42788 ZIP Code — White Mills, KY

Hardin County, Kentucky

ZIP code 42788 is located in White Mills, Kentucky, within Hardin County. It covers approximately 7.60 square miles and serves a population of 227 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 270/364.

About ZIP code 42788

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $216,000. Owner-occupancy is high at 88%, well above the national average.

Median household income is $50,972. The poverty rate of 7% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with construction as the leading industry.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 42788 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

227

population

7.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

42788 ZIP code map

Cities in ZIP code 42788

Below are the cities the US Postal Service accepts for ZIP code 42788. Using any city not on this list may result in mail delivery delays.

City	Status
White Mills	Preferred

Nearby ZIP codes

42776 Sonora (5.9 mi) 42740 Glendale (6.7 mi) 42784 Upton (6.9 mi) 42732 Eastview (7.9 mi) 42712 Big Clifty (8.3 mi) 42726 Clarkson (8.3 mi) 42724 Cecilia (10.9 mi) 42713 Bonnieville (13.1 mi) 42701 Elizabethtown (15 mi) 42765 Munfordville (15.1 mi) 40140 Garfield (15.3 mi) 42729 Cub Run (15.7 mi)

Demographics updated 05/2026

Population
Total population	227
Population density	30 / sq mi
State FIPS	21
County FIPS	093

Geography
Land area	7.60 sq mi
Water area	0.30 sq mi
Latitude	37.5149
Longitude	-86.0264
Timezone	Eastern (ET)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.4%	44.3%	47.9%
$50k – $100k	9.5%	32.6%	30.3%
$100k – $200k	24.1%	19.6%	17.6%
Over $200k	0.0%	3.5%	4.2%

Demographics & statistics

227

Population

People per sq mi

47.3

Median age

$50,972

Median household income

$33,555

Per capita income

$216,000

Median home value

Median monthly rent

87.9%

Home ownership

6.6%

Poverty rate

0.0%

Unemployment

109

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

10–14

25–34

35–44

45–54

55–59

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	9	4.0%
18 and over	218	96.0%
65 and over	54	23.8%
Median age	47.3 years

Race & ethnicity

White 88.5%

Black or African American 7.5%

Asian 4%

Group	Count	%
White	201	88.5%
Black or African American	17	7.5%
Asian	9	4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.4%	44.3%	47.9%
$50k – $100k	9.5%	32.6%	30.3%
$100k – $200k	24.1%	19.6%	17.6%
Over $200k	0.0%	3.5%	4.2%

$10k–$15k 12.1%

$15k–$25k 9.7%

$35k–$50k 16.9%

$50k–$75k 29.0%

$75k–$100k 8.1%

$100k–$150k 24.2%

Range	% of households
$10k–$15k	12.1%
$15k–$25k	9.7%
$35k–$50k	16.9%
$50k–$75k	29.0%
$75k–$100k	8.1%
$100k–$150k	24.2%
Median income	$50,972

Housing

Home values

Under $50k 9.2%

$50k–$100k 7.3%

$100k–$150k 11.9%

$150k–$200k 11.0%

$200k–$300k 33.0%

$300k–$500k 18.3%

$500k–$1M 9.2%

Housing overview

Metric	Value
Median home value	$216,000
Median rent / month	$0
Owner occupied	87.9%
Renter occupied	12.1%
Vacant	0.0%
Single-family detached	54.0%
Large apartment buildings	0.0%
Mobile homes	46.0%
Median rooms	7.0
Avg household size (owned)	1.94

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	35.5%
1990–1999	20.2%
1980–1989	0.0%
1970–1979	36.3%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	22.6%
3 bedrooms	77.4%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	9.7%
2 vehicles	30.6%
3 or more	59.7%

Heating fuel

Fuel type	%
Electricity	65.3%
Propane / LP gas	24.2%
Fuel oil	10.5%

Households & families

Household type	Count	%
Married-couple family	84	67.7%
Cohabiting couple	13	10.5%
Male householder, no spouse	15	12.1%
Female householder, no spouse	12	9.7%
Households with children under 18	10	8.1%
Households with seniors (65+)	45	36.3%
Average household size	1.83

Marital status

Status	Male	Female
Never married	10.7%	0.0%
Married	62.8%	87.6%
Separated	0.0%	0.0%
Widowed	12.4%	12.4%
Divorced	14.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.6%

HS graduate 37.6%

Some college, no degree 41.3%

Associate's degree 0.0%

Bachelor's degree 16.5%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	9	100.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Other services 32.4%

Construction 29.7%

Transportation & utilities 15.3%

Education & healthcare 11.7%

Professional & management 10.8%

Occupation

Category	%
Management, business & arts	22.5%
Service	0.0%
Sales & office	32.4%
Natural resources & construction	29.7%
Production & transportation	15.3%

Employment type

Type	%
Private sector	100.0%
Government	0.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.9%
Carpool	0.0%
Public transit	15.3%
Walk	0.0%
Work from home	10.8%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 6.6%

Under 18 years 0.0%

18 and over 6.9%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	36.3%
Retirement income	30.6%
Supplemental Security	10.5%
Cash public assistance	0.0%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	39.7%
High cholesterol	39.0%
Diabetes	11.3%
Heart disease	7.4%
Stroke	3.2%
Asthma	11.0%
Arthritis	32.9%
Kidney disease	3.0%
Pulmonary disease	9.7%
Cancer	7.2%

Behavior / access	%
Smoking	21.3%
Binge drinking	15.0%
No physical activity	27.6%
Less than 7 hrs sleep	35.4%
Depression	24.5%
Fair or poor health	18.0%
Poor mental health	16.6%
Poor physical health	13.0%
No health insurance	9.0%
Visited doctor (checkup)	77.6%
Visited dentist	59.5%
Cholesterol screening	91.5%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	24.7%
Under 18	0.0%
18–64 years	20.1%
65 and over	42.6%

Health insurance coverage

Type	%
Private insurance	73.6%
Public insurance	38.3%
No insurance	7.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	227	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	218	96.0%
Born in same state	218	96.0%
Born in different state	89	39.2%
Foreign born	0	0.0%
Naturalized citizen	9	4.0%
Not a US citizen	9	100.0%

Ancestry

Ancestry	Count	%
French	41	18.1%
Arab	18	7.9%

Ancestry	Count	%
English	10	4.4%
Dutch	9	4%

Technology access

Metric	% of households
Computer access	54.6%
Internet access	87.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42788

What city is ZIP code 42788 in?

ZIP code 42788 is primarily assigned to White Mills, Kentucky.

What county is ZIP code 42788 in?

ZIP code 42788 falls within Hardin County, Kentucky.

Is ZIP code 42788 mostly owner-occupied?

88% of occupied units in ZIP code 42788 are owner-occupied, well above the national average.

Does ZIP code 42788 have a large retiree population?

36% of households in ZIP code 42788 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 42788?

ZIP code 42788 has an estimated population of 227 residents, with a density of 30 people per square mile.

What is the median household income in ZIP code 42788?

The median household income in ZIP code 42788 is $50,972, below the national median of ~$75,000.

What timezone is ZIP code 42788 in?

ZIP code 42788 observes the EST timezone.