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Florida ZIP Codes
Jackson County
Malone, FL
32445
32445 ZIP Code — Malone, FL
Jackson County, Florida
ZIP code 32445 is located in
Malone ,
Florida ,
within Jackson County .
It covers approximately 25.53 square miles and serves a population of
2,415 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 850 .
About ZIP code 32445
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $99,700. Owner-occupancy sits near the national average at 60%.
Median household income is $55,032. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 30% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (27%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.
Overall, ZIP code 32445 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
32445 ZIP code map
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Cities in ZIP code 32445
Below are the cities the US Postal Service accepts for ZIP code 32445. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,415
Population density
95 / sq mi
State FIPS
12
County FIPS
063
Geography
Land area
25.53 sq mi
Water area
0.45 sq mi
Latitude
30.9656
Longitude
-85.1916
Timezone
Central (CT)
Area code
850
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.2%
58.8%
43.4%
$50k – $100k
37.7%
28.5%
30.8%
$100k – $200k
9.1%
10.6%
19.3%
Over $200k
0.0%
2.2%
6.4%
Demographics & statistics
$55,032
Median household income
Age distribution
Age summary
Group Count %
Under 18 327 13.5%
18 and over 2,088 86.5%
65 and over 256 10.6%
Median age 39.6 years
Race & ethnicity
Black or African American
31.8%
American Indian / Alaska Native
1.4%
Group Count %
White 1,188 44.1%
Black or African American 858 31.8%
Hispanic or Latino 281 10.4%
Two or more races 161 6%
Other race 156 5.8%
American Indian / Alaska Native 38 1.4%
Asian 14 0.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.2%
58.8%
43.4%
$50k – $100k
37.7%
28.5%
30.8%
$100k – $200k
9.1%
10.6%
19.3%
Over $200k
0.0%
2.2%
6.4%
Range % of households
Under $10k 6.8%
$10k–$15k 14.4%
$15k–$25k 7.0%
$25k–$35k 8.3%
$35k–$50k 11.8%
$50k–$75k 28.4%
$75k–$100k 9.2%
$100k–$150k 10.5%
$150k–$200k 0.4%
$200k+ 3.1%
Median income $55,032
Housing
Housing overview
Metric Value
Median home value $99,700
Median rent / month $724
Owner occupied 60.2%
Renter occupied 39.8%
Vacant 15.1%
Single-family detached 61.3%
Large apartment buildings 0.0%
Mobile homes 32.0%
Median rooms 5.3
Avg household size (owned) 2.52
Year built
Era %
2020 or later 0.0%
2010–2019 1.5%
2000–2009 5.2%
1990–1999 13.9%
1980–1989 17.3%
1970–1979 18.0%
1960–1969 16.2%
1950–1959 18.8%
1940–1949 5.9%
1939 or earlier 3.2%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 4.3%
2 bedrooms 26.6%
3 bedrooms 58.2%
4 bedrooms 11.0%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 9.6%
1 vehicle 33.9%
2 vehicles 36.5%
3 or more 19.9%
Heating fuel
Fuel type %
Electricity 94.1%
Propane / LP gas 5.5%
No fuel used 0.4%
Households & families
Household type Count %
Married-couple family 175 38.3%
Cohabiting couple 30 6.6%
Male householder, no spouse 117 25.6%
Female householder, no spouse 135 29.5%
Households with children under 18 154 33.7%
Households with seniors (65+) 172 37.6%
Average household size 2.58
Marital status
Status Male Female
Never married 63.8% 25.5%
Married 19.3% 43.4%
Separated 2.6% 2.1%
Widowed 0.9% 13.6%
Divorced 13.4% 15.3%
Education
Some HS, no diploma
21.6%
Some college, no degree
22.5%
Graduate / professional
2.2%
Metric %
HS diploma or higher 69.5%
Bachelor's or higher 5.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 7 1.9%
Kindergarten 8 2.2%
Elementary school 202 56.0%
High school 74 20.5%
College / grad school 70 19.4%
Employment
Industry of employment
Education & healthcare
25.5%
Public administration
16.6%
Agriculture & mining
15.7%
Transportation & utilities
9.1%
Professional & management
7.5%
Arts, food & hospitality
6.3%
Finance & real estate
2.3%
Occupation
Category %
Management, business & arts 39.1%
Service 16.6%
Sales & office 11.9%
Natural resources & construction 19.7%
Production & transportation 12.6%
Employment type
Type %
Private sector 62.5%
Government 34.2%
Self-employed 3.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 71.7%
Carpool 16.9%
Public transit 0.0%
Walk 0.2%
Work from home 11.2%
Other means 0.0%
Avg commute (minutes) 25.5
Poverty
Married-couple families
13.7%
Female-led households
43.4%
Income support
Source % of households
Social Security 30.2%
Retirement income 16.6%
Supplemental Security 12.9%
Cash public assistance 7.9%
Food stamps / SNAP 17.7%
Health indicators
Condition %
Obesity 37.0%
High blood pressure 38.4%
High cholesterol 29.2%
Diabetes 12.9%
Heart disease 6.5%
Stroke 3.6%
Asthma 8.7%
Arthritis 20.5%
Kidney disease 3.0%
Pulmonary disease 8.3%
Cancer 4.5%
Behavior / access %
Smoking 27.0%
Binge drinking 18.1%
No physical activity 32.2%
Less than 7 hrs sleep 42.7%
Depression 17.6%
Fair or poor health 21.8%
Poor mental health 16.7%
Poor physical health 12.9%
No health insurance 32.6%
Visited doctor (checkup) 73.4%
Visited dentist 45.7%
Cholesterol screening 85.8%
Teeth loss 22.6%
Veterans & disability
Veterans Count %
Civilian veterans 138 6.6%
Disability %
Any disability 17.1%
Under 18 3.7%
18–64 years 16.7%
65 and over 36.9%
Health insurance coverage
Type %
Private insurance 40.2%
Public insurance 51.0%
No insurance 15.6%
Uninsured under 19 8.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,361 97.8%
Spanish 165 7.0%
Other Indo-European 145 6.1%
Asian & Pacific Islander 20 0.8%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,269 94.0%
Born in same state 2,217 91.8%
Born in different state 1,368 56.6%
Foreign born 52 2.2%
Naturalized citizen 146 6.0%
Not a US citizen 43 29.5%
Ancestry
Ancestry Count %
Arab 307 12.7%
Italian 199 8.2%
French 128 5.3%
Ancestry Count %
Polish 7 0.3%
Irish 5 0.2%
German 3 0.1%
Technology access
Metric % of households
Computer access 18.9%
Internet access 85.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 32445
What city is ZIP code 32445 in?
ZIP code 32445 is primarily assigned to Malone, Florida.
What county is ZIP code 32445 in?
ZIP code 32445 falls within Jackson County, Florida.
What is the poverty rate in ZIP code 32445?
32% of residents in ZIP code 32445 live below the poverty line, above the national average.
How educated is the population of ZIP code 32445?
5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the typical home value in ZIP code 32445?
The median home value in ZIP code 32445 is $99,700.
What is the population of ZIP code 32445?
ZIP code 32445 has an estimated population of 2,415 residents, with a density of 95 people per square mile.
What timezone is ZIP code 32445 in?
ZIP code 32445 observes the CST timezone.
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