Falmouth ZIP Codes — Pendleton County, KY

There is one unique ZIP code in Falmouth, Kentucky and it is 41040. Area code: 859.

ZIP codes

149.37

sq mi land

2.17

sq mi water

859

area code

Falmouth, KY ZIP code map

About Falmouth, KY

Falmouth, Kentucky, is a quaint city situated in Pendleton County. It is known for its small-town charm and friendly atmosphere. With a blend of local history and community spirit, Falmouth offers a unique glimpse into life in rural Kentucky.

Location & geography

Falmouth is located in the northern part of Kentucky, approximately 30 miles south of Cincinnati, Ohio, and about 20 miles northeast of Florence, Kentucky. The city encompasses a total area of 149.37 square miles, with 2.17 square miles designated as water. The surrounding terrain features rolling hills and picturesque landscapes typical of the Kentucky region.

Community & economy

The character of Falmouth is defined by its close-knit community where residents enjoy a slower pace of life. Agriculture is a significant part of the local economy, along with small businesses that serve the needs of the community. Daily life in Falmouth is enriched by local events and gatherings, fostering a strong sense of belonging among its residents.

Transportation

Major highways like Interstate 75 and U.S. Route 27 provide essential transportation routes for those traveling to and from Falmouth. The nearest named airport is the Cincinnati/Northern Kentucky International Airport, located approximately 30 miles away, offering access to national and international flights. Local transit options are limited, making personal vehicles the primary mode of transportation.

History

Falmouth was founded in the early 19th century and has a rich historical backdrop that reflects the development of Pendleton County. The city was historically supported by agriculture and small manufacturing, providing essential goods and services for its residents. Key events in its growth include the establishment of local schools and the development of transportation routes that connected Falmouth to neighboring towns.

Did you know?

A surprising fact about Falmouth is that it maintains a strong connection to its history, with several buildings listed on the National Register of Historic Places. Additionally, Falmouth is also known for its annual events that highlight local culture and community engagement.

ZIP codes for Falmouth, KY (1)

ZIP code	City	County	Map
41040	Falmouth	Pendleton	View map

Demographics & statistics

7,312

Population

40.9

Median age

$48,384

Median household income

$27,106

Per capita income

$123,000

Median home value

$885

Median monthly rent

70.3%

Home ownership

22.0%

Poverty rate

5.2%

Unemployment

2,615

Housing units

12.3%

Bachelor's or higher

Age distribution

Male Female

230

Under 5

200

258

5–9

224

182

10–14

159

265

15–19

231

186

20–24

162

548

25–34

477

421

35–44

367

485

45–54

423

393

55–59

342

322

60–64

281

391

65–74

340

201

75–84

175

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,600	21.9%
18 and over	5,712	78.1%
65 and over	1,156	15.8%
Median age	40.9 years

Race & ethnicity

White 96.3%

Two or more races 1.4%

Hispanic or Latino 0.6%

Black or African American 0.6%

Native Hawaiian / Pacific Islander 0.6%

Other race 0.4%

Asian 0.2%

Group	Count	%
White	7,083	96.3%
Two or more races	101	1.4%
Hispanic or Latino	45	0.6%
Black or African American	41	0.6%
Native Hawaiian / Pacific Islander	41	0.6%
Other race	31	0.4%
Asian	12	0.2%

Household income

Under $10k 15.2%

$10k–$15k 6.6%

$15k–$25k 6.0%

$25k–$35k 8.5%

$35k–$50k 16.3%

$50k–$75k 12.7%

$75k–$100k 14.4%

$100k–$150k 14.4%

$150k–$200k 4.3%

$200k+ 1.6%

Range	% of households
Under $10k	15.2%
$10k–$15k	6.6%
$15k–$25k	6.0%
$25k–$35k	8.5%
$35k–$50k	16.3%
$50k–$75k	12.7%
$75k–$100k	14.4%
$100k–$150k	14.4%
$150k–$200k	4.3%
$200k+	1.6%
Median income	$48,384

Housing

Home values

Under $50k 11.0%

$50k–$100k 31.2%

$100k–$150k 14.7%

$150k–$200k 20.3%

$200k–$300k 11.9%

$300k–$500k 9.3%

$500k–$1M 1.6%

Housing overview

Metric	Value
Median home value	$123,000
Median rent / month	$885
Owner occupied	70.3%
Renter occupied	29.7%
Vacant	17.3%
Single-family detached	70.3%
Large apartment buildings	1.5%
Mobile homes	20.9%
Median rooms	5.9
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.5%
2010–2019	4.2%
2000–2009	11.2%
1990–1999	16.6%
1980–1989	10.5%
1970–1979	13.7%
1960–1969	9.6%
1950–1959	12.2%
1940–1949	5.0%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.5%
2 bedrooms	26.1%
3 bedrooms	49.0%
4 bedrooms	12.9%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	30.2%
2 vehicles	33.7%
3 or more	30.6%

Heating fuel

Fuel type	%
Utility gas	29.4%
Electricity	35.6%
Propane / LP gas	23.9%
Fuel oil	3.6%
Wood	5.8%
Solar	0.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,280	44.7%
Cohabiting couple	241	8.4%
Male householder, no spouse	691	24.1%
Female householder, no spouse	654	22.8%
Households with children under 18	847	29.6%
Households with seniors (65+)	860	30.0%
Average household size	2.54

Marital status

Status	Male	Female
Never married	37.0%	24.7%
Married	42.8%	50.8%
Separated	4.0%	2.5%
Widowed	2.9%	11.3%
Divorced	13.4%	10.7%

Education

Less than 9th grade 6.0%

Some HS, no diploma 12.6%

HS graduate 41.2%

Some college, no degree 18.2%

Associate's degree 9.7%

Bachelor's degree 8.6%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	81.4%
Bachelor's or higher	12.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	153	10.8%
Kindergarten	139	9.8%
Elementary school	497	34.9%
High school	457	32.1%
College / grad school	177	12.4%

Employment

Industry of employment

Education & healthcare 18.7%

Construction 14.6%

Manufacturing 13.9%

Retail trade 12.8%

Professional & management 9.9%

Transportation & utilities 7.2%

Other services 6.6%

Public administration 4.7%

Arts, food & hospitality 3.9%

Finance & real estate 3.7%

Wholesale trade 2.2%

Agriculture & mining 1.5%

Information 0.3%

Occupation

Category	%
Management, business & arts	26.0%
Service	14.8%
Sales & office	18.4%
Natural resources & construction	17.0%
Production & transportation	23.7%

Employment type

Type	%
Private sector	83.8%
Government	10.3%
Self-employed	5.7%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	81.1%
Carpool	9.8%
Public transit	0.3%
Walk	2.0%
Other means	1.6%
Avg commute (minutes)	35.5

Poverty

All people 22.0%

Under 18 years 29.7%

18 and over 19.9%

Married-couple families 7.4%

Female-led households 55.8%

Income support

Source	% of households
Social Security	39.2%
Retirement income	19.7%
Supplemental Security	8.3%
Cash public assistance	2.3%
Food stamps / SNAP	19.4%

Health indicators

Condition	%
High blood pressure	41.1%
High cholesterol	36.5%
Heart disease	8.0%
Stroke	3.8%
Asthma	11.9%
Arthritis	33.1%
Kidney disease	3.3%
Pulmonary disease	12.1%
Cancer	6.4%

Behavior / access	%
Binge drinking	15.5%
No physical activity	35.5%
Less than 7 hrs sleep	40.6%
Fair or poor health	23.8%
Poor mental health	19.8%
Poor physical health	15.9%
No health insurance	12.0%
Visited doctor (checkup)	75.7%
Visited dentist	49.2%
Cholesterol screening	88.2%
Teeth loss	23.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	334	5.8%

Disability	%
Any disability	20.7%
Under 18	5.6%
18–64 years	17.8%
65 and over	53.1%

Health insurance coverage

Type	%
Private insurance	58.8%
Public insurance	47.7%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,882	94.1%
Spanish	6	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	2	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,199	98.5%
Born in same state	7,172	98.1%
Born in different state	5,507	75.3%
Foreign born	27	0.4%
Naturalized citizen	113	1.5%
Not a US citizen	103	91.2%

Ancestry

Ancestry	Count	%
French	904	12.4%
Arab	852	11.7%

Ancestry	Count	%
Italian	734	10%
English	7	0.1%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	80.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Falmouth, KY have?

Falmouth, KY has one ZIP code: 41040. Each ZIP code serves a distinct delivery area within the city and surrounding region.