Baker ZIP Codes — Okaloosa County, FL

There is one unique ZIP code in Baker, Florida and it is 32531. Area code: 850.

ZIP codes

228.34

sq mi land

2.28

sq mi water

850

area code

Baker, FL ZIP code map

About Baker, FL

Baker is a charming city located in the state of Florida, specifically within Okaloosa County. Known for its serene environment, Baker offers residents and visitors a glimpse of rural life in the Sunshine State. With its beautiful landscapes and strong community ties, this small town is a peaceful retreat from the hustle and bustle of larger cities.

Location & geography

Baker is situated in the northwestern part of Florida, approximately 14 miles northeast of Crestview and about 30 miles northwest of Fort Walton Beach. The city encompasses a land area of 228.34 square miles, complemented by a small water area of 2.28 square miles, which includes lakes and rivers that enhance its natural beauty. The terrain features a mix of open lands and wooded areas, providing a picturesque setting for outdoor activities.

Community & economy

The character of Baker reflects a tight-knit community where residents engage in local events and enjoy a slower pace of life. The economy is primarily supported by agriculture and small businesses, which contribute to its quaint charm. Daily life in Baker often revolves around community gatherings and local festivals, fostering a strong sense of belonging among its inhabitants.

Transportation

Transportation in Baker is facilitated by several roadways, including Florida State Road 4, which connects the town to surrounding areas. The nearest major airports are Northwest Florida Regional Airport in Eglin Air Force Base and Destin-Fort Walton Beach Airport, each offering various domestic flight options. Public transit options are limited, making personal vehicles the primary mode of transportation for residents.

History

Baker was established in the early 20th century and has since evolved into a small yet vibrant community within Okaloosa County. The region has traditionally relied on agriculture, which remains a cornerstone of its economy and cultural identity. Notable events in the area include local fairs and celebrations that highlight Baker's heritage and community spirit.

Did you know?

A surprising fact about Baker is that it is home to the Baker Block Museum, which showcases the history and culture of the region. Additionally, while it is primarily a residential area, Baker has also attracted a number of local artists and craftsmen, enhancing its cultural landscape.

ZIP codes for Baker, FL (1)

ZIP code	City	County	Map
32531	Baker	Okaloosa	View map

Demographics & statistics

7,235

Population

45.2

Median age

$79,258

Median household income

$36,529

Per capita income

$266,900

Median home value

$874

Median monthly rent

84.8%

Home ownership

11.6%

Poverty rate

3.1%

Unemployment

2,891

Housing units

25.2%

Bachelor's or higher

Age distribution

Male Female

225

Under 5

221

341

5–9

335

227

10–14

222

136

15–19

134

20–24

354

25–34

348

441

35–44

433

526

45–54

516

293

55–59

287

225

60–64

220

371

65–74

364

255

75–84

250

169

85+

165

← Male

Female →

Age summary

Group	Count	%
Under 18	1,788	24.7%
18 and over	5,447	75.3%
65 and over	1,574	21.8%
Median age	45.2 years

Race & ethnicity

White 90.7%

Black or African American 4.3%

Two or more races 3.3%

Asian 0.8%

Hispanic or Latino 0.5%

Other race 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	6,598	90.7%
Black or African American	311	4.3%
Two or more races	242	3.3%
Asian	60	0.8%
Hispanic or Latino	39	0.5%
Other race	13	0.2%
American Indian / Alaska Native	11	0.2%

Household income

Under $10k 2.7%

$10k–$15k 2.6%

$15k–$25k 11.2%

$25k–$35k 7.6%

$35k–$50k 16.4%

$50k–$75k 5.4%

$75k–$100k 18.6%

$100k–$150k 17.0%

$150k–$200k 7.8%

$200k+ 10.6%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.6%
$15k–$25k	11.2%
$25k–$35k	7.6%
$35k–$50k	16.4%
$50k–$75k	5.4%
$75k–$100k	18.6%
$100k–$150k	17.0%
$150k–$200k	7.8%
$200k+	10.6%
Median income	$79,258

Housing

Home values

Under $50k 7.2%

$50k–$100k 5.5%

$100k–$150k 8.6%

$150k–$200k 15.6%

$200k–$300k 19.2%

$300k–$500k 35.2%

$500k–$1M 8.0%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$266,900
Median rent / month	$874
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	10.8%
Single-family detached	76.2%
Large apartment buildings	0.0%
Mobile homes	22.3%
Median rooms	6.2
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	5.2%
2010–2019	11.9%
2000–2009	26.6%
1990–1999	14.6%
1980–1989	10.6%
1970–1979	9.2%
1960–1969	7.9%
1950–1959	7.0%
1940–1949	5.3%
1939 or earlier	1.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	1.0%
2 bedrooms	14.7%
3 bedrooms	60.0%
4 bedrooms	22.8%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	21.6%
2 vehicles	49.8%
3 or more	21.4%

Heating fuel

Fuel type	%
Utility gas	5.3%
Electricity	82.1%
Propane / LP gas	6.9%
Wood	4.8%
Solar	1.0%

Households & families

Household type	Count	%
Married-couple family	1,679	56.3%
Cohabiting couple	169	5.7%
Male householder, no spouse	348	11.7%
Female householder, no spouse	787	26.4%
Households with children under 18	790	26.5%
Households with seniors (65+)	1,086	36.4%
Average household size	2.42

Marital status

Status	Male	Female
Never married	24.1%	11.9%
Married	59.9%	54.3%
Separated	0.9%	1.3%
Widowed	2.5%	11.6%
Divorced	12.6%	20.9%

Education

Less than 9th grade 1.0%

Some HS, no diploma 3.8%

HS graduate 37.4%

Some college, no degree 21.1%

Associate's degree 11.4%

Bachelor's degree 15.6%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	95.2%
Bachelor's or higher	25.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	80	4.9%
Kindergarten	107	6.5%
Elementary school	893	54.4%
High school	322	19.6%
College / grad school	241	14.7%

Employment

Industry of employment

Public administration 17.5%

Education & healthcare 15.3%

Professional & management 14.4%

Finance & real estate 8.7%

Transportation & utilities 7.9%

Construction 7.7%

Arts, food & hospitality 7.1%

Retail trade 6.2%

Other services 5.7%

Manufacturing 3.9%

Information 3.8%

Agriculture & mining 1.9%

Occupation

Category	%
Management, business & arts	40.2%
Service	19.9%
Sales & office	19.5%
Natural resources & construction	12.1%
Production & transportation	8.2%

Employment type

Type	%
Private sector	54.1%
Government	36.1%
Self-employed	9.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.2%
Carpool	16.7%
Public transit	0.0%
Walk	0.0%
Other means	0.9%
Avg commute (minutes)	44.3

Poverty

All people 11.6%

Under 18 years 18.9%

18 and over 9.4%

Married-couple families 5.4%

Female-led households 35.2%

Income support

Source	% of households
Social Security	40.8%
Retirement income	36.3%
Supplemental Security	5.9%
Cash public assistance	2.0%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
High blood pressure	36.2%
High cholesterol	33.5%
Heart disease	7.3%
Stroke	3.6%
Asthma	8.9%
Arthritis	27.3%
Kidney disease	3.1%
Pulmonary disease	9.7%
Cancer	7.2%

Behavior / access	%
Binge drinking	16.1%
No physical activity	25.4%
Less than 7 hrs sleep	35.2%
Fair or poor health	17.0%
Poor mental health	16.4%
Poor physical health	12.4%
No health insurance	18.4%
Visited doctor (checkup)	74.1%
Visited dentist	58.6%
Cholesterol screening	90.0%
Teeth loss	17.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,187	22.2%

Disability	%
Any disability	24.6%
Under 18	13.3%
18–64 years	22.1%
65 and over	43.2%

Health insurance coverage

Type	%
Private insurance	72.1%
Public insurance	46.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,789	93.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,177	99.2%
Born in same state	7,085	97.9%
Born in different state	3,870	53.5%
Foreign born	92	1.3%
Naturalized citizen	58	0.8%
Not a US citizen	58	100.0%

Ancestry

Ancestry	Count	%
Italian	1,182	16.3%
French	962	13.3%
Arab	930	12.9%
Polish	119	1.6%

Ancestry	Count	%
German	44	0.6%
Irish	40	0.6%
English	30	0.4%

Technology access

Metric	% of households
Computer access	41.2%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Baker, FL have?

Baker, FL has one ZIP code: 32531. Each ZIP code serves a distinct delivery area within the city and surrounding region.