46117 ZIP Code — Charlottesville, IN

Hancock County, Indiana

ZIP code 46117 is located in Charlottesville, Indiana, within Hancock County. It covers approximately 10.95 square miles and serves a population of 529 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46117

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $225,000. Owner-occupancy sits near the national average at 66%.

Median household income is $72,303. 60% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 44 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 35%.

Overall, ZIP code 46117 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

529
population
10.95
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46117 ZIP code map
Cities in ZIP code 46117

Below are the cities the US Postal Service accepts for ZIP code 46117. Using any city not on this list may result in mail delivery delays.

City Status
Charlottesville Acceptable
Charlottesville Preferred
Nearby ZIP codes
46186 Wilkinson (5.2 mi) 46148 Knightstown (5.8 mi) 46115 Carthage (6.1 mi) 47384 Shirley (8 mi) 47385 Spiceland (8.5 mi) 46140 Greenfield (8.9 mi) 46056 Markleville (10.8 mi) 46104 Arlington (10.9 mi) 46161 Morristown (12 mi) 47352 Lewisville (12.9 mi) 46064 Pendleton (13.2 mi) 46048 Ingalls (13.6 mi)
Demographics updated 06/2026
Population
Total population 529
Population density 48 / sq mi
State FIPS 18
County FIPS 059
Geography
Land area 10.95 sq mi
Water area 0.01 sq mi
Latitude 39.8191
Longitude -85.6159
Timezone Eastern (ET)
Area code 317
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 30.3% 27.3% 42.9%
$50k – $100k 24.2% 34.5% 32.7%
$100k – $200k 41.1% 28.1% 19.8%
Over $200k 4.3% 10.1% 4.5%

Demographics & statistics

529
Population
48
People per sq mi
60.6
Median age
$72,303
Median household income
$37,350
Per capita income
$225,000
Median home value
$0
Median monthly rent
66.0%
Home ownership
0.0%
Poverty rate
0.0%
Unemployment
217
Housing units
27.0%
Bachelor's or higher

Age distribution

Male Female
16
10–14
16
16
15–19
16
3
20–24
3
3
25–34
2
28
35–44
27
21
45–54
21
30
55–59
28
58
60–64
55
83
65–74
79
3
75–84
3
9
85+
9
← Male
Female →

Age summary

GroupCount%
Under 18468.7%
18 and over48391.3%
65 and over18635.2%
Median age60.6 years

Race & ethnicity

White 94.3%
American Indian / Alaska Native 4%
Two or more races 1.7%
GroupCount%
White49994.3%
American Indian / Alaska Native214%
Two or more races91.7%

Household income

Income range This ZIP County avg State avg
Under $50k 30.3% 27.3% 42.9%
$50k – $100k 24.2% 34.5% 32.7%
$100k – $200k 41.1% 28.1% 19.8%
Over $200k 4.3% 10.1% 4.5%
$25k–$35k 19.4%
$35k–$50k 7.3%
$50k–$75k 23.9%
$75k–$100k 15.0%
$100k–$150k 33.6%
$200k+ 0.8%
Range% of households
$25k–$35k19.4%
$35k–$50k7.3%
$50k–$75k23.9%
$75k–$100k15.0%
$100k–$150k33.6%
$200k+0.8%
Median income$72,303

Housing

Home values

$50k–$100k 11.0%
$100k–$150k 26.4%
$200k–$300k 39.9%
$500k–$1M 22.7%

Housing overview

MetricValue
Median home value$225,000
Median rent / month$0
Owner occupied66.0%
Renter occupied34.0%
Vacant17.9%
Single-family detached84.1%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms6.1
Avg household size (owned)2.28

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–20096.0%
1990–199940.2%
1980–19896.6%
1970–19793.7%
1960–19690.0%
1950–19596.0%
1940–194923.9%
1939 or earlier13.6%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.0%
2 bedrooms33.9%
3 bedrooms58.8%
4 bedrooms6.6%
5+ bedrooms0.7%

Vehicles per household

Vehicles% of households
No vehicle25.9%
1 vehicle7.3%
2 vehicles53.8%
3 or more13.0%

