Merced ZIP Codes — Merced County, CA

There are 5 unique ZIP codes in Merced, California. Area code: 209.

ZIP codes

257.78

sq mi land

2.30

sq mi water

209

area code

Merced, CA ZIP code map

About Merced, CA

Merced, California, is a vibrant city located in Merced County. Known for its rich agricultural roots and educational institutions, it serves as a hub for various industries. This city offers a welcoming community atmosphere complemented by stunning landscapes and a variety of recreational opportunities.

Location & geography

Merced is situated in the heart of California's Central Valley, approximately 30 miles northwest of Fresno and 120 miles southeast of San Jose. The city encompasses a land area of 257.78 square miles and features a small water area of 2.30 square miles. The region's flat terrain, combined with its proximity to the Sierra Nevada mountains, provides both scenic beauty and agricultural opportunities.

Community & economy

The character of Merced is shaped by its diverse population and strong community involvement. Key local industries include agriculture, education, and healthcare, with the University of California, Merced, serving as a significant educational institution. Daily life in Merced reflects a blend of urban and rural elements, with a vibrant local culture celebrated through festivals and community events.

Transportation

Merced is well-connected by several major highways, including State Route 99, which runs north-south through the city. The nearest major airport is the Merced Regional Airport, providing limited commercial airline services. Public transportation options include bus services that connect residents to nearby cities and points of interest.

History

Merced was founded in 1872 and quickly developed into an agricultural center given its fertile land. The city played a significant role in the expansion of the railroad, which contributed to its growth and prosperity. Over the years, Merced has evolved, while maintaining its agricultural heritage as one of the key industries.

Did you know?

One surprising fact about Merced is that it is home to the university campus of the University of California, Merced, which opened in 2005 as the first new research university in California in 40 years. Additionally, the city is often referred to as the 'Gateway to Yosemite' due to its proximity to Yosemite National Park.

ZIP codes for Merced, CA (5)

ZIP code	City	County	Map
95340	Merced	Merced	View map
95341	Merced	Merced	View map
95343	Merced	Merced	View map
95344	Merced	Merced	View map
95348	Merced	Merced	View map

Demographics & statistics

107,227

Population

30.2

Median age

$60,716

Median household income

$26,425

Per capita income

$317,633

Median home value

$1,204

Median monthly rent

46.7%

Home ownership

23.7%

Poverty rate

12.5%

Unemployment

17,456

Housing units

16.9%

Bachelor's or higher

Age distribution

Male Female

3,793

Under 5

3,818

4,248

5–9

4,276

4,286

10–14

4,315

5,065

15–19

5,098

4,814

20–24

4,846

8,456

25–34

8,512

6,452

35–44

6,495

5,307

45–54

5,342

2,896

55–59

2,915

2,284

60–64

2,299

3,554

65–74

3,578

1,681

75–84

1,692

600

85+

605

← Male

Female →

Age summary

Group	Count	%
Under 18	30,032	28.2%
18 and over	77,195	71.8%
65 and over	11,710	10.9%
Median age	30.2 years

Race & ethnicity

Hispanic or Latino 29.2%

White 28%

Other race 23.9%

Asian 7.8%

Two or more races 7.3%

Black or African American 3%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
Hispanic or Latino	44,203	29.2%
White	42,403	28%
Other race	36,122	23.9%
Asian	11,841	7.8%
Two or more races	11,094	7.3%
Black or African American	4,607	3%
American Indian / Alaska Native	856	0.6%
Native Hawaiian / Pacific Islander	304	0.2%

Household income

Under $10k 7.4%

$10k–$15k 5.0%

$15k–$25k 8.9%

$25k–$35k 8.0%

$35k–$50k 12.6%

$50k–$75k 18.6%

$75k–$100k 12.8%

$100k–$150k 14.6%

$150k–$200k 5.7%

$200k+ 6.3%

Range	% of households
Under $10k	7.4%
$10k–$15k	5.0%
$15k–$25k	8.9%
$25k–$35k	8.0%
$35k–$50k	12.6%
$50k–$75k	18.6%
$75k–$100k	12.8%
$100k–$150k	14.6%
$150k–$200k	5.7%
$200k+	6.3%
Median income	$60,716

Housing

Home values

Under $50k 6.0%

$50k–$100k 2.2%

$100k–$150k 1.8%

$150k–$200k 7.1%

$200k–$300k 27.0%

$300k–$500k 43.4%

$500k–$1M 10.0%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$317,633
Median rent / month	$1,204
Owner occupied	46.7%
Renter occupied	53.3%
Vacant	5.8%
Single-family detached	67.6%
Large apartment buildings	4.5%
Mobile homes	4.9%
Median rooms	5.5
Avg household size (owned)	3.19

