 20.5% |
| Not a US citizen | 3,656 | 42.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,578 | 6.2% |
| French | 1,794 | 4.3% |
| Arab | 725 | 1.7% |
| English | 384 | 0.9% |
| Polish | 276 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 46 | 0.1% |
| German | 34 | 0.1% |
| Norwegian | 17 | 0% |
| Irish | 15 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 30.8% |
| Internet access | 95.6% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95301
What city is ZIP code 95301 in?
ZIP code 95301 is primarily assigned to Atwater, California.
What county is ZIP code 95301 in?
ZIP code 95301 falls within Merced County, California.
What is the poverty rate in ZIP code 95301?
16% of residents in ZIP code 95301 live below the poverty line, above the national average.
What is the typical home value in ZIP code 95301?
The median home value in ZIP code 95301 is $342,900.
What is the population of ZIP code 95301?
ZIP code 95301 has an estimated population of 41,660 residents, with a density of 548 people per square mile.
What is the median household income in ZIP code 95301?
The median household income in ZIP code 95301 is $66,749, below the national median of ~$75,000.
What timezone is ZIP code 95301 in?
ZIP code 95301 observes the PST timezone.