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Oklahoma ZIP Codes
Ottawa County
Afton, OK
74331
74331 ZIP Code — Afton, OK
Ottawa County, Oklahoma
ZIP code 74331 is located in
Afton ,
Oklahoma ,
within Ottawa County .
It covers approximately 124.09 square miles and serves a population of
6,950 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 918/539 .
About ZIP code 74331
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $157,800. Owner-occupancy is high at 77%, well above the national average.
Median household income is $55,240. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of diabetes (15%), smoking (22%) compared to national benchmarks.
Overall, ZIP code 74331 reflects a community defined by high homeownership and a significant Social Security-dependent population.
74331 ZIP code map
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Cities in ZIP code 74331
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,950
Population density
56 / sq mi
State FIPS
40
County FIPS
115
Geography
Land area
124.09 sq mi
Water area
21.58 sq mi
Latitude
36.6318
Longitude
-94.9101
Timezone
Central (CT)
Area code
918/539
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.6%
58.4%
46.5%
$50k – $100k
29.3%
29.0%
31.0%
$100k – $200k
13.7%
10.5%
18.1%
Over $200k
3.4%
2.2%
4.5%
Demographics & statistics
$55,240
Median household income
$157,800
Median home value
21.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,060 15.3%
18 and over 5,890 84.7%
65 and over 2,149 30.9%
Median age 52.7 years
Race & ethnicity
American Indian / Alaska Native
16.7%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 5,098 72.8%
American Indian / Alaska Native 1,170 16.7%
Two or more races 586 8.4%
Asian 70 1%
Hispanic or Latino 49 0.7%
Other race 19 0.3%
Native Hawaiian / Pacific Islander 7 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.6%
58.4%
46.5%
$50k – $100k
29.3%
29.0%
31.0%
$100k – $200k
13.7%
10.5%
18.1%
Over $200k
3.4%
2.2%
4.5%
Range % of households
Under $10k 6.0%
$10k–$15k 4.8%
$15k–$25k 8.6%
$25k–$35k 13.7%
$35k–$50k 12.3%
$50k–$75k 17.3%
$75k–$100k 15.2%
$100k–$150k 11.7%
$150k–$200k 3.2%
$200k+ 7.1%
Median income $55,240
Housing
Housing overview
Metric Value
Median home value $157,800
Median rent / month $878
Owner occupied 76.5%
Renter occupied 23.5%
Vacant 47.4%
Single-family detached 66.3%
Large apartment buildings 1.9%
Mobile homes 22.4%
Median rooms 5.1
Avg household size (owned) 2.13
Year built
Era %
2020 or later 0.3%
2010–2019 7.9%
2000–2009 19.4%
1990–1999 15.3%
1980–1989 19.6%
1970–1979 19.9%
1960–1969 8.1%
1950–1959 4.7%
1940–1949 2.3%
1939 or earlier 2.4%
Bedrooms
Size % of units
No bedroom (studio) 2.4%
1 bedroom 6.5%
2 bedrooms 29.0%
3 bedrooms 45.5%
4 bedrooms 13.4%
5+ bedrooms 3.2%
Vehicles per household
Vehicles % of households
No vehicle 5.1%
1 vehicle 31.3%
2 vehicles 43.6%
3 or more 20.0%
Heating fuel
Fuel type %
Utility gas 13.3%
Electricity 61.4%
Propane / LP gas 15.1%
Wood 4.3%
No fuel used 0.3%
Households & families
Household type Count %
Married-couple family 1,536 46.8%
Cohabiting couple 216 6.6%
Male householder, no spouse 715 21.8%
Female householder, no spouse 814 24.8%
Households with children under 18 620 18.9%
Households with seniors (65+) 1,604 48.9%
Average household size 2.11
Marital status
Status Male Female
Never married 23.7% 16.5%
Married 52.6% 51.2%
Separated 1.9% 2.7%
Widowed 6.0% 16.3%
Divorced 15.8% 13.3%
Education
Some college, no degree
23.0%
Graduate / professional
6.2%
Metric %
HS diploma or higher 89.3%
Bachelor's or higher 21.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 91 8.3%
Kindergarten 50 4.5%
Elementary school 509 46.3%
High school 287 26.1%
College / grad school 162 14.7%
Employment
Industry of employment
Education & healthcare
17.5%
Arts, food & hospitality
14.6%
Professional & management
9.1%
Finance & real estate
6.4%
Transportation & utilities
6.1%
Agriculture & mining
5.4%
Public administration
3.9%
Occupation
Category %
Management, business & arts 31.0%
Service 20.7%
Sales & office 22.3%
Natural resources & construction 13.6%
Production & transportation 12.4%
Employment type
Type %
Private sector 76.1%
Government 11.1%
Self-employed 12.5%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 75.5%
Carpool 8.7%
Public transit 0.0%
Walk 1.3%
Work from home 11.4%
Other means 3.1%
Avg commute (minutes) 35.0
Poverty
Married-couple families
6.6%
Female-led households
20.7%
Income support
Source % of households
Social Security 49.6%
Retirement income 33.7%
Supplemental Security 5.5%
Cash public assistance 1.9%
Food stamps / SNAP 11.5%
Health indicators
Condition %
Obesity 38.7%
High blood pressure 47.0%
High cholesterol 41.3%
Diabetes 15.4%
Heart disease 10.3%
Stroke 4.8%
Asthma 11.3%
Arthritis 35.3%
Kidney disease 4.1%
Pulmonary disease 11.6%
Cancer 8.9%
Behavior / access %
Smoking 22.1%
Binge drinking 11.2%
No physical activity 32.6%
Less than 7 hrs sleep 34.6%
Depression 24.1%
Fair or poor health 21.4%
Poor mental health 15.7%
Poor physical health 15.1%
No health insurance 15.5%
Visited doctor (checkup) 79.1%
Visited dentist 58.2%
Cholesterol screening 91.3%
Teeth loss 17.9%
Veterans & disability
Veterans Count %
Civilian veterans 570 9.7%
Disability %
Any disability 21.6%
Under 18 6.8%
18–64 years 16.9%
65 and over 37.0%
Health insurance coverage
Type %
Private insurance 60.2%
Public insurance 49.1%
No insurance 13.9%
Uninsured under 19 10.4%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 6,702 96.4%
Spanish 21 0.3%
Other Indo-European 7 0.1%
Asian & Pacific Islander 0 0.0%
Other languages 14 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 6,868 98.8%
Born in same state 6,856 98.6%
Born in different state 3,557 51.2%
Foreign born 12 0.2%
Naturalized citizen 82 1.2%
Not a US citizen 51 62.2%
Ancestry
Ancestry Count %
Italian 899 12.9%
French 641 9.2%
Arab 240 3.5%
English 105 1.5%
Ancestry Count %
Polish 99 1.4%
German 15 0.2%
Dutch 13 0.2%
Technology access
Metric % of households
Computer access 47.2%
Internet access 92.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74331
What city is ZIP code 74331 in?
ZIP code 74331 is primarily assigned to Afton, Oklahoma.
What county is ZIP code 74331 in?
ZIP code 74331 falls within Delaware County, Oklahoma.
Does ZIP code 74331 have an older population?
31% of residents in ZIP code 74331 are 65 or older, above the national average of ~17%.
Does ZIP code 74331 have a large retiree population?
50% of households in ZIP code 74331 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 74331?
16% of residents in ZIP code 74331 live below the poverty line, above the national average.
Does ZIP code 74331 have a large veteran population?
10% of civilians in ZIP code 74331 are veterans, above the national average of ~7%.
What timezone is ZIP code 74331 in?
ZIP code 74331 observes the CST timezone.
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