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Kentucky ZIP Codes
Larue County
Mount Sherman, KY
42764
42764 ZIP Code — Mount Sherman, KY
Larue County, Kentucky
ZIP code 42764 is located in
Mount Sherman ,
Kentucky ,
within Larue County .
It covers approximately 18.22 square miles and serves a population of
430 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 270/364 .
About ZIP code 42764
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $163,300. Owner-occupancy is high at 79%, well above the national average.
Median household income is $68,393. Poverty affects 33% of residents, above the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 31% of workers work from home.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (27%) compared to national benchmarks.
Overall, ZIP code 42764 reflects a community defined by economic challenges above the national average, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
42764 ZIP code map
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Cities in ZIP code 42764
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
430
Population density
24 / sq mi
State FIPS
21
County FIPS
123
Geography
Land area
18.22 sq mi
Water area
0.03 sq mi
Latitude
37.4411
Longitude
-85.6282
Timezone
Eastern (ET)
Area code
270/364
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
71.7%
52.0%
47.9%
$50k – $100k
17.4%
32.8%
30.3%
$100k – $200k
11.0%
12.5%
17.6%
Over $200k
0.0%
2.7%
4.2%
Demographics & statistics
$68,393
Median household income
$163,300
Median home value
23.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 121 28.1% 18 and over 309 71.9% 65 and over 106 24.7% Median age 44.7 years
Race & ethnicity
Group Count % White 360 72% Hispanic or Latino 70 14% Other race 70 14%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
71.7%
52.0%
47.9%
$50k – $100k
17.4%
32.8%
30.3%
$100k – $200k
11.0%
12.5%
17.6%
Over $200k
0.0%
2.7%
4.2%
Range % of households $10k–$15k 5.9% $15k–$25k 29.8% $35k–$50k 3.2% $50k–$75k 21.3% $75k–$100k 12.8% $100k–$150k 15.4% $150k–$200k 11.7% Median income $68,393
Housing
Housing overview
Metric Value Median home value $163,300 Median rent / month $0 Owner occupied 79.3% Renter occupied 20.7% Vacant 14.2% Single-family detached 65.3% Large apartment buildings 0.0% Mobile homes 34.7% Median rooms 6.0 Avg household size (owned) 1.96
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 21.5% 1990–1999 12.8% 1980–1989 9.1% 1970–1979 7.3% 1960–1969 21.0% 1950–1959 16.0% 1940–1949 0.0% 1939 or earlier 12.3%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 11.4% 2 bedrooms 19.6% 3 bedrooms 67.1% 4 bedrooms 1.8% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 4.3% 1 vehicle 20.2% 2 vehicles 54.8% 3 or more 20.7%
Heating fuel
Fuel type % Utility gas 2.1% Electricity 33.0% Propane / LP gas 38.3% Wood 26.6%
Households & families
Household type Count % Married-couple family 85 45.2% Cohabiting couple 0 0.0% Male householder, no spouse 64 34.0% Female householder, no spouse 39 20.7% Households with children under 18 49 26.1% Households with seniors (65+) 82 43.6% Average household size 2.29
Marital status
Status Male Female Never married 11.5% 45.5% Married 54.8% 42.7% Separated 14.0% 0.0% Widowed 0.0% 3.8% Divorced 19.7% 8.0%
Education
Less than 9th grade
20.7%
Some college, no degree
16.2%
Graduate / professional
6.8%
Metric % HS diploma or higher 74.4% Bachelor's or higher 23.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 51 45.5% High school 61 54.5% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
20.7%
Finance & real estate
19.3%
Professional & management
15.0%
Agriculture & mining
7.9%
Transportation & utilities
6.4%
Occupation
Category % Management, business & arts 21.4% Service 12.1% Sales & office 31.4% Natural resources & construction 12.9% Production & transportation 22.1%
Employment type
Type % Private sector 77.1% Government 2.9% Self-employed 20.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 60.7% Carpool 8.6% Public transit 0.0% Walk 0.0% Work from home 30.7% Other means 0.0% Avg commute (minutes) 27.6
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 41.0% Retirement income 25.5% Supplemental Security 15.4% Cash public assistance 0.0% Food stamps / SNAP 10.1%
Health indicators
Condition % Obesity 40.5% High blood pressure 40.2% High cholesterol 36.3% Diabetes 11.8% Heart disease 7.4% Stroke 3.5% Asthma 11.8% Arthritis 31.3% Kidney disease 3.0% Pulmonary disease 11.4% Cancer 6.0%
Behavior / access % Smoking 27.0% Binge drinking 16.0% No physical activity 32.8% Less than 7 hrs sleep 40.1% Depression 27.4% Fair or poor health 22.2% Poor mental health 19.7% Poor physical health 15.1% No health insurance 12.0% Visited doctor (checkup) 74.8% Visited dentist 49.5% Cholesterol screening 88.0% Teeth loss 21.7%
Veterans & disability
Veterans Count % Civilian veterans 31 10.0%
Disability % Any disability 18.8% Under 18 0.0% 18–64 years 36.0% 65 and over 7.5%
Health insurance coverage
Type % Private insurance 50.9% Public insurance 69.3% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 421 97.9% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 430 100.0% Born in same state 430 100.0% Born in different state 359 83.5% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 106 24.7% French 62 14.4%
Ancestry Count % Italian 31 7.2%
Technology access
Metric % of households Computer access 43.7% Internet access 87.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42764
What city is ZIP code 42764 in?
ZIP code 42764 is primarily assigned to Mount Sherman, Kentucky.
What county is ZIP code 42764 in?
ZIP code 42764 falls within Green County, Kentucky.
What is the poverty rate in ZIP code 42764?
33% of residents in ZIP code 42764 live below the poverty line, above the national average.
Does ZIP code 42764 have a large retiree population?
41% of households in ZIP code 42764 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 42764 have a large veteran population?
10% of civilians in ZIP code 42764 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 42764?
The median home value in ZIP code 42764 is $163,300.
What timezone is ZIP code 42764 in?
ZIP code 42764 observes the CST timezone.
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