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Alabama ZIP Codes
Houston County
Cottonwood, AL
36320
36320 ZIP Code — Cottonwood, AL
Houston County, Alabama
ZIP code 36320 is located in
Cottonwood ,
Alabama ,
within Houston County .
It covers approximately 64.26 square miles and serves a population of
3,213 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 334 .
About ZIP code 36320
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $115,300. Owner-occupancy is high at 78%, well above the national average.
Median household income is $39,640. Poverty affects 23% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 24%.
Overall, ZIP code 36320 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
36320 ZIP code map
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Cities in ZIP code 36320
Below are the cities the US Postal Service accepts for ZIP code 36320. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,213
Population density
50 / sq mi
State FIPS
01
County FIPS
069
Geography
Land area
64.26 sq mi
Water area
0.12 sq mi
Latitude
31.0527
Longitude
-85.3237
Timezone
Central (CT)
Area code
334
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
60.3%
51.5%
48.3%
$50k – $100k
24.9%
28.0%
29.3%
$100k – $200k
12.3%
16.5%
18.0%
Over $200k
2.5%
4.1%
4.4%
Demographics & statistics
$39,640
Median household income
$115,300
Median home value
12.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 494 15.4%
18 and over 2,719 84.6%
65 and over 729 22.7%
Median age 47.0 years
Race & ethnicity
Black or African American
21.4%
American Indian / Alaska Native
0.8%
Group Count %
White 2,432 75.6%
Black or African American 689 21.4%
Two or more races 62 1.9%
American Indian / Alaska Native 25 0.8%
Hispanic or Latino 5 0.2%
Asian 3 0.1%
Other race 2 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
60.3%
51.5%
48.3%
$50k – $100k
24.9%
28.0%
29.3%
$100k – $200k
12.3%
16.5%
18.0%
Over $200k
2.5%
4.1%
4.4%
Range % of households
Under $10k 8.1%
$10k–$15k 5.7%
$15k–$25k 14.2%
$25k–$35k 14.9%
$35k–$50k 15.8%
$50k–$75k 16.9%
$75k–$100k 7.0%
$100k–$150k 10.5%
$150k–$200k 3.7%
$200k+ 2.9%
Median income $39,640
Housing
Housing overview
Metric Value
Median home value $115,300
Median rent / month $480
Owner occupied 78.0%
Renter occupied 22.0%
Vacant 21.6%
Single-family detached 64.1%
Large apartment buildings 0.0%
Mobile homes 30.7%
Median rooms 5.5
Avg household size (owned) 2.46
Year built
Era %
2020 or later 1.6%
2010–2019 4.8%
2000–2009 14.0%
1990–1999 19.1%
1980–1989 8.6%
1970–1979 21.1%
1960–1969 8.6%
1950–1959 6.3%
1940–1949 6.4%
1939 or earlier 9.6%
Bedrooms
Size % of units
No bedroom (studio) 0.7%
1 bedroom 5.2%
2 bedrooms 22.7%
3 bedrooms 55.9%
4 bedrooms 13.2%
5+ bedrooms 2.2%
Vehicles per household
Vehicles % of households
No vehicle 4.9%
1 vehicle 28.9%
2 vehicles 30.0%
3 or more 36.2%
Heating fuel
Fuel type %
Utility gas 0.7%
Electricity 95.0%
Propane / LP gas 2.6%
Wood 0.2%
No fuel used 1.4%
Households & families
Household type Count %
Married-couple family 602 44.2%
Cohabiting couple 70 5.1%
Male householder, no spouse 281 20.6%
Female householder, no spouse 410 30.1%
Households with children under 18 270 19.8%
Households with seniors (65+) 544 39.9%
Average household size 2.36
Marital status
Status Male Female
Never married 32.3% 25.8%
Married 47.3% 43.2%
Separated 1.5% 2.4%
Widowed 4.9% 14.0%
Divorced 14.0% 14.7%
Education
Some HS, no diploma
10.5%
Some college, no degree
19.3%
Graduate / professional
3.0%
Metric %
HS diploma or higher 81.4%
Bachelor's or higher 12.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 19 4.0%
Kindergarten 17 3.6%
Elementary school 251 53.1%
High school 99 20.9%
College / grad school 87 18.4%
Employment
Industry of employment
Education & healthcare
20.3%
Arts, food & hospitality
13.0%
Professional & management
8.7%
Transportation & utilities
6.6%
Finance & real estate
5.3%
Public administration
4.9%
Agriculture & mining
1.3%
Occupation
Category %
Management, business & arts 22.4%
Service 17.1%
Sales & office 25.6%
Natural resources & construction 13.3%
Production & transportation 21.5%
Employment type
Type %
Private sector 77.0%
Government 14.9%
Self-employed 7.9%
Unpaid family workers 0.2%
Commute
Method %
Drive alone 92.1%
Carpool 3.6%
Public transit 0.2%
Walk 0.0%
Work from home 3.8%
Other means 0.2%
Avg commute (minutes) 27.2
Poverty
Married-couple families
8.0%
Female-led households
54.4%
Income support
Source % of households
Social Security 45.1%
Retirement income 26.8%
Supplemental Security 7.2%
Cash public assistance 0.6%
Food stamps / SNAP 12.3%
Health indicators
Condition %
Obesity 39.5%
High blood pressure 45.3%
High cholesterol 37.1%
Diabetes 13.3%
Heart disease 8.3%
Stroke 4.2%
Asthma 10.2%
Arthritis 32.2%
Kidney disease 3.6%
Pulmonary disease 10.5%
Cancer 7.0%
Behavior / access %
Smoking 23.2%
Binge drinking 13.7%
No physical activity 34.4%
Less than 7 hrs sleep 38.6%
Depression 28.1%
Fair or poor health 22.5%
Poor mental health 17.5%
Poor physical health 13.8%
No health insurance 17.3%
Visited doctor (checkup) 76.9%
Visited dentist 56.8%
Cholesterol screening 89.8%
Teeth loss 19.3%
Veterans & disability
Veterans Count %
Civilian veterans 195 7.2%
Disability %
Any disability 24.1%
Under 18 15.4%
18–64 years 17.2%
65 and over 48.7%
Health insurance coverage
Type %
Private insurance 49.4%
Public insurance 47.1%
No insurance 17.3%
Uninsured under 19 0.4%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 3,093 96.3%
Spanish 33 1.1%
Other Indo-European 30 1.0%
Asian & Pacific Islander 0 0.0%
Other languages 3 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 3,182 99.0%
Born in same state 3,145 97.9%
Born in different state 2,195 68.3%
Foreign born 37 1.2%
Naturalized citizen 31 1.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Arab 892 27.8%
French 230 7.2%
Italian 229 7.1%
Ancestry Count %
Polish 21 0.7%
German 6 0.2%
English 5 0.2%
Technology access
Metric % of households
Computer access 42.4%
Internet access 79.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 36320
What city is ZIP code 36320 in?
ZIP code 36320 is primarily assigned to Cottonwood, Alabama.
What county is ZIP code 36320 in?
ZIP code 36320 falls within Houston County, Alabama.
What is the poverty rate in ZIP code 36320?
23% of residents in ZIP code 36320 live below the poverty line, above the national average.
How educated is the population of ZIP code 36320?
13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 36320 have a large retiree population?
45% of households in ZIP code 36320 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 36320?
The median home value in ZIP code 36320 is $115,300.
What timezone is ZIP code 36320 in?
ZIP code 36320 observes the CST timezone.
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