38637 ZIP Code — Horn Lake, MS
Desoto County, Mississippi
ZIP code 38637 is located in Horn Lake, Mississippi, within Desoto County. It covers approximately 15.84 square miles and serves a population of 26,652 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.
About ZIP code 38637
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $146,300. Owner-occupancy sits near the national average at 59%.
Median household income is $57,111.
The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
26,652
population
15.84
sq mi land
Standard
ZIP type
Central (CT)
timezone
38637 ZIP code map
Cities in ZIP code 38637
Below are the cities the US Postal Service accepts for ZIP code 38637. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Horn Lake | Acceptable |
| Horn Lake | Preferred |
Nearby ZIP codes
38671 Southaven (2.2 mi)
38680 Walls (4.8 mi)
38672 Southaven (5.2 mi)
38651 Nesbit (5.2 mi)
38686 Walls (6 mi)
38116 Memphis (6.3 mi)
38131 Memphis (8.6 mi)
38132 Memphis (8.7 mi)
38641 Lake Cormorant (8.8 mi)
38118 Memphis (9.2 mi)
38109 Memphis (10.2 mi)
38106 Memphis (10.4 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 26,652 |
| Population density | 1,683 / sq mi |
| State FIPS | 28 |
| County FIPS | 033 |
| Geography | |
|---|---|
| Land area | 15.84 sq mi |
| Water area | 0.24 sq mi |
| Latitude | 34.9481 |
| Longitude | -90.0468 |
| Timezone | Central (CT) |
| Area code | 662 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.0% | 35.4% | 52.9% |
| $50k – $100k | 37.3% | 34.9% | 28.4% |
| $100k – $200k | 14.7% | 25.4% | 15.3% |
| Over $200k | 1.0% | 4.3% | 3.4% |
Demographics & statistics
26,652
Population
1,683
People per sq mi
35.5
Median age
$57,111
Median household income
$26,341
Per capita income
$146,300
Median home value
$1,251
Median monthly rent
58.8%
Home ownership
16.3%
Poverty rate
7.9%
Unemployment
6,546
Housing units
16.4%
Bachelor's or higher
Age distribution
Male
Female
651
Under 5
753
815
5–9
944
879
10–14
1,018
1,017
15–19
1,178
1,119
20–24
1,295
1,628
25–34
1,884
1,886
35–44
2,182
1,591
45–54
1,842
715
55–59
827
682
60–64
790
734
65–74
850
565
75–84
655
70
85+
82
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,524 | 24.5% |
| 18 and over | 20,128 | 75.5% |
| 65 and over | 2,956 | 11.1% |
| Median age | 35.5 years | |
Race & ethnicity
Black or African American
41.9%
White
40.6%
Hispanic or Latino
6.5%
Other race
4.7%
Two or more races
4.6%
Asian
1.3%
American Indian / Alaska Native
0.4%
| Group | Count | % |
|---|---|---|
| Black or African American | 11,946 | 41.9% |
| White | 11,572 | 40.6% |
| Hispanic or Latino | 1,852 | 6.5% |
| Other race | 1,331 | 4.7% |
| Two or more races | 1,302 | 4.6% |
| Asian | 374 | 1.3% |
| American Indian / Alaska Native | 116 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.0% | 35.4% | 52.9% |
| $50k – $100k | 37.3% | 34.9% | 28.4% |
| $100k – $200k | 14.7% | 25.4% | 15.3% |
| Over $200k | 1.0% | 4.3% | 3.4% |
Under $10k
5.9%
$10k–$15k
3.6%
$15k–$25k
9.3%
$25k–$35k
9.3%
$35k–$50k
15.9%
$50k–$75k
18.9%
$75k–$100k
16.6%
$100k–$150k
12.6%
$150k–$200k
5.9%
$200k+
2.0%
| Range | % of households |
|---|---|
| Under $10k | 5.9% |
| $10k–$15k | 3.6% |
| $15k–$25k | 9.3% |
| $25k–$35k | 9.3% |
| $35k–$50k | 15.9% |
| $50k–$75k | 18.9% |
| $75k–$100k | 16.6% |
| $100k–$150k | 12.6% |
| $150k–$200k | 5.9% |
| $200k+ | 2.0% |
| Median income | $57,111 |
Housing
Home values
Under $50k
6.8%
$50k–$100k
18.1%
$100k–$150k
27.4%
$150k–$200k
25.2%
$200k–$300k
15.5%
$300k–$500k
5.7%
$500k–$1M
0.8%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $146,300 |
| Median rent / month | $1,251 |
| Owner occupied | 58.8% |
| Renter occupied | 41.2% |
| Vacant | 6.2% |
| Single-family detached | 77.2% |
| Large apartment buildings | 2.4% |
| Mobile homes | 2.7% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.58 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 5.7% |
| 2000–2009 | 18.5% |
| 1990–1999 | 26.5% |
| 1980–1989 | 22.4% |
| 1970–1979 | 15.1% |
| 1960–1969 | 5.9% |
| 1950–1959 | 2.4% |
| 1940–1949 | 0.8% |
| 1939 or earlier | 2.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.9% |
| 1 bedroom | 5.2% |
| 2 bedrooms | 14.6% |
| 3 bedrooms | 62.8% |
| 4 bedrooms | 14.3% |
| 5+ bedrooms | 2.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.9% |
| 1 vehicle | 30.2% |
| 2 vehicles | 40.6% |
| 3 or more | 24.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 53.3% |
| Electricity | 44.2% |
| Propane / LP gas | 1.9% |
| No fuel used | 0.7% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,869 | 38.7% |
| Cohabiting couple | 697 | 7.0% |
| Male householder, no spouse | 1,873 | 18.7% |
| Female householder, no spouse | 3,559 | 35.6% |
