95348 ZIP Code — Merced, CA

Merced County, California

ZIP code 95348 is located in Merced, California, within Merced County. It covers approximately 59.00 square miles and serves a population of 35,853 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95348

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $331,700. Renters make up the majority at 55%, typical of denser urban areas.

Median household income is $62,551. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 95348 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

35,853

population

59.00

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95348 ZIP code map

Cities in ZIP code 95348

Below are the cities the US Postal Service accepts for ZIP code 95348. Using any city not on this list may result in mail delivery delays.

City	Status
Merced	Preferred

Nearby ZIP codes

95388 Winton (4.8 mi) 95343 Merced (4.8 mi) 95340 Merced (7.8 mi) 95301 Atwater (8.4 mi) 95341 Merced (8.4 mi) 95303 Ballico (11 mi) 95365 Planada (12.3 mi) 95334 Livingston (12.5 mi) 95369 Snelling (13.2 mi) 95315 Delhi (13.9 mi) 95325 Hornitos (15.3 mi) 95316 Denair (15.6 mi)

Demographics updated 05/2026

Population
Total population	35,853
Population density	608 / sq mi
State FIPS	06
County FIPS	047

Geography
Land area	59.00 sq mi
Water area	0.13 sq mi
Latitude	37.3645
Longitude	-120.5216
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	44.8%	32.6%
$50k – $100k	31.3%	31.9%	27.7%
$100k – $200k	18.9%	18.6%	26.4%
Over $200k	1.9%	4.7%	13.3%

Demographics & statistics

35,853

Population

608

People per sq mi

30.6

Median age

$62,551

Median household income

$25,372

Per capita income

$331,700

Median home value

$1,402

Median monthly rent

44.7%

Home ownership

21.7%

Poverty rate

11.6%

Unemployment

5,892

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

1,172

Under 5

1,183

1,404

5–9

1,418

1,319

10–14

1,333

1,396

15–19

1,410

1,911

20–24

1,930

3,068

25–34

3,099

2,092

35–44

2,113

1,899

45–54

1,919

1,068

55–59

1,078

710

60–64

717

1,075

65–74

1,086

554

75–84

560

169

85+

170

← Male

Female →

Age summary

Group	Count	%
Under 18	9,162	25.6%
18 and over	26,691	74.4%
65 and over	3,614	10.1%
Median age	30.6 years

Race & ethnicity

White 28.5%

Hispanic or Latino 25.8%

Other race 20.3%

Asian 12.1%

Two or more races 8.5%

Black or African American 4.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	13,770	28.5%
Hispanic or Latino	12,473	25.8%
Other race	9,798	20.3%
Asian	5,829	12.1%
Two or more races	4,091	8.5%
Black or African American	2,276	4.7%
American Indian / Alaska Native	89	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	44.8%	32.6%
$50k – $100k	31.3%	31.9%	27.7%
$100k – $200k	18.9%	18.6%	26.4%
Over $200k	1.9%	4.7%	13.3%

Under $10k 8.7%

$10k–$15k 3.5%

$15k–$25k 7.2%

$25k–$35k 6.8%

$35k–$50k 13.2%

$50k–$75k 19.0%

$75k–$100k 13.0%

$100k–$150k 14.8%

$150k–$200k 9.1%

$200k+ 4.6%

Range	% of households
Under $10k	8.7%
$10k–$15k	3.5%
$15k–$25k	7.2%
$25k–$35k	6.8%
$35k–$50k	13.2%
$50k–$75k	19.0%
$75k–$100k	13.0%
$100k–$150k	14.8%
$150k–$200k	9.1%
$200k+	4.6%
Median income	$62,551

Housing

Home values

Under $50k 10.4%

$50k–$100k 1.9%

$100k–$150k 0.9%

$150k–$200k 2.1%

$200k–$300k 24.3%

$300k–$500k 52.3%

$500k–$1M 6.9%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$331,700
Median rent / month	$1,402
Owner occupied	44.7%
Renter occupied	55.3%
Vacant	8.2%
Single-family detached	57.2%
Large apartment buildings	7.7%
Mobile homes	7.9%
Median rooms	5.3
Avg household size (owned)	3.22

Year built

Era	%
2020 or later	1.3%
2010–2019	8.6%
2000–2009	20.0%
1990–1999	13.1%
1980–1989	23.2%
1970–1979	21.6%
1960–1969	5.9%
1950–1959	5.1%
1940–1949	0.3%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	11.9%
2 bedrooms	23.6%
3 bedrooms	36.4%
4 bedrooms	18.6%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	32.4%
2 vehicles	32.7%
3 or more	27.4%