Year built

Era	%
2020 or later	1.0%
2010–2019	5.8%
2000–2009	20.6%
1990–1999	10.8%
1980–1989	14.9%
1970–1979	18.8%
1960–1969	9.3%
1950–1959	9.9%
1940–1949	4.6%
1939 or earlier	4.4%

Bedrooms

Size	% of units
No bedroom (studio)	3.7%
1 bedroom	8.2%
2 bedrooms	22.0%
3 bedrooms	41.2%
4 bedrooms	21.4%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	8.7%
1 vehicle	31.0%
2 vehicles	32.8%
3 or more	27.5%

Heating fuel

Fuel type	%
Utility gas	57.3%
Electricity	37.1%
Propane / LP gas	2.4%
Fuel oil	0.2%
Wood	0.5%
Solar	1.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	13,665	42.3%
Cohabiting couple	3,362	10.6%
Male householder, no spouse	5,711	17.5%
Female householder, no spouse	9,657	29.5%
Households with children under 18	13,278	42.0%
Households with seniors (65+)	8,583	26.0%
Average household size	3.24

Marital status

Status	Male	Female
Never married	48.7%	42.2%
Married	39.9%	36.6%
Separated	2.2%	2.6%
Widowed	2.0%	7.9%
Divorced	7.2%	10.6%

Education

Less than 9th grade 12.9%

Some HS, no diploma 11.0%

HS graduate 25.7%

Some college, no degree 23.8%

Associate's degree 9.7%

Bachelor's degree 11.1%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	76.1%
Bachelor's or higher	16.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,453	4.2%
Kindergarten	1,643	4.7%
Elementary school	13,244	37.6%
High school	7,233	20.5%
College / grad school	11,548	33.0%

Employment

Industry of employment

Education & healthcare 26.5%

Retail trade 11.0%

Arts, food & hospitality 10.5%

Agriculture & mining 8.8%

Manufacturing 7.8%

Transportation & utilities 6.6%

Professional & management 5.9%

Construction 5.8%

Public administration 5.8%

Other services 4.0%

Finance & real estate 3.2%

Wholesale trade 3.1%

Information 1.1%

Occupation

Category	%
Management, business & arts	27.9%
Service	20.2%
Sales & office	19.1%
Natural resources & construction	16.1%
Production & transportation	16.8%

Employment type

Type	%
Private sector	73.5%
Government	21.4%
Self-employed	5.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	77.9%
Carpool	6.0%
Public transit	1.0%
Walk	2.1%
Other means	6.8%
Avg commute (minutes)	26.3

Poverty

All people 23.7%

Under 18 years 30.6%

18 and over 20.5%

Married-couple families 8.8%

Female-led households 42.0%

Income support

Source	% of households
Social Security	25.2%
Retirement income	17.4%
Supplemental Security	10.9%
Cash public assistance	9.4%
Food stamps / SNAP	27.1%

Health indicators

Condition	%
High blood pressure	28.1%
High cholesterol	27.8%
Heart disease	5.9%
Stroke	3.2%
Asthma	10.9%
Arthritis	20.3%
Kidney disease	3.1%
Pulmonary disease	7.0%
Cancer	4.6%

Behavior / access	%
Binge drinking	17.6%
No physical activity	28.0%
Less than 7 hrs sleep	34.3%
Fair or poor health	21.3%
Poor mental health	17.2%
Poor physical health	12.8%
No health insurance	19.9%
Visited doctor (checkup)	65.5%
Visited dentist	52.4%
Cholesterol screening	85.7%
Teeth loss	17.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,412	4.3%

Disability	%
Any disability	13.6%
Under 18	4.6%
18–64 years	11.9%
65 and over	47.2%

Health insurance coverage

Type	%
Private insurance	48.2%
Public insurance	52.4%
Uninsured under 19	3.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	99,616	92.9%
Spanish	15,723	16.1%
Other Indo-European	12,727	13.0%
Asian & Pacific Islander	507	0.5%
Other languages	2,400	2.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	83,044	77.3%
Born in same state	82,094	76.4%
Born in different state	73,471	68.4%
Foreign born	950	0.9%
Naturalized citizen	24,183	22.7%
Not a US citizen	11,234	49.3%

Ancestry

Ancestry	Count	%
Italian	4,385	4.1%
French	4,133	3.9%
Arab	2,093	2%
English	1,028	1%
Polish	452	0.4%

Ancestry	Count	%
Dutch	340	0.3%
Irish	147	0.1%
German	52	0%
Norwegian	45	0%

Technology access

Metric	% of households
Computer access	30.2%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Merced, CA have?

Merced, CA has 4 ZIP codes: 95340, 95341, 95343, and 95348. Each ZIP code serves a distinct delivery area within the city and surrounding region.