Holt ZIP Codes — Okaloosa County, FL

There is one unique ZIP code in Holt, Florida and it is 32564. Area code: 850.

ZIP codes

102.96

sq mi land

1.12

sq mi water

850

area code

Holt, FL ZIP code map

About Holt, FL

Holt, Florida, is a quaint city nestled in Okaloosa County. This community enjoys a relaxed, rural atmosphere, making it a peaceful retreat for residents and visitors alike. With its unique character and friendly demeanor, Holt embodies the charm of small-town living in the Sunshine State.

Location & geography

Located in the northwestern part of Florida, Holt spans a land area of 102.96 square miles and features a small water area of 1.12 square miles. The city is approximately 18 miles north of Crestview and about 30 miles northeast of Fort Walton Beach. Surrounded by natural beauty, the terrain includes serene landscapes and lush greenery, typical of the Florida panhandle.

Community & economy

Holt is characterized by its close-knit community and a slower pace of life compared to larger urban centers. The economy is supported by local industries such as agriculture and construction, with many residents also commuting to nearby cities for work. Daily life in Holt revolves around local events, family-oriented activities, and a strong sense of community pride.

Transportation

Holt is serviced primarily by Florida State Road 85, which provides access to larger cities and essential amenities. The nearest major airport is Northwest Florida Regional Airport, located approximately 36 miles away in Eglin AFB. While public transit options may be limited, residents often rely on personal vehicles for transportation.

History

Holt was established in the early 20th century, with agriculture playing a key role in its development. The region has historically been known for its timber and farming industries, contributing to Holt's economic growth. Over the years, the city has maintained its rural charm, making it a unique place to live and visit.

Did you know?

One surprising fact about Holt is that the city is home to the annual 'Holt Community Festival,' which celebrates local culture and brings residents together. Additionally, Holt's proximity to larger cities allows residents to enjoy a peaceful lifestyle while still being close to urban conveniences.

ZIP codes for Holt, FL (1)

ZIP code	City	County	Map
32564	Holt	Okaloosa	View map

Demographics & statistics

2,350

Population

46.6

Median age

$65,750

Median household income

$37,093

Per capita income

$119,300

Median home value

$885

Median monthly rent

82.3%

Home ownership

13.6%

Poverty rate

1.2%

Unemployment

803

Housing units

13.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

106

15–19

107

20–24

123

25–34

125

35–44

216

45–54

218

121

55–59

123

60–64

107

65–74

109

104

75–84

105

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	387	16.5%
18 and over	1,963	83.5%
65 and over	448	19.1%
Median age	46.6 years

Race & ethnicity

White 88.3%

Two or more races 5.7%

Hispanic or Latino 1.8%

Other race 1.8%

American Indian / Alaska Native 1%

Asian 0.7%

Black or African American 0.6%

Group	Count	%
White	2,113	88.3%
Two or more races	137	5.7%
Hispanic or Latino	44	1.8%
Other race	44	1.8%
American Indian / Alaska Native	25	1%
Asian	17	0.7%
Black or African American	14	0.6%

Household income

Under $10k 6.9%

$10k–$15k 1.8%

$15k–$25k 20.2%

$25k–$35k 4.7%

$35k–$50k 13.0%

$50k–$75k 7.6%

$75k–$100k 11.8%

$100k–$150k 12.3%

$150k–$200k 10.2%

$200k+ 11.6%

Range	% of households
Under $10k	6.9%
$10k–$15k	1.8%
$15k–$25k	20.2%
$25k–$35k	4.7%
$35k–$50k	13.0%
$50k–$75k	7.6%
$75k–$100k	11.8%
$100k–$150k	12.3%
$150k–$200k	10.2%
$200k+	11.6%
Median income	$65,750