| Households with children under 18 | 3,287 | 32.9% |
| Households with seniors (65+) | 2,241 | 22.4% |
| Average household size | 2.66 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 42.6% | 38.4% |
| Married | 41.4% | 35.6% |
| Separated | 1.7% | 3.4% |
| Widowed | 3.1% | 7.2% |
| Divorced | 11.1% | 15.4% |
Education
Less than 9th grade
5.1%
Some HS, no diploma
10.1%
HS graduate
36.5%
Some college, no degree
20.4%
Associate's degree
11.6%
Bachelor's degree
11.6%
Graduate / professional
4.8%
| Metric | % |
|---|---|
| HS diploma or higher | 84.8% |
| Bachelor's or higher | 16.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 268 | 3.6% |
| Kindergarten | 343 | 4.7% |
| Elementary school | 2,989 | 40.7% |
| High school | 1,986 | 27.0% |
| College / grad school | 1,761 | 24.0% |
Employment
Industry of employment
Education & healthcare
18.4%
Transportation & utilities
17.7%
Manufacturing
11.7%
Retail trade
11.0%
Arts, food & hospitality
10.0%
Professional & management
9.7%
Construction
5.2%
Wholesale trade
5.0%
Public administration
3.8%
Other services
3.6%
Finance & real estate
2.8%
Agriculture & mining
0.6%
Information
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 24.0% |
| Service | 18.7% |
| Sales & office | 19.2% |
| Natural resources & construction | 9.4% |
| Production & transportation | 28.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.3% |
| Government | 15.3% |
| Self-employed | 2.3% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 87.7% |
| Carpool | 9.1% |
| Public transit | 0.0% |
| Walk | 0.1% |
| Work from home | 2.3% |
| Other means | 0.8% |
| Avg commute (minutes) | 25.9 |
Poverty
All people
16.3%
Under 18 years
26.3%
18 and over
13.1%
Married-couple families
5.2%
Female-led households
27.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.7% |
| Retirement income | 19.1% |
| Supplemental Security | 6.2% |
| Cash public assistance | 2.7% |
| Food stamps / SNAP | 14.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 41.2% |
| High blood pressure | 35.7% |
| High cholesterol | 31.7% |
| Diabetes | 10.2% |
| Heart disease | 5.1% |
| Stroke | 2.9% |
| Asthma | 10.4% |
| Arthritis | 22.7% |
| Kidney disease | 2.5% |
| Pulmonary disease | 6.4% |
| Cancer | 4.6% |
| Behavior / access | % |
|---|---|
| Smoking | 23.6% |
| Binge drinking | 15.1% |
| No physical activity | 29.3% |
| Less than 7 hrs sleep | 34.2% |
| Depression | 22.0% |
| Fair or poor health | 18.1% |
| Poor mental health | 16.0% |
| Poor physical health | 10.1% |
| No health insurance | 21.4% |
| Visited doctor (checkup) | 74.2% |
| Visited dentist | 49.2% |
| Cholesterol screening | 86.6% |
| Teeth loss | 17.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,376 | 6.9% |
| Disability | % |
|---|---|
| Any disability | 13.6% |
| Under 18 | 5.1% |
| 18–64 years | 12.5% |
| 65 and over | 38.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 61.6% |
| Public insurance | 35.9% |
| No insurance | 12.9% |
| Uninsured under 19 | 5.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 25,248 | 94.7% |
| Spanish | 1,231 | 4.9% |
| Other Indo-European | 1,014 | 4.0% |
| Asian & Pacific Islander | 5 | 0.0% |
| Other languages | 154 | 0.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 25,067 | 94.1% |
| Born in same state | 24,860 | 93.3% |
| Born in different state | 12,418 | 46.6% |
| Foreign born | 207 | 0.8% |
| Naturalized citizen | 1,585 | 5.9% |
| Not a US citizen | 839 | 52.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,828 | 6.9% |
| Arab | 1,415 | 5.3% |
| French | 1,036 | 3.9% |
| German | 70 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| English | 63 | 0.2% |
| Polish | 25 | 0.1% |
| Irish | 3 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.5% |
| Internet access | 95.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 38637
What city is ZIP code 38637 in?
ZIP code 38637 is primarily assigned to Horn Lake, Mississippi.
What county is ZIP code 38637 in?
ZIP code 38637 falls within Desoto County, Mississippi.
What is the poverty rate in ZIP code 38637?
16% of residents in ZIP code 38637 live below the poverty line, above the national average.
What is the typical home value in ZIP code 38637?
The median home value in ZIP code 38637 is $146,300.
What is the population of ZIP code 38637?
ZIP code 38637 has an estimated population of 26,652 residents, with a density of 1,682 people per square mile.
What is the median household income in ZIP code 38637?
The median household income in ZIP code 38637 is $57,111, below the national median of ~$75,000.
What timezone is ZIP code 38637 in?
ZIP code 38637 observes the CST timezone.