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Nebraska ZIP Codes
Franklin County
Riverton, NE
68972
68972 ZIP Code — Riverton, NE
Franklin County, Nebraska
ZIP code 68972 is located in
Riverton ,
Nebraska ,
within Franklin County .
It covers approximately 120.38 square miles and serves a population of
287 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 308 .
About ZIP code 68972
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $96,700. Owner-occupancy sits near the national average at 69%.
Median household income is $58,750. The poverty rate of 7% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with agriculture and mining as the leading industry. The average commute of 18 minutes is near the national average.
College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.
Overall, ZIP code 68972 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.
68972 ZIP code map
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Cities in ZIP code 68972
Below are the cities the US Postal Service accepts for ZIP code 68972. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
287
Population density
2 / sq mi
State FIPS
31
County FIPS
061
Geography
Land area
120.38 sq mi
Water area
0.08 sq mi
Latitude
40.1326
Longitude
-98.8393
Timezone
Central (CT)
Area code
308
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.7%
51.0%
39.5%
$50k – $100k
44.9%
32.5%
33.4%
$100k – $200k
10.1%
15.2%
22.0%
Over $200k
2.2%
1.4%
5.2%
Demographics & statistics
$58,750
Median household income
12.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 78 27.2% 18 and over 209 72.8% 65 and over 54 18.8% Median age 45.5 years
Race & ethnicity
Group Count % White 256 83.9% Hispanic or Latino 18 5.9% Other race 18 5.9% Two or more races 11 3.6% Asian 2 0.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.7%
51.0%
39.5%
$50k – $100k
44.9%
32.5%
33.4%
$100k – $200k
10.1%
15.2%
22.0%
Over $200k
2.2%
1.4%
5.2%
Range % of households Under $10k 1.0% $15k–$25k 3.0% $25k–$35k 20.2% $35k–$50k 14.1% $50k–$75k 32.3% $75k–$100k 9.1% $100k–$150k 15.2% $200k+ 5.1% Median income $58,750
Housing
Housing overview
Metric Value Median home value $96,700 Median rent / month $0 Owner occupied 68.7% Renter occupied 31.3% Vacant 1.0% Single-family detached 100.0% Large apartment buildings 0.0% Mobile homes 0.0% Median rooms 6.9 Avg household size (owned) 2.47
Year built
Era % 2020 or later 0.0% 2010–2019 2.0% 2000–2009 5.0% 1990–1999 0.0% 1980–1989 1.0% 1970–1979 0.0% 1960–1969 10.0% 1950–1959 16.0% 1940–1949 8.0% 1939 or earlier 58.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 7.0% 2 bedrooms 23.0% 3 bedrooms 36.0% 4 bedrooms 29.0% 5+ bedrooms 5.0%
Vehicles per household
Vehicles % of households No vehicle 14.1% 1 vehicle 3.0% 2 vehicles 23.2% 3 or more 59.6%
Heating fuel
Fuel type % Utility gas 35.4% Electricity 5.1% Propane / LP gas 21.2% Wood 32.3%
Households & families
Household type Count % Married-couple family 56 56.6% Cohabiting couple 10 10.1% Male householder, no spouse 26 26.3% Female householder, no spouse 7 7.1% Households with children under 18 24 24.2% Households with seniors (65+) 33 33.3% Average household size 2.90
Marital status
Status Male Female Never married 26.5% 19.8% Married 51.3% 68.9% Separated 0.0% 0.0% Widowed 2.6% 10.4% Divorced 19.7% 0.9%
Education
Some college, no degree
40.2%
Graduate / professional
3.0%
Metric % HS diploma or higher 97.0% Bachelor's or higher 12.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 1 2.8% Elementary school 9 25.0% High school 14 38.9% College / grad school 12 33.3%
Employment
Industry of employment
Agriculture & mining
40.2%
Education & healthcare
15.2%
Professional & management
11.0%
Finance & real estate
3.7%
Transportation & utilities
2.4%
Arts, food & hospitality
2.4%
Public administration
0.6%
Occupation
Category % Management, business & arts 22.0% Service 7.9% Sales & office 26.2% Natural resources & construction 23.8% Production & transportation 20.1%
Employment type
Type % Private sector 79.9% Government 13.4% Self-employed 6.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 70.6% Carpool 6.3% Public transit 0.0% Walk 10.0% Work from home 13.1% Other means 0.0% Avg commute (minutes) 17.7
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 31.3% Retirement income 10.1% Supplemental Security 5.1% Cash public assistance 6.1% Food stamps / SNAP 7.1%
Health indicators
Condition % Obesity 36.7% High blood pressure 42.2% High cholesterol 38.1% Diabetes 13.2% Heart disease 9.3% Stroke 4.1% Asthma 8.6% Arthritis 31.6% Kidney disease 3.7% Pulmonary disease 8.6% Cancer 8.8%
Behavior / access % Smoking 18.4% Binge drinking 18.5% No physical activity 27.7% Less than 7 hrs sleep 27.9% Depression 16.5% Fair or poor health 15.3% Poor mental health 11.2% Poor physical health 11.4% No health insurance 13.3% Visited doctor (checkup) 72.6% Visited dentist 60.5% Cholesterol screening 90.1% Teeth loss 14.0%
Veterans & disability
Veterans Count % Civilian veterans 24 11.5%
Disability % Any disability 12.2% Under 18 1.3% 18–64 years 13.5% 65 and over 24.1%
Health insurance coverage
Type % Private insurance 65.5% Public insurance 36.9% No insurance 8.4% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 270 94.1% Spanish 11 4.1% Other Indo-European 11 4.1% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 287 100.0% Born in same state 285 99.3% Born in different state 151 52.6% Foreign born 2 0.7% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 48 16.7% Arab 24 8.4% English 8 2.8%
Ancestry Count % Italian 3 1% Polish 1 0.3%
Technology access
Metric % of households Computer access 34.5% Internet access 94.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68972
What city is ZIP code 68972 in?
ZIP code 68972 is primarily assigned to Riverton, Nebraska.
What county is ZIP code 68972 in?
ZIP code 68972 falls within Franklin County, Nebraska.
How educated is the population of ZIP code 68972?
12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 68972 have a large veteran population?
12% of civilians in ZIP code 68972 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 68972?
The median home value in ZIP code 68972 is $96,700.
What is the population of ZIP code 68972?
ZIP code 68972 has an estimated population of 287 residents, with a density of 2 people per square mile.
What timezone is ZIP code 68972 in?
ZIP code 68972 observes the CST timezone.
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