13601 ZIP Code — Watertown, NY

Jefferson County, New York

ZIP code 13601 is located in Watertown, New York, within Jefferson County. It covers approximately 140.75 square miles and serves a population of 38,332 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315/680.

About ZIP code 13601

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $164,100. Owner-occupancy sits near the national average at 50%.

Median household income is $57,936. SNAP benefit usage at 21% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 13601 reflects a community defined by a strong veteran community and elevated reliance on food assistance.

38,332

population

140.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13601 ZIP code map

Cities in ZIP code 13601

Below are the cities the US Postal Service accepts for ZIP code 13601. Using any city not on this list may result in mail delivery delays.

City	Status
Watertown	Acceptable
Watertown	Preferred

Nearby ZIP codes

13616 Calcium (3.8 mi) 13612 Black River (5.8 mi) 13603 Watertown (7.6 mi) 13638 Felts Mills (8.1 mi) 13637 Evans Mills (8.3 mi) 13634 Dexter (9.2 mi) 13682 Rodman (9.9 mi) 13685 Sackets Harbor (10 mi) 13606 Adams Center (10.1 mi) 13622 Chaumont (12.7 mi) 13605 Adams (14.2 mi) 13656 La Fargeville (14.3 mi)

Demographics updated 05/2026

Population
Total population	38,332
Population density	272 / sq mi
State FIPS	36
County FIPS	045

Geography
Land area	140.75 sq mi
Water area	2.37 sq mi
Latitude	43.9887
Longitude	-75.9057
Timezone	Eastern (ET)
Area code	315/680

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.4%	45.1%	37.0%
$50k – $100k	31.8%	34.1%	27.0%
$100k – $200k	14.9%	18.0%	24.4%
Over $200k	3.0%	2.7%	11.5%

Demographics & statistics

38,332

Population

272

People per sq mi

35.9

Median age

$57,936

Median household income

$34,201

Per capita income

$164,100

Median home value

$960

Median monthly rent

50.2%

Home ownership

15.9%

Poverty rate

5.5%

Unemployment

10,564

Housing units

25.3%

Bachelor's or higher

Age distribution

Male Female

1,352

Under 5

1,263

1,241

5–9

1,159

1,205

10–14

1,126

1,026

15–19

958

1,738

20–24

1,622

3,094

25–34

2,889

2,705

35–44

2,525

2,372

45–54

2,214

1,141

55–59

1,066

1,077

60–64

1,006

1,509

65–74

1,409

994

75–84

929

368

85+

344

← Male

Female →

Age summary

Group	Count	%
Under 18	8,647	22.6%
18 and over	29,685	77.4%
65 and over	5,553	14.5%
Median age	35.9 years

Race & ethnicity

White 78.9%

Black or African American 6.5%

Two or more races 6.1%

Hispanic or Latino 4.4%

Asian 2.1%

Other race 1.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	31,654	78.9%
Black or African American	2,605	6.5%
Two or more races	2,452	6.1%
Hispanic or Latino	1,764	4.4%
Asian	854	2.1%
Other race	743	1.9%
American Indian / Alaska Native	24	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.4%	45.1%	37.0%
$50k – $100k	31.8%	34.1%	27.0%
$100k – $200k	14.9%	18.0%	24.4%
Over $200k	3.0%	2.7%	11.5%

Under $10k 5.9%

$10k–$15k 5.8%

$15k–$25k 8.5%

$25k–$35k 12.0%

$35k–$50k 11.3%

$50k–$75k 17.3%

$75k–$100k 14.8%

$100k–$150k 13.7%

$150k–$200k 5.7%

$200k+ 4.9%

Range	% of households
Under $10k	5.9%
$10k–$15k	5.8%
$15k–$25k	8.5%
$25k–$35k	12.0%
$35k–$50k	11.3%
$50k–$75k	17.3%
$75k–$100k	14.8%
$100k–$150k	13.7%
$150k–$200k	5.7%
$200k+	4.9%
Median income	$57,936

Housing

Home values

Under $50k 5.1%

$50k–$100k 13.4%

$100k–$150k 23.9%

$150k–$200k 26.3%

$200k–$300k 19.7%

$300k–$500k 8.5%

$500k–$1M 2.1%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$164,100
Median rent / month	$960
Owner occupied	50.2%
Renter occupied	49.8%
Vacant	12.0%
Single-family detached	51.5%
Large apartment buildings	8.4%
Mobile homes	3.6%
Median rooms	5.8
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	6.1%
2000–2009	4.9%
1990–1999	8.2%
1980–1989	10.6%
1970–1979	7.1%
1960–1969	8.2%
1950–1959	9.6%
1940–1949	4.9%
1939 or earlier	40.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	14.7%
2 bedrooms	26.7%
3 bedrooms	38.4%
4 bedrooms	13.3%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	12.3%
1 vehicle	45.6%
2 vehicles	32.6%
3 or more	9.5%

