68981 ZIP Code — Upland, NE

Franklin County, Nebraska

ZIP code 68981 is located in Upland, Nebraska, within Franklin County. It covers approximately 86.95 square miles and serves a population of 214 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68981

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $89,600. Owner-occupancy is high at 83%, well above the national average.

Median household income is $58,750. Poverty affects 23% of residents, above the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68981 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

214

population

86.95

sq mi land

Standard

ZIP type

Central (CT)

timezone

68981 ZIP code map

Cities in ZIP code 68981

Below are the cities the US Postal Service accepts for ZIP code 68981. Using any city not on this list may result in mail delivery delays.

City	Status
Upland	Preferred

Nearby ZIP codes

68932 Campbell (7 mi) 68947 Hildreth (8.8 mi) 68939 Franklin (9 mi) 68972 Riverton (12.4 mi) 68929 Bloomington (13.4 mi) 68959 Minden (14.1 mi) 68982 Wilcox (14.8 mi) 68950 Holstein (15.1 mi) 68928 Bladen (15.2 mi) 68945 Heartwell (18.4 mi) 68924 Axtell (18.5 mi)

Demographics updated 06/2026

Population
Total population	214
Population density	2 / sq mi
State FIPS	31
County FIPS	061

Geography
Land area	86.95 sq mi
Water area	0.00 sq mi
Latitude	40.3067
Longitude	-98.8964
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	51.0%	39.5%
$50k – $100k	41.0%	32.5%	33.4%
$100k – $200k	17.0%	15.2%	22.0%
Over $200k	0.0%	1.4%	5.2%

Demographics & statistics

214

Population

People per sq mi

39.9

Median age

$58,750

Median household income

$27,099

Per capita income

$89,600

Median home value

$414

Median monthly rent

83.3%

Home ownership

23.4%

Poverty rate

0.0%

Unemployment

117

Housing units

11.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	37	17.3%
18 and over	177	82.7%
65 and over	36	16.8%
Median age	39.9 years

Race & ethnicity

White 97.7%

Two or more races 2.3%

Group	Count	%
White	209	97.7%
Two or more races	5	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	51.0%	39.5%
$50k – $100k	41.0%	32.5%	33.4%
$100k – $200k	17.0%	15.2%	22.0%
Over $200k	0.0%	1.4%	5.2%

Under $10k 20.6%

$15k–$25k 5.9%

$25k–$35k 1.0%

$35k–$50k 15.7%

$50k–$75k 27.5%

$75k–$100k 17.6%

$100k–$150k 5.9%

$150k–$200k 4.9%

$200k+ 1.0%

Range	% of households
Under $10k	20.6%
$15k–$25k	5.9%
$25k–$35k	1.0%
$35k–$50k	15.7%
$50k–$75k	27.5%
$75k–$100k	17.6%
$100k–$150k	5.9%
$150k–$200k	4.9%
$200k+	1.0%
Median income	$58,750

Housing

Home values

Under $50k 27.1%

$50k–$100k 23.5%

$100k–$150k 11.8%

$150k–$200k 21.2%

$200k–$300k 16.5%

Housing overview

Metric	Value
Median home value	$89,600
Median rent / month	$414
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	23.9%
Single-family detached	84.3%
Large apartment buildings	0.0%
Mobile homes	14.9%
Median rooms	7.4
Avg household size (owned)	2.15

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	9.7%
1980–1989	6.0%
1970–1979	2.2%
1960–1969	7.5%
1950–1959	11.2%
1940–1949	2.2%
1939 or earlier	61.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.0%
2 bedrooms	18.7%
3 bedrooms	32.8%
4 bedrooms	26.9%
5+ bedrooms	12.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	12.7%
2 vehicles	69.6%
3 or more	17.6%

