32570 ZIP Code — Milton, FL

Santa Rosa County, Florida

ZIP code 32570 is located in Milton, Florida, within Santa Rosa County. It covers approximately 301.07 square miles and serves a population of 34,755 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32570

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $220,100. Owner-occupancy sits near the national average at 66%.

Median household income is $70,335. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 32570 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

34,755

population

301.07

sq mi land

Standard

ZIP type

Central (CT)

timezone

32570 ZIP code map

Cities in ZIP code 32570

Below are the cities the US Postal Service accepts for ZIP code 32570. Using any city not on this list may result in mail delivery delays.

City	Status
Milton	Preferred

Nearby ZIP codes

32565 Jay (9.1 mi) 32564 Holt (12.1 mi) 32571 Milton (15.7 mi) 32583 Milton (16.2 mi) 32531 Baker (19.4 mi)

Demographics updated 06/2026

Population
Total population	34,755
Population density	115 / sq mi
State FIPS	12
County FIPS	113

Geography
Land area	301.07 sq mi
Water area	2.05 sq mi
Latitude	30.7999
Longitude	-86.9860
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.5%	34.9%	43.4%
$50k – $100k	41.7%	33.2%	30.8%
$100k – $200k	15.8%	25.8%	19.3%
Over $200k	4.0%	6.1%	6.4%

Demographics & statistics

34,755

Population

115

People per sq mi

41.3

Median age

$70,335

Median household income

$34,960

Per capita income

$220,100

Median home value

$1,201

Median monthly rent

66.1%

Home ownership

12.3%

Poverty rate

6.4%

Unemployment

10,773

Housing units

22.3%

Bachelor's or higher

Age distribution

Male Female

899

Under 5

840

891

5–9

832

987

10–14

922

1,005

15–19

938

1,330

20–24

1,242

2,639

25–34

2,465

1,969

35–44

1,838

1,982

45–54

1,850

1,970

55–59

1,840

1,237

60–64

1,155

1,781

65–74

1,663

1,015

75–84

947

268

85+

250

← Male

Female →

Age summary

Group	Count	%
Under 18	6,558	18.9%
18 and over	28,197	81.1%
65 and over	5,924	17.0%
Median age	41.3 years

Race & ethnicity

White 78.6%

Two or more races 6.3%

Black or African American 5.3%

Hispanic or Latino 4.4%

Asian 2.1%

Other race 2%

Native Hawaiian / Pacific Islander 0.9%

American Indian / Alaska Native 0.5%

Group	Count	%
White	28,568	78.6%
Two or more races	2,278	6.3%
Black or African American	1,928	5.3%
Hispanic or Latino	1,611	4.4%
Asian	760	2.1%
Other race	731	2%
Native Hawaiian / Pacific Islander	320	0.9%
American Indian / Alaska Native	170	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.5%	34.9%	43.4%
$50k – $100k	41.7%	33.2%	30.8%
$100k – $200k	15.8%	25.8%	19.3%
Over $200k	4.0%	6.1%	6.4%

Under $10k 4.6%

$10k–$15k 2.1%

$15k–$25k 6.1%

$25k–$35k 9.4%

$35k–$50k 11.5%

$50k–$75k 21.2%

$75k–$100k 17.6%

$100k–$150k 16.9%

$150k–$200k 3.0%

$200k+ 7.6%

Range	% of households
Under $10k	4.6%
$10k–$15k	2.1%
$15k–$25k	6.1%
$25k–$35k	9.4%
$35k–$50k	11.5%
$50k–$75k	21.2%
$75k–$100k	17.6%
$100k–$150k	16.9%
$150k–$200k	3.0%
$200k+	7.6%
Median income	$70,335

Housing

Home values

Under $50k 3.7%

$50k–$100k 10.5%

$100k–$150k 10.9%

$150k–$200k 18.0%

$200k–$300k 31.0%

$300k–$500k 17.9%

$500k–$1M 7.7%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$220,100
Median rent / month	$1,201
Owner occupied	66.1%
Renter occupied	33.9%
Vacant	10.0%
Single-family detached	79.6%
Large apartment buildings	1.6%
Mobile homes	7.3%
Median rooms	5.8
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	2.3%
2010–2019	13.0%
2000–2009	18.0%
1990–1999	14.3%
1980–1989	18.9%
1970–1979	14.0%
1960–1969	11.0%
1950–1959	5.7%
1940–1949	2.3%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	5.0%
2 bedrooms	16.6%
3 bedrooms	50.6%
4 bedrooms	23.5%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	27.8%
2 vehicles	42.6%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	10.0%
Electricity	86.4%
Propane / LP gas	1.5%
Wood	1.0%
Solar	0.5%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	6,835	49.0%
Cohabiting couple	1,260	9.0%
Male householder, no spouse	2,737	19.6%
Female householder, no spouse	3,125	22.4%
Households with children under 18	3,842	27.5%
Households with seniors (65+)	4,171	29.9%
Average household size	2.46

