Jay ZIP Codes — Delaware County, OK

There is one unique ZIP code in Jay, Oklahoma and it is 74346. Area code: 918/539.

ZIP codes

227.18

sq mi land

7.75

sq mi water

918/539

area code

Jay, OK ZIP code map

About Jay, OK

Jay, Oklahoma, is a charming city located in the heart of Delaware County. Known for its beautiful landscapes and friendly community, Jay offers a welcoming atmosphere to both residents and visitors. The city showcases a unique blend of rural charm and small-town ambiance, making it a lovely place to live or visit.

Location & geography

Jay is situated in the northeastern part of Oklahoma, surrounded by the picturesque Ozark Mountains. Nearby cities include Grove, approximately 23 miles to the northwest, and Siloam Springs, Arkansas, about 30 miles to the northeast. The city covers a land area of 227.18 square miles, complemented by a water area of 7.75 square miles, offering a diverse terrain of rolling hills and waterways.

Community & economy

The character of Jay is defined by its tight-knit community and southern hospitality, where residents take pride in their heritage and local customs. The economy thrives on agriculture, along with small businesses that cater to both locals and tourists alike. Daily life in Jay revolves around local events, outdoor activities, and the strong sense of community support found in various organizations.

Transportation

Transportation in Jay is facilitated primarily by U.S. Route 59, which connects the town to significant regions in Oklahoma and beyond. The nearest major airport is the Northwest Arkansas Regional Airport, located approximately 35 miles to the northeast in Bentonville, Arkansas. Local transit options are limited, but residents typically rely on personal vehicles for commuting.

History

Jay was established in the late 19th century and has a rich history linked to the agricultural development of the region. Key industries have included farming and logging, which played a significant role in shaping the town's economy and community. Over the years, Jay has seen notable events such as local fairs and celebrations that highlight its cultural heritage.

Did you know?

One surprising fact about Jay is that it serves as the county seat of Delaware County, making it a hub for local government and services. Additionally, Jay is home to the beautiful Lake Eucha, which is popular for fishing and recreational activities.

ZIP codes for Jay, OK (1)

ZIP code	City	County	Map
74346	Jay	Delaware	View map

Demographics & statistics

7,895

Population

39.7

Median age

$46,636

Median household income

$43,720

Per capita income

$116,900

Median home value

$700

Median monthly rent

69.5%

Home ownership

23.5%

Poverty rate

7.5%

Unemployment

2,899

Housing units

13.6%

Bachelor's or higher

Age distribution

Male Female

270

Under 5

249

237

5–9

219

271

10–14

250

268

15–19

247

198

20–24

183

552

25–34

511

505

35–44

466

410

45–54

379

305

55–59

282

337

60–64

312

472

65–74

437

232

75–84

214

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,834	23.2%
18 and over	6,061	76.8%
65 and over	1,444	18.3%
Median age	39.7 years

Race & ethnicity

White 51.9%

American Indian / Alaska Native 27%

Two or more races 15.7%

Asian 2.3%

Hispanic or Latino 1.9%

Other race 1.1%

Black or African American 0.1%

Group	Count	%
White	4,178	51.9%
American Indian / Alaska Native	2,170	27%
Two or more races	1,266	15.7%
Asian	189	2.3%
Hispanic or Latino	156	1.9%
Other race	85	1.1%
Black or African American	6	0.1%

Household income

Under $10k 8.1%

$10k–$15k 12.2%

$15k–$25k 12.3%

$25k–$35k 8.1%

$35k–$50k 11.6%

$50k–$75k 20.0%

$75k–$100k 10.5%

$100k–$150k 12.9%

$150k–$200k 1.3%

$200k+ 2.9%

Range	% of households
Under $10k	8.1%
$10k–$15k	12.2%
$15k–$25k	12.3%
$25k–$35k	8.1%
$35k–$50k	11.6%
$50k–$75k	20.0%
$75k–$100k	10.5%
$100k–$150k	12.9%
$150k–$200k	1.3%
$200k+	2.9%
Median income	$46,636

Housing

Home values

Under $50k 24.5%

$50k–$100k 19.9%

$100k–$150k 13.7%

$150k–$200k 11.0%

$200k–$300k 8.9%

$300k–$500k 10.3%

$500k–$1M 6.5%

$1M+ 5.3%

Housing overview

Metric	Value
Median home value	$116,900
Median rent / month	$700
Owner occupied	69.5%
Renter occupied	30.5%
Vacant	25.2%
Single-family detached	70.3%
Large apartment buildings	1.0%
Mobile homes	23.0%
Median rooms	5.0
Avg household size (owned)	2.83

