41097 ZIP Code — Williamstown, KY

Grant County, Kentucky

ZIP code 41097 is located in Williamstown, Kentucky, within Grant County. It covers approximately 95.63 square miles and serves a population of 7,072 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 41097

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $167,900. Owner-occupancy is high at 76%, well above the national average.

Median household income is $62,491. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 41097 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

7,072

population

95.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41097 ZIP code map

Cities in ZIP code 41097

Below are the cities the US Postal Service accepts for ZIP code 41097. Using any city not on this list may result in mail delivery delays.

City	Status
Williamstown	Preferred

Nearby ZIP codes

41035 Dry Ridge (4.4 mi) 41052 Jonesville (9.1 mi) 41010 Corinth (9.6 mi) 41030 Crittenden (10.1 mi) 41033 De Mossville (10.5 mi) 41046 Glencoe (11.9 mi) 41092 Verona (13 mi) 41040 Falmouth (13.2 mi) 41003 Berry (15.2 mi) 41063 Morning View (15.6 mi) 41086 Sparta (15.9 mi) 40359 Owenton (16.6 mi)

Demographics updated 05/2026

Population
Total population	7,072
Population density	74 / sq mi
State FIPS	21
County FIPS	081

Geography
Land area	95.63 sq mi
Water area	0.83 sq mi
Latitude	38.6443
Longitude	-84.5920
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.7%	45.4%	47.9%
$50k – $100k	29.4%	30.0%	30.3%
$100k – $200k	18.9%	22.0%	17.6%
Over $200k	1.0%	2.6%	4.2%

Demographics & statistics

7,072

Population

People per sq mi

41.6

Median age

$62,491

Median household income

$27,108

Per capita income

$167,900

Median home value

$799

Median monthly rent

75.6%

Home ownership

14.5%

Poverty rate

7.9%

Unemployment

2,337

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

251

Under 5

280

121

5–9

136

303

10–14

339

142

15–19

158

162

20–24

182

392

25–34

439

502

35–44

561

425

45–54

476

257

55–59

288

174

60–64

194

376

65–74

420

175

75–84

195

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,687	23.9%
18 and over	5,385	76.1%
65 and over	1,290	18.2%
Median age	41.6 years

Race & ethnicity

White 87.3%

Two or more races 8.5%

Hispanic or Latino 3.7%

Black or African American 0.3%

Asian 0.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	6,408	87.3%
Two or more races	627	8.5%
Hispanic or Latino	271	3.7%
Black or African American	24	0.3%
Asian	7	0.1%
Native Hawaiian / Pacific Islander	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.7%	45.4%	47.9%
$50k – $100k	29.4%	30.0%	30.3%
$100k – $200k	18.9%	22.0%	17.6%
Over $200k	1.0%	2.6%	4.2%

Under $10k 4.0%

$10k–$15k 7.4%

$15k–$25k 8.2%

$25k–$35k 10.9%

$35k–$50k 10.9%

$50k–$75k 19.8%

$75k–$100k 16.2%

$100k–$150k 13.8%

$150k–$200k 5.6%

$200k+ 3.3%

Range	% of households
Under $10k	4.0%
$10k–$15k	7.4%
$15k–$25k	8.2%
$25k–$35k	10.9%
$35k–$50k	10.9%
$50k–$75k	19.8%
$75k–$100k	16.2%
$100k–$150k	13.8%
$150k–$200k	5.6%
$200k+	3.3%
Median income	$62,491

Housing

Home values

Under $50k 9.9%

$50k–$100k 7.7%

$100k–$150k 28.3%

$150k–$200k 7.3%

$200k–$300k 28.4%

$300k–$500k 14.5%

$500k–$1M 3.9%

Housing overview

Metric	Value
Median home value	$167,900
Median rent / month	$799
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	15.5%
Single-family detached	65.7%
Large apartment buildings	2.0%
Mobile homes	19.7%
Median rooms	6.0
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.0%
2010–2019	9.2%
2000–2009	9.7%
1990–1999	22.9%
1980–1989	5.7%
1970–1979	26.1%
1960–1969	9.5%
1950–1959	5.3%
1940–1949	2.4%
1939 or earlier	9.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	3.7%
2 bedrooms	23.5%
3 bedrooms	51.3%
4 bedrooms	12.1%
5+ bedrooms	7.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	29.7%
2 vehicles	33.4%
3 or more	34.0%