Heating fuel

Fuel type	%
Utility gas	54.5%
Electricity	42.0%
Propane / LP gas	1.5%
Fuel oil	0.1%
Wood	0.6%
Solar	0.7%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,489	40.8%
Cohabiting couple	1,263	11.5%
Male householder, no spouse	1,880	17.1%
Female householder, no spouse	3,366	30.6%
Households with children under 18	4,357	39.6%
Households with seniors (65+)	2,717	24.7%
Average household size	3.23

Marital status

Status	Male	Female
Never married	50.6%	41.2%
Married	38.8%	35.6%
Separated	2.1%	4.0%
Widowed	1.4%	8.0%
Divorced	7.1%	11.2%

Education

Less than 9th grade 9.0%

Some HS, no diploma 12.3%

HS graduate 29.5%

Some college, no degree 22.8%

Associate's degree 8.7%

Bachelor's degree 11.7%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	78.7%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	266	2.3%
Kindergarten	537	4.6%
Elementary school	4,149	35.4%
High school	2,051	17.5%
College / grad school	4,701	40.2%

Employment

Industry of employment

Education & healthcare 29.1%

Arts, food & hospitality 13.2%

Retail trade 9.9%

Transportation & utilities 9.2%

Manufacturing 8.1%

Public administration 6.7%

Construction 4.9%

Professional & management 4.7%

Other services 4.5%

Finance & real estate 3.9%

Agriculture & mining 2.2%

Wholesale trade 2.2%

Information 1.4%

Occupation

Category	%
Management, business & arts	31.1%
Service	20.1%
Sales & office	21.7%
Natural resources & construction	9.0%
Production & transportation	18.1%

Employment type

Type	%
Private sector	70.7%
Government	23.8%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.2%
Carpool	6.7%
Public transit	1.5%
Walk	1.9%
Work from home	5.1%
Other means	2.6%
Avg commute (minutes)	25.2

Poverty

All people 21.7%

Under 18 years 23.4%

18 and over 21.1%

Married-couple families 8.0%

Female-led households 31.4%

Income support

Source	% of households
Social Security	24.6%
Retirement income	14.4%
Supplemental Security	11.9%
Cash public assistance	10.0%
Food stamps / SNAP	24.4%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	27.2%
High cholesterol	27.2%
Diabetes	10.8%
Heart disease	5.5%
Stroke	3.0%
Asthma	10.8%
Arthritis	19.6%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	4.5%

Behavior / access	%
Smoking	15.0%
Binge drinking	17.5%
No physical activity	26.1%
Less than 7 hrs sleep	34.1%
Depression	18.4%
Fair or poor health	19.0%
Poor mental health	16.9%
Poor physical health	11.8%
No health insurance	17.4%
Visited doctor (checkup)	65.8%
Visited dentist	54.5%
Cholesterol screening	86.0%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,183	4.4%

Disability	%
Any disability	14.0%
Under 18	4.1%
18–64 years	11.8%
65 and over	53.7%

Health insurance coverage

Type	%
Private insurance	54.0%
Public insurance	46.7%
No insurance	7.1%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	33,498	93.4%
Spanish	4,525	13.5%
Other Indo-European	2,921	8.7%
Asian & Pacific Islander	359	1.1%
Other languages	1,156	3.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,602	77.0%
Born in same state	27,377	76.4%
Born in different state	24,409	68.1%
Foreign born	225	0.6%
Naturalized citizen	8,251	23.0%
Not a US citizen	4,939	59.9%

Ancestry

Ancestry	Count	%
Italian	1,628	4.5%
French	1,205	3.4%
English	632	1.8%
Arab	499	1.4%
Dutch	204	0.6%

Ancestry	Count	%
Polish	174	0.5%
Irish	66	0.2%
Norwegian	45	0.1%
German	39	0.1%

Technology access

Metric	% of households
Computer access	30.7%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95348

What city is ZIP code 95348 in?

ZIP code 95348 is primarily assigned to Merced, California.

What county is ZIP code 95348 in?

ZIP code 95348 falls within Merced County, California.

What is the poverty rate in ZIP code 95348?

22% of residents in ZIP code 95348 live below the poverty line, above the national average.

Is ZIP code 95348 mostly rentals?

55% of occupied units in ZIP code 95348 are renter-occupied.

What is the typical home value in ZIP code 95348?

The median home value in ZIP code 95348 is $331,700.

What is the population of ZIP code 95348?

ZIP code 95348 has an estimated population of 35,853 residents, with a density of 608 people per square mile.

What timezone is ZIP code 95348 in?

ZIP code 95348 observes the PST timezone.