95324 ZIP Code — Hilmar, CA

Merced County, California

ZIP code 95324 is located in Hilmar, California, within Merced County. It covers approximately 40.16 square miles and serves a population of 8,763 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95324

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $380,600. Owner-occupancy sits near the national average at 51%.

Median household income is $71,523. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 95324 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

8,763

population

40.16

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95324 ZIP code map

Cities in ZIP code 95324

Below are the cities the US Postal Service accepts for ZIP code 95324. Using any city not on this list may result in mail delivery delays.

City	Status
Hilmar	Preferred

Nearby ZIP codes

95374 Stevinson (4.6 mi) 95380 Turlock (5.9 mi) 95315 Delhi (7.5 mi) 95313 Crows Landing (7.7 mi) 95334 Livingston (8.3 mi) 95382 Turlock (9.4 mi) 95328 Keyes (11.1 mi) 95307 Ceres (11.7 mi) 95303 Ballico (12.9 mi) 95326 Hughson (13.8 mi) 95322 Gustine (14.3 mi) 95301 Atwater (15.5 mi)

Demographics updated 06/2026

Population
Total population	8,763
Population density	218 / sq mi
State FIPS	06
County FIPS	047

Geography
Land area	40.16 sq mi
Water area	0.43 sq mi
Latitude	37.3970
Longitude	-120.8951
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.4%	44.8%	32.6%
$50k – $100k	33.2%	31.9%	27.7%
$100k – $200k	16.5%	18.6%	26.4%
Over $200k	12.9%	4.7%	13.3%

Demographics & statistics

8,763

Population

218

People per sq mi

36.2

Median age

$71,523

Median household income

$33,984

Per capita income

$380,600

Median home value

$1,305

Median monthly rent

51.0%

Home ownership

16.4%

Poverty rate

6.9%

Unemployment

1,505

Housing units

10.5%

Bachelor's or higher

Age distribution

Male Female

353

Under 5

299

267

5–9

227

531

10–14

449

354

15–19

300

188

20–24

160

602

25–34

509

716

35–44

606

512

45–54

433

232

55–59

197

198

60–64

167

542

65–74

459

109

75–84

141

85+

119

← Male

Female →

Age summary

Group	Count	%
Under 18	2,439	27.8%
18 and over	6,324	72.2%
65 and over	1,463	16.7%
Median age	36.2 years

Race & ethnicity

White 48%

Hispanic or Latino 25.3%

Other race 22.3%

Two or more races 4.4%

Group	Count	%
White	5,633	48%
Hispanic or Latino	2,963	25.3%
Other race	2,610	22.3%
Two or more races	520	4.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.4%	44.8%	32.6%
$50k – $100k	33.2%	31.9%	27.7%
$100k – $200k	16.5%	18.6%	26.4%
Over $200k	12.9%	4.7%	13.3%

Under $10k 3.8%

$10k–$15k 0.5%

$15k–$25k 4.6%

$25k–$35k 6.2%

$35k–$50k 13.9%

$50k–$75k 24.9%

$75k–$100k 12.8%

$100k–$150k 15.1%

$150k–$200k 7.2%

$200k+ 11.1%

Range	% of households
Under $10k	3.8%
$10k–$15k	0.5%
$15k–$25k	4.6%
$25k–$35k	6.2%
$35k–$50k	13.9%
$50k–$75k	24.9%
$75k–$100k	12.8%
$100k–$150k	15.1%
$150k–$200k	7.2%
$200k+	11.1%
Median income	$71,523

Housing

Home values

Under $50k 3.7%

$50k–$100k 6.6%

$100k–$150k 6.1%

$150k–$200k 7.7%

$200k–$300k 11.9%

$300k–$500k 44.5%

$500k–$1M 12.3%

$1M+ 7.3%

Housing overview

Metric	Value
Median home value	$380,600
Median rent / month	$1,305
Owner occupied	51.0%
Renter occupied	49.0%
Vacant	5.6%
Single-family detached	76.5%
Large apartment buildings	0.0%
Mobile homes	18.0%
Median rooms	5.8
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	14.7%
1990–1999	18.2%
1980–1989	19.1%
1970–1979	8.7%
1960–1969	11.2%
1950–1959	11.1%
1940–1949	6.6%
1939 or earlier	6.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	2.9%
2 bedrooms	22.2%
3 bedrooms	48.7%
4 bedrooms	25.4%
5+ bedrooms	0.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	21.4%
2 vehicles	42.6%
3 or more	34.5%

