Jay ZIP Codes — Santa Rosa County, FL

There is one unique ZIP code in Jay, Florida and it is 32565. Area code: 850.

ZIP codes

230.37

sq mi land

2.38

sq mi water

850

area code

Jay, FL ZIP code map

About Jay, FL

Jay is a charming city located in the state of Florida, nestled within Santa Rosa County. Known for its small-town atmosphere, Jay offers residents and visitors a friendly and welcoming environment. The city has a rich community spirit and is a great place to experience the slower pace of life in the beautiful Florida Panhandle.

Location & geography

Jay, Florida is situated to the northwest of the bustling city of Pensacola, approximately 30 miles away. The city is surrounded by picturesque landscapes, featuring rolling hills and lush greenery characteristic of the region. In terms of water and land, Jay covers a total area of 230.37 square miles of land and 2.38 square miles of water, which includes several small lakes and rivers.

Community & economy

The community in Jay embodies the essence of Southern hospitality, where neighbors know each other, and community events are common. The local economy is primarily driven by agriculture, with many residents involved in farming and related industries. Daily life in Jay is relaxed, with many families enjoying outdoor activities and engaging in local festivals throughout the year.

Transportation

Jay is easily accessible via several highways, primarily U.S. Route 90, which connects the city to larger metropolitan areas. The nearest airport is Pensacola International Airport, located roughly 30 miles away, providing residents with convenient access to air travel. Public transportation options are limited, but the community is designed for easy navigation by car.

History

Founded in the late 1800s, Jay grew around the timber industry, which was a key economic driver for the early settlers. The city has a rich history tied to agriculture, and to this day, it hosts several annual events that celebrate its heritage. Notable events often include festivals that showcase local crafts and agricultural products.

Did you know?

One surprising fact about Jay is that it is home to the largest peanut festival in the area, attracting visitors from neighboring towns and states. Additionally, the city maintains a close-knit atmosphere that reflects its agricultural roots and small-town charm.

ZIP codes for Jay, FL (1)

ZIP code	City	County	Map
32565	Jay	Santa Rosa	View map

Demographics & statistics

5,515

Population

40.6

Median age

$77,553

Median household income

$33,070

Per capita income

$182,000

Median home value

$1,032

Median monthly rent

79.0%

Home ownership

13.2%

Poverty rate

2.1%

Unemployment

2,055

Housing units

19.6%

Bachelor's or higher

Age distribution

Male Female

114

Under 5

116

173

5–9

177

252

10–14

256

222

15–19

226

124

20–24

127

292

25–34

297

373

35–44

380

437

45–54

446

153

55–59

156

153

60–64

156

250

65–74

254

166

75–84

169

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,437	26.1%
18 and over	4,078	73.9%
65 and over	885	16.0%
Median age	40.6 years

Race & ethnicity

White 94.9%

Two or more races 3.2%

Asian 1.2%

Hispanic or Latino 0.5%

American Indian / Alaska Native 0.2%

Black or African American 0.1%

Group	Count	%
White	5,257	94.9%
Two or more races	175	3.2%
Asian	66	1.2%
Hispanic or Latino	26	0.5%
American Indian / Alaska Native	13	0.2%
Black or African American	4	0.1%

Household income

Under $10k 4.7%

$10k–$15k 4.0%

$15k–$25k 7.3%

$25k–$35k 3.7%

$35k–$50k 15.7%

$50k–$75k 14.3%

$75k–$100k 15.8%

$100k–$150k 22.9%

$150k–$200k 6.6%

$200k+ 5.0%

Range	% of households
Under $10k	4.7%
$10k–$15k	4.0%
$15k–$25k	7.3%
$25k–$35k	3.7%
$35k–$50k	15.7%
$50k–$75k	14.3%
$75k–$100k	15.8%
$100k–$150k	22.9%
$150k–$200k	6.6%
$200k+	5.0%
Median income	$77,553