Heating fuel

Fuel type%
Electricity40.1%
Propane / LP gas59.9%

Households & families

Household typeCount%
Married-couple family17370.0%
Cohabiting couple00.0%
Male householder, no spouse5823.5%
Female householder, no spouse166.5%
Households with children under 18187.3%
Households with seniors (65+)14960.3%
Average household size2.14

Marital status

StatusMaleFemale
Never married7.9%16.8%
Married69.2%67.2%
Separated0.0%0.0%
Widowed7.1%0.0%
Divorced15.8%16.0%

Education

Less than 9th grade 0.0%
Some HS, no diploma 10.9%
HS graduate 47.3%
Some college, no degree 8.1%
Associate's degree 6.8%
Bachelor's degree 23.5%
Graduate / professional 3.5%
Metric%
HS diploma or higher89.1%
Bachelor's or higher27.0%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school3247.8%
High school3552.2%
College / grad school00.0%

Employment

Industry of employment

Education & healthcare 29.4%
Construction 16.4%
Manufacturing 13.7%
Retail trade 8.0%
Professional & management 8.0%
Transportation & utilities 7.6%
Finance & real estate 6.5%
Agriculture & mining 5.7%
Public administration 3.4%
Wholesale trade 1.1%

Occupation

Category%
Management, business & arts50.4%
Service0.0%
Sales & office13.0%
Natural resources & construction20.2%
Production & transportation16.4%

Employment type

Type%
Private sector82.8%
Government7.6%
Self-employed9.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.3%
Carpool9.5%
Public transit0.0%
Walk0.0%
Work from home8.0%
Other means6.1%
Avg commute (minutes)43.5

Poverty

All people 0.0%
Under 18 years 0.0%
18 and over 0.0%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security60.3%
Retirement income40.5%
Supplemental Security27.5%
Cash public assistance0.8%
Food stamps / SNAP0.8%

Health indicators

Condition%
Obesity36.5%
High blood pressure34.8%
High cholesterol35.5%
Diabetes10.2%
Heart disease6.4%
Stroke2.7%
Asthma9.4%
Arthritis27.2%
Kidney disease2.7%
Pulmonary disease7.2%
Cancer7.1%
Behavior / access%
Smoking19.4%
Binge drinking16.5%
No physical activity22.9%
Less than 7 hrs sleep31.7%
Depression22.2%
Fair or poor health13.3%
Poor mental health14.3%
Poor physical health10.0%
No health insurance10.6%
Visited doctor (checkup)75.7%
Visited dentist69.7%
Cholesterol screening91.0%
Teeth loss12.6%

Veterans & disability

VeteransCount%
Civilian veterans5812.0%
Disability%
Any disability35.2%
Under 1863.0%
18–64 years33.7%
65 and over30.6%

Health insurance coverage

Type%
Private insurance72.6%
Public insurance52.9%
No insurance0.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only529100.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)51697.5%
Born in same state51697.5%
Born in different state38673.0%
Foreign born00.0%
Naturalized citizen132.5%
Not a US citizen215.4%

Ancestry

AncestryCount%
Italian6211.7%
Arab5811%
AncestryCount%
English489.1%

Technology access

Metric% of households
Computer access46.7%
Internet access66.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46117

What city is ZIP code 46117 in?

ZIP code 46117 is primarily assigned to Charlottesville, Indiana.

What county is ZIP code 46117 in?

ZIP code 46117 falls within Hancock County, Indiana.

Does ZIP code 46117 have an older population?

35% of residents in ZIP code 46117 are 65 or older, above the national average of ~17%.

Does ZIP code 46117 have a large retiree population?

60% of households in ZIP code 46117 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 46117 have a large veteran population?

12% of civilians in ZIP code 46117 are veterans, above the national average of ~7%.

What is the population of ZIP code 46117?

ZIP code 46117 has an estimated population of 529 residents, with a density of 48 people per square mile.

What timezone is ZIP code 46117 in?

ZIP code 46117 observes the EST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →