68939 ZIP Code — Franklin, NE

Franklin County, Nebraska

ZIP code 68939 is located in Franklin, Nebraska, within Franklin County. It covers approximately 134.15 square miles and serves a population of 1,016 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68939

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $98,100. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($48,576) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 21% of residents, above the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68939 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,016

population

134.15

sq mi land

Standard

ZIP type

Central (CT)

timezone

68939 ZIP code map

Cities in ZIP code 68939

Below are the cities the US Postal Service accepts for ZIP code 68939. Using any city not on this list may result in mail delivery delays.

City	Status
Franklin	Acceptable
Franklin	Preferred

Nearby ZIP codes

68972 Riverton (4.4 mi) 68929 Bloomington (6.5 mi) 68981 Upland (9 mi) 68932 Campbell (12 mi) 68947 Hildreth (12.5 mi) 68928 Bladen (16.6 mi) 68971 Republican City (18.9 mi) 68982 Wilcox (19 mi)

Demographics updated 05/2026

Population
Total population	1,016
Population density	8 / sq mi
State FIPS	31
County FIPS	061

Geography
Land area	134.15 sq mi
Water area	0.00 sq mi
Latitude	40.1761
Longitude	-98.9006
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.9%	51.0%	39.5%
$50k – $100k	24.8%	32.5%	33.4%
$100k – $200k	17.2%	15.2%	22.0%
Over $200k	1.1%	1.4%	5.2%

Demographics & statistics

1,016

Population

People per sq mi

49.4

Median age

$48,576

Median household income

$40,499

Per capita income

$98,100

Median home value

$489

Median monthly rent

82.7%

Home ownership

20.9%

Poverty rate

5.9%

Unemployment

500

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	187	18.4%
18 and over	829	81.6%
65 and over	301	29.6%
Median age	49.4 years

Race & ethnicity

White 92.9%

Two or more races 2.3%

Hispanic or Latino 1.9%

American Indian / Alaska Native 1.6%

Native Hawaiian / Pacific Islander 0.7%

Black or African American 0.3%

Asian 0.2%

Other race 0.1%

Group	Count	%
White	962	92.9%
Two or more races	24	2.3%
Hispanic or Latino	20	1.9%
American Indian / Alaska Native	17	1.6%
Native Hawaiian / Pacific Islander	7	0.7%
Black or African American	3	0.3%
Asian	2	0.2%
Other race	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.9%	51.0%	39.5%
$50k – $100k	24.8%	32.5%	33.4%
$100k – $200k	17.2%	15.2%	22.0%
Over $200k	1.1%	1.4%	5.2%

Under $10k 4.7%

$10k–$15k 7.5%

$15k–$25k 15.8%

$25k–$35k 8.1%

$35k–$50k 18.2%

$50k–$75k 11.1%

$75k–$100k 10.9%

$100k–$150k 13.9%

$150k–$200k 5.1%

$200k+ 4.5%

Range	% of households
Under $10k	4.7%
$10k–$15k	7.5%
$15k–$25k	15.8%
$25k–$35k	8.1%
$35k–$50k	18.2%
$50k–$75k	11.1%
$75k–$100k	10.9%
$100k–$150k	13.9%
$150k–$200k	5.1%
$200k+	4.5%
Median income	$48,576

Housing

Home values

Under $50k 24.1%

$50k–$100k 27.2%

$100k–$150k 26.7%

$150k–$200k 9.1%

$200k–$300k 10.6%

$300k–$500k 0.5%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$98,100
Median rent / month	$489
Owner occupied	82.7%
Renter occupied	17.3%
Vacant	19.6%
Single-family detached	87.8%
Large apartment buildings	0.7%
Mobile homes	3.8%
Median rooms	6.4
Avg household size (owned)	2.18

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	3.1%
1990–1999	1.0%
1980–1989	10.5%
1970–1979	17.0%
1960–1969	10.7%
1950–1959	14.5%
1940–1949	5.5%
1939 or earlier	37.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	15.1%
2 bedrooms	28.9%
3 bedrooms	32.4%
4 bedrooms	16.4%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	31.3%
2 vehicles	25.1%
3 or more	40.7%

