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Missouri ZIP Codes
Mcdonald County
South West City, MO
64863
64863 ZIP Code — South West City, MO
Mcdonald County, Missouri
ZIP code 64863 is located in
South West City ,
Missouri ,
within Mcdonald County .
It covers approximately 30.89 square miles and serves a population of
1,471 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 417 .
About ZIP code 64863
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $98,800. Owner-occupancy sits near the national average at 61%.
Median household income is $49,167. SNAP benefit usage at 35% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.
College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (30%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.
Notable community characteristics include Spanish spoken in 22% of households.
Overall, ZIP code 64863 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.
64863 ZIP code map
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Cities in ZIP code 64863
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,471
Population density
48 / sq mi
State FIPS
29
County FIPS
119
Geography
Land area
30.89 sq mi
Water area
0.02 sq mi
Latitude
36.5652
Longitude
-94.5842
Timezone
Central (CT)
Area code
417
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.9%
53.9%
43.8%
$50k – $100k
37.5%
30.5%
31.5%
$100k – $200k
5.7%
13.4%
19.5%
Over $200k
1.9%
2.2%
5.2%
Demographics & statistics
$49,167
Median household income
Age distribution
Age summary
Group Count %
Under 18 435 29.6%
18 and over 1,036 70.4%
65 and over 91 6.2%
Median age 40.5 years
Race & ethnicity
American Indian / Alaska Native
2%
Group Count %
White 818 40.6%
Hispanic or Latino 546 27.1%
Two or more races 347 17.2%
Other race 234 11.6%
American Indian / Alaska Native 40 2%
Asian 32 1.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.9%
53.9%
43.8%
$50k – $100k
37.5%
30.5%
31.5%
$100k – $200k
5.7%
13.4%
19.5%
Over $200k
1.9%
2.2%
5.2%
Range % of households
Under $10k 13.2%
$10k–$15k 7.1%
$15k–$25k 10.0%
$25k–$35k 6.9%
$35k–$50k 13.2%
$50k–$75k 12.6%
$75k–$100k 15.2%
$100k–$150k 17.7%
$150k–$200k 0.6%
$200k+ 3.5%
Median income $49,167
Housing
Housing overview
Metric Value
Median home value $98,800
Median rent / month $587
Owner occupied 60.8%
Renter occupied 39.2%
Vacant 14.5%
Single-family detached 67.2%
Large apartment buildings 0.0%
Mobile homes 20.2%
Median rooms 5.1
Avg household size (owned) 3.14
Year built
Era %
2020 or later 0.0%
2010–2019 1.0%
2000–2009 5.7%
1990–1999 32.7%
1980–1989 12.0%
1970–1979 15.0%
1960–1969 0.0%
1950–1959 16.8%
1940–1949 13.1%
1939 or earlier 3.7%
Bedrooms
Size % of units
No bedroom (studio) 2.5%
1 bedroom 12.5%
2 bedrooms 38.0%
3 bedrooms 35.4%
4 bedrooms 11.6%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 8.1%
1 vehicle 23.8%
2 vehicles 39.2%
3 or more 28.9%
Heating fuel
Fuel type %
Utility gas 24.2%
Electricity 64.0%
Propane / LP gas 7.9%
Households & families
Household type Count %
Married-couple family 286 56.3%
Cohabiting couple 37 7.3%
Male householder, no spouse 103 20.3%
Female householder, no spouse 82 16.1%
Households with children under 18 176 34.6%
Households with seniors (65+) 64 12.6%
Average household size 2.90
Marital status
Status Male Female
Never married 23.5% 21.1%
Married 53.5% 52.6%
Separated 0.0% 3.1%
Widowed 0.0% 5.9%
Divorced 23.0% 17.2%
Education
Less than 9th grade
23.5%
Some HS, no diploma
14.6%
Some college, no degree
12.1%
Graduate / professional
0.6%
Metric %
HS diploma or higher 61.9%
Bachelor's or higher 4.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 72 18.8%
Kindergarten 18 4.7%
Elementary school 160 41.9%
High school 94 24.6%
College / grad school 38 9.9%
Employment
Industry of employment
Education & healthcare
12.1%
Professional & management
7.7%
Agriculture & mining
6.1%
Finance & real estate
4.0%
Public administration
1.8%
Arts, food & hospitality
1.4%
Transportation & utilities
1.3%
Occupation
Category %
Management, business & arts 19.1%
Service 9.4%
Sales & office 15.3%
Natural resources & construction 14.6%
Production & transportation 41.6%
Employment type
Type %
Private sector 88.5%
Government 8.3%
Self-employed 3.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 72.4%
Carpool 10.8%
Public transit 0.0%
Walk 6.8%
Work from home 9.9%
Other means 0.0%
Avg commute (minutes) 30.9
Poverty
Married-couple families
21.0%
Female-led households
32.0%
Income support
Source % of households
Social Security 41.9%
Retirement income 3.5%
Supplemental Security 5.1%
Cash public assistance 0.6%
Food stamps / SNAP 35.2%
Health indicators
Condition %
Obesity 42.5%
High blood pressure 33.5%
High cholesterol 33.2%
Diabetes 13.4%
Heart disease 7.7%
Stroke 4.1%
Asthma 10.7%
Arthritis 27.3%
Kidney disease 3.5%
Pulmonary disease 11.1%
Cancer 5.2%
Behavior / access %
Smoking 29.8%
Binge drinking 16.8%
No physical activity 38.4%
Less than 7 hrs sleep 35.9%
Depression 26.0%
Fair or poor health 26.8%
Poor mental health 19.2%
Poor physical health 16.6%
No health insurance 30.8%
Visited doctor (checkup) 71.3%
Visited dentist 39.5%
Cholesterol screening 81.8%
Teeth loss 31.1%
Veterans & disability
Veterans Count %
Civilian veterans 27 2.6%
Disability %
Any disability 9.7%
Under 18 0.9%
18–64 years 11.5%
65 and over 33.0%
Health insurance coverage
Type %
Private insurance 58.4%
Public insurance 33.7%
No insurance 19.9%
Uninsured under 19 7.2%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,323 89.9%
Spanish 285 21.5%
Other Indo-European 243 18.4%
Asian & Pacific Islander 0 0.0%
Other languages 32 2.4%
Place of birth & citizenship
Origin Count %
Native born (US) 1,141 77.6%
Born in same state 1,131 76.9%
Born in different state 440 29.9%
Foreign born 10 0.7%
Naturalized citizen 330 22.4%
Not a US citizen 58 17.6%
Ancestry
Ancestry Count %
Italian 66 4.5%
French 22 1.5%
Ancestry Count %
Arab 14 1%
English 4 0.3%
Technology access
Metric % of households
Computer access 34.5%
Internet access 89.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 64863
What city is ZIP code 64863 in?
ZIP code 64863 is primarily assigned to South West City, Missouri.
What county is ZIP code 64863 in?
ZIP code 64863 falls within Mcdonald County, Missouri.
How educated is the population of ZIP code 64863?
5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is Spanish widely spoken in ZIP code 64863?
Approximately 22% of households in ZIP code 64863 speak Spanish as a primary language.
Does ZIP code 64863 have a large retiree population?
42% of households in ZIP code 64863 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 64863?
The median home value in ZIP code 64863 is $98,800.
What timezone is ZIP code 64863 in?
ZIP code 64863 observes the CST timezone.
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