42746 ZIP Code — Hardyville, KY

Hart County, Kentucky

ZIP code 42746 is located in Hardyville, Kentucky, within Hart County. It covers approximately 47.38 square miles and serves a population of 2,512 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42746

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $100,800. Owner-occupancy is high at 82%, well above the national average.

Median household income is $49,868. Poverty affects 22% of residents, above the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 42746 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,512

population

47.38

sq mi land

Standard

ZIP type

Central (CT)

timezone

42746 ZIP code map

Cities in ZIP code 42746

Below are the cities the US Postal Service accepts for ZIP code 42746. Using any city not on this list may result in mail delivery delays.

City	Status
Hardyville	Preferred

Nearby ZIP codes

42722 Canmer (3.6 mi) 42214 Center (7.4 mi) 42749 Horse Cave (8.4 mi) 42782 Summersville (9.5 mi) 42743 Greensburg (11.2 mi) 42154 Knob Lick (11.6 mi) 42757 Magnolia (12 mi) 42127 Cave City (12.4 mi) 42765 Munfordville (12.5 mi) 42713 Bonnieville (13.2 mi) 42764 Mount Sherman (16 mi) 42129 Edmonton (17.5 mi)

Demographics updated 05/2026

Population
Total population	2,512
Population density	53 / sq mi
State FIPS	21
County FIPS	099

Geography
Land area	47.38 sq mi
Water area	0.58 sq mi
Latitude	37.2219
Longitude	-85.7202
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.0%	60.4%	47.9%
$50k – $100k	30.7%	26.8%	30.3%
$100k – $200k	13.3%	10.1%	17.6%
Over $200k	0.0%	2.8%	4.2%

Demographics & statistics

2,512

Population

People per sq mi

32.1

Median age

$49,868

Median household income

$20,503

Per capita income

$100,800

Median home value

$582

Median monthly rent

81.9%

Home ownership

21.6%

Poverty rate

5.2%

Unemployment

934

Housing units

9.4%

Bachelor's or higher

Age distribution

Male Female

122

Under 5

144

5–9

10–14

113

15–19

104

20–24

122

166

25–34

196

121

35–44

142

184

45–54

218

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	730	29.1%
18 and over	1,782	70.9%
65 and over	216	8.6%
Median age	32.1 years

Race & ethnicity

White 92.8%

Two or more races 3.9%

Black or African American 2%

Asian 1%

Hispanic or Latino 0.3%

Group	Count	%
White	2,338	92.8%
Two or more races	98	3.9%
Black or African American	50	2%
Asian	26	1%
Hispanic or Latino	7	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.0%	60.4%	47.9%
$50k – $100k	30.7%	26.8%	30.3%
$100k – $200k	13.3%	10.1%	17.6%
Over $200k	0.0%	2.8%	4.2%

Under $10k 3.9%

$10k–$15k 10.6%

$15k–$25k 18.7%

$25k–$35k 7.2%

$35k–$50k 9.8%

$50k–$75k 20.1%

$75k–$100k 16.1%

$100k–$150k 10.8%

$150k–$200k 1.4%

$200k+ 1.4%

Range	% of households
Under $10k	3.9%
$10k–$15k	10.6%
$15k–$25k	18.7%
$25k–$35k	7.2%
$35k–$50k	9.8%
$50k–$75k	20.1%
$75k–$100k	16.1%
$100k–$150k	10.8%
$150k–$200k	1.4%
$200k+	1.4%
Median income	$49,868

Housing

Home values

Under $50k 2.0%

$50k–$100k 47.6%

$100k–$150k 24.3%

$150k–$200k 17.1%

$200k–$300k 5.5%

$300k–$500k 2.4%

$500k–$1M 1.1%

Housing overview

Metric	Value
Median home value	$100,800
Median rent / month	$582
Owner occupied	81.9%
Renter occupied	18.1%
Vacant	21.9%
Single-family detached	78.6%
Large apartment buildings	0.0%
Mobile homes	19.4%
Median rooms	5.6
Avg household size (owned)	2.94

Year built

Era	%
2020 or later	0.0%
2010–2019	5.4%
2000–2009	16.3%
1990–1999	10.0%
1980–1989	13.2%
1970–1979	14.2%
1960–1969	8.7%
1950–1959	18.7%
1940–1949	4.8%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.0%
2 bedrooms	35.2%
3 bedrooms	45.2%
4 bedrooms	11.2%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	28.9%
2 vehicles	23.8%
3 or more	40.7%