Heating fuel

Fuel type	%
Utility gas	53.5%
Electricity	32.5%
Propane / LP gas	5.4%
Wood	1.5%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	1,663	62.8%
Cohabiting couple	295	11.1%
Male householder, no spouse	196	7.4%
Female householder, no spouse	492	18.6%
Households with children under 18	905	34.2%
Households with seniors (65+)	943	35.6%
Average household size	3.31

Marital status

Status	Male	Female
Never married	39.0%	25.9%
Married	54.0%	55.6%
Separated	0.0%	3.8%
Widowed	1.3%	5.7%
Divorced	5.8%	8.9%

Education

Less than 9th grade 19.6%

Some HS, no diploma 8.7%

HS graduate 28.5%

Some college, no degree 24.0%

Associate's degree 8.7%

Bachelor's degree 8.0%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	71.7%
Bachelor's or higher	10.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	74	2.9%
Kindergarten	191	7.4%
Elementary school	1,257	48.7%
High school	415	16.1%
College / grad school	643	24.9%

Employment

Industry of employment

Education & healthcare 21.6%

Agriculture & mining 17.3%

Manufacturing 13.8%

Construction 9.5%

Transportation & utilities 8.5%

Retail trade 7.7%

Professional & management 6.9%

Other services 5.6%

Public administration 4.7%

Arts, food & hospitality 3.1%

Wholesale trade 0.6%

Finance & real estate 0.6%

Occupation

Category	%
Management, business & arts	33.6%
Service	10.8%
Sales & office	12.1%
Natural resources & construction	22.3%
Production & transportation	21.2%

Employment type

Type	%
Private sector	67.5%
Government	18.0%
Self-employed	14.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.0%
Carpool	3.3%
Public transit	0.0%
Walk	1.4%
Work from home	6.6%
Other means	2.6%
Avg commute (minutes)	20.6

Poverty

All people 16.4%

Under 18 years 29.5%

18 and over 11.4%

Married-couple families 12.0%

Female-led households 20.6%

Income support

Source	% of households
Social Security	35.7%
Retirement income	23.4%
Supplemental Security	5.8%
Cash public assistance	1.8%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	29.9%
High cholesterol	31.5%
Diabetes	10.1%
Heart disease	6.7%
Stroke	3.3%
Asthma	11.1%
Arthritis	24.1%
Kidney disease	3.0%
Pulmonary disease	8.3%
Cancer	6.4%

Behavior / access	%
Smoking	17.0%
Binge drinking	19.4%
No physical activity	23.3%
Less than 7 hrs sleep	32.5%
Depression	20.7%
Fair or poor health	17.6%
Poor mental health	16.9%
Poor physical health	12.4%
No health insurance	13.9%
Visited doctor (checkup)	66.2%
Visited dentist	59.3%
Cholesterol screening	88.6%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	216	3.4%

Disability	%
Any disability	15.7%
Under 18	3.4%
18–64 years	16.2%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	63.5%
Public insurance	41.9%
No insurance	5.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,111	92.6%
Spanish	1,364	16.8%
Other Indo-European	841	10.4%
Asian & Pacific Islander	523	6.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,293	71.8%
Born in same state	6,273	71.6%
Born in different state	5,570	63.6%
Foreign born	20	0.2%
Naturalized citizen	2,470	28.2%
Not a US citizen	1,064	43.1%

Ancestry

Ancestry	Count	%
Italian	534	6.1%
French	455	5.2%
Polish	136	1.6%

Ancestry	Count	%
English	122	1.4%
Arab	107	1.2%
Dutch	10	0.1%

Technology access

Metric	% of households
Computer access	30.2%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95324

What city is ZIP code 95324 in?

ZIP code 95324 is primarily assigned to Hilmar, California.

What county is ZIP code 95324 in?

ZIP code 95324 falls within Merced County, California.

How educated is the population of ZIP code 95324?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 95324?

16% of residents in ZIP code 95324 live below the poverty line, above the national average.

Does ZIP code 95324 have a large retiree population?

36% of households in ZIP code 95324 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95324?

The median home value in ZIP code 95324 is $380,600.

What timezone is ZIP code 95324 in?

ZIP code 95324 observes the PST timezone.