Heating fuel

Fuel type	%
Utility gas	21.0%
Electricity	51.2%
Propane / LP gas	12.9%
Fuel oil	9.7%
Wood	3.1%

Households & families

Household type	Count	%
Married-couple family	1,242	49.9%
Cohabiting couple	160	6.4%
Male householder, no spouse	388	15.6%
Female householder, no spouse	699	28.1%
Households with children under 18	804	32.3%
Households with seniors (65+)	904	36.3%
Average household size	2.65

Marital status

Status	Male	Female
Never married	29.0%	16.3%
Married	47.3%	46.5%
Separated	1.4%	3.2%
Widowed	1.8%	15.9%
Divorced	20.5%	18.1%

Education

Less than 9th grade 2.0%

Some HS, no diploma 6.2%

HS graduate 41.3%

Some college, no degree 25.6%

Associate's degree 7.1%

Bachelor's degree 11.3%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	91.8%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	122	9.7%
Kindergarten	0	0.0%
Elementary school	766	60.7%
High school	299	23.7%
College / grad school	74	5.9%

Employment

Industry of employment

Education & healthcare 19.1%

Manufacturing 14.0%

Retail trade 13.0%

Arts, food & hospitality 9.8%

Finance & real estate 9.1%

Transportation & utilities 8.9%

Public administration 7.6%

Professional & management 4.4%

Construction 4.1%

Other services 4.0%

Information 2.9%

Wholesale trade 2.2%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	26.6%
Service	15.1%
Sales & office	23.6%
Natural resources & construction	9.2%
Production & transportation	25.5%

Employment type

Type	%
Private sector	71.0%
Government	24.8%
Self-employed	3.8%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	78.2%
Carpool	13.0%
Public transit	0.2%
Walk	1.6%
Work from home	5.4%
Other means	1.5%
Avg commute (minutes)	26.2

Poverty

All people 14.5%

Under 18 years 15.0%

18 and over 14.4%

Married-couple families 8.3%

Female-led households 33.8%

Income support

Source	% of households
Social Security	41.6%
Retirement income	22.2%
Supplemental Security	8.4%
Cash public assistance	4.3%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	39.7%
High cholesterol	36.6%
Diabetes	11.0%
Heart disease	7.1%
Stroke	3.3%
Asthma	11.0%
Arthritis	30.3%
Kidney disease	2.9%
Pulmonary disease	10.0%
Cancer	6.4%

Behavior / access	%
Smoking	24.4%
Binge drinking	16.0%
No physical activity	30.5%
Less than 7 hrs sleep	37.0%
Depression	25.5%
Fair or poor health	19.7%
Poor mental health	18.3%
Poor physical health	13.6%
No health insurance	11.3%
Visited doctor (checkup)	75.4%
Visited dentist	51.8%
Cholesterol screening	88.8%
Teeth loss	19.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	378	7.0%

Disability	%
Any disability	17.8%
Under 18	4.9%
18–64 years	19.6%
65 and over	30.2%

Health insurance coverage

Type	%
Private insurance	64.3%
Public insurance	48.2%
No insurance	4.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,541	92.5%
Spanish	6	0.1%
Other Indo-European	6	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,047	99.6%
Born in same state	6,955	98.3%
Born in different state	5,041	71.3%
Foreign born	92	1.3%
Naturalized citizen	25	0.4%
Not a US citizen	13	52.0%

Ancestry

Ancestry	Count	%
French	1,586	22.4%
Italian	1,507	21.3%

Ancestry	Count	%
Arab	585	8.3%
English	7	0.1%

Technology access

Metric	% of households
Computer access	35.2%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41097

What city is ZIP code 41097 in?

ZIP code 41097 is primarily assigned to Williamstown, Kentucky.

What county is ZIP code 41097 in?

ZIP code 41097 falls within Grant County, Kentucky.

Does ZIP code 41097 have a large retiree population?

42% of households in ZIP code 41097 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 41097?

The median home value in ZIP code 41097 is $167,900.

What is the population of ZIP code 41097?

ZIP code 41097 has an estimated population of 7,072 residents, with a density of 74 people per square mile.

What is the median household income in ZIP code 41097?

The median household income in ZIP code 41097 is $62,491, below the national median of ~$75,000.

What timezone is ZIP code 41097 in?

ZIP code 41097 observes the EST timezone.