Heating fuel

Fuel type	%
Utility gas	49.0%
Electricity	17.6%
Propane / LP gas	31.4%
Wood	1.0%

Households & families

Household type	Count	%
Married-couple family	61	59.8%
Cohabiting couple	8	7.8%
Male householder, no spouse	16	15.7%
Female householder, no spouse	17	16.7%
Households with children under 18	29	28.4%
Households with seniors (65+)	28	27.5%
Average household size	2.10

Marital status

Status	Male	Female
Never married	24.5%	22.8%
Married	61.7%	69.6%
Separated	2.1%	0.0%
Widowed	0.0%	4.3%
Divorced	11.7%	3.3%

Education

Less than 9th grade 3.4%

Some HS, no diploma 0.6%

HS graduate 29.3%

Some college, no degree 25.9%

Associate's degree 29.3%

Bachelor's degree 8.0%

Graduate / professional 3.4%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	11.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	20	58.8%
High school	9	26.5%
College / grad school	5	14.7%

Employment

Industry of employment

Manufacturing 25.2%

Agriculture & mining 23.6%

Public administration 12.2%

Finance & real estate 11.4%

Education & healthcare 8.9%

Retail trade 6.5%

Arts, food & hospitality 5.7%

Construction 2.4%

Professional & management 2.4%

Transportation & utilities 0.8%

Other services 0.8%

Occupation

Category	%
Management, business & arts	44.7%
Service	8.1%
Sales & office	13.8%
Natural resources & construction	14.6%
Production & transportation	18.7%

Employment type

Type	%
Private sector	69.9%
Government	21.1%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	60.2%
Carpool	25.2%
Public transit	0.0%
Walk	7.3%
Work from home	7.3%
Other means	0.0%
Avg commute (minutes)	21.4

Poverty

All people 23.4%

Under 18 years 32.4%

18 and over 21.5%

Married-couple families 16.4%

Female-led households 55.6%

Income support

Source	% of households
Social Security	34.3%
Retirement income	9.8%
Supplemental Security	11.8%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	36.5%
High cholesterol	34.4%
Diabetes	10.4%
Heart disease	7.2%
Stroke	3.2%
Asthma	8.3%
Arthritis	26.7%
Kidney disease	3.0%
Pulmonary disease	6.5%
Cancer	7.7%

Behavior / access	%
Smoking	17.1%
Binge drinking	21.1%
No physical activity	24.1%
Less than 7 hrs sleep	27.8%
Depression	16.5%
Fair or poor health	12.1%
Poor mental health	11.3%
Poor physical health	9.5%
No health insurance	12.9%
Visited doctor (checkup)	70.1%
Visited dentist	64.1%
Cholesterol screening	89.7%
Teeth loss	12.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	9.0%

Disability	%
Any disability	14.5%
Under 18	0.0%
18–64 years	14.2%
65 and over	30.6%

Health insurance coverage

Type	%
Private insurance	82.2%
Public insurance	31.3%
No insurance	3.3%
Uninsured under 19	10.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	206	96.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	213	99.5%
Born in same state	213	99.5%
Born in different state	200	93.5%
Foreign born	0	0.0%
Naturalized citizen	1	0.5%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	13	6.1%
Italian	12	5.6%
Dutch	12	5.6%
French	8	3.7%

Ancestry	Count	%
German	5	2.3%
Irish	2	0.9%
Polish	2	0.9%

Technology access

Metric	% of households
Computer access	47.7%
Internet access	93.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68981

What city is ZIP code 68981 in?

ZIP code 68981 is primarily assigned to Upland, Nebraska.

What county is ZIP code 68981 in?

ZIP code 68981 falls within Franklin County, Nebraska.

What is the poverty rate in ZIP code 68981?

23% of residents in ZIP code 68981 live below the poverty line, above the national average.

How educated is the population of ZIP code 68981?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 68981 mostly owner-occupied?

83% of occupied units in ZIP code 68981 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 68981?

The median home value in ZIP code 68981 is $89,600.

What timezone is ZIP code 68981 in?

ZIP code 68981 observes the CST timezone.