Heating fuel

Fuel type	%
Utility gas	58.5%
Electricity	23.3%
Propane / LP gas	7.0%
Fuel oil	6.1%
Wood	2.5%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	6,623	40.0%
Cohabiting couple	1,403	8.5%
Male householder, no spouse	3,816	23.0%
Female householder, no spouse	4,732	28.6%
Households with children under 18	4,614	27.8%
Households with seniors (65+)	4,096	24.7%
Average household size	2.24

Marital status

Status	Male	Female
Never married	38.9%	28.7%
Married	46.3%	45.5%
Separated	1.9%	3.1%
Widowed	2.2%	7.5%
Divorced	10.6%	15.2%

Education

Less than 9th grade 3.2%

Some HS, no diploma 6.5%

HS graduate 32.5%

Some college, no degree 20.4%

Associate's degree 12.2%

Bachelor's degree 14.1%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	25.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	711	8.5%
Kindergarten	507	6.0%
Elementary school	3,859	46.0%
High school	1,536	18.3%
College / grad school	1,773	21.1%

Employment

Industry of employment

Education & healthcare 28.7%

Retail trade 16.1%

Arts, food & hospitality 10.2%

Public administration 8.3%

Professional & management 7.7%

Manufacturing 7.3%

Construction 6.4%

Other services 4.6%

Finance & real estate 3.5%

Transportation & utilities 3.1%

Information 1.9%

Wholesale trade 1.8%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	34.6%
Service	23.3%
Sales & office	24.4%
Natural resources & construction	6.8%
Production & transportation	10.9%

Employment type

Type	%
Private sector	75.4%
Government	19.7%
Self-employed	4.4%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	83.3%
Carpool	6.3%
Public transit	1.1%
Walk	3.7%
Work from home	3.4%
Other means	2.3%
Avg commute (minutes)	17.2

Poverty

All people 15.9%

Under 18 years 19.7%

18 and over 14.8%

Married-couple families 3.5%

Female-led households 23.6%

Income support

Source	% of households
Social Security	29.1%
Retirement income	24.6%
Supplemental Security	7.2%
Cash public assistance	5.2%
Food stamps / SNAP	21.1%

Health indicators

Condition	%
Obesity	32.5%
High blood pressure	32.5%
High cholesterol	30.6%
Diabetes	9.4%
Heart disease	6.1%
Stroke	3.1%
Asthma	10.5%
Arthritis	23.9%
Kidney disease	2.9%
Pulmonary disease	7.4%
Cancer	6.1%

Behavior / access	%
Smoking	18.9%
Binge drinking	18.1%
No physical activity	26.8%
Less than 7 hrs sleep	33.8%
Depression	23.0%
Fair or poor health	13.4%
Poor mental health	15.6%
Poor physical health	10.3%
No health insurance	12.6%
Visited doctor (checkup)	79.0%
Visited dentist	59.4%
Cholesterol screening	87.5%
Teeth loss	17.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,437	12.4%

Disability	%
Any disability	16.6%
Under 18	7.8%
18–64 years	15.4%
65 and over	36.1%

Health insurance coverage

Type	%
Private insurance	63.2%
Public insurance	47.1%
No insurance	5.1%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	35,717	93.2%
Spanish	759	2.1%
Other Indo-European	377	1.1%
Asian & Pacific Islander	82	0.2%
Other languages	261	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	36,454	95.1%
Born in same state	35,800	93.4%
Born in different state	27,390	71.5%
Foreign born	654	1.7%
Naturalized citizen	1,878	4.9%
Not a US citizen	1,151	61.3%

Ancestry

Ancestry	Count	%
Italian	7,023	18.3%
French	4,229	11%
Arab	1,763	4.6%
German	1,011	2.6%
English	324	0.8%

Ancestry	Count	%
Polish	248	0.6%
Irish	224	0.6%
Norwegian	76	0.2%
Dutch	50	0.1%

Technology access

Metric	% of households
Computer access	43.2%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13601

What city is ZIP code 13601 in?

ZIP code 13601 is primarily assigned to Watertown, New York.

What county is ZIP code 13601 in?

ZIP code 13601 falls within Jefferson County, New York.

What is the poverty rate in ZIP code 13601?

16% of residents in ZIP code 13601 live below the poverty line, above the national average.

Does ZIP code 13601 have a large veteran population?

12% of civilians in ZIP code 13601 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 13601?

The median home value in ZIP code 13601 is $164,100.

What is the population of ZIP code 13601?

ZIP code 13601 has an estimated population of 38,332 residents, with a density of 272 people per square mile.

What timezone is ZIP code 13601 in?

ZIP code 13601 observes the EST timezone.