40359 ZIP Code — Owenton, KY

Owen County, Kentucky

ZIP code 40359 is located in Owenton, Kentucky, within Owen County. It covers approximately 217.98 square miles and serves a population of 7,125 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40359

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $151,700. Owner-occupancy is high at 85%, well above the national average.

Median household income is $57,454. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 40359 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,125

population

217.98

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40359 ZIP code map

Cities in ZIP code 40359

Below are the cities the US Postal Service accepts for ZIP code 40359. Using any city not on this list may result in mail delivery delays.

City	Status
Owenton	Acceptable
Owenton	Preferred

Nearby ZIP codes

40007 Bethlehem (10.4 mi) 40355 New Liberty (11.3 mi) 40057 Pleasureville (11.8 mi) 41052 Jonesville (12.4 mi) 41010 Corinth (13.2 mi) 41083 Sanders (13.7 mi) 40379 Stamping Ground (13.9 mi) 41086 Sparta (14.3 mi) 41046 Glencoe (14.5 mi) 41098 Worthville (15.8 mi) 41035 Dry Ridge (16.5 mi) 41097 Williamstown (16.6 mi)

Demographics updated 05/2026

Population
Total population	7,125
Population density	33 / sq mi
State FIPS	21
County FIPS	187

Geography
Land area	217.98 sq mi
Water area	2.12 sq mi
Latitude	38.4919
Longitude	-84.8285
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.4%	45.7%	47.9%
$50k – $100k	34.7%	34.4%	30.3%
$100k – $200k	16.7%	16.6%	17.6%
Over $200k	3.3%	3.2%	4.2%

Demographics & statistics

7,125

Population

People per sq mi

41.8

Median age

$57,454

Median household income

$27,802

Per capita income

$151,700

Median home value

$598

Median monthly rent

84.7%

Home ownership

13.8%

Poverty rate

5.4%

Unemployment

2,928

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

184

Under 5

190

228

5–9

235

252

10–14

260

170

15–19

174

243

20–24

251

391

25–34

403

412

35–44

423

482

45–54

496

202

55–59

208

282

60–64

291

448

65–74

461

140

75–84

145

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,600	22.5%
18 and over	5,525	77.5%
65 and over	1,348	18.9%
Median age	41.8 years

Race & ethnicity

White 95.2%

Two or more races 2%

Black or African American 1.6%

Hispanic or Latino 1%

Asian 0.2%

Group	Count	%
White	6,850	95.2%
Two or more races	141	2%
Black or African American	113	1.6%
Hispanic or Latino	70	1%
Asian	17	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.4%	45.7%	47.9%
$50k – $100k	34.7%	34.4%	30.3%
$100k – $200k	16.7%	16.6%	17.6%
Over $200k	3.3%	3.2%	4.2%

Under $10k 4.7%

$10k–$15k 6.4%

$15k–$25k 8.5%

$25k–$35k 9.9%

$35k–$50k 13.3%

$50k–$75k 20.5%

$75k–$100k 15.2%

$100k–$150k 13.3%

$150k–$200k 5.4%

$200k+ 2.7%

Range	% of households
Under $10k	4.7%
$10k–$15k	6.4%
$15k–$25k	8.5%
$25k–$35k	9.9%
$35k–$50k	13.3%
$50k–$75k	20.5%
$75k–$100k	15.2%
$100k–$150k	13.3%
$150k–$200k	5.4%
$200k+	2.7%
Median income	$57,454

Housing

Home values

Under $50k 15.3%

$50k–$100k 16.2%

$100k–$150k 17.5%

$150k–$200k 19.3%

$200k–$300k 20.0%

$300k–$500k 8.5%

$500k–$1M 3.2%

Housing overview

Metric	Value
Median home value	$151,700
Median rent / month	$598
Owner occupied	84.7%
Renter occupied	15.3%
Vacant	22.6%
Single-family detached	74.3%
Large apartment buildings	0.2%
Mobile homes	15.5%
Median rooms	5.9
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	13.6%
1990–1999	21.6%
1980–1989	11.7%
1970–1979	25.0%
1960–1969	7.2%
1950–1959	4.6%
1940–1949	3.3%
1939 or earlier	9.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.5%
2 bedrooms	25.9%
3 bedrooms	50.5%
4 bedrooms	10.7%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	25.4%
2 vehicles	37.6%
3 or more	34.3%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	61.8%
Propane / LP gas	26.6%
Fuel oil	0.3%
Wood	5.3%
Solar	0.9%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,526	59.4%
Cohabiting couple	197	7.7%
Male householder, no spouse	449	17.5%
Female householder, no spouse	399	15.5%
Households with children under 18	906	35.2%
Households with seniors (65+)	846	32.9%
Average household size	2.73

