68945 ZIP Code — Heartwell, NE

Kearney County, Nebraska

ZIP code 68945 is located in Heartwell, Nebraska, within Kearney County. It covers approximately 45.92 square miles and serves a population of 195 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

195

population

45.92

sq mi land

Standard

ZIP type

Central (CT)

timezone

68945 ZIP code map

Cities in ZIP code 68945

Below are the cities the US Postal Service accepts for ZIP code 68945. Using any city not on this list may result in mail delivery delays.

City	Status
Heartwell	Acceptable
Heartwell	Preferred

Nearby ZIP codes

68956 Kenesaw (5.6 mi) 68959 Minden (7.3 mi) 68950 Holstein (10.3 mi) 68955 Juniata (12.7 mi) 68973 Roseland (14.6 mi) 68840 Gibbon (15.5 mi) 68876 Shelton (16.7 mi) 68932 Campbell (16.9 mi) 68924 Axtell (17.7 mi) 68847 Kearney (18.1 mi) 68981 Upland (18.4 mi) 68849 Kearney (19.4 mi)

Demographics updated 05/2026

Population
Total population	195
Population density	4 / sq mi
State FIPS	31
County FIPS	099

Geography
Land area	45.92 sq mi
Water area	0.00 sq mi
Latitude	40.5583
Longitude	-98.7810
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.3%	39.2%	39.5%
$50k – $100k	45.2%	34.8%	33.4%
$100k – $200k	12.5%	21.3%	22.0%
Over $200k	0.0%	4.7%	5.2%

Demographics & statistics

195

Population

People per sq mi

24.0

Median age

$62,188

Median household income

$29,121

Per capita income

$220,400

Median home value

$750

Median monthly rent

56.0%

Home ownership

22.6%

Poverty rate

18.0%

Unemployment

Housing units

12.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	40	20.5%
18 and over	155	79.5%
65 and over	37	19.0%
Median age	24.0 years

Race & ethnicity

White 100%

Group	Count	%
White	195	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.3%	39.2%	39.5%
$50k – $100k	45.2%	34.8%	33.4%
$100k – $200k	12.5%	21.3%	22.0%
Over $200k	0.0%	4.7%	5.2%

Under $10k 4.0%

$15k–$25k 23.0%

$25k–$35k 4.0%

$35k–$50k 10.0%

$50k–$75k 19.0%

$75k–$100k 29.0%

$100k–$150k 7.0%

$150k–$200k 4.0%

Range	% of households
Under $10k	4.0%
$15k–$25k	23.0%
$25k–$35k	4.0%
$35k–$50k	10.0%
$50k–$75k	19.0%
$75k–$100k	29.0%
$100k–$150k	7.0%
$150k–$200k	4.0%
Median income	$62,188

Housing

Home values

Under $50k 3.6%

$50k–$100k 21.4%

$100k–$150k 1.8%

$150k–$200k 3.6%

$200k–$300k 50.0%

$300k–$500k 14.3%

$500k–$1M 1.8%

$1M+ 3.6%

Housing overview

Metric	Value
Median home value	$220,400
Median rent / month	$750
Owner occupied	56.0%
Renter occupied	44.0%
Vacant	0.0%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	8.1
Avg household size (owned)	1.98

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	0.0%
1990–1999	21.0%
1980–1989	0.0%
1970–1979	15.0%
1960–1969	3.0%
1950–1959	0.0%
1940–1949	5.0%
1939 or earlier	53.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	20.0%
3 bedrooms	14.0%
4 bedrooms	63.0%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	33.0%
2 vehicles	7.0%
3 or more	60.0%

Heating fuel

Fuel type	%
Utility gas	40.0%
Electricity	31.0%
Propane / LP gas	2.0%
No fuel used	27.0%

Households & families

Household type	Count	%
Married-couple family	31	31.0%
Cohabiting couple	3	3.0%
Male householder, no spouse	25	25.0%
Female householder, no spouse	41	41.0%
Households with children under 18	26	26.0%
Households with seniors (65+)	35	35.0%
Average household size	1.95

Marital status

Status	Male	Female
Never married	57.8%	34.1%
Married	40.6%	35.2%
Separated	0.0%	0.0%
Widowed	0.0%	29.7%
Divorced	1.6%	1.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 68.0%

Some college, no degree 12.4%

Associate's degree 7.2%

Bachelor's degree 6.2%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	12.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	4.7%
Kindergarten	0	0.0%
Elementary school	31	36.5%
High school	24	28.2%
College / grad school	26	30.6%

Employment

Industry of employment

Education & healthcare 48.4%

Arts, food & hospitality 7.7%

Agriculture & mining 6.6%

Construction 6.6%

Information 6.6%

Transportation & utilities 5.5%

Other services 5.5%

Manufacturing 3.3%

Retail trade 3.3%

Professional & management 3.3%

Wholesale trade 2.2%

Finance & real estate 1.1%

Occupation

Category	%
Management, business & arts	52.7%
Service	16.5%
Sales & office	4.4%
Natural resources & construction	13.2%
Production & transportation	13.2%

Employment type

Type	%
Private sector	69.2%
Government	27.5%
Self-employed	3.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.1%
Carpool	17.6%
Public transit	2.2%
Walk	0.0%
Work from home	1.1%
Other means	0.0%
Avg commute (minutes)	21.6

Poverty

All people 22.6%

Under 18 years 0.0%

18 and over 28.4%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.0%
Retirement income	29.0%
Supplemental Security	2.0%
Cash public assistance	8.0%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	33.2%
High cholesterol	32.7%
Diabetes	9.8%
Heart disease	6.0%
Stroke	2.7%
Asthma	8.1%
Arthritis	23.9%
Kidney disease	2.7%
Pulmonary disease	5.6%
Cancer	7.0%

Behavior / access	%
Smoking	15.8%
Binge drinking	21.4%
No physical activity	21.4%
Less than 7 hrs sleep	27.7%
Depression	16.8%
Fair or poor health	10.8%
Poor mental health	11.4%
Poor physical health	8.5%
No health insurance	12.1%
Visited doctor (checkup)	70.5%
Visited dentist	69.6%
Cholesterol screening	89.1%
Teeth loss	8.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	5	3.2%

Disability	%
Any disability	11.3%
Under 18	5.0%
18–64 years	15.3%
65 and over	5.4%

Health insurance coverage

Type	%
Private insurance	52.8%
Public insurance	47.2%
No insurance	18.5%
Uninsured under 19	28.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	190	97.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	174	89.2%
Born in same state	172	88.2%
Born in different state	129	66.2%
Foreign born	2	1.0%
Naturalized citizen	21	10.8%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	41	21%
English	38	19.5%
Italian	12	6.2%

Ancestry	Count	%
Polish	3	1.5%
German	1	0.5%

Technology access

Metric	% of households
Computer access	51.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68945

What city is ZIP code 68945 in?

ZIP code 68945 is primarily assigned to Heartwell, Nebraska.

What county is ZIP code 68945 in?

ZIP code 68945 falls within Kearney County, Nebraska.

What is the poverty rate in ZIP code 68945?

23% of residents in ZIP code 68945 live below the poverty line, above the national average.

How educated is the population of ZIP code 68945?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 68945?

ZIP code 68945 has an estimated population of 195 residents, with a density of 4 people per square mile.

What is the median household income in ZIP code 68945?

The median household income in ZIP code 68945 is $62,188, below the national median of ~$75,000.

What timezone is ZIP code 68945 in?

ZIP code 68945 observes the CST timezone.