32440 ZIP Code — Graceville, FL

Jackson County, Florida

ZIP code 32440 is located in Graceville, Florida, within Jackson County. It covers approximately 107.36 square miles and serves a population of 8,239 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32440

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $95,300. Owner-occupancy sits near the national average at 66%.

Median household income is $52,979. SNAP benefit usage at 20% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 32440 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

8,239

population

107.36

sq mi land

Standard

ZIP type

Central (CT)

timezone

32440 ZIP code map

Cities in ZIP code 32440

Below are the cities the US Postal Service accepts for ZIP code 32440. Using any city not on this list may result in mail delivery delays.

City	Status
Graceville	Preferred

Nearby ZIP codes

32426 Campbellton (8.8 mi) 32431 Cottondale (8.9 mi) 36375 Slocomb (13.9 mi) 32425 Bonifay (14.2 mi) 32425 Bonifay (14.2 mi) 32425 Bonifay (14.2 mi) 36320 Cottonwood (15.2 mi) 32446 Marianna (17.6 mi) 36301 Dothan (17.8 mi) 36314 Black (18 mi) 36344 Hartford (18.1 mi) 32428 Chipley (19 mi)

Demographics updated 05/2026

Population
Total population	8,239
Population density	77 / sq mi
State FIPS	12
County FIPS	063

Geography
Land area	107.36 sq mi
Water area	1.01 sq mi
Latitude	30.9024
Longitude	-85.5110
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	58.8%	43.4%
$50k – $100k	25.1%	28.5%	30.8%
$100k – $200k	13.8%	10.6%	19.3%
Over $200k	0.6%	2.2%	6.4%

Demographics & statistics

8,239

Population

People per sq mi

38.1

Median age

$52,979

Median household income

$20,618

Per capita income

$95,300

Median home value

$766

Median monthly rent

66.1%

Home ownership

17.3%

Poverty rate

2.9%

Unemployment

1,821

Housing units

14.1%

Bachelor's or higher

Age distribution

Male Female

189

Under 5

125

208

5–9

138

233

10–14

154

230

15–19

151

459

20–24

303

911

25–34

602

665

35–44

439

602

45–54

397

317

55–59

210

212

60–64

140

520

65–74

344

273

75–84

181

142

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,150	14.0%
18 and over	7,089	86.0%
65 and over	1,554	18.9%
Median age	38.1 years

Race & ethnicity

White 70.9%

Black or African American 22.1%

Two or more races 2.7%

Hispanic or Latino 2.2%

Other race 1.1%

Native Hawaiian / Pacific Islander 0.5%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	5,975	70.9%
Black or African American	1,865	22.1%
Two or more races	231	2.7%
Hispanic or Latino	184	2.2%
Other race	94	1.1%
Native Hawaiian / Pacific Islander	46	0.5%
Asian	20	0.2%
American Indian / Alaska Native	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	58.8%	43.4%
$50k – $100k	25.1%	28.5%	30.8%
$100k – $200k	13.8%	10.6%	19.3%
Over $200k	0.6%	2.2%	6.4%

Under $10k 6.6%

$10k–$15k 4.2%

$15k–$25k 12.9%

$25k–$35k 12.7%

$35k–$50k 11.0%

$50k–$75k 17.4%

$75k–$100k 14.7%

$100k–$150k 14.6%

$150k–$200k 4.6%

$200k+ 1.2%

Range	% of households
Under $10k	6.6%
$10k–$15k	4.2%
$15k–$25k	12.9%
$25k–$35k	12.7%
$35k–$50k	11.0%
$50k–$75k	17.4%
$75k–$100k	14.7%
$100k–$150k	14.6%
$150k–$200k	4.6%
$200k+	1.2%
Median income	$52,979

Housing

Home values

Under $50k 25.2%

$50k–$100k 26.4%

$100k–$150k 16.5%

$150k–$200k 10.5%

$200k–$300k 16.7%

$300k–$500k 2.1%

$500k–$1M 2.6%

Housing overview

Metric	Value
Median home value	$95,300
Median rent / month	$766
Owner occupied	66.1%
Renter occupied	33.9%
Vacant	11.6%
Single-family detached	63.4%
Large apartment buildings	0.2%
Mobile homes	27.3%
Median rooms	5.6
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.3%
2010–2019	6.6%
2000–2009	9.2%
1990–1999	22.8%
1980–1989	16.5%
1970–1979	17.9%
1960–1969	11.1%
1950–1959	9.2%
1940–1949	4.0%
1939 or earlier	2.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.4%
2 bedrooms	21.6%
3 bedrooms	59.6%
4 bedrooms	9.2%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	36.0%
2 vehicles	35.2%
3 or more	23.8%