Marital status

Status	Male	Female
Never married	28.7%	21.9%
Married	53.6%	54.0%
Separated	0.4%	1.9%
Widowed	3.7%	9.7%
Divorced	13.6%	12.5%

Education

Less than 9th grade 7.9%

Some HS, no diploma 6.3%

HS graduate 43.8%

Some college, no degree 12.5%

Associate's degree 6.9%

Bachelor's degree 18.2%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	85.8%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	102	7.4%
Kindergarten	39	2.8%
Elementary school	787	57.2%
High school	276	20.1%
College / grad school	172	12.5%

Employment

Industry of employment

Education & healthcare 18.3%

Manufacturing 17.7%

Public administration 15.1%

Construction 10.2%

Retail trade 9.3%

Arts, food & hospitality 6.9%

Transportation & utilities 6.5%

Finance & real estate 4.9%

Professional & management 4.1%

Wholesale trade 3.0%

Agriculture & mining 2.8%

Other services 0.9%

Information 0.3%

Occupation

Category	%
Management, business & arts	32.2%
Service	16.7%
Sales & office	20.0%
Natural resources & construction	12.5%
Production & transportation	18.6%

Employment type

Type	%
Private sector	65.1%
Government	26.4%
Self-employed	8.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.8%
Carpool	8.2%
Public transit	0.3%
Walk	1.5%
Work from home	12.6%
Other means	0.6%
Avg commute (minutes)	35.4

Poverty

All people 13.8%

Under 18 years 13.6%

18 and over 13.9%

Married-couple families 4.3%

Female-led households 39.3%

Income support

Source	% of households
Social Security	34.7%
Retirement income	25.6%
Supplemental Security	4.5%
Cash public assistance	1.2%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	43.1%
High cholesterol	38.5%
Diabetes	13.0%
Heart disease	8.4%
Stroke	3.9%
Asthma	11.6%
Arthritis	33.6%
Kidney disease	3.4%
Pulmonary disease	12.1%
Cancer	6.9%

Behavior / access	%
Smoking	26.7%
Binge drinking	15.3%
No physical activity	34.5%
Less than 7 hrs sleep	37.2%
Depression	26.8%
Fair or poor health	23.2%
Poor mental health	19.0%
Poor physical health	15.7%
No health insurance	12.1%
Visited doctor (checkup)	75.9%
Visited dentist	49.3%
Cholesterol screening	89.0%
Teeth loss	22.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	279	5.0%

Disability	%
Any disability	14.5%
Under 18	1.8%
18–64 years	12.2%
65 and over	38.0%

Health insurance coverage

Type	%
Private insurance	62.0%
Public insurance	39.9%
No insurance	9.9%
Uninsured under 19	8.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,751	94.8%
Spanish	49	0.7%
Other Indo-European	44	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,110	99.8%
Born in same state	7,004	98.3%
Born in different state	5,452	76.5%
Foreign born	106	1.5%
Naturalized citizen	15	0.2%
Not a US citizen	13	86.7%

Ancestry

Ancestry	Count	%
Arab	1,199	16.8%
Italian	910	12.8%
French	643	9%

Ancestry	Count	%
Irish	48	0.7%
English	22	0.3%
German	5	0.1%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	87.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40359

What city is ZIP code 40359 in?

ZIP code 40359 is primarily assigned to Owenton, Kentucky.

What county is ZIP code 40359 in?

ZIP code 40359 falls within Owen County, Kentucky.

Is ZIP code 40359 mostly owner-occupied?

85% of occupied units in ZIP code 40359 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 40359?

The median home value in ZIP code 40359 is $151,700.

What is the population of ZIP code 40359?

ZIP code 40359 has an estimated population of 7,125 residents, with a density of 33 people per square mile.

What is the median household income in ZIP code 40359?

The median household income in ZIP code 40359 is $57,454, below the national median of ~$75,000.

What timezone is ZIP code 40359 in?

ZIP code 40359 observes the EST timezone.