Heating fuel

Fuel type	%
Utility gas	2.6%
Electricity	78.2%
Propane / LP gas	8.8%
Wood	9.6%

Households & families

Household type	Count	%
Married-couple family	460	54.1%
Cohabiting couple	63	7.4%
Male householder, no spouse	59	6.9%
Female householder, no spouse	268	31.5%
Households with children under 18	344	40.5%
Households with seniors (65+)	162	19.1%
Average household size	2.96

Marital status

Status	Male	Female
Never married	31.8%	18.5%
Married	58.3%	53.8%
Separated	0.0%	0.0%
Widowed	0.0%	4.6%
Divorced	9.9%	23.2%

Education

Less than 9th grade 7.2%

Some HS, no diploma 11.1%

HS graduate 54.6%

Some college, no degree 13.2%

Associate's degree 4.6%

Bachelor's degree 5.1%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	81.7%
Bachelor's or higher	9.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	52	10.0%
Kindergarten	29	5.6%
Elementary school	292	56.3%
High school	113	21.8%
College / grad school	33	6.4%

Employment

Industry of employment

Manufacturing 35.7%

Education & healthcare 16.4%

Retail trade 13.6%

Professional & management 6.9%

Agriculture & mining 6.1%

Finance & real estate 5.9%

Arts, food & hospitality 4.5%

Public administration 4.3%

Construction 3.9%

Other services 1.2%

Wholesale trade 0.8%

Transportation & utilities 0.8%

Occupation

Category	%
Management, business & arts	20.3%
Service	20.7%
Sales & office	12.1%
Natural resources & construction	22.9%
Production & transportation	24.0%

Employment type

Type	%
Private sector	78.2%
Government	12.2%
Self-employed	9.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.2%
Carpool	11.2%
Public transit	0.0%
Walk	1.2%
Work from home	6.5%
Other means	0.0%
Avg commute (minutes)	24.8

Poverty

All people 21.6%

Under 18 years 17.5%

18 and over 23.3%

Married-couple families 11.3%

Female-led households 57.8%

Income support

Source	% of households
Social Security	30.1%
Retirement income	29.6%
Supplemental Security	14.8%
Cash public assistance	3.1%
Food stamps / SNAP	15.4%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	43.5%
High cholesterol	37.6%
Diabetes	13.0%
Heart disease	8.2%
Stroke	3.9%
Asthma	11.6%
Arthritis	32.3%
Kidney disease	3.4%
Pulmonary disease	11.7%
Cancer	6.6%

Behavior / access	%
Smoking	26.0%
Binge drinking	15.0%
No physical activity	33.2%
Less than 7 hrs sleep	39.5%
Depression	25.9%
Fair or poor health	22.9%
Poor mental health	18.7%
Poor physical health	15.5%
No health insurance	11.7%
Visited doctor (checkup)	76.3%
Visited dentist	49.9%
Cholesterol screening	88.8%
Teeth loss	22.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	74	4.2%

Disability	%
Any disability	25.8%
Under 18	7.7%
18–64 years	35.0%
65 and over	19.9%

Health insurance coverage

Type	%
Private insurance	52.0%
Public insurance	53.8%
No insurance	8.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,246	89.4%
Spanish	18	0.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	18	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,486	99.0%
Born in same state	2,486	99.0%
Born in different state	1,843	73.4%
Foreign born	0	0.0%
Naturalized citizen	26	1.0%
Not a US citizen	15	57.7%

Ancestry

Ancestry	Count	%
Arab	561	22.3%
Italian	237	9.4%

Ancestry	Count	%
French	101	4%

Technology access

Metric	% of households
Computer access	33.8%
Internet access	87.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42746

What city is ZIP code 42746 in?

ZIP code 42746 is primarily assigned to Hardyville, Kentucky.

What county is ZIP code 42746 in?

ZIP code 42746 falls within Hart County, Kentucky.

How educated is the population of ZIP code 42746?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 42746?

22% of residents in ZIP code 42746 live below the poverty line, above the national average.

Is ZIP code 42746 mostly owner-occupied?

82% of occupied units in ZIP code 42746 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 42746?

The median home value in ZIP code 42746 is $100,800.

What timezone is ZIP code 42746 in?

ZIP code 42746 observes the CST timezone.