38116 ZIP Code — Memphis, TN

Shelby County, Tennessee

ZIP code 38116 is located in Memphis, Tennessee, within Shelby County. It covers approximately 19.64 square miles and serves a population of 40,212 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38116

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $115,400. Owner-occupancy sits near the national average at 46%.

Median household income is $42,354. Poverty affects 28% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (45%), diabetes (17%), smoking (23%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 38116 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

40,212

population

19.64

sq mi land

Standard

ZIP type

Central (CT)

timezone

38116 ZIP code map

Cities in ZIP code 38116

Below are the cities the US Postal Service accepts for ZIP code 38116. Using any city not on this list may result in mail delivery delays.

City	Status
Memphis	Acceptable
Memphis	Preferred

Nearby ZIP codes

38131 Memphis (2.4 mi) 38132 Memphis (2.4 mi) 38114 Memphis (4.7 mi) 38118 Memphis (4.8 mi) 38671 Southaven (5.6 mi) 38106 Memphis (6 mi) 38637 Horn Lake (6.3 mi) 38111 Memphis (6.4 mi) 38126 Memphis (6.7 mi) 38672 Southaven (6.7 mi) 38104 Memphis (7 mi) 38152 Memphis (7.2 mi)

Demographics updated 06/2026

Population
Total population	40,212
Population density	2,047 / sq mi
State FIPS	47
County FIPS	157

Geography
Land area	19.64 sq mi
Water area	0.08 sq mi
Latitude	35.0342
Longitude	-90.0117
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.3%	48.0%	45.7%
$50k – $100k	26.2%	27.7%	30.9%
$100k – $200k	9.9%	17.7%	18.3%
Over $200k	1.6%	6.5%	5.1%

Demographics & statistics

40,212

Population

2,047

People per sq mi

34.9

Median age

$42,354

Median household income

$24,558

Per capita income

$115,400

Median home value

$954

Median monthly rent

45.5%

Home ownership

28.4%

Poverty rate

13.5%

Unemployment

10,170

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

1,358

Under 5

1,503

1,575

5–9

1,743

1,529

10–14

1,691

1,302

15–19

1,441

1,084

20–24

1,199

2,762

25–34

3,056

2,186

35–44

2,418

1,756

45–54

1,943

1,086

55–59

1,202

1,480

60–64

1,638

2,018

65–74

2,232

802

75–84

888

152

85+

168

← Male

Female →

Age summary

Group	Count	%
Under 18	11,044	27.5%
18 and over	29,168	72.5%
65 and over	6,260	15.6%
Median age	34.9 years

Race & ethnicity

Black or African American 91.2%

White 5.5%

Two or more races 1.2%

Hispanic or Latino 1%

Other race 0.6%

Native Hawaiian / Pacific Islander 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
Black or African American	37,016	91.2%
White	2,246	5.5%
Two or more races	472	1.2%
Hispanic or Latino	396	1%
Other race	236	0.6%
Native Hawaiian / Pacific Islander	171	0.4%
American Indian / Alaska Native	60	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.3%	48.0%	45.7%
$50k – $100k	26.2%	27.7%	30.9%
$100k – $200k	9.9%	17.7%	18.3%
Over $200k	1.6%	6.5%	5.1%

Under $10k 9.9%

$10k–$15k 8.2%

$15k–$25k 11.1%

$25k–$35k 12.2%

$35k–$50k 17.4%

$50k–$75k 18.7%

$75k–$100k 8.3%

$100k–$150k 9.1%

$150k–$200k 2.4%

$200k+ 2.8%

Range	% of households
Under $10k	9.9%
$10k–$15k	8.2%
$15k–$25k	11.1%
$25k–$35k	12.2%
$35k–$50k	17.4%
$50k–$75k	18.7%
$75k–$100k	8.3%
$100k–$150k	9.1%
$150k–$200k	2.4%
$200k+	2.8%
Median income	$42,354

Housing

Home values

Under $50k 7.2%

$50k–$100k 29.3%

$100k–$150k 38.4%

$150k–$200k 13.0%

$200k–$300k 6.7%

$300k–$500k 3.2%

$500k–$1M 0.7%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$115,400
Median rent / month	$954
Owner occupied	45.5%
Renter occupied	54.5%
Vacant	17.5%
Single-family detached	48.8%
Large apartment buildings	3.0%
Mobile homes	1.4%
Median rooms	5.5
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	1.8%
1990–1999	3.4%
1980–1989	6.0%
1970–1979	20.2%
1960–1969	32.6%
1950–1959	26.6%
1940–1949	7.0%
1939 or earlier	1.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	9.3%
2 bedrooms	34.0%
3 bedrooms	39.9%
4 bedrooms	12.0%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	11.1%
1 vehicle	49.2%
2 vehicles	27.3%
3 or more	12.4%