Heating fuel

Fuel type	%
Utility gas	65.3%
Electricity	27.0%
Propane / LP gas	3.2%
Wood	3.9%

Households & families

Household type	Count	%
Married-couple family	213	45.6%
Cohabiting couple	60	12.8%
Male householder, no spouse	62	13.3%
Female householder, no spouse	132	28.3%
Households with children under 18	98	21.0%
Households with seniors (65+)	194	41.5%
Average household size	2.11

Marital status

Status	Male	Female
Never married	32.0%	24.9%
Married	54.2%	49.9%
Separated	1.9%	0.4%
Widowed	0.0%	13.2%
Divorced	11.8%	11.5%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.0%

HS graduate 32.4%

Some college, no degree 28.5%

Associate's degree 12.9%

Bachelor's degree 6.2%

Graduate / professional 10.9%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	10.5%
Kindergarten	14	6.7%
Elementary school	64	30.6%
High school	56	26.8%
College / grad school	53	25.4%

Employment

Industry of employment

Education & healthcare 27.5%

Transportation & utilities 16.2%

Retail trade 14.8%

Agriculture & mining 10.2%

Other services 6.3%

Arts, food & hospitality 5.1%

Wholesale trade 3.9%

Manufacturing 3.7%

Finance & real estate 3.7%

Public administration 3.5%

Construction 2.5%

Professional & management 2.5%

Occupation

Category	%
Management, business & arts	26.4%
Service	17.6%
Sales & office	25.5%
Natural resources & construction	14.1%
Production & transportation	16.4%

Employment type

Type	%
Private sector	65.0%
Government	21.3%
Self-employed	13.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.7%
Carpool	4.2%
Public transit	0.0%
Walk	0.2%
Work from home	6.8%
Other means	0.0%
Avg commute (minutes)	18.3

Poverty

All people 20.9%

Under 18 years 38.5%

18 and over 17.1%

Married-couple families 6.6%

Female-led households 35.7%

Income support

Source	% of households
Social Security	43.5%
Retirement income	21.8%
Supplemental Security	4.5%
Cash public assistance	1.5%
Food stamps / SNAP	5.8%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	42.4%
High cholesterol	37.1%
Diabetes	13.0%
Heart disease	9.7%
Stroke	4.4%
Asthma	8.6%
Arthritis	32.6%
Kidney disease	4.0%
Pulmonary disease	8.6%
Cancer	9.7%

Behavior / access	%
Smoking	17.2%
Binge drinking	17.8%
No physical activity	28.7%
Less than 7 hrs sleep	27.2%
Depression	16.4%
Fair or poor health	15.4%
Poor mental health	11.2%
Poor physical health	11.4%
No health insurance	13.8%
Visited doctor (checkup)	73.4%
Visited dentist	60.7%
Cholesterol screening	90.1%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	54	6.5%

Disability	%
Any disability	21.0%
Under 18	1.6%
18–64 years	10.8%
65 and over	53.0%

Health insurance coverage

Type	%
Private insurance	57.1%
Public insurance	46.2%
No insurance	11.7%
Uninsured under 19	9.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	949	93.4%
Spanish	14	1.5%
Other Indo-European	1	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	13	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,006	99.0%
Born in same state	1,006	99.0%
Born in different state	764	75.2%
Foreign born	0	0.0%
Naturalized citizen	10	1.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	124	12.2%
French	122	12%
Italian	112	11%

Ancestry	Count	%
Dutch	43	4.2%
English	13	1.3%
German	6	0.6%

Technology access

Metric	% of households
Computer access	46.0%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68939

What city is ZIP code 68939 in?

ZIP code 68939 is primarily assigned to Franklin, Nebraska.

What county is ZIP code 68939 in?

ZIP code 68939 falls within Franklin County, Nebraska.

Does ZIP code 68939 have an older population?

30% of residents in ZIP code 68939 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 68939?

21% of residents in ZIP code 68939 live below the poverty line, above the national average.

Does ZIP code 68939 have a large retiree population?

44% of households in ZIP code 68939 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 68939 mostly owner-occupied?

83% of occupied units in ZIP code 68939 are owner-occupied, well above the national average.

What timezone is ZIP code 68939 in?

ZIP code 68939 observes the CST timezone.