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Nebraska ZIP Codes
Webster County
Red Cloud, NE
68970
68970 ZIP Code — Red Cloud, NE
Webster County, Nebraska
ZIP code 68970 is located in
Red Cloud ,
Nebraska ,
within Webster County .
It covers approximately 153.39 square miles and serves a population of
1,235 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 402 .
About ZIP code 68970
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $73,300. Owner-occupancy is high at 80%, well above the national average.
Median household income is $60,046. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 14 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.
Overall, ZIP code 68970 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
68970 ZIP code map
View map of 68970
Cities in ZIP code 68970
Below are the cities the US Postal Service accepts for ZIP code 68970. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,235
Population density
8 / sq mi
State FIPS
31
County FIPS
181
Geography
Land area
153.39 sq mi
Water area
0.00 sq mi
Latitude
40.0894
Longitude
-98.4930
Timezone
Central (CT)
Area code
402
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.0%
47.4%
39.5%
$50k – $100k
31.8%
33.8%
33.4%
$100k – $200k
12.0%
14.7%
22.0%
Over $200k
3.1%
4.1%
5.2%
Demographics & statistics
$60,046
Median household income
17.4%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 222 18.0% 18 and over 1,013 82.0% 65 and over 338 27.4% Median age 49.2 years
Race & ethnicity
American Indian / Alaska Native
2%
Black or African American
0.1%
Group Count % White 1,151 92.3% Two or more races 54 4.3% American Indian / Alaska Native 25 2% Hispanic or Latino 12 1% Asian 4 0.3% Black or African American 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
53.0%
47.4%
39.5%
$50k – $100k
31.8%
33.8%
33.4%
$100k – $200k
12.0%
14.7%
22.0%
Over $200k
3.1%
4.1%
5.2%
Range % of households Under $10k 4.0% $10k–$15k 3.0% $15k–$25k 11.9% $25k–$35k 11.4% $35k–$50k 15.1% $50k–$75k 20.0% $75k–$100k 17.2% $100k–$150k 10.2% $150k–$200k 1.9% $200k+ 5.4% Median income $60,046
Housing
Housing overview
Metric Value Median home value $73,300 Median rent / month $602 Owner occupied 79.9% Renter occupied 20.1% Vacant 20.1% Single-family detached 85.7% Large apartment buildings 0.0% Mobile homes 3.5% Median rooms 6.4 Avg household size (owned) 2.17
Year built
Era % 2020 or later 0.0% 2010–2019 0.3% 2000–2009 2.0% 1990–1999 5.0% 1980–1989 4.8% 1970–1979 13.7% 1960–1969 12.9% 1950–1959 11.2% 1940–1949 3.5% 1939 or earlier 46.7%
Bedrooms
Size % of units No bedroom (studio) 1.3% 1 bedroom 6.6% 2 bedrooms 35.8% 3 bedrooms 32.7% 4 bedrooms 19.6% 5+ bedrooms 4.1%
Vehicles per household
Vehicles % of households No vehicle 5.1% 1 vehicle 28.4% 2 vehicles 34.7% 3 or more 31.9%
Heating fuel
Fuel type % Utility gas 60.4% Electricity 24.3% Propane / LP gas 10.7% Fuel oil 0.7% Wood 2.3% No fuel used 1.2%
Households & families
Household type Count % Married-couple family 289 50.6% Cohabiting couple 26 4.6% Male householder, no spouse 136 23.8% Female householder, no spouse 120 21.0% Households with children under 18 181 31.7% Households with seniors (65+) 221 38.7% Average household size 2.08
Marital status
Status Male Female Never married 20.3% 14.4% Married 62.2% 58.6% Separated 1.2% 0.8% Widowed 4.0% 10.3% Divorced 12.3% 15.9%
Education
Some college, no degree
27.9%
Graduate / professional
7.2%
Metric % HS diploma or higher 92.8% Bachelor's or higher 17.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 24 11.1% Kindergarten 2 0.9% Elementary school 111 51.2% High school 46 21.2% College / grad school 34 15.7%
Employment
Industry of employment
Education & healthcare
19.3%
Agriculture & mining
16.5%
Finance & real estate
8.5%
Public administration
8.2%
Professional & management
7.4%
Transportation & utilities
6.8%
Arts, food & hospitality
5.9%
Occupation
Category % Management, business & arts 31.4% Service 15.8% Sales & office 22.2% Natural resources & construction 14.4% Production & transportation 16.2%
Employment type
Type % Private sector 66.5% Government 20.3% Self-employed 12.1% Unpaid family workers 1.1%
Commute
Method % Drive alone 78.4% Carpool 7.3% Public transit 0.0% Walk 8.4% Work from home 5.2% Other means 0.8% Avg commute (minutes) 13.7
Poverty
Married-couple families
1.7%
Female-led households
6.5%
Income support
Source % of households Social Security 37.8% Retirement income 18.6% Supplemental Security 2.5% Cash public assistance 1.6% Food stamps / SNAP 8.2%
Health indicators
Condition % Obesity 40.4% High blood pressure 43.4% High cholesterol 36.9% Diabetes 14.0% Heart disease 10.5% Stroke 4.8% Asthma 8.7% Arthritis 35.0% Kidney disease 4.3% Pulmonary disease 9.2% Cancer 10.3%
Behavior / access % Smoking 17.5% Binge drinking 16.0% No physical activity 29.9% Less than 7 hrs sleep 27.9% Depression 16.2% Fair or poor health 16.3% Poor mental health 10.9% Poor physical health 11.9% No health insurance 14.0% Visited doctor (checkup) 75.9% Visited dentist 59.7% Cholesterol screening 90.5% Teeth loss 14.9%
Veterans & disability
Veterans Count % Civilian veterans 112 11.1%
Disability % Any disability 12.6% Under 18 1.4% 18–64 years 8.1% 65 and over 30.2%
Health insurance coverage
Type % Private insurance 77.1% Public insurance 37.5% No insurance 4.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,169 94.7% Spanish 3 0.3% Other Indo-European 3 0.3% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,224 99.1% Born in same state 1,224 99.1% Born in different state 826 66.9% Foreign born 0 0.0% Naturalized citizen 11 0.9% Not a US citizen 9 81.8%
Ancestry
Ancestry Count % Italian 181 14.7% French 114 9.2% Arab 58 4.7%
Ancestry Count % Dutch 51 4.1% Polish 27 2.2% English 13 1.1%
Technology access
Metric % of households Computer access 46.2% Internet access 90.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68970
What city is ZIP code 68970 in?
ZIP code 68970 is primarily assigned to Red Cloud, Nebraska.
What county is ZIP code 68970 in?
ZIP code 68970 falls within Webster County, Nebraska.
Does ZIP code 68970 have an older population?
27% of residents in ZIP code 68970 are 65 or older, above the national average of ~17%.
Does ZIP code 68970 have a large retiree population?
38% of households in ZIP code 68970 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 68970 have a large veteran population?
11% of civilians in ZIP code 68970 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 68970?
The median home value in ZIP code 68970 is $73,300.
What timezone is ZIP code 68970 in?
ZIP code 68970 observes the CST timezone.
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