Marital status

Status	Male	Female
Never married	32.7%	21.1%
Married	48.6%	50.8%
Separated	2.1%	1.5%
Widowed	4.3%	11.0%
Divorced	12.3%	15.6%

Education

Less than 9th grade 1.8%

Some HS, no diploma 6.0%

HS graduate 34.1%

Some college, no degree 24.6%

Associate's degree 11.2%

Bachelor's degree 16.2%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	22.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	304	4.5%
Kindergarten	444	6.6%
Elementary school	2,729	40.8%
High school	1,548	23.1%
College / grad school	1,670	24.9%

Employment

Industry of employment

Education & healthcare 19.2%

Arts, food & hospitality 11.5%

Professional & management 11.2%

Construction 10.4%

Public administration 9.7%

Transportation & utilities 8.2%

Finance & real estate 8.2%

Retail trade 7.6%

Manufacturing 5.1%

Other services 4.6%

Wholesale trade 1.6%

Agriculture & mining 1.5%

Information 1.2%

Occupation

Category	%
Management, business & arts	29.8%
Service	23.7%
Sales & office	20.4%
Natural resources & construction	14.5%
Production & transportation	11.7%

Employment type

Type	%
Private sector	76.5%
Government	17.7%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.0%
Carpool	8.2%
Public transit	0.0%
Walk	1.5%
Work from home	7.0%
Other means	2.4%
Avg commute (minutes)	28.8

Poverty

All people 12.3%

Under 18 years 17.7%

18 and over 11.0%

Married-couple families 4.9%

Female-led households 35.4%

Income support

Source	% of households
Social Security	34.3%
Retirement income	34.1%
Supplemental Security	4.6%
Cash public assistance	4.4%
Food stamps / SNAP	15.3%

Health indicators

Condition	%
Obesity	31.8%
High blood pressure	35.9%
High cholesterol	33.3%
Diabetes	10.9%
Heart disease	6.9%
Stroke	3.4%
Asthma	9.2%
Arthritis	26.6%
Kidney disease	3.1%
Pulmonary disease	9.0%
Cancer	6.8%

Behavior / access	%
Smoking	22.7%
Binge drinking	15.7%
No physical activity	28.8%
Less than 7 hrs sleep	35.4%
Depression	20.8%
Fair or poor health	16.6%
Poor mental health	17.5%
Poor physical health	12.3%
No health insurance	19.3%
Visited doctor (checkup)	73.4%
Visited dentist	55.6%
Cholesterol screening	89.2%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,272	15.6%

Disability	%
Any disability	20.4%
Under 18	7.6%
18–64 years	18.7%
65 and over	41.7%

Health insurance coverage

Type	%
Private insurance	66.7%
Public insurance	35.2%
No insurance	14.5%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	33,016	95.0%
Spanish	820	2.5%
Other Indo-European	327	1.0%
Asian & Pacific Islander	79	0.2%
Other languages	414	1.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	33,131	95.3%
Born in same state	32,179	92.6%
Born in different state	15,349	44.2%
Foreign born	952	2.7%
Naturalized citizen	1,624	4.7%
Not a US citizen	988	60.8%

Ancestry

Ancestry	Count	%
French	4,926	14.2%
Italian	4,678	13.5%
Arab	2,478	7.1%
Polish	578	1.7%
Dutch	205	0.6%

Ancestry	Count	%
English	186	0.5%
Irish	150	0.4%
German	136	0.4%
Norwegian	21	0.1%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	94.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32570

What city is ZIP code 32570 in?

ZIP code 32570 is primarily assigned to Milton, Florida.

What county is ZIP code 32570 in?

ZIP code 32570 falls within Santa Rosa County, Florida.

Does ZIP code 32570 have a large veteran population?

16% of civilians in ZIP code 32570 are veterans, above the national average of ~7%.

What is the population of ZIP code 32570?

ZIP code 32570 has an estimated population of 34,755 residents, with a density of 115 people per square mile.

What is the typical home value in ZIP code 32570?

The median home value in ZIP code 32570 is $220,100.

What is the median household income in ZIP code 32570?

The median household income in ZIP code 32570 is $70,335, below the national median of ~$75,000.

What timezone is ZIP code 32570 in?

ZIP code 32570 observes the CST timezone.