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Kentucky ZIP Codes
Hardin County
Upton, KY
42784
42784 ZIP Code — Upton, KY
Hardin County, Kentucky
ZIP code 42784 is located in
Upton ,
Kentucky ,
within Hardin County .
It covers approximately 65.89 square miles and serves a population of
3,050 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 270/364 .
About ZIP code 42784
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $130,000. Owner-occupancy sits near the national average at 70%.
Median household income is $66,875. Poverty affects 23% of residents, above the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 42784 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.
42784 ZIP code map
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Cities in ZIP code 42784
Below are the cities the US Postal Service accepts for ZIP code 42784. Using any city not on this list may result in mail delivery delays.
City
Status
Upton
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,050
Population density
46 / sq mi
State FIPS
21
County FIPS
093
Geography
Land area
65.89 sq mi
Water area
0.43 sq mi
Latitude
37.4563
Longitude
-85.9234
Timezone
Eastern (ET)
Area code
270/364
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
55.0%
44.3%
47.9%
$50k – $100k
27.1%
32.6%
30.3%
$100k – $200k
15.9%
19.6%
17.6%
Over $200k
2.0%
3.5%
4.2%
Demographics & statistics
$66,875
Median household income
$130,000
Median home value
17.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 805 26.4% 18 and over 2,245 73.6% 65 and over 522 17.1% Median age 35.9 years
Race & ethnicity
Black or African American
0.7%
American Indian / Alaska Native
0.1%
Group Count % White 2,925 95.2% Two or more races 93 3% Hispanic or Latino 23 0.7% Black or African American 21 0.7% Other race 8 0.3% American Indian / Alaska Native 3 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
55.0%
44.3%
47.9%
$50k – $100k
27.1%
32.6%
30.3%
$100k – $200k
15.9%
19.6%
17.6%
Over $200k
2.0%
3.5%
4.2%
Range % of households Under $10k 8.4% $10k–$15k 8.0% $15k–$25k 9.8% $25k–$35k 8.3% $35k–$50k 8.1% $50k–$75k 14.3% $75k–$100k 22.9% $100k–$150k 12.5% $150k–$200k 6.0% $200k+ 1.8% Median income $66,875
Housing
Housing overview
Metric Value Median home value $130,000 Median rent / month $831 Owner occupied 69.8% Renter occupied 30.2% Vacant 7.7% Single-family detached 75.8% Large apartment buildings 0.0% Mobile homes 23.2% Median rooms 6.1 Avg household size (owned) 2.55
Year built
Era % 2020 or later 1.1% 2010–2019 8.4% 2000–2009 19.5% 1990–1999 15.4% 1980–1989 6.7% 1970–1979 16.5% 1960–1969 3.5% 1950–1959 8.2% 1940–1949 4.8% 1939 or earlier 15.9%
Bedrooms
Size % of units No bedroom (studio) 0.2% 1 bedroom 5.2% 2 bedrooms 27.8% 3 bedrooms 41.7% 4 bedrooms 22.2% 5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households No vehicle 1.2% 1 vehicle 38.0% 2 vehicles 36.8% 3 or more 24.0%
Heating fuel
Fuel type % Utility gas 2.6% Electricity 76.2% Propane / LP gas 17.4% Fuel oil 0.5% Wood 3.3%
Households & families
Household type Count % Married-couple family 631 48.9% Cohabiting couple 41 3.2% Male householder, no spouse 328 25.4% Female householder, no spouse 290 22.5% Households with children under 18 354 27.4% Households with seniors (65+) 356 27.6% Average household size 2.36
Marital status
Status Male Female Never married 29.6% 22.6% Married 59.2% 57.4% Separated 0.6% 0.3% Widowed 1.4% 11.1% Divorced 9.2% 8.6%
Education
Some HS, no diploma
11.2%
Some college, no degree
20.7%
Graduate / professional
5.1%
Metric % HS diploma or higher 82.4% Bachelor's or higher 17.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 22 4.4% Kindergarten 2 0.4% Elementary school 322 64.0% High school 135 26.8% College / grad school 22 4.4%
Employment
Industry of employment
Education & healthcare
15.4%
Transportation & utilities
10.8%
Arts, food & hospitality
6.9%
Professional & management
6.6%
Agriculture & mining
5.0%
Finance & real estate
2.2%
Public administration
2.2%
Occupation
Category % Management, business & arts 33.5% Service 17.7% Sales & office 15.5% Natural resources & construction 13.5% Production & transportation 19.8%
Employment type
Type % Private sector 82.8% Government 9.2% Self-employed 7.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 81.9% Carpool 4.5% Public transit 0.0% Walk 0.2% Work from home 9.9% Other means 3.5% Avg commute (minutes) 26.9
Poverty
Married-couple families
12.2%
Female-led households
78.7%
Income support
Source % of households Social Security 34.8% Retirement income 19.5% Supplemental Security 5.2% Cash public assistance 1.1% Food stamps / SNAP 12.7%
Health indicators
Condition % Obesity 39.8% High blood pressure 40.9% High cholesterol 37.2% Diabetes 11.9% Heart disease 7.7% Stroke 3.6% Asthma 11.6% Arthritis 32.1% Kidney disease 3.2% Pulmonary disease 11.0% Cancer 6.7%
Behavior / access % Smoking 25.1% Binge drinking 15.3% No physical activity 31.4% Less than 7 hrs sleep 38.2% Depression 26.4% Fair or poor health 21.1% Poor mental health 18.7% Poor physical health 14.6% No health insurance 11.1% Visited doctor (checkup) 76.1% Visited dentist 52.8% Cholesterol screening 89.1% Teeth loss 20.1%
Veterans & disability
Veterans Count % Civilian veterans 171 7.7%
Disability % Any disability 15.8% Under 18 3.9% 18–64 years 16.9% 65 and over 30.7%
Health insurance coverage
Type % Private insurance 58.0% Public insurance 52.6% No insurance 5.7% Uninsured under 19 6.9%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,734 89.6% Spanish 28 1.0% Other Indo-European 21 0.8% Asian & Pacific Islander 7 0.3% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 3,034 99.5% Born in same state 3,021 99.0% Born in different state 2,526 82.8% Foreign born 13 0.4% Naturalized citizen 16 0.5% Not a US citizen 7 43.8%
Ancestry
Ancestry Count % French 504 16.5% Arab 425 13.9%
Ancestry Count % Italian 265 8.7% English 9 0.3%
Technology access
Metric % of households Computer access 42.3% Internet access 89.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42784
What city is ZIP code 42784 in?
ZIP code 42784 is primarily assigned to Upton, Kentucky.
What county is ZIP code 42784 in?
ZIP code 42784 falls within Hardin County, Kentucky.
What is the poverty rate in ZIP code 42784?
23% of residents in ZIP code 42784 live below the poverty line, above the national average.
What is the typical home value in ZIP code 42784?
The median home value in ZIP code 42784 is $130,000.
What is the population of ZIP code 42784?
ZIP code 42784 has an estimated population of 3,050 residents, with a density of 46 people per square mile.
What is the median household income in ZIP code 42784?
The median household income in ZIP code 42784 is $66,875, below the national median of ~$75,000.
What timezone is ZIP code 42784 in?
ZIP code 42784 observes the EST timezone.
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