Heating fuel

Fuel type	%
Utility gas	1.3%
Electricity	89.4%
Propane / LP gas	7.1%
Wood	0.4%
No fuel used	1.7%

Households & families

Household type	Count	%
Married-couple family	1,204	52.3%
Cohabiting couple	153	6.7%
Male householder, no spouse	359	15.6%
Female householder, no spouse	584	25.4%
Households with children under 18	569	24.7%
Households with seniors (65+)	943	41.0%
Average household size	2.47

Marital status

Status	Male	Female
Never married	42.9%	21.5%
Married	34.1%	49.9%
Separated	3.8%	2.5%
Widowed	4.1%	12.7%
Divorced	15.1%	13.3%

Education

Less than 9th grade 6.7%

Some HS, no diploma 13.6%

HS graduate 40.3%

Some college, no degree 17.9%

Associate's degree 7.3%

Bachelor's degree 9.1%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	79.6%
Bachelor's or higher	14.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	89	5.1%
Kindergarten	78	4.5%
Elementary school	495	28.4%
High school	179	10.3%
College / grad school	902	51.7%

Employment

Industry of employment

Education & healthcare 24.2%

Retail trade 12.8%

Construction 11.5%

Public administration 10.9%

Arts, food & hospitality 9.0%

Transportation & utilities 7.3%

Professional & management 6.2%

Other services 5.0%

Finance & real estate 4.8%

Agriculture & mining 3.9%

Manufacturing 3.1%

Wholesale trade 0.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	27.7%
Service	26.1%
Sales & office	21.2%
Natural resources & construction	11.9%
Production & transportation	13.1%

Employment type

Type	%
Private sector	71.8%
Government	24.0%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.3%
Carpool	9.9%
Public transit	0.8%
Walk	3.6%
Work from home	4.3%
Other means	2.1%
Avg commute (minutes)	30.2

Poverty

All people 17.3%

Under 18 years 29.9%

18 and over 14.3%

Married-couple families 11.2%

Female-led households 27.1%

Income support

Source	% of households
Social Security	39.0%
Retirement income	25.0%
Supplemental Security	5.9%
Cash public assistance	1.6%
Food stamps / SNAP	19.5%

Health indicators

Condition	%
Obesity	34.1%
High blood pressure	38.4%
High cholesterol	32.8%
Diabetes	12.7%
Heart disease	7.7%
Stroke	4.0%
Asthma	9.1%
Arthritis	24.9%
Kidney disease	3.3%
Pulmonary disease	9.9%
Cancer	6.2%

Behavior / access	%
Smoking	24.6%
Binge drinking	16.7%
No physical activity	30.4%
Less than 7 hrs sleep	38.7%
Depression	20.1%
Fair or poor health	20.7%
Poor mental health	17.1%
Poor physical health	13.5%
No health insurance	26.1%
Visited doctor (checkup)	75.0%
Visited dentist	50.5%
Cholesterol screening	87.5%
Teeth loss	20.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	749	10.6%

Disability	%
Any disability	19.1%
Under 18	3.2%
18–64 years	14.8%
65 and over	45.6%

Health insurance coverage

Type	%
Private insurance	60.8%
Public insurance	40.6%
No insurance	9.6%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,925	96.2%
Spanish	245	3.1%
Other Indo-European	162	2.0%
Asian & Pacific Islander	70	0.9%
Other languages	6	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,959	96.6%
Born in same state	7,829	95.0%
Born in different state	4,549	55.2%
Foreign born	130	1.6%
Naturalized citizen	280	3.4%
Not a US citizen	71	25.4%

Ancestry

Ancestry	Count	%
Arab	1,575	19.1%
French	581	7.1%
Italian	513	6.2%
Polish	30	0.4%
Norwegian	27	0.3%

Ancestry	Count	%
German	24	0.3%
Irish	10	0.1%
Dutch	6	0.1%
English	4	0%

Technology access

Metric	% of households
Computer access	27.9%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32440

What city is ZIP code 32440 in?

ZIP code 32440 is primarily assigned to Graceville, Florida.

What county is ZIP code 32440 in?

ZIP code 32440 falls within Jackson County, Florida.

How educated is the population of ZIP code 32440?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 32440?

17% of residents in ZIP code 32440 live below the poverty line, above the national average.

Does ZIP code 32440 have a large retiree population?

39% of households in ZIP code 32440 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32440 have a large veteran population?

11% of civilians in ZIP code 32440 are veterans, above the national average of ~7%.

What timezone is ZIP code 32440 in?

ZIP code 32440 observes the CST timezone.