Year built

Era	%
2020 or later	0.4%
2010–2019	6.8%
2000–2009	13.0%
1990–1999	16.8%
1980–1989	15.2%
1970–1979	21.5%
1960–1969	9.1%
1950–1959	8.0%
1940–1949	3.5%
1939 or earlier	5.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	11.4%
2 bedrooms	28.7%
3 bedrooms	46.5%
4 bedrooms	9.9%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	7.6%
1 vehicle	28.7%
2 vehicles	30.2%
3 or more	33.5%

Heating fuel

Fuel type	%
Utility gas	17.8%
Electricity	47.2%
Propane / LP gas	22.8%
Wood	10.9%

Households & families

Household type	Count	%
Married-couple family	1,475	52.5%
Cohabiting couple	132	4.7%
Male householder, no spouse	476	16.9%
Female householder, no spouse	726	25.8%
Households with children under 18	866	30.8%
Households with seniors (65+)	1,042	37.1%
Average household size	2.76

Marital status

Status	Male	Female
Never married	26.0%	16.4%
Married	53.9%	55.3%
Separated	5.1%	2.2%
Widowed	3.4%	12.3%
Divorced	11.7%	13.7%

Education

Less than 9th grade 8.7%

Some HS, no diploma 14.0%

HS graduate 35.5%

Some college, no degree 22.7%

Associate's degree 5.4%

Bachelor's degree 6.8%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	77.3%
Bachelor's or higher	13.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	158	9.9%
Kindergarten	152	9.5%
Elementary school	721	45.0%
High school	430	26.9%
College / grad school	140	8.7%

Employment

Industry of employment

Education & healthcare 27.8%

Manufacturing 13.8%

Retail trade 9.9%

Arts, food & hospitality 9.6%

Construction 8.1%

Agriculture & mining 7.1%

Other services 6.6%

Professional & management 4.9%

Transportation & utilities 3.9%

Public administration 3.8%

Finance & real estate 2.1%

Information 1.2%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	29.7%
Service	18.6%
Sales & office	17.9%
Natural resources & construction	15.2%
Production & transportation	18.7%

Employment type

Type	%
Private sector	61.5%
Government	26.0%
Self-employed	12.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	71.5%
Carpool	15.4%
Public transit	0.0%
Walk	4.4%
Other means	1.5%
Avg commute (minutes)	28.5

Poverty

All people 23.5%

Under 18 years 30.9%

18 and over 21.3%

Married-couple families 11.1%

Female-led households 43.8%

Income support

Source	% of households
Social Security	42.2%
Retirement income	24.8%
Supplemental Security	9.1%
Cash public assistance	2.8%
Food stamps / SNAP	21.1%

Health indicators

Condition	%
High blood pressure	44.0%
High cholesterol	36.2%
Heart disease	9.6%
Stroke	5.0%
Asthma	12.5%
Arthritis	31.9%
Kidney disease	4.0%
Pulmonary disease	12.3%
Cancer	6.9%

Behavior / access	%
Binge drinking	12.4%
No physical activity	37.4%
Less than 7 hrs sleep	38.4%
Fair or poor health	25.5%
Poor mental health	18.8%
Poor physical health	16.8%
No health insurance	20.0%
Visited doctor (checkup)	76.6%
Visited dentist	49.7%
Cholesterol screening	87.1%
Teeth loss	24.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	472	7.8%

Disability	%
Any disability	22.1%
Under 18	10.8%
18–64 years	21.5%
65 and over	38.0%

Health insurance coverage

Type	%
Private insurance	43.4%
Public insurance	47.8%
Uninsured under 19	14.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,376	93.4%
Spanish	140	1.9%
Other Indo-European	46	0.6%
Asian & Pacific Islander	14	0.2%
Other languages	48	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,697	97.5%
Born in same state	7,694	97.5%
Born in different state	4,127	52.3%
Foreign born	3	0.0%
Naturalized citizen	198	2.5%
Not a US citizen	100	50.5%

Ancestry

Ancestry	Count	%
French	621	7.9%
Italian	608	7.7%
Arab	322	4.1%

Ancestry	Count	%
English	44	0.6%
German	22	0.3%
Polish	1	0%

Technology access

Metric	% of households
Computer access	35.6%
Internet access	85.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Jay, OK have?

Jay, OK has one ZIP code: 74346. Each ZIP code serves a distinct delivery area within the city and surrounding region.