45160 ZIP Code — Owensville, OH

Clermont County, Ohio

ZIP code 45160 is located in Owensville, Ohio, within Clermont County. It covers approximately 0.31 square miles and serves a population of 619 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45160

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $151,600. Renters make up the majority at 72%, typical of denser urban areas.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 45%.

Overall, ZIP code 45160 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

619

population

0.31

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45160 ZIP code map

Cities in ZIP code 45160

Below are the cities the US Postal Service accepts for ZIP code 45160. Using any city not on this list may result in mail delivery delays.

City	Status
Owensville	Preferred

Nearby ZIP codes

45103 Batavia (2.1 mi) 45150 Milford (5.8 mi) 45176 Williamsburg (7 mi) 45122 Goshen (7.7 mi) 45102 Amelia (8.3 mi) 45245 Cincinnati (8.6 mi) 45111 Camp Dennison (9.6 mi) 45174 Terrace Park (9.7 mi) 45244 Cincinnati (10.2 mi) 45162 Pleasant Plain (10.7 mi) 45140 Loveland (10.8 mi) 45118 Fayetteville (11.5 mi)

Demographics updated 06/2026

Population
Total population	619
Population density	1,997 / sq mi
State FIPS	39
County FIPS	025

Geography
Land area	0.31 sq mi
Water area	0.00 sq mi
Latitude	39.1236
Longitude	-84.1366
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.0%	33.6%	43.3%
$50k – $100k	15.0%	32.3%	31.4%
$100k – $200k	9.1%	26.8%	20.0%
Over $200k	0.0%	7.4%	5.2%

Demographics & statistics

619

Population

1,997

People per sq mi

52.0

Median age

Median household income

$18,703

Per capita income

$151,600

Median home value

Median monthly rent

28.3%

Home ownership

43.0%

Poverty rate

0.0%

Unemployment

132

Housing units

11.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	174	28.1%
18 and over	445	71.9%
65 and over	124	20.0%
Median age	52.0 years

Race & ethnicity

White 94.9%

Two or more races 2.7%

Hispanic or Latino 1.4%

Black or African American 0.8%

Asian 0.2%

Group	Count	%
White	596	94.9%
Two or more races	17	2.7%
Hispanic or Latino	9	1.4%
Black or African American	5	0.8%
Asian	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.0%	33.6%	43.3%
$50k – $100k	15.0%	32.3%	31.4%
$100k – $200k	9.1%	26.8%	20.0%
Over $200k	0.0%	7.4%	5.2%

Under $10k 8.1%

$10k–$15k 44.3%

$15k–$25k 4.9%

$25k–$35k 4.2%

$35k–$50k 17.9%

$50k–$75k 3.6%

$75k–$100k 8.8%

$100k–$150k 4.2%

$150k–$200k 3.9%

Range	% of households
Under $10k	8.1%
$10k–$15k	44.3%
$15k–$25k	4.9%
$25k–$35k	4.2%
$35k–$50k	17.9%
$50k–$75k	3.6%
$75k–$100k	8.8%
$100k–$150k	4.2%
$150k–$200k	3.9%
Median income	$0

Housing

Home values

Under $50k 12.6%

$50k–$100k 10.3%

$100k–$150k 25.3%

$150k–$200k 32.2%

$200k–$300k 16.1%

$300k–$500k 3.4%

Housing overview

Metric	Value
Median home value	$151,600
Median rent / month	$0
Owner occupied	28.3%
Renter occupied	71.7%
Vacant	12.8%
Single-family detached	53.4%
Large apartment buildings	14.5%
Mobile homes	0.0%
Median rooms	5.1
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	2.3%
1990–1999	2.6%
1980–1989	11.6%
1970–1979	44.0%
1960–1969	12.8%
1950–1959	10.8%
1940–1949	6.3%
1939 or earlier	9.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	25.9%
2 bedrooms	25.6%
3 bedrooms	39.2%
4 bedrooms	8.8%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	37.1%
1 vehicle	32.9%
2 vehicles	15.0%
3 or more	15.0%