Heating fuel

Fuel type	%
Utility gas	35.3%
Electricity	62.6%
Propane / LP gas	0.6%
Wood	0.1%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	3,736	24.5%
Cohabiting couple	869	5.7%
Male householder, no spouse	3,361	22.1%
Female householder, no spouse	7,273	47.7%
Households with children under 18	4,808	31.6%
Households with seniors (65+)	4,894	32.1%
Average household size	2.61

Marital status

Status	Male	Female
Never married	50.2%	46.5%
Married	33.9%	27.4%
Separated	5.0%	3.9%
Widowed	2.8%	9.1%
Divorced	8.0%	13.1%

Education

Less than 9th grade 3.5%

Some HS, no diploma 8.2%

HS graduate 35.6%

Some college, no degree 25.3%

Associate's degree 7.0%

Bachelor's degree 13.2%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	88.3%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	498	5.2%
Kindergarten	657	6.8%
Elementary school	4,421	46.1%
High school	2,458	25.6%
College / grad school	1,562	16.3%

Employment

Industry of employment

Transportation & utilities 24.1%

Education & healthcare 18.3%

Retail trade 10.1%

Manufacturing 9.8%

Professional & management 9.8%

Arts, food & hospitality 7.1%

Finance & real estate 5.3%

Public administration 5.0%

Other services 4.1%

Wholesale trade 3.9%

Construction 2.0%

Information 0.3%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	24.2%
Service	14.8%
Sales & office	25.1%
Natural resources & construction	4.2%
Production & transportation	31.6%

Employment type

Type	%
Private sector	84.6%
Government	13.1%
Self-employed	1.6%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	84.3%
Carpool	8.1%
Public transit	0.9%
Walk	1.5%
Work from home	4.4%
Other means	0.8%
Avg commute (minutes)	20.6

Poverty

All people 28.4%

Under 18 years 44.5%

18 and over 22.4%

Married-couple families 7.3%

Female-led households 40.0%

Income support

Source	% of households
Social Security	32.2%
Retirement income	19.7%
Supplemental Security	8.3%
Cash public assistance	4.4%
Food stamps / SNAP	22.2%

Health indicators

Condition	%
Obesity	44.6%
High blood pressure	45.7%
High cholesterol	31.3%
Diabetes	17.3%
Heart disease	6.1%
Stroke	4.6%
Asthma	12.9%
Arthritis	27.3%
Kidney disease	3.6%
Pulmonary disease	7.7%
Cancer	4.8%

Behavior / access	%
Smoking	22.6%
Binge drinking	11.1%
No physical activity	31.3%
Less than 7 hrs sleep	41.3%
Depression	21.5%
Fair or poor health	23.1%
Poor mental health	18.0%
Poor physical health	12.9%
No health insurance	22.4%
Visited doctor (checkup)	81.9%
Visited dentist	50.8%
Cholesterol screening	91.0%
Teeth loss	23.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,991	6.8%

Disability	%
Any disability	14.2%
Under 18	5.8%
18–64 years	14.3%
65 and over	29.5%

Health insurance coverage

Type	%
Private insurance	52.4%
Public insurance	45.3%
No insurance	16.2%
Uninsured under 19	13.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	37,351	92.9%
Spanish	844	2.3%
Other Indo-European	318	0.9%
Asian & Pacific Islander	231	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	38,761	96.4%
Born in same state	38,689	96.2%
Born in different state	29,079	72.3%
Foreign born	72	0.2%
Naturalized citizen	1,451	3.6%
Not a US citizen	631	43.5%

Ancestry

Ancestry	Count	%
Arab	692	1.7%
Italian	131	0.3%
French	121	0.3%

Ancestry	Count	%
Irish	17	0%
English	1	0%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	82.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38116

What city is ZIP code 38116 in?

ZIP code 38116 is primarily assigned to Memphis, Tennessee.

What county is ZIP code 38116 in?

ZIP code 38116 falls within Shelby County, Tennessee.

What is the poverty rate in ZIP code 38116?

28% of residents in ZIP code 38116 live below the poverty line, above the national average.

What are the health statistics for ZIP code 38116?

Health data for ZIP code 38116 shows elevated rates of obesity (45%) and diabetes (17%) and smoking (23%) compared to national benchmarks.

What is the typical home value in ZIP code 38116?

The median home value in ZIP code 38116 is $115,400.

What is the median household income in ZIP code 38116?

The median household income in ZIP code 38116 is $42,354, below the national median of ~$75,000.

What timezone is ZIP code 38116 in?

ZIP code 38116 observes the CST timezone.