32420 ZIP Code — Alford, FL

Jackson County, Florida

ZIP code 32420 is located in Alford, Florida, within Jackson County. It covers approximately 53.04 square miles and serves a population of 2,712 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32420

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $115,700. Owner-occupancy is high at 93%, well above the national average.

Median household income is $46,703. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 32420 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,712

population

53.04

sq mi land

Standard

ZIP type

Central (CT)

timezone

32420 ZIP code map

Cities in ZIP code 32420

Below are the cities the US Postal Service accepts for ZIP code 32420. Using any city not on this list may result in mail delivery delays.

City	Status
Alford	Preferred

Nearby ZIP codes

32438 Fountain (10.1 mi) 32431 Cottondale (11.2 mi) 32428 Chipley (11.4 mi) 32448 Marianna (12.1 mi) 32421 Altha (14.2 mi) 32446 Marianna (18 mi) 32430 Clarksville (18.5 mi) 32440 Graceville (19.1 mi)

Demographics updated 05/2026

Population
Total population	2,712
Population density	51 / sq mi
State FIPS	12
County FIPS	063

Geography
Land area	53.04 sq mi
Water area	1.93 sq mi
Latitude	30.6465
Longitude	-85.3891
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.5%	58.8%	43.4%
$50k – $100k	22.5%	28.5%	30.8%
$100k – $200k	15.5%	10.6%	19.3%
Over $200k	2.5%	2.2%	6.4%

Demographics & statistics

2,712

Population

People per sq mi

53.1

Median age

$46,703

Median household income

$28,028

Per capita income

$115,700

Median home value

$632

Median monthly rent

92.5%

Home ownership

9.5%

Poverty rate

2.6%

Unemployment

1,471

Housing units

9.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

128

25–34

178

35–44

135

187

45–54

143

175

55–59

133

108

60–64

221

65–74

168

158

75–84

120

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	518	19.1%
18 and over	2,194	80.9%
65 and over	706	26.0%
Median age	53.1 years

Race & ethnicity

White 91%

Two or more races 5.1%

Hispanic or Latino 2%

Native Hawaiian / Pacific Islander 1.3%

Other race 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	2,520	91%
Two or more races	141	5.1%
Hispanic or Latino	56	2%
Native Hawaiian / Pacific Islander	36	1.3%
Other race	9	0.3%
American Indian / Alaska Native	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.5%	58.8%	43.4%
$50k – $100k	22.5%	28.5%	30.8%
$100k – $200k	15.5%	10.6%	19.3%
Over $200k	2.5%	2.2%	6.4%

Under $10k 3.8%

$10k–$15k 2.0%

$15k–$25k 17.8%

$25k–$35k 13.1%

$35k–$50k 17.3%

$50k–$75k 20.4%

$75k–$100k 8.0%

$100k–$150k 10.5%

$150k–$200k 5.3%

$200k+ 1.6%

Range	% of households
Under $10k	3.8%
$10k–$15k	2.0%
$15k–$25k	17.8%
$25k–$35k	13.1%
$35k–$50k	17.3%
$50k–$75k	20.4%
$75k–$100k	8.0%
$100k–$150k	10.5%
$150k–$200k	5.3%
$200k+	1.6%
Median income	$46,703

Housing

Home values

Under $50k 18.1%

$50k–$100k 25.6%

$100k–$150k 17.4%

$150k–$200k 11.9%

$200k–$300k 21.2%

$300k–$500k 3.6%

$500k–$1M 1.9%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$115,700
Median rent / month	$632
Owner occupied	92.5%
Renter occupied	7.5%
Vacant	18.6%
Single-family detached	59.3%
Large apartment buildings	0.0%
Mobile homes	35.7%
Median rooms	5.1
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	3.2%
2010–2019	7.0%
2000–2009	10.6%
1990–1999	28.4%
1980–1989	18.3%
1970–1979	15.9%
1960–1969	5.2%
1950–1959	8.0%
1940–1949	1.3%
1939 or earlier	2.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	7.9%
2 bedrooms	30.3%
3 bedrooms	49.5%
4 bedrooms	9.3%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	33.2%
2 vehicles	35.4%
3 or more	29.0%