Housing

Home values

Under $50k 11.9%

$50k–$100k 17.1%

$100k–$150k 11.6%

$150k–$200k 17.9%

$200k–$300k 27.6%

$300k–$500k 7.2%

$500k–$1M 6.0%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$182,000
Median rent / month	$1,032
Owner occupied	79.0%
Renter occupied	21.0%
Vacant	16.5%
Single-family detached	80.0%
Large apartment buildings	0.8%
Mobile homes	15.9%
Median rooms	5.7
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.0%
2010–2019	19.9%
2000–2009	13.1%
1990–1999	12.8%
1980–1989	9.9%
1970–1979	14.7%
1960–1969	11.8%
1950–1959	10.4%
1940–1949	3.1%
1939 or earlier	4.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	2.8%
2 bedrooms	23.1%
3 bedrooms	50.1%
4 bedrooms	22.1%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	20.9%
2 vehicles	44.3%
3 or more	32.0%

Heating fuel

Fuel type	%
Utility gas	5.5%
Electricity	85.7%
Propane / LP gas	7.5%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	1,216	58.4%
Cohabiting couple	77	3.7%
Male householder, no spouse	387	18.6%
Female householder, no spouse	402	19.3%
Households with children under 18	642	30.8%
Households with seniors (65+)	670	32.2%
Average household size	2.65

Marital status

Status	Male	Female
Never married	21.8%	19.5%
Married	59.9%	56.8%
Separated	0.5%	3.8%
Widowed	2.5%	10.4%
Divorced	15.4%	9.5%

Education

Less than 9th grade 0.9%

Some HS, no diploma 10.0%

HS graduate 37.6%

Some college, no degree 22.0%

Associate's degree 10.0%

Bachelor's degree 16.0%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	19.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	0.4%
Kindergarten	100	6.6%
Elementary school	727	47.9%
High school	387	25.5%
College / grad school	298	19.6%

Employment

Industry of employment

Education & healthcare 22.7%

Retail trade 13.8%

Professional & management 10.0%

Agriculture & mining 9.7%

Public administration 9.0%

Construction 8.7%

Transportation & utilities 7.3%

Other services 4.8%

Finance & real estate 4.6%

Arts, food & hospitality 4.0%

Manufacturing 3.5%

Information 1.9%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	41.6%
Service	14.0%
Sales & office	19.3%
Natural resources & construction	15.7%
Production & transportation	9.4%

Employment type

Type	%
Private sector	75.3%
Government	18.4%
Self-employed	5.1%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	80.5%
Carpool	7.5%
Public transit	0.0%
Walk	0.9%
Other means	1.4%
Avg commute (minutes)	32.2

Poverty

All people 13.2%

Under 18 years 16.3%

18 and over 12.2%

Married-couple families 9.0%

Female-led households 25.9%

Income support

Source	% of households
Social Security	37.6%
Retirement income	21.1%
Supplemental Security	5.4%
Cash public assistance	1.5%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
High blood pressure	35.3%
High cholesterol	34.2%
Heart disease	6.8%
Stroke	3.2%
Asthma	8.7%
Arthritis	26.5%
Kidney disease	2.9%
Pulmonary disease	8.7%
Cancer	7.0%

Behavior / access	%
Binge drinking	16.3%
No physical activity	27.2%
Less than 7 hrs sleep	34.6%
Fair or poor health	15.3%
Poor mental health	16.9%
Poor physical health	11.8%
No health insurance	18.4%
Visited doctor (checkup)	72.9%
Visited dentist	58.1%
Cholesterol screening	90.0%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	491	12.4%

Disability	%
Any disability	14.9%
Under 18	4.3%
18–64 years	10.4%
65 and over	47.8%

Health insurance coverage

Type	%
Private insurance	66.5%
Public insurance	36.1%
Uninsured under 19	6.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,285	95.8%
Spanish	16	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.0%
Other languages	14	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,440	98.6%
Born in same state	5,436	98.6%
Born in different state	3,486	63.2%
Foreign born	4	0.1%
Naturalized citizen	75	1.4%
Not a US citizen	52	69.3%

Ancestry

Ancestry	Count	%
Arab	806	14.6%
Italian	645	11.7%
French	594	10.8%
English	31	0.6%

Ancestry	Count	%
Polish	19	0.3%
Dutch	11	0.2%
Irish	9	0.2%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Jay, FL have?

Jay, FL has one ZIP code: 32565. Each ZIP code serves a distinct delivery area within the city and surrounding region.