Heating fuel

Fuel type	%
Utility gas	4.2%
Electricity	86.0%
Propane / LP gas	2.0%
Fuel oil	6.2%

Households & families

Household type	Count	%
Married-couple family	80	26.1%
Cohabiting couple	15	4.9%
Male householder, no spouse	47	15.3%
Female householder, no spouse	165	53.7%
Households with children under 18	132	43.0%
Households with seniors (65+)	110	35.8%
Average household size	2.02

Marital status

Status	Male	Female
Never married	23.8%	19.2%
Married	44.6%	28.9%
Separated	3.0%	2.1%
Widowed	3.6%	34.0%
Divorced	25.0%	15.8%

Education

Less than 9th grade 3.3%

Some HS, no diploma 27.9%

HS graduate 39.3%

Some college, no degree 11.7%

Associate's degree 6.0%

Bachelor's degree 11.4%

Graduate / professional 0.5%

Metric	%
HS diploma or higher	68.8%
Bachelor's or higher	11.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	3.5%
Kindergarten	3	2.1%
Elementary school	103	73.0%
High school	15	10.6%
College / grad school	15	10.6%

Employment

Industry of employment

Manufacturing 29.1%

Professional & management 22.1%

Retail trade 10.5%

Construction 9.9%

Education & healthcare 9.9%

Arts, food & hospitality 5.2%

Transportation & utilities 4.7%

Other services 2.9%

Finance & real estate 2.3%

Wholesale trade 1.7%

Public administration 1.7%

Occupation

Category	%
Management, business & arts	22.7%
Service	19.8%
Sales & office	18.6%
Natural resources & construction	15.1%
Production & transportation	23.8%

Employment type

Type	%
Private sector	80.2%
Government	1.7%
Self-employed	18.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.7%
Carpool	8.9%
Public transit	0.0%
Walk	1.2%
Work from home	11.2%
Other means	0.0%
Avg commute (minutes)	30.1

Poverty

All people 43.0%

Under 18 years 53.4%

18 and over 38.9%

Married-couple families 12.5%

Female-led households 86.5%

Income support

Source	% of households
Social Security	42.0%
Retirement income	18.6%
Supplemental Security	35.8%
Cash public assistance	1.6%
Food stamps / SNAP	43.3%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	36.8%
High cholesterol	34.0%
Diabetes	12.2%
Heart disease	7.9%
Stroke	3.7%
Asthma	11.0%
Arthritis	31.8%
Kidney disease	3.3%
Pulmonary disease	10.3%
Cancer	7.7%

Behavior / access	%
Smoking	22.8%
Binge drinking	16.3%
No physical activity	30.2%
Less than 7 hrs sleep	35.2%
Depression	25.8%
Fair or poor health	17.0%
Poor mental health	16.8%
Poor physical health	11.9%
No health insurance	11.8%
Visited doctor (checkup)	78.0%
Visited dentist	59.3%
Cholesterol screening	88.5%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	32	7.2%

Disability	%
Any disability	44.7%
Under 18	32.8%
18–64 years	47.4%
65 and over	54.8%

Health insurance coverage

Type	%
Private insurance	42.3%
Public insurance	67.2%
No insurance	2.9%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	576	93.1%
Spanish	3	0.5%
Other Indo-European	3	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	619	100.0%
Born in same state	619	100.0%
Born in different state	549	88.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	103	16.6%
French	82	13.2%
Italian	37	6%

Ancestry	Count	%
Polish	5	0.8%
English	3	0.5%

Technology access

Metric	% of households
Computer access	49.6%
Internet access	84.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45160

What city is ZIP code 45160 in?

ZIP code 45160 is primarily assigned to Owensville, Ohio.

What county is ZIP code 45160 in?

ZIP code 45160 falls within Clermont County, Ohio.

What is the poverty rate in ZIP code 45160?

43% of residents in ZIP code 45160 live below the poverty line, above the national average.

Is ZIP code 45160 mostly rentals?

72% of occupied units in ZIP code 45160 are renter-occupied.

How educated is the population of ZIP code 45160?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 45160 have a large retiree population?

42% of households in ZIP code 45160 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 45160 in?

ZIP code 45160 observes the EST timezone.