Heating fuel

Fuel type	%
Utility gas	0.2%
Electricity	92.5%
Propane / LP gas	3.5%
Wood	0.4%
No fuel used	3.5%

Households & families

Household type	Count	%
Married-couple family	620	48.6%
Cohabiting couple	62	4.9%
Male householder, no spouse	354	27.8%
Female householder, no spouse	239	18.7%
Households with children under 18	312	24.5%
Households with seniors (65+)	552	43.3%
Average household size	2.13

Marital status

Status	Male	Female
Never married	32.4%	5.4%
Married	46.5%	62.1%
Separated	2.6%	0.0%
Widowed	7.0%	15.6%
Divorced	11.5%	17.0%

Education

Less than 9th grade 4.8%

Some HS, no diploma 9.3%

HS graduate 40.5%

Some college, no degree 29.7%

Associate's degree 6.0%

Bachelor's degree 8.7%

Graduate / professional 1.0%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	9.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	2.1%
Kindergarten	0	0.0%
Elementary school	273	63.2%
High school	86	19.9%
College / grad school	64	14.8%

Employment

Industry of employment

Education & healthcare 16.6%

Professional & management 14.0%

Arts, food & hospitality 11.0%

Other services 10.5%

Wholesale trade 9.8%

Manufacturing 8.6%

Retail trade 8.4%

Finance & real estate 7.1%

Construction 7.0%

Transportation & utilities 3.0%

Public administration 2.3%

Agriculture & mining 1.7%

Occupation

Category	%
Management, business & arts	31.0%
Service	17.7%
Sales & office	16.4%
Natural resources & construction	20.4%
Production & transportation	14.5%

Employment type

Type	%
Private sector	88.8%
Government	6.4%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.5%
Carpool	10.4%
Public transit	0.0%
Walk	7.0%
Work from home	6.3%
Other means	0.8%
Avg commute (minutes)	30.0

Poverty

All people 9.5%

Under 18 years 11.7%

18 and over 9.0%

Married-couple families 6.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.1%
Retirement income	27.1%
Supplemental Security	4.6%
Cash public assistance	1.3%
Food stamps / SNAP	14.7%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	40.8%
High cholesterol	35.6%
Diabetes	14.1%
Heart disease	9.3%
Stroke	4.5%
Asthma	9.8%
Arthritis	30.8%
Kidney disease	3.8%
Pulmonary disease	13.0%
Cancer	7.7%

Behavior / access	%
Smoking	25.9%
Binge drinking	14.7%
No physical activity	31.9%
Less than 7 hrs sleep	36.6%
Depression	23.3%
Fair or poor health	22.5%
Poor mental health	17.9%
Poor physical health	15.8%
No health insurance	23.0%
Visited doctor (checkup)	76.4%
Visited dentist	52.9%
Cholesterol screening	89.4%
Teeth loss	20.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	174	7.9%

Disability	%
Any disability	23.9%
Under 18	8.1%
18–64 years	24.1%
65 and over	35.3%

Health insurance coverage

Type	%
Private insurance	52.2%
Public insurance	45.2%
No insurance	12.1%
Uninsured under 19	12.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,543	93.8%
Spanish	2	0.1%
Other Indo-European	2	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,683	98.9%
Born in same state	2,670	98.5%
Born in different state	1,425	52.5%
Foreign born	13	0.5%
Naturalized citizen	29	1.1%
Not a US citizen	29	100.0%

Ancestry

Ancestry	Count	%
Arab	678	25%
Italian	250	9.2%
French	119	4.4%
German	31	1.1%

Ancestry	Count	%
English	20	0.7%
Polish	5	0.2%
Dutch	2	0.1%

Technology access

Metric	% of households
Computer access	47.0%
Internet access	91.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32420

What city is ZIP code 32420 in?

ZIP code 32420 is primarily assigned to Alford, Florida.

What county is ZIP code 32420 in?

ZIP code 32420 falls within Jackson County, Florida.

Is ZIP code 32420 mostly owner-occupied?

93% of occupied units in ZIP code 32420 are owner-occupied, well above the national average.

Does ZIP code 32420 have an older population?

26% of residents in ZIP code 32420 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 32420?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 32420 have a large retiree population?

40% of households in ZIP code 32420 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 32420 in?

ZIP code 32420 observes the CST timezone.