74354 ZIP Code — Miami, OK

Ottawa County, Oklahoma

ZIP code 74354 is located in Miami, Oklahoma, within Ottawa County. It covers approximately 184.26 square miles and serves a population of 17,071 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 918.

About ZIP code 74354

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $116,900. Owner-occupancy sits near the national average at 64%.

Median household income is $48,242. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 74354 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

17,071

population

184.26

sq mi land

Standard

ZIP type

Central (CT)

timezone

74354 ZIP code map

Cities in ZIP code 74354

Below are the cities the US Postal Service accepts for ZIP code 74354. Using any city not on this list may result in mail delivery delays.

City	Status
Miami	Acceptable
Miami	Preferred

Nearby ZIP codes

74339 Commerce (3.8 mi) 74363 Quapaw (9.1 mi) 74343 Fairland (10.2 mi) 74370 Wyandotte (11.4 mi) 66713 Baxter Springs (12.3 mi) 66770 Riverton (15.7 mi) 74333 Bluejacket (16.6 mi) 67336 Chetopa (16.9 mi) 74331 Afton (17.2 mi) 64865 Seneca (18 mi) 66725 Columbus (18.7 mi) 74369 Welch (19.2 mi)

Demographics updated 05/2026

Population
Total population	17,071
Population density	93 / sq mi
State FIPS	40
County FIPS	115

Geography
Land area	184.26 sq mi
Water area	2.68 sq mi
Latitude	36.8785
Longitude	-94.8680
Timezone	Central (CT)
Area code	918

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	58.4%	46.5%
$50k – $100k	30.3%	29.0%	31.0%
$100k – $200k	10.1%	10.5%	18.1%
Over $200k	2.1%	2.2%	4.5%

Demographics & statistics

17,071

Population

People per sq mi

36.0

Median age

$48,242

Median household income

$25,298

Per capita income

$116,900

Median home value

$787

Median monthly rent

63.8%

Home ownership

19.1%

Poverty rate

3.2%

Unemployment

5,151

Housing units

19.0%

Bachelor's or higher

Age distribution

Male Female

590

Under 5

604

616

5–9

630

568

10–14

580

696

15–19

711

648

20–24

663

1,035

25–34

1,059

928

35–44

949

911

45–54

931

464

55–59

475

543

60–64

556

816

65–74

834

461

75–84

471

164

85+

168

← Male

Female →

Age summary

Group	Count	%
Under 18	4,240	24.8%
18 and over	12,831	75.2%
65 and over	2,914	17.1%
Median age	36.0 years

Race & ethnicity

White 62.1%

American Indian / Alaska Native 18.6%

Two or more races 9.8%

Hispanic or Latino 3.5%

Other race 2.5%

Black or African American 1.8%

Native Hawaiian / Pacific Islander 1%

Asian 0.7%

Group	Count	%
White	10,988	62.1%
American Indian / Alaska Native	3,300	18.6%
Two or more races	1,738	9.8%
Hispanic or Latino	625	3.5%
Other race	435	2.5%
Black or African American	311	1.8%
Native Hawaiian / Pacific Islander	175	1%
Asian	124	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	58.4%	46.5%
$50k – $100k	30.3%	29.0%	31.0%
$100k – $200k	10.1%	10.5%	18.1%
Over $200k	2.1%	2.2%	4.5%

Under $10k 6.1%

$10k–$15k 5.6%

$15k–$25k 11.8%

$25k–$35k 12.6%

$35k–$50k 15.1%

$50k–$75k 20.0%

$75k–$100k 12.9%

$100k–$150k 10.6%

$150k–$200k 3.0%

$200k+ 2.2%

Range	% of households
Under $10k	6.1%
$10k–$15k	5.6%
$15k–$25k	11.8%
$25k–$35k	12.6%
$35k–$50k	15.1%
$50k–$75k	20.0%
$75k–$100k	12.9%
$100k–$150k	10.6%
$150k–$200k	3.0%
$200k+	2.2%
Median income	$48,242

Housing

Home values

Under $50k 11.8%

$50k–$100k 31.1%

$100k–$150k 19.9%

$150k–$200k 16.4%

$200k–$300k 12.3%

$300k–$500k 6.3%

$500k–$1M 2.0%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$116,900
Median rent / month	$787
Owner occupied	63.8%
Renter occupied	36.2%
Vacant	13.2%
Single-family detached	82.1%
Large apartment buildings	6.4%
Mobile homes	4.3%
Median rooms	5.6
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.1%
2010–2019	2.9%
2000–2009	5.3%
1990–1999	7.6%
1980–1989	11.4%
1970–1979	20.8%
1960–1969	12.1%
1950–1959	15.4%
1940–1949	12.1%
1939 or earlier	12.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	8.2%
2 bedrooms	23.9%
3 bedrooms	52.3%
4 bedrooms	10.9%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	35.7%
2 vehicles	35.3%
3 or more	22.7%

Heating fuel

Fuel type	%
Utility gas	54.2%
Electricity	36.7%
Propane / LP gas	4.4%
Fuel oil	0.1%
Wood	3.0%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,822	43.3%
Cohabiting couple	552	8.5%
Male householder, no spouse	1,227	18.8%
Female householder, no spouse	1,920	29.4%
Households with children under 18	2,102	32.2%
Households with seniors (65+)	2,153	33.0%
Average household size	2.46

Marital status

Status	Male	Female
Never married	36.3%	26.4%
Married	45.7%	43.5%
Separated	1.5%	3.1%
Widowed	4.3%	12.3%
Divorced	12.2%	14.7%

Education

Less than 9th grade 3.1%

Some HS, no diploma 8.9%

HS graduate 30.7%

Some college, no degree 26.1%

Associate's degree 12.2%

Bachelor's degree 12.5%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	88.0%
Bachelor's or higher	19.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	261	5.7%
Kindergarten	287	6.3%
Elementary school	1,866	41.0%
High school	904	19.9%
College / grad school	1,233	27.1%

Employment

Industry of employment

Education & healthcare 27.6%

Arts, food & hospitality 14.5%

Manufacturing 12.0%

Retail trade 10.6%

Public administration 6.2%

Professional & management 5.1%

Construction 4.9%

Transportation & utilities 4.5%

Other services 4.1%

Finance & real estate 3.9%

Agriculture & mining 3.8%

Wholesale trade 1.8%

Information 1.0%

Occupation

Category	%
Management, business & arts	31.2%
Service	22.5%
Sales & office	18.8%
Natural resources & construction	11.3%
Production & transportation	16.3%

Employment type

Type	%
Private sector	71.8%
Government	23.4%
Self-employed	4.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	83.4%
Carpool	9.5%
Public transit	0.1%
Walk	2.6%
Work from home	3.6%
Other means	0.8%
Avg commute (minutes)	17.5

Poverty

All people 19.1%

Under 18 years 26.2%

18 and over 16.6%

Married-couple families 7.3%

Female-led households 36.7%

Income support

Source	% of households
Social Security	38.3%
Retirement income	17.2%
Supplemental Security	5.6%
Cash public assistance	2.5%
Food stamps / SNAP	17.4%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	41.7%
High cholesterol	36.5%
Diabetes	13.6%
Heart disease	8.8%
Stroke	4.4%
Asthma	12.0%
Arthritis	29.7%
Kidney disease	3.8%
Pulmonary disease	10.7%
Cancer	7.2%

Behavior / access	%
Smoking	24.7%
Binge drinking	12.4%
No physical activity	32.7%
Less than 7 hrs sleep	35.3%
Depression	26.5%
Fair or poor health	21.8%
Poor mental health	18.3%
Poor physical health	14.9%
No health insurance	18.9%
Visited doctor (checkup)	76.6%
Visited dentist	54.0%
Cholesterol screening	86.4%
Teeth loss	21.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,014	7.9%

Disability	%
Any disability	19.8%
Under 18	5.3%
18–64 years	19.8%
65 and over	41.6%

Health insurance coverage

Type	%
Private insurance	52.6%
Public insurance	42.8%
No insurance	16.4%
Uninsured under 19	9.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,877	93.0%
Spanish	334	2.1%
Other Indo-European	209	1.3%
Asian & Pacific Islander	30	0.2%
Other languages	93	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,577	97.1%
Born in same state	16,488	96.6%
Born in different state	9,517	55.7%
Foreign born	89	0.5%
Naturalized citizen	494	2.9%
Not a US citizen	129	26.1%

Ancestry

Ancestry	Count	%
Italian	1,709	10%
French	1,526	8.9%
Arab	674	3.9%
English	349	2%
Polish	93	0.5%

Ancestry	Count	%
Irish	21	0.1%
German	19	0.1%
Dutch	19	0.1%
Norwegian	5	0%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74354

What city is ZIP code 74354 in?

ZIP code 74354 is primarily assigned to Miami, Oklahoma.

What county is ZIP code 74354 in?

ZIP code 74354 falls within Ottawa County, Oklahoma.

What is the poverty rate in ZIP code 74354?

19% of residents in ZIP code 74354 live below the poverty line, above the national average.

Does ZIP code 74354 have a large retiree population?

38% of households in ZIP code 74354 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 74354?

The median home value in ZIP code 74354 is $116,900.

What is the population of ZIP code 74354?

ZIP code 74354 has an estimated population of 17,071 residents, with a density of 93 people per square mile.

What timezone is ZIP code 74354 in?

ZIP code 74354 observes the CST timezone.