64865 ZIP Code — Seneca, MO

Newton County, Missouri

ZIP code 64865 is located in Seneca, Missouri, within Newton County. It covers approximately 75.07 square miles and serves a population of 5,814 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 64865

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $154,500. Owner-occupancy is high at 78%, well above the national average.

Median household income is $53,958. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 64865 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,814

population

75.07

sq mi land

Standard

ZIP type

Central (CT)

timezone

64865 ZIP code map

Cities in ZIP code 64865

Below are the cities the US Postal Service accepts for ZIP code 64865. Using any city not on this list may result in mail delivery delays.

City	Status
Seneca	Acceptable
Seneca	Preferred

Nearby ZIP codes

64850 Neosho (6.9 mi) 64804 Joplin (10.1 mi) 74370 Wyandotte (10.7 mi) 74363 Quapaw (10.7 mi) 64843 Goodman (13.3 mi) 64831 Anderson (14.2 mi) 64844 Granby (16.4 mi) 64840 Diamond (16.4 mi) 66770 Riverton (17.2 mi) 64801 Joplin (17.3 mi) 74343 Fairland (17.9 mi) 74354 Miami (18 mi)

Demographics updated 05/2026

Population
Total population	5,814
Population density	77 / sq mi
State FIPS	29
County FIPS	145

Geography
Land area	75.07 sq mi
Water area	0.05 sq mi
Latitude	36.8711
Longitude	-94.5417
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.3%	51.0%	43.8%
$50k – $100k	33.6%	34.2%	31.5%
$100k – $200k	7.8%	11.7%	19.5%
Over $200k	1.4%	3.1%	5.2%

Demographics & statistics

5,814

Population

People per sq mi

36.6

Median age

$53,958

Median household income

$27,369

Per capita income

$154,500

Median home value

$811

Median monthly rent

78.1%

Home ownership

18.3%

Poverty rate

3.1%

Unemployment

1,802

Housing units

13.3%

Bachelor's or higher

Age distribution

Male Female

209

Under 5

227

207

5–9

225

254

10–14

276

147

15–19

159

173

20–24

188

343

25–34

374

367

35–44

400

331

45–54

360

155

55–59

169

140

60–64

153

229

65–74

249

173

75–84

189

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,619	27.8%
18 and over	4,195	72.2%
65 and over	957	16.5%
Median age	36.6 years

Race & ethnicity

White 75.5%

Two or more races 9.7%

Hispanic or Latino 7.6%

American Indian / Alaska Native 3.5%

Native Hawaiian / Pacific Islander 3.1%

Asian 0.4%

Other race 0.3%

Group	Count	%
White	4,750	75.5%
Two or more races	610	9.7%
Hispanic or Latino	478	7.6%
American Indian / Alaska Native	218	3.5%
Native Hawaiian / Pacific Islander	194	3.1%
Asian	24	0.4%
Other race	18	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.3%	51.0%	43.8%
$50k – $100k	33.6%	34.2%	31.5%
$100k – $200k	7.8%	11.7%	19.5%
Over $200k	1.4%	3.1%	5.2%

Under $10k 7.4%

$10k–$15k 7.8%

$15k–$25k 7.2%

$25k–$35k 7.2%

$35k–$50k 17.2%

$50k–$75k 19.9%

$75k–$100k 15.6%

$100k–$150k 9.3%

$150k–$200k 6.1%

$200k+ 2.3%

Range	% of households
Under $10k	7.4%
$10k–$15k	7.8%
$15k–$25k	7.2%
$25k–$35k	7.2%
$35k–$50k	17.2%
$50k–$75k	19.9%
$75k–$100k	15.6%
$100k–$150k	9.3%
$150k–$200k	6.1%
$200k+	2.3%
Median income	$53,958

Housing

Home values

Under $50k 6.8%

$50k–$100k 22.4%

$100k–$150k 18.6%

$150k–$200k 16.0%

$200k–$300k 26.6%

$300k–$500k 4.0%

$500k–$1M 3.0%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$154,500
Median rent / month	$811
Owner occupied	78.1%
Renter occupied	21.9%
Vacant	12.9%
Single-family detached	80.5%
Large apartment buildings	0.0%
Mobile homes	16.1%
Median rooms	6.0
Avg household size (owned)	2.84

Year built

Era	%
2020 or later	1.6%
2010–2019	3.8%
2000–2009	17.2%
1990–1999	14.5%
1980–1989	13.6%
1970–1979	16.0%
1960–1969	11.9%
1950–1959	3.0%
1940–1949	5.6%
1939 or earlier	12.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.8%
1 bedroom	5.6%
2 bedrooms	26.0%
3 bedrooms	53.4%
4 bedrooms	8.2%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	32.4%
2 vehicles	31.9%
3 or more	31.5%

Heating fuel

Fuel type	%
Utility gas	22.4%
Electricity	43.1%
Propane / LP gas	16.5%
Wood	14.0%
Solar	2.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	1,180	60.8%
Cohabiting couple	109	5.6%
Male householder, no spouse	289	14.9%
Female householder, no spouse	362	18.7%
Households with children under 18	813	41.9%
Households with seniors (65+)	615	31.7%
Average household size	2.95

Marital status

Status	Male	Female
Never married	21.1%	20.5%
Married	62.7%	61.3%
Separated	0.9%	0.0%
Widowed	4.1%	7.5%
Divorced	11.3%	10.7%

Education

Less than 9th grade 2.2%

Some HS, no diploma 8.3%

HS graduate 38.3%

Some college, no degree 28.4%

Associate's degree 9.5%

Bachelor's degree 8.5%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	13.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	100	7.8%
Kindergarten	150	11.6%
Elementary school	741	57.5%
High school	189	14.7%
College / grad school	109	8.5%

Employment

Industry of employment

Education & healthcare 17.4%

Arts, food & hospitality 15.2%

Manufacturing 14.3%

Retail trade 13.7%

Other services 7.8%

Finance & real estate 7.2%

Construction 6.7%

Professional & management 6.7%

Transportation & utilities 5.5%

Public administration 2.2%

Wholesale trade 1.7%

Agriculture & mining 1.3%

Information 0.4%

Occupation

Category	%
Management, business & arts	26.3%
Service	22.8%
Sales & office	19.3%
Natural resources & construction	12.8%
Production & transportation	18.9%

Employment type

Type	%
Private sector	83.1%
Government	6.7%
Self-employed	10.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.4%
Carpool	10.2%
Public transit	0.0%
Walk	1.2%
Work from home	7.8%
Other means	0.3%
Avg commute (minutes)	25.2

Poverty

All people 18.3%

Under 18 years 18.8%

18 and over 18.1%

Married-couple families 7.6%

Female-led households 32.5%

Income support

Source	% of households
Social Security	43.4%
Retirement income	23.5%
Supplemental Security	4.8%
Cash public assistance	2.2%
Food stamps / SNAP	19.3%

Health indicators

Condition	%
Obesity	35.7%
High blood pressure	33.5%
High cholesterol	35.0%
Diabetes	11.9%
Heart disease	8.0%
Stroke	3.8%
Asthma	10.0%
Arthritis	28.9%
Kidney disease	3.3%
Pulmonary disease	9.7%
Cancer	7.1%

Behavior / access	%
Smoking	23.2%
Binge drinking	16.4%
No physical activity	27.8%
Less than 7 hrs sleep	33.1%
Depression	25.2%
Fair or poor health	18.7%
Poor mental health	16.5%
Poor physical health	13.3%
No health insurance	16.3%
Visited doctor (checkup)	74.4%
Visited dentist	55.8%
Cholesterol screening	87.6%
Teeth loss	19.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	381	9.1%

Disability	%
Any disability	19.0%
Under 18	5.7%
18–64 years	15.0%
65 and over	57.2%

Health insurance coverage

Type	%
Private insurance	59.2%
Public insurance	40.5%
No insurance	14.3%
Uninsured under 19	18.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,378	92.5%
Spanish	85	1.6%
Other Indo-European	10	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	75	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,608	96.5%
Born in same state	5,607	96.4%
Born in different state	3,584	61.6%
Foreign born	1	0.0%
Naturalized citizen	206	3.5%
Not a US citizen	44	21.4%

Ancestry

Ancestry	Count	%
Arab	771	13.3%
French	519	8.9%
Italian	431	7.4%

Ancestry	Count	%
English	135	2.3%
Polish	33	0.6%

Technology access

Metric	% of households
Computer access	33.4%
Internet access	90.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64865

What city is ZIP code 64865 in?

ZIP code 64865 is primarily assigned to Seneca, Missouri.

What county is ZIP code 64865 in?

ZIP code 64865 falls within Newton County, Missouri.

How educated is the population of ZIP code 64865?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 64865?

18% of residents in ZIP code 64865 live below the poverty line, above the national average.

Does ZIP code 64865 have a large retiree population?

43% of households in ZIP code 64865 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 64865?

The median home value in ZIP code 64865 is $154,500.

What timezone is ZIP code 64865 in?

ZIP code 64865 observes the CST timezone.