Housing

Home values

Under $50k 31.7%

$50k–$100k 9.4%

$100k–$150k 18.6%

$150k–$200k 1.3%

$200k–$300k 15.1%

$300k–$500k 22.9%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$119,300
Median rent / month	$885
Owner occupied	82.3%
Renter occupied	17.7%
Vacant	6.4%
Single-family detached	46.2%
Large apartment buildings	0.0%
Mobile homes	51.7%
Median rooms	5.4
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	5.6%
2010–2019	7.0%
2000–2009	32.5%
1990–1999	27.0%
1980–1989	7.9%
1970–1979	1.7%
1960–1969	3.5%
1950–1959	7.2%
1940–1949	1.5%
1939 or earlier	6.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	4.3%
2 bedrooms	27.0%
3 bedrooms	48.8%
4 bedrooms	11.0%
5+ bedrooms	7.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	39.4%
2 vehicles	27.7%
3 or more	32.9%

Heating fuel

Fuel type	%
Utility gas	9.7%
Electricity	82.6%
Propane / LP gas	3.3%
Wood	2.7%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	548	60.9%
Cohabiting couple	36	4.0%
Male householder, no spouse	149	16.6%
Female householder, no spouse	167	18.6%
Households with children under 18	245	27.2%
Households with seniors (65+)	384	42.7%
Average household size	2.59

Marital status

Status	Male	Female
Never married	26.4%	21.4%
Married	61.4%	58.5%
Separated	1.2%	2.0%
Widowed	2.8%	9.8%
Divorced	8.1%	8.3%

Education

Less than 9th grade 9.9%

Some HS, no diploma 1.8%

HS graduate 31.2%

Some college, no degree 19.9%

Associate's degree 24.1%

Bachelor's degree 7.9%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	88.3%
Bachelor's or higher	13.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	102	21.8%
High school	192	41.0%
College / grad school	174	37.2%

Employment

Industry of employment

Education & healthcare 19.3%

Retail trade 14.5%

Professional & management 11.9%

Public administration 11.5%

Transportation & utilities 11.4%

Arts, food & hospitality 8.0%

Other services 6.4%

Finance & real estate 6.0%

Construction 3.6%

Manufacturing 3.1%

Agriculture & mining 2.8%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	42.9%
Service	18.3%
Sales & office	12.2%
Natural resources & construction	6.6%
Production & transportation	20.0%

Employment type

Type	%
Private sector	75.6%
Government	21.1%
Self-employed	3.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.5%
Carpool	14.7%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	54.9

Poverty

All people 13.6%

Under 18 years 21.5%

18 and over 12.0%

Married-couple families 5.1%

Female-led households 38.7%

Income support

Source	% of households
Social Security	42.8%
Retirement income	27.6%
Supplemental Security	10.3%
Cash public assistance	0.0%
Food stamps / SNAP	30.2%

Health indicators

Condition	%
High blood pressure	36.2%
High cholesterol	34.9%
Heart disease	7.2%
Stroke	3.5%
Asthma	9.0%
Arthritis	27.2%
Kidney disease	3.1%
Pulmonary disease	9.9%
Cancer	6.9%

Behavior / access	%
Binge drinking	16.0%
No physical activity	26.4%
Less than 7 hrs sleep	35.6%
Fair or poor health	17.4%
Poor mental health	16.9%
Poor physical health	12.8%
No health insurance	19.0%
Visited doctor (checkup)	73.5%
Visited dentist	57.0%
Cholesterol screening	89.7%
Teeth loss	17.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	317	16.3%

Disability	%
Any disability	21.8%
Under 18	0.0%
18–64 years	19.7%
65 and over	46.9%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	38.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,240	95.3%
Spanish	83	3.7%
Other Indo-European	83	3.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,236	95.1%
Born in same state	2,131	90.7%
Born in different state	1,331	56.6%
Foreign born	105	4.5%
Naturalized citizen	114	4.9%
Not a US citizen	68	59.6%

Ancestry

Ancestry	Count	%
French	705	30%
Italian	416	17.7%
Arab	171	7.3%

Ancestry	Count	%
Irish	40	1.7%
English	21	0.9%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	83.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Holt, FL have?

Holt, FL has one ZIP code: 32564. Each ZIP code serves a distinct delivery area